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Namita Piparaiya |39 Answers |Ask -Follow

Yoga, Wellness Expert - Answered on Jun 21, 2023

Namita Piparaiya has an MBA degree and worked as a senior corporate executive for almost a decade before discovering her passion for yoga. In 2017, she founded Yoganama, a health and wellness platform that educates people about how they can take charge of their health through yoga and mindful practices.
Piparaiya has completed over 700 hours of Yoga Alliance certified training in Hatha Yoga from Indea Yoga, Mysore. She specialises in pranayama, Ayurveda, yoga philosophy and corrective exercises and regularly conducts training and educational programmes for individuals and corporate organisations.... more

Question by M on Jun 20, 2023Hindi

Health

I am physically challenged. Can I reduce my body weight by doing sitting postures of Yoga? I can't walk continuously for more than 5 minutes

Ans: Hi M, It is awesome that you want to get started with yoga. Reducing body weight is primarily dependent on diet and, secondarily, metabolism. Exercise helps improve our metabolism and makes the body function more efficiently. Yoga would be an excellent starting point for you. Here's what I would recommend - your routine should be moderately challenging for you - it should be optimally difficult, not severely. This means you should be able to recover from it easily - you should not feel tired or fatigued all day, and you should have the energy to practice the next day as well. This will be a discovery process. Let's take the example of walking - if your current limit is 5 minutes, you could set a goal to increase it to 6 mins in week 2. 8 mins in Week 3, 11 mins in Week 4, and 15 mins in Week 5. This is just a rough example of how you progressively increase intensity - the actual numbers can be higher or lower. You can do the same with yoga - the point is to constantly up the intensity just a little bit each time you come to the practice. I hope this helps; please consult your physician if you have any pre-existing health conditions. All the best.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Question by Kaka - Feb 01, 2023Hindi

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can we reduce weight by only walking daily for 30 mins and managing diet.

Ans: You can reduce the weight (Which includes muscle mass too) but not sure about the FATLOSS. It will be better to combine strength training as well with your cardio routine. and YES customised diet will really help.

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Yoga, Wellness Expert - Answered on Mar 06, 2023

Question by Harmukta - Feb 02, 2023Hindi

Health

Should i do one hour walk and half an hour yoga to loose weight

Ans: The simple answer would be do what you enjoy more and along with it start including 15 to 20 mins of Pranayama and Meditation. Because weight loss results from repetition and consistency - whichever form of movement you enjoy the most will be the most rewarding as you will be highly regular with it. I would also like to highlight that weight loss is a result of many different elements that must work hand in hand. These include a healthy and enjoyable diet, stress management and activity levels. If someone is very active but highly stressed and eating poorly they may not get the desired results. It is also much harder to eat well when we are stressed, which is why I recommend that everyone should do pranayama and meditation for the mind. For the body you can do yoga, walking or gym - it all depends on your personal preference.

Roopashree Sharma |187 Answers |Ask -Follow

Yoga, Naturopathy Expert - Answered on Jun 19, 2023

Question by DHRUV - Jun 09, 2023Hindi

Health

I AM AGED 60. CAN I DO YOGA FOR 30 MINUTES A DAY. WHICH ARE BENEFICIAL POSES..

Ans: Yes but gradually, also you should select the routine according to your body, possible ailments etc. If you are just starting, then its' a must to join a good class or get a certified teacher. For beginners, I will recommend starting with daily walks and pranayams and then initiating simple asanas like - tadasana, vajrasana, trikonasana and paschimmottanasana (sitting & standing).

Radhika Iyer |62 Answers |Ask -Follow

Yoga Expert - Answered on Jun 17, 2023

Asked by Anonymous - Jun 15, 2023Hindi

Health

Yoga in weight loss if yes than which yoga aasan

Ans: Namaste!
I always say this, please don’t focus on weight loss until you are seriously over weight. Focus instead on building flexibility, strength & stamina. Practicing Sun salutations or Surya Namaskars will help tremendously if you are planning to only focus on weight loss. Also Practicing the flow of vinyasa under a qualified teacher will help tremendously.

Radhika Iyer |62 Answers |Ask -Follow

Yoga Expert - Answered on Jun 21, 2023

Question by lalit - Jun 21, 2023Hindi

Health

I am 82 years old, walk 5+ Km morning walk, can I do yoga on my own?

Ans: Namaste! It’s inspiring that you are active at this age. Namaste ðŸ™ðŸ¼
You can practice basic Sukshma Kriyas on your own, but I would suggest that you do therapeutic and restorative asanas with an expert. Keep up the good work.

Latest Questions

Ramalingam Kalirajan |1253 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Asked by Anonymous - May 02, 2024Hindi

Money

Hi, I have 40 lakhs in hand coming from ancestors property and same saving. I need to purchase a home in Delhi NCR but current real estate prices are way above my budget even if I take loan of 50 lakhs. I am thinking of investing this amount in mutual funds having diversified balanced portfolio of equity and debt sectors for a timeline of 5-8 years. I am hoping in 5-8, I will enough amount for atleast 60% down payment on my house. I am assuming a return of 12-15%. Can you suggest the approach I should use to reach my goal? Do you recommend financial advisory services as well.

Ans: Investing your inheritance of 40 lakhs in mutual funds with a diversified balanced portfolio is a prudent approach to potentially grow your savings for a future down payment on a home in Delhi NCR. Here's a suggested approach:

Define Your Investment Horizon and Risk Tolerance: Given your goal of accumulating a down payment within 5-8 years, it's crucial to align your investment horizon with the timeline of your objective. Also, assess your risk tolerance to determine the appropriate allocation between equity and debt funds.
Asset Allocation: Since your investment horizon is relatively short-term (5-8 years), consider a balanced portfolio with a mix of equity and debt funds. Allocate a larger portion to debt funds to mitigate the impact of market volatility and ensure capital preservation. A typical allocation could be 60% in debt funds and 40% in equity funds.
Choose Mutual Funds: Select mutual funds with a proven track record of delivering consistent returns over the long term. Opt for diversified equity funds with exposure to large-cap and mid-cap stocks for growth potential, along with debt funds such as short-duration or dynamic bond funds for stability.
Systematic Investment Plan (SIP): Invest your lump sum amount through SIPs to benefit from rupee-cost averaging and reduce the impact of market volatility. Set up a systematic investment plan to invest a fixed amount at regular intervals, ensuring discipline and consistency in your investment approach.
Regular Monitoring and Review: Monitor the performance of your mutual fund investments regularly and review your portfolio periodically to ensure it remains aligned with your goals and risk tolerance. Consider rebalancing your portfolio if necessary to maintain the desired asset allocation.
Regarding financial advisory services, consulting with a Certified Financial Planner can provide personalized guidance tailored to your financial goals, risk tolerance, and investment horizon. A financial advisor can help you develop a comprehensive investment plan, navigate market fluctuations, and make informed decisions to achieve your objectives.

Ramalingam Kalirajan |1253 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Question by Santosh - May 02, 2024Hindi

Money

At the age of 50, my financial portfolio consists of 90 lakhs invested in the Employees' Provident Fund Organization (EPFO), 10 lakhs in the Public Provident Fund (PPF), 1.5 crores in mutual funds and stocks, 30 lakhs in fixed deposits (FD), and 30 lakhs in the National Pension System (NPS). I am debt-free, with no outstanding loans or liabilities. My monthly expenses amount to approximately 80 thousand rupees. Given my current financial standings and an anticipated life expectancy of 80 years, I seek guidance on whether I can comfortably retire with these savings.

Ans: With your financial portfolio, it seems like you've made significant strides towards financial security. However, determining whether you can comfortably retire depends on various factors such as your desired lifestyle in retirement, anticipated expenses, and expected returns on your investments.

Here are some steps to assess your retirement readiness:

Evaluate Retirement Expenses: Estimate your retirement expenses, including living costs, healthcare, leisure activities, and any other anticipated expenditures. Ensure to account for inflation to maintain your purchasing power over time.
Assess Retirement Income: Calculate your expected retirement income from sources like EPFO, PPF, mutual funds, stocks, FD interest, and NPS. Consider the reliability of these income streams and potential fluctuations in returns.
Conduct Retirement Projection: Use a retirement calculator or seek assistance from a financial planner to project whether your retirement savings can cover your estimated expenses throughout your retirement years. Factor in your current age, life expectancy, inflation, investment returns, and any unexpected expenses.
Review and Adjust: Regularly review your retirement plan and make adjustments as needed based on changes in your financial situation, goals, and market conditions. Consider rebalancing your investment portfolio to manage risk and optimize returns.
Based on the information provided, it seems like you've accumulated a substantial retirement corpus. However, the adequacy of your savings depends on various individual factors, and it's crucial to assess your specific circumstances comprehensively.

Consider consulting with a Certified Financial Planner who can conduct a detailed analysis of your retirement readiness, provide personalized recommendations, and help you navigate your transition into retirement with confidence and peace of mind.

Ramalingam Kalirajan |1253 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 02, 2024

Question by BUDHADITYA - May 02, 2024Hindi

Money

I am a self professional of 32 years of age living in Kolkata...my average annual income is near around 15 lakhs annually.Considering my monthly expenditure to be about 50 k how much corpus should I target to achieve keeping in mind inflation and all to be achieved after 30 years.And how to achieve that by sip ,mutual funds etc. etc.

Ans: To estimate the corpus you need to target for your future financial goals, such as retirement, it's essential to consider various factors like inflation, lifestyle expectations, and investment returns. Here's a general approach:

Determine Retirement Expenses: Estimate your future expenses considering inflation, healthcare costs, and lifestyle preferences. Since you currently spend 50,000 per month, adjust this amount for inflation over the next 30 years to determine your future monthly expenses.
Calculate Retirement Corpus: Multiply your estimated future monthly expenses by 12 to get your annual expenses. Then, use a retirement calculator to determine the corpus required to sustain these expenses annually for your expected retirement duration, considering inflation and investment returns.
Investment Strategy: Once you have your target corpus, you can plan to achieve it through systematic investment strategies like SIP (Systematic Investment Plan) in Mutual Funds. Invest in a mix of equity and debt funds based on your risk tolerance and investment horizon. Equity funds offer higher growth potential but come with higher volatility, while debt funds provide stability and capital preservation.
Regular Review: Periodically review your investment portfolio to ensure it remains aligned with your financial goals, risk tolerance, and market conditions. Adjust your investment strategy if necessary to optimize returns and manage risk effectively.
To get a more accurate estimate of your retirement corpus and investment strategy, consider consulting with a Certified Financial Planner. They can provide personalized advice tailored to your financial situation and help you create a comprehensive retirement plan that accounts for inflation and other variables.

Patrick Dsouza |203 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 02, 2024

Asked by Anonymous - Apr 30, 2024Hindi

Career

Hy, I have 3 questinons: 1. Is it advisable to do Executive MBA after 21 years of work experience as Engineer working in technical field? 2. What will be min GMAT Focus score one should get for admission to IIM's? 3. Can we get admission with min GMAT focus score because one has more experience?

Ans: Executive MBA is usually for students with 5+ years work experience. With 21 years work ex one can do Executive MBA, but not sure how useful it will be to drive your career. There are courses from some top colleges for Mid Management staff. But I don't think they provide placements. Having 21 years experience would not be considered as a great advantage to reduce your requirement of GMAT score unless you have a really good work ex,

Patrick Dsouza |203 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 02, 2024

Question by Nikhil - May 01, 2024Hindi

Career

I am a technical graduate (BE Electronics), joined Public Sector bank after clearing IBPS exam, now my age is 33 years and I am working as a Manager since last 7 years worked in Operations, credit and recovery department. I am fed up with my job due to regular transfers of job location and that too in Pan India. I am looking for switching my job to any sector where my working experience will benefit me in my career growth in terms of financial and non financial as well. Could you please suggest me where I can i apply for job and for what profile also do i need to get any higher education like MBA or any other courses that will help me?

Ans: I have known students working in PSU banks doing Executive MBA after working for 5+ years. They eventually get placed in MNC Banks. So write the GMAT and try applying to colleges like IIM A B C ISB XLRI for executive MBA course. Do some research before you start your journey.

Dr Deepa Suvarna |105 Answers |Ask -Follow

Paediatrician - Answered on May 02, 2024

Asked by Anonymous - May 02, 2024Hindi

Health

I have 4 age baby she is so active then she is not listening my words over tantrum many time am shouting she is crying what I do

Ans: Some children are more active than others. Engage her in play which will absorb her like puzzles or play dough. Read stories to her and do not show her the mobile, tablet or tv . Shouting will only teach her to shout back when she is upset or frustrated. Needless to say, hitting is a no- no

Patrick Dsouza |203 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 02, 2024

Question by Rajubabu - May 01, 2024Hindi

Career

Patrick Sir, I am a 31 Year old house wife, with BSc Hons in Applied Math and MSc in Statistics with a Certification in SAS. Currently I am working as an online Teacher with a Online Teaching MNC. Now I would like to do MBA to build a career. Which branch would be more helpful for me. Please advise. Thank You.

Ans: You can do MBA in whichever field you are interested in. If you have more than 5 years work experience then would recommend you to try for Executive MBA. One option is to get into training and Development in HR department (if you are interested in teaching).

Patrick Dsouza |203 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 02, 2024

Asked by Anonymous - May 01, 2024Hindi

Career

I am 28 and planning to take an MiM degree from UK. I have a work experience of 5 yrs in IT and im confused whether to look for a better job in Germany or make a shift and do MiM in UK. Kindly advise given the current market situation. TIA

Ans: Since you already have a 5 years work ex, why not try for MBA instead of MiM. Try for both - admission to college and a job. Wherever you get a better option take it up. If you get a good job then you can work for a couple of years and then do an MBA from some top college in Europe.

Patrick Dsouza |203 Answers |Ask -Follow

CAT, XAT, CMAT, CET Expert - Answered on May 02, 2024

Question by Rajib - May 01, 2024Hindi

Career

Is Assam Down Town University is Good For Doing Mba?

Ans: Best way to find if a college is good is to talk to the students of the college and find out the details of their placements. Placement details can be sought from the students or from their website. But online sources for information may not be completely reliable.

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CAT, XAT, CMAT, CET Expert - Answered on May 02, 2024

Asked by Anonymous - May 02, 2024Hindi

Career

My daughter is 27 working for last 4.5 yrs .She worked in Uber for 18 months and now In Apple for past 38 months . Job is good ,she is good at work and well payed too.She is a BCom international business graduate.Now she wants to go for MBA after 6 more months .2 times CAT she didn’t score well (untrained ). How can she get into a good university for MBA in India ,USA,Europe or Singapore.USA Is last option .Please suggest Sir can she go for MBA for better professional future or continue her job ?If she has to study further what specialisation would be better for future ?

Ans: Can write both CAT and GMAT. There are a lot of top colleges in India who conduct executive MBA course for students with more than 5 years work experience. So can apply to IIM A, B, C, ISB, XLRI, etc. Using GMAT score you can apply to foreign colleges like INSEAD, LSB, etc.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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