Ans: You seem to be taking care of your health already with adequate exercise. Please continue

Ans: Avoid taking heavy protein particularly of animal source at dinner meal.
Have an early dinner before 7 pm.
No fat in dinner too

Ans: Prednisolone when given on specific short term will not be harmful
But long term should be well reserved only for certain medical conditions. Eczema does not fall in to this criteria

Ans: How old are you?
And what led to CHF?

Ans: Please consult your Physician for medications.
Also fine tune your dietary patterns with early dinner before 7 pm and avoid heavy fatty meal at dinner time

Ans: This must be eosinophilia. Please consult a medical specialist

Ans: Since you have been on the medicine, hope you are also following a healthy routine with a proper diet and light walks and sleep. You can also try meditation, it helps the mind to relax and will help in regulating the BP as well. Start with 5-10 minutes and gradually increase, keep checking your BP to regulate your medicines (as per doctors' advise).

Ans: Hello Kumar, I think I have answered your question before.
Yes, your son can appear for the Olympiads on his own without school. When he will apply, the olympiad organizing body gives the nearest possible center to the student.

Ans: Since you have been on medication for a longer period of time, you need a complete guidance from a homeopath or Ayurvedic doctor, who will identify the root cause and gradually help you regulate the medicine with proper insight and treatment accordingly.

Ans: :) It looks like you have identified your problem, now the only thing left is to take steps in the right direction. If you are having dinner by 8PM or so, it is ok to feel hungry in the morning. It is good to take plain lukewarm water in the morning (3-4 glasses is also ok), you can eat if you feel hungry within half hour or so. To find the right time for exercise, start your day early by 06AM, so that you can have water and exercise by 07AM and still have your breakfast at 8AM.
Considering your current lifestyle, start with 15-20 mins of moderate walking, don't start with rigorous exercise as it may lead to muscle cramping. Ideally, you should go out for walking, but if you can't find time then find innovative ways like - spot walking, using your balcony or any free area near you. After a month you can gradually start with slow surya namaskar (if you havent practiced earlier, learn from a professional yoga practitioner and don't follow random online videos. Even 10-11 rounds are enough for the day, you can increase gradually as your stamina increases.
In your diet, replace cookies and biscuits with heathier options - get good quality home made, oats or whole wheat cookies, with jaggery, instead of white sugar and preservatives. Just to rule out any ailments, you can get a full body check-up including 2-3 Echo under prescription from a physician. Hope you can continue with your evening routine with your health routine...

Ans: Hi Kiran. Thank you for writing to me. As you mention you have a corpus of Rs.2 Lakh you can invest, I advise you to start a Systematic Transfer Plan by first investing the amount in a liquid fund or overnight fund and then the fund would house would automatically redeem an amount from the liquid fund and invest it into an equity scheme. This way you get the benefits of rupee cost averaging.

You can consider starting a Systematic Transfer Plans as follows:

1-Invest Rs.1 Lakh into Samco Overnight Fund and start a Monthly STP of Rs.5,000 investing into Samco Flexicap Fund.

2-Invest Rs.1 Lakh into Edelweiss Liquid Fund and start a monthly STP of Rs.5,000 investing into Edelweiss Nifty 100 Quality 30 Index Fund.

For the additional SIP's, you can consider investing in:
1-DSP Quant Fund-Rs.5,000 per month.
2-UTI MNC Fund-Rs.5,000 per month.

Ans: Hi Varun,
There could be many reasons for not getting the right sleep pattern. It could be irregular sleep hours due to professional or social life, wrong dinner timing, excessive digital exposure, both inadequate physical movement or over exertion. Please share your reasons with age and personal health history, then we could advise you accordingly.

Ans: Dear Jyoti,

I know it's a hard to break relationship where you have invested so much, and deciding to leave the toxicity is the first step that you have already taken and should be proud of.


Cut Off Contact

It will be crucial for you to cut off contact with your ex once the relationship has ended. Keeping in contact with your ex opens the door to getting back together. Toxic people can be emotionally manipulative and may use emotional blackmail to lure you back in. When you decide to leave your partner, end any form of communication with them unless you share children and need to co-parent. If this is the case, only communicate about the children.

Unfollow Them on Social Media

Seeing your ex across social media will keep the memory of the relationship fresh, so it’s crucial that you block them on your phone and find ways to avoid running into them in person. These actions will set a clear boundary that the toxic relationship is over, and help you stop thinking about them altogether.



Know That You Deserve Better

Months or years of being verbally abused or told you will never find anyone better can wear a person down, and you might start to believe it. But this is not true. Tearing down self-esteem and self-worth is the technique toxic partners use to keep their partner trapped in the relationship. Let “I deserve better!” become your daily mantra, by replacing negative beliefs about your self-worth with positive, affirming ones. You need to move forward for your own mental and emotional well-being.

Seek Professional Help From a Therapist

Depending on the level of seriousness, leaving a toxic relationship can require help in creating a game plan. Confiding in friends and family or finding a therapist ;to speak with can be helpful as well. A good therapist can help you cope, rebuild your sense of self-worth, and address any safety issues. A therapist can be an unbiased resource to guide you and hold you accountable for creating goals and sticking to them.

Build a safety net: If you're thinking of calling it quits, make a plan for how you are going to deal with the transition. Where will you stay? What possessions will you need to bring along? Don’t do this haphazardly. This process should be well thought out.

Set a goal to be independent: If you do not have a career or a way to support yourself, it is time to begin carving this path. Go to school, get training, begin a job (even a low-level or part-time job). Your financial independence is one of the main roads to freedom.

No more secrets. Confide in a family member or friend so that they can help you with the process. If you feel threatened, inform the local authorities that you are going to need help.




Being part of a toxic relationship is extremely detrimental to your self-esteem and mental health. It may take some time before you are ready to be part of another relationship. Don’t rush this. Take time for yourself. To help yourself recover, make time for hobbies. Start working on a pet project or your own business. Take that trip you've always wanted to go on.



Take care of yourself: Getting out of a toxic relationship can be emotionally draining. Take care of yourself by practicing self-care, such as exercise, healthy eating, and getting enough rest. Seek therapy if necessary to work through any emotional trauma from the relationship.

Remember, ending a toxic relationship takes courage, but it's a necessary step towards a happier and healthier life. It's important to recognize your self-worth and prioritize your well-being

Ans: Dear Pankaj,
Losing parents is always very sad but this is the only truth which always prevails. One has to accept this and move on in life. You can engage yourself more with other family members, friends, relatives and colleagues which will help you to come out of the depression and concentrate more on your profession and work.

Ans: Dear Anonymous,
At 61, you look back and reflect; what choices have you made that has led you to be where you are right now?
Have those choices robbed you of your peace of mind and a better life?
If Yes, it still isn't late to rework and revisit those choices and make better ones.

But for that, this obsession with their ghastly affair must end. The more you are focused on the past, it becomes difficult to create anything beautiful for today and tomorrow. Yes, you felt hurt and were in pain, but to continue to feel the pain is a choice and that is only going to make you more bitter. Consider what is happening with your marriage; you might have to accept that this is the way it will be. If you are not happy with this, then think of what you want to do about it.

It's a good thing that you have begun to focus on your children. They seem to be in need of focus and direction. Since they are adults, it's time you gave them an ultimatum to find a job and move out of home. It sounds cruel, but at times, as a parent you need to do the right thing for your children. So, act NOW and without hesitation.
As for you, as you decide what you want to do with your marriage, involve yourself in social circles and hobbies, travel etc. It will give you a distraction and also a way to calm your mind to take decisions.

All the best!

Ans: Hi Naira,
As the board exams are over you can dedicate full time to revisions & mock tests. And we are in the end game now you have to dedicate 12-14 hours for testing, revision & doubt clearing daily.

You can appear for 2 mock tests daily and identify your weak topics of 11th through regular testing, and get those doubts cleared by your teachers. And give your best in NEET. All the best.

Ans: Hi Senthil,
As I do not belong to Trichy, it would be difficult to name any classes & which won't be fair.

Choosing the right tuition classes is a big decision. Recommending any coaching institute is not easy. You need to go through these basic points while finalising the tuition classes.

Determine your needs.

Ask for recommendations: Talk to friends, family, and teachers to get recommendations. positive feedback from students who have already studied there.

Do Consider the location and schedule: Make sure the tuition classes are located in a convenient location and fit into your schedule. Consider factors such as the distance from your home or school and the availability of classes on days and times that work for you.

All the best for JEE-2025.

Ans: Hi Manish,
The optional subject won't be an issue for NEET preparation. Just see that your daughter doesn't have to put too much effort into the optional. All the best.

Ans: Welcome to the IIT-JEE Preparation journey. As the most popular and toughest exam, millions of students across India appear for the IIT-JEE every year with the dream of qualifying it.

Despite putting in their best efforts, many students still fail to crack the exam and miss the opportunity of entering their dream college. If you are one of them and looking for a way to increase your chances of cracking the IIT-JEE, then here we have a suggestion for you - go for dummy non-attending school.

Dummy non-attending school provides an effective way to prepare for IIT-JEE. All you need to do is just focus on your IIT-JEE preparation.

You can select any board which suits you best, but remember that scoring eligible marks is of utmost importance to crack the exam.
You can also get in touch with professional IIT-JEE preparation mentors who will provide you with detailed study plans and tips to crack the IIT-JEE. In addition, they can also assess your progress and help you in overcoming any obstacles that you may face during your preparation journey.

On top of that you can attend IIT Foundation Courses conducted by various institutes and IIT-JEE Coaching centres which provide guidance from experienced professionals and teachers. These courses will help you understand the concepts better and develop a good foundation in the topics which are important for cracking the exam.

Let’s consider the Telangana Board. This board is a regional entity which follows the syllabus prescribed by the state government. It offers students the chance to study with teachers and resources that are tailored to their needs. It also offers an intimate learning experience, with small classes, allowing students to gain a deep understanding of the topics they are studying. In addition, it also gives students the chance to explore their interests and prepare for many extracurricular activities.

Now let’s look at the CBSE Board. This board has gained a lot of credibility in recent years due to its recognized status as one of the leading school examination boards in India. It has a national recognition, and its syllabus is set by the Indian Ministry of Education. It offers students a more comprehensive coverage of various topics than the Telangana Board, including subjects such as science and mathematics, which are essential for IIT JEE preparation. In addition, studying for the CBSE examinations gives students the chance to practice with questions of higher difficulty and complexity than those available on the Telangana Board.

So which board should students opt for when preparing for the IIT JEE? Both boards have their advantages and disadvantages, and it really depends on each student’s specific needs and interests.

At last, we would like to remind you that hard work and dedication are both very important for cracking the IIT-JEE. So with a right approach and right resources, you can certainly qualify the exam.

I wish you all the best in your IIT-JEE preparation journey and best of luck!

Ans: Math is a crucial component of preparing for the JEE entrance examinations and plays a significant role in determining the success of any aspiring student. It is important to understand what areas of improvement should be addressed before beginning any preparation.

The first area of improvement is learning basic concepts. Many JEE-level questions are based on basics, so students should have a deep understanding of fundamental concepts, such as arithmetic, algebra, geometry and trigonometry. A student needs to have a good grip on these principles to be successful in the examination. The second area of improvement is mastering the techniques for solving problems. The time available for the examination is limited and mastering techniques such as substitution, elimination and factorisation can help you solve problems quickly and efficiently.

The third area of improvement is developing problem solving skills. A student must be able to think critically and come up with creative solutions to challenging problems. The ability to identify patterns and apply key principles can lead to more successful problem-solving. And finally, focus and perseverance are essential traits for successful math performance. Practicing math problems regularly and regularly studying the topics will help students understand the subject better, so they can attempt tougher questions efficiently.

In conclusion, strong math skills are extremely important for success in the JEE. In order to achieve success in the examination, students must focus on mastering basic concepts, practicing techniques for solving problems and developing problem-solving skills. It is also important to practice math problems regularly so you can become comfortable answering challenging questions on the day of the exam.
Understand JEE Mains Exam Pattern
First of all, understand the JEE Mains exam pattern. Knowledge of JEE Mains exam pattern will help you understand the exam mode, marking scheme, syllabus, time duration, weightage etc. In addition, you will get to know the most important topics and will plan your studies accordingly. Going very deep in low weightage topics is not essential, but the minimum level of preparation should be moderate, so try to cover every topic.
Prepare With Right JEE Books
Start with NCERT textbooks for maths, try to read the concepts first and then solve the examples. Moreover, don't miss to solve the miscellaneous questions at the end of each chapter.

Once you have completed the NCERT book, then practice with good practice books.
Give Attention to High Weightage Topics

Ans: A rent agreement is required to avail of HRA. Please work with your landlord to get this agreement executed.

Ans: Your mother can register herself as a legal heir on the income tax website and then file the returns and pay the required tax as a representative of your father. You can invest in capital gains bonds (of REC, NHAI, etc) upto Rs 50L before 6 months from the date of sale of the property.

Ans: You can continue the PRAN under the All Citizen of India sector. You need to submit the Inter Sector Shifting (ISS-1) Form to the POP-SP of your choice. Subsequently if you change your job and join an organization registered under NPS, you can continue the PRAN by submitting the CS-S3 form by the Corporate which you join.

Ans: This is a fund focused on the Technology Sector which has been weak due to the steep correction in Nasdaq. One needs to understand the risks associated with sectoral funds. Ideally, investors who are able to make active calls of entry and exit of sectors only should invest in such funds. Now that you have invested, I would suggest you can wait for a rally in the sector and then exit and move to a diversified equity fund.

Ans: It is most probably a post nasal drip. Have you seen an ENT specialist. Could try regular breathing exercises (pranayam) . Swimming helps. May need to use a steroid based nasal spray for some time.

Ans: How is your appetite. Do you have any diarrhea. Have your blood sugar levels been checked. Is there any stress.
There are several causes for weight loss . will need more details

Ans: SBI Large and Midcap Fund is a good fund in the category and can be held on to in case you wish to have exposure to this category. But please remember that this category of Large and Midcap Fund will always have at least 35% exposure to midcap stocks which makes it in a higher risk grade. If you wish to continue with the fund, do note the degree of risk you are taking and whether you are comfortable with it.

ICICI Pru Technology Fund is a good fund in the Tech Fund category. However, I do not recommend anybody to have exposure to any sectoral category fund since any sectoral category is typically cyclical in nature. It is always better to have a diversified fund – in case a particular theme or category is likely to do well in times to come, a good fund will anyway add it in the portfolio and hold it there as long as that sector or theme is relevant.

Ans: Hello, weight loss could be indication of uncontrolled sugars.. proper diabetic diet and anti diabetic medication will help. Please consult a diabetologist as both insulin resistance and insulin deficiency causes weight loss.

Ans: Any family plan would work well in this case. However, due to the age bracket, the premiums will be higher.

Ans: you need overall risk assessment to find your cardiovascular risk status. The LDL cholesterol and triglyceride targets are ascertained according to your clinical risk profile, If your LDL cholesterol and triglyceride levels are beyond the target value determined thus, then you need lifetime medications to bring these values to target levels

Ans: yes. you should continue your medicine unless you are having any side effects. regular physician visit for monitoring of therapy is advisable

Ans: the ideal recommended BP for patients below 60 years is below 130/80 mm Hg. If you are measuring BP correctly and it is above this then you need to see your physician to adjust doses and medicines

Ans: the ideal recommended BP for patients below 60 years is below 130/80 mm Hg. If you are measuring BP correctly and it is above this then you need to see your physician to adjust doses and medicines

Ans: statins are excellent medicines with good effectiveness in lowering LDL cholesterol and thereby total cholesterol and have to be taken lifelong unless they are not tolerated. The side effects of statin are minimal as compared to the the benefits of continuing the medicines. A good physician can explain you the danger signs to watch out for probable symptoms of side effects and should also monitor you periodically clinically and laboratory investigation wise for side effects. Alternative medicines can be prescribed by physician if you develop side effects. However in absence of side effects it is advisable to continue statins if medically indicated

Ans: A diet, rich in green leafy vegetables, sprouts, legumes, nuts and fruits, low in added salt content and prepared in non tropical vegetable oils in moderate quantities; and devoid of red meats, processed carbohydrates and sugars like bakery items and aerated caffeinated drinks and fruit juices, high fat dairy products, packaged foods with high salt content; is considered a good healthy diet from cardiovascular wellbeing point of view

Ans: Hello Panduranga,
Then please take the right treatment from a good physiotherapist. Certain techniques like mobilisation, US, myofascia release can make a big difference!

Ans: Hello E,
Have you done your blood tests like Vitamin D3, Vitamin B12, cortisol levels at 8 a.m. etc.
Deficiency in any of these can make it difficult to sleep well and deep and wake up fresh.
If you have not done the tests please do your health profile and let me know. Will be able to guide you more scientifically then.
Also certain yoga pranayamas done at night can make you fall asleep sooner and wake up fresher and earlier.
All the best!

Ans: Hi Chetan! Thank you for writing to me. Please elaborate on what your goals are and when you expect to utilise the money so I can guide you better.

Ans: Hi for this kindly provide your current age retirement age, expenses per month, commitments in terms of expenses you got and your income

Ans: Asset allocation can be 50 50 at your retirement age of 50 in next 2 years, and for monthly expenses of 1.5 lacs after 2cyears u need to have corpus of 2 Crores approximately.