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Prof Suvasish Mukhopadhyay  |146 Answers  |Ask -Follow

Career Counsellor - Answered on Nov 20, 2024

Asked by Anonymous - Nov 15, 2024Hindi

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I am currently studying bsc biotechnology i have an interest for biodesign so what should I take for my msc

Ans: Microbiology. Best of luck. Professor....................:)

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Prof Suvasish Mukhopadhyay  |146 Answers  |Ask -Follow

Career Counsellor - Answered on Nov 20, 2024

Asked by Anonymous - Nov 14, 2024Hindi

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Do I need to pass the FMGE exam to pursue MBA in Healthcare management or Healthcare administration after completing mbbs Degree from a foreign university?

Ans: Clearing FMGE is not required to pursue MBA after completing MBBS from a foreign university. Best of luck. Follow me. MAY GOD BLESS YOU. Professor...................:)

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Prof Suvasish Mukhopadhyay  |146 Answers  |Ask -Follow

Career Counsellor - Answered on Nov 20, 2024

Asked by Anonymous - Nov 20, 2024Hindi

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Hii sir now I am in 1 year of btech in ECE which couse should I do for skills development

Ans: Right now not required. You can learn German Language if you want to settle in Germany. Follow me. Best of luck. MAY GOD BLESS YOU. Professor.......................:)

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Dr Dipankar Dutta  |689 Answers  |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Nov 20, 2024

Question by chain - Nov 20, 2024Hindi

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I have completed my B. Tech in mechanical engineering in 2024. How can I get a job in the best company, and what courses should I do?

Ans: From which institution have you done your BE?

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Prof Suvasish Mukhopadhyay  |146 Answers  |Ask -Follow

Career Counsellor - Answered on Nov 20, 2024

Question by Mohamed - Nov 12, 2024Hindi

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My son is doing bachelor of science with intention to do MSc from IIT or IISc and get into teaching profession. What do you feel about the plan

Ans: It is an excellent plan. First of all I would like to thank him for deciding to be a teacher, now-a-days all are running after IT, AI, ML and money. But with M.Sc from IIT/IISc he can get school teaching. For college teaching Ph.D is preferred, though for being an Assistant Professor it is not compulsory. But famous institutes like IITs absorb only Ph.D candidate. If he gets funding he can do it from USA also. Best of luck to him. I am always available. All the best to your son. May God Bless him. Regards. Professor.................................:)

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Prof Suvasish Mukhopadhyay  |146 Answers  |Ask -Follow

Career Counsellor - Answered on Nov 20, 2024

Asked by Anonymous - Nov 20, 2024Hindi

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Sir, can you please explain about home state and other state quota in NIT admission.? If a student has completed till 10th in one state and otger two years in another state. On what basis can they apply?

Ans: The answer of your questions can be got from net. My work is to do the counselling. But for any enquiry you need to use the search engine like GOOGLE. Best of luck. May God Bless You. Professor...............................:)

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Prof Suvasish Mukhopadhyay  |146 Answers  |Ask -Follow

Career Counsellor - Answered on Nov 20, 2024

Asked by Anonymous - Nov 18, 2024Hindi

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Hello sir I have done my PhD in biotechnology.. I am searching a job. I am 39 years old

Ans: You please try for teaching or research type jobs. But your excess age is a negative factor. All the best. May God Bless You. Professor..................:)

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Ramalingam Kalirajan  |7070 Answers  |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Nov 20, 2024

Question by Deepak - Nov 20, 2024Hindi

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Sir, in how many years , I can turn 1crore to 20 crore.So that I can retire.Im investing about 1.35lakh as sip every month . Im 44 now . I have about 60 lakh iin different funds now, im hoping to reach a crore 2026.Thanks in advance.

Ans: To achieve a corpus of Rs 20 crore with your current financial inputs, let's break it down step by step:

Your Current Investments and SIP Plan
Current Investment: Rs 60 lakh (expected to grow to Rs 1 crore by 2026).
Monthly SIP Contribution: Rs 1.35 lakh.
Expected Rate of Return: 12% annually.
Timeframe to Reach Rs 20 Crore
With a starting corpus of Rs 1 crore (by 2026) and continuing a SIP of Rs 1.35 lakh monthly at 12%, it will take 23 years to grow to Rs 20 crore.
By the time you turn 67 years old, your desired retirement corpus can be achieved.


Key Assumptions
The 12% return assumption is realistic for equity-heavy portfolios. However, past performance is no guarantee for the future.
The SIP contributions should continue consistently without interruption for the given timeframe.
Inflation and changing lifestyle expenses are not considered here.

Points to Consider
Diversify Your Investments: Ensure your portfolio includes a mix of equity and debt. Adjust allocations as you approach retirement to reduce risk.

Monitor Progress Regularly: Periodically review your investments and returns. Rebalancing may be necessary to stay aligned with your goal.

Increase SIP Contributions Gradually: With rising income, consider increasing your SIPs by 5-10% annually to reduce the timeframe.

Emergency Fund and Insurance: Ensure you have a robust emergency fund and sufficient term insurance to secure your family.

High-Level Suggestion
We can fine-tune the investment strategy and assess the risks involved in detail.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Prof Suvasish Mukhopadhyay  |146 Answers  |Ask -Follow

Career Counsellor - Answered on Nov 20, 2024

Question by muthukumaran - Nov 20, 2024Hindi

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My Son is studying B.TECH.,Electricals and electronics in SRM,Kattangulathur with 9 cgpa...can you please advise intern ship...

Ans: Let him try for internship through his Training and Placement cell of SRM. Generally it is done in the pre final year. Just follow me. All the best. MAY GOD BLESS YOU. Professor...................:)

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Prof Suvasish Mukhopadhyay  |146 Answers  |Ask -Follow

Career Counsellor - Answered on Nov 20, 2024

Asked by Anonymous - Nov 20, 2024Hindi

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I'm 49 years old woman. I did my Bsc Agriculture in 1998. Afterthat did MBA through distance mode and Did Msc biotechnology in 2021 thro distance mode. I have worked in Banking sector From 2005 for 2 years after that worked in different Agriculture sector till Feb 2020. After that quit my job. Presently I'm in strong thinking of doing CS executive and Professional. And also I m preparing now and registered for that. I want to know whether it's good decision to do at this age and get success. I want to know your advice regarding this. Thank you.

Ans: First I would like to express my respect for your self-motivation, age is not the factor. People having age more than 60 are learning new courses, whereas you are only 48. Just go for CS executive and Professional. All the best. Be in touch. Just follow me. MAY GOD BLESS YOU. Professor........................................:)

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