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Ans: Hi,
I understand that you want to achieve 50% aggregate marks in important subjects like PCBM. Since you have spent three years on this, what are your plans for after obtaining the 50% marks?

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Ans: 50% for the general category (in some cases, they might have mentioned otherwise 50%)

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Ans: NO, a student who passed the 12th HSC exam as a regular candidate in 2023 is not eligible to apply for Form 17 (private candidate) for the February 2026 exams, as Form 17 is for students who failed or are appearing for the first time privately. The student who passed in 2023 is considered to have already completed the examination requirement.
Who is eligible for Form 17: Form 17 is primarily for students who failed the 12th exam and need to repeat it, or for students who are appearing privately for the first time.

Since you passed as a regular candidate in 2023, you have already completed the HSC examination. Your passing certificate from 2023 is your proof of completion.

For improvement: If you wish to improve your marks, you would typically apply for an improvement exam rather than reappearing as a private candidate through Form 17. However, eligibility for such an exam needs to be checked with the Maharashtra State Board.

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Ans: Hi, Yes, you need to provide an affidavit since you provided a wrong 12th roll number. It is better to avoid any consequences.

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Ans: Welcome.
If possible, please follow me.
Thanks

Ans: Yes. You can. Please focus on building a career right now instead of thinking about this issue much more.

Ans: Read the reply/answer given by me once again.

Ans: Focus on your M.Com. degree. Join some online or offline computer courses and try to master MS Excel or Google Sheets along with AI tools to secure a respected job. Alternatively, you can learn accounting software Tally, which is in high demand in the market and industries. You already mentioned that you have changed or lost multiple jobs. The main reason is known to you only. Identify your interests and search for jobs accordingly. Searching for any random job or working unwillingly in a place without interest will always cause problems. Improve your body language and tone of voice if they sound unpleasant to others (this might be one of the basic reasons). Be patient and wait for good opportunities. Continue learning new skills until you achieve success.

Ans: Here are the 3-options for you, based on your experience & expertise. OPTION 1: INDEPENDENT GST COMPLIANCE & ADVISORY CONSULTING PRACTICE
Market demand for GST expertise remains exceptionally strong, growing 9-11% annually with 94 new specialized firms emerging in 2024 alone. Your unique competitive advantage lies in direct commissionerate-level dispute resolution experience—most consultants lack this credibility. Service portfolio spans GST departmental audit defense, notice response assistance, compliance advisory for SMEs, inverted tax structure refund optimization, e-invoicing implementation, and monthly retainer-based GST health checks. Financial viability: Market rates command INR 1.5-3.5 lakhs per audit defense case; monthly retainers range INR 15,000-40,000; with 6-8 monthly cases plus 8-10 retainer clients, first-year revenue exceeds INR 15-20 lakhs with 70-75% gross margins. Initial setup requires minimal capital (INR 2-3 lakhs) since home office operations are viable. Timeline to profitability: 4-6 months after activation. Critical success factor: Build strong referral network with CA practitioners lacking GST dispute expertise, positioning yourself as specialized outsourced resource. Document anonymized case studies demonstrating penalty avoidance and successful regulatory navigation as social proof.?

OPTION 2: SPECIALISED TAX ADVISORY & CORPORATE COMPLIANCE CONSULTANCY
India's accounting professional services market reaching USD 15.32 billion in 2025 offers substantial growth (projected USD 19.05 billion by 2030). Your 16-year combined expertise spanning accounting, auditing, direct tax, indirect tax, and compliance is exceptionally rare—enabling integrated tax planning rather than narrow specialization. Service architecture comprises three tiers: premium advisory (tax structuring for startups, corporate tax planning, IFC implementation commanding INR 3-25 lakhs per engagement with 60-65% margins); recurring compliance audit packages for 25-50 SMEs (INR 2-7.5 lakhs monthly recurring revenue with 75% margins); professional training workshops (INR 50,000-100,000 per session with 80% margins). Financial projection: 12-15 advisory projects combined with 30-40 monthly retainer clients generates INR 25-35 lakhs Year 1 revenue with INR 15-20 lakhs profitability. Setup capital: INR 4-5 lakhs; timeline to profitability: 6-9 months; scalability advantage emerges once service delivery templates are systematized. Differentiation strategy: Create case studies demonstrating quantified tax savings delivered, offer complimentary tax health checks, establish thought-leadership positioning through regular LinkedIn content and compliance articles.?

OPTION 3: VIRTUAL CFO & FINANCIAL ADVISORY SERVICES FOR STARTUPS/SMES
This emerging niche demonstrates highest market growth (25-30% annually) with demand exceeding supply 3:1 ratio in Tier-1 metros. India registers 1,000+ startups daily creating exponential demand for affordable professional financial management—founders lack in-house accounting expertise and cannot afford INR 12-25 lakhs full-time CFO salaries. Virtual CFO model addresses this gap at INR 2-5 lakhs annually per startup. Your background provides exactly what scaling startups desperately need: investor due diligence navigation, financial reporting for funding rounds, regulatory compliance orchestration, and cash-flow optimization—areas founders typically struggle with. Service delivery: Part-time engagement managing 15-25 startups simultaneously (8-15 hours monthly per client). Revenue model: INR 20,000-40,000 monthly retainers per client; portfolio target of 20-25 clients generates INR 6-7.5 lakhs monthly (INR 72-90 lakhs annually) with 80%+ gross margins. Profitability achieved at 12-15 clients; break-even accelerates as clientele grows. Setup capital minimal (INR 1.5-2 lakhs for software/cyber insurance); timeline to profitability fastest at 3-4 months; highly scalable once processes systematized. Market access: Partner with 100+ startup accelerators, venture capital firms, and ecosystem service providers; leverage LinkedIn founder targeting; attend 2-3 startup community events monthly. Key advantage: Unlike expensive big-firm services or inexperienced bookkeepers, you offer experienced perspective at reasonable pricing with direct founder accessibility.?
Virtual CFO services targeting startups/SMEs offers optimal combination: fastest profitability (3-4 months), highest recurring revenue percentage (95%+), lowest startup capital (INR 1.5-2 lakhs), best work-life balance, and highest market growth (25-30% annually). Your compliance expertise directly addresses founder financial management weakness. Ideal launchpad leveraging existing expertise with greatest scalability potential and sustainable long-term income generation capacity. All the BEST for a Prosperous Future!

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Ans: Hi
According to NEET guidelines, if you belong to the general category, you are required to have at least 50% of the total marks in Physics, Chemistry, and Biology (PCB) combined in your 12th-grade results. You have achieved this standard from both your state board and NIOS, so there is no need for you to take the improvement exam again.

However, I am concerned that your score in Biology is lower than desired, and your marks in other subjects are also only average. You will need to put in a significant amount of effort to achieve a good score and ranking.

Currently, it’s crucial that you focus on your preparation. By now, you should have your study materials in place. Starting from January 15, you should aim to take numerous mock tests available online. Please plan accordingly.

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Ans: Hi,

Who made this statement?

According to the NEET guidelines:
- There is no upper age limit to appear for the NEET exam and pursue studies in medicine.
- There is no limit on the number of attempts in the 12th grade, except for AFMC (Armed Forces Medical College, Pune), which only allows first-attempt candidates to apply.
- For the general category, a minimum of 50% aggregate marks is required. If you belong to a different category, the requirements will vary accordingly (please specify your category).
- The score can be a combination of State Board and NIOS (National Institute of Open Schooling).
- AIIMS requires a minimum of 60% aggregate marks.

If you have any further doubts, please feel free to ask for clarification.

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Ans: HI,
Your query is about whether you are eligible if you complete Biology through NIOS after having completed PCB through the state board.

Yes, it is possible. Regardless of whether you take the exam through NIOS or the state board, it is irrelevant since you will be making a second attempt. You need to achieve at least 50% in your marks. When you appear for the second attempt, you don't need to attend school; you can apply privately for the board exam. Instead of opting for the state board, you are choosing NIOS. That's all.

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Ans: You're Welcome.

Ans: Hi,
Based on your response, it seems you are losing 10% of your marks in the mock tests compared to your 10th-grade scores. I’m not sure which subject you are struggling with and losing marks in, but it’s crucial to identify that specific subject and focus on improving in it. As a dropper, you are already aware of your strengths and weaknesses. There are still a few months left, so try to take online mock tests regularly; this practice will help you achieve your goals. Additionally, your community can support you in reaching greater heights.

Aim for MBBS. Since you are interested in the health sector, you might also consider BDS or BAMS. If you wish to pursue a B.Tech in Biotechnology, you'll need to take the JEE exam. However, please note that the current scope for biotechnology is not as promising. So, your options can be MBBS, BDS, or BAMS.

SERIOUS SINCERE SYSTAMATIC SERVICE SECURE SUPREME SUCCESS.

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