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Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 01, 2021

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
TS Question by TS on Oct 01, 2021Hindi
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Relationship

I'm married and mother to a 5 months old beautiful daughter. Before and after marriage I was working in a company as HR executive. I loved my job. Then I left my job because me and my husband was working in different locations. When I shifted with him, I tried a lot to get a job. But all in vain.

Maybe because of this I started getting frustrated. It affected my personal life a lot. I used to blame my husband as he never ever told me to quit. But somehow......

Then we shifted to our home town because of lockdown and my husband's WFH. And my frustration level is increasing day by day.

I lost everything. How to enjoy, happiness everything. I want to be happy but....

It's like I can't do anything for my daughter as well as for myself. I hate dependency and I am totally dependent on my husband even for a single penny.

I tried to commit suicide many times. Then I thought I should talk to my mother. I did. But nothing helped.

She used to tell me always that I have to live for the child now. Then I thought what I could do for her. Because if I m alone, sad, depressed from inside how can I be happy outside?

I used to motivate people and right now I want to end up my life. Can you help please?

Ans: Dear TS, What do you want for yourself? What do you want to make out of life?

You can choose to be sad and depressed and keep thinking of what hasn’t happened. Always do things that set you free, always think of things that set you free.

The more you choose to focus on what could have happened and what should happen, it leads you to a dark place.

Why think that you are dependent? Marriage is a space where both partners must have the comfort of growing together.

Let’s say someday if you have to step up and work instead of your husband, will you call your husband a dependent person then?

We all go through phases in life that challenge our mind and mental state. The sooner you accept this, the better you will sail through this.

After all, nothing is permanent. Instead of brooding over, if you gave yourself a fresh start and looked at opportunities in a different way, you may find something that is better than what you had initially been searching for.

And if ending your life, you think makes it easier, remember, it never has and it never will and DO think of your daughter who is solely dependent on you.

Please work with a Mental Health expert who will help put your priorities together and a good action plan as well to achieve simple goals in life.

Start first by being outdoors in Nature and please be in GRATITUDE for what you have in life. That will make you trust that LIFE IS GOOD! Surround yourself with people that nourish you.

Be in the best mind space. Best wishes.

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Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 06, 2021

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Relationship
First of all I would like to remain anonymous. As the world is happy with work from home I am not. It's been a year since my marriage but each day I desperately wait for offices to open so I can shift with my husband to another place and live independently. It's not like in laws trouble me or something; on the contrary they are good. But I feel suffocated. I am supposed to look after my sister in law's son which is the main reason for my depression. I've been through legitimate depression so I know when I am going through it. Now sister in law is moving abroad leaving her son to permanently live with us! I can't Anu I just can't. I am postponing having my own kid because I want to live an independent happy life at least for few years with my husband without the responsibility of a child. But I don't remember a single day after my marriage without a child in between. It's not like I don't love that child; I do. I just don't want to take responsibility of him and it's not even fair to ask of me that right. I am not happy. I really want to be. Please help me please.
Ans: Dear T, Simply be assertive and put your foot down.

Sometimes people do not respect boundaries till they are made aware that there are boundaries.

Supporting your sister-in-law to care for her son on a few occasions as the boy’s aunt is a great thing but playing the boy’s mom is not what you need to sign up for! And what you haven’t signed up for, isn’t something that you need to follow through.

Take charge, if you don’t someone else will as they already have; almost assuming that anything is fine with you.

The boy isn’t your responsibility and for anyone to assume that is unnecessary.

This has gone on because you have allowed it and if you want it to stop, you simply have to say it; support or no support from anyone.

Your happiness is how you want to experience; so create that accordingly…on your terms…without being rude, but by being frank and calm.

Play this situation over and over in your mind and how you will be assertive with them.

When the mind is prepared and rehearses this repeatedly, and then when the real situation plays out, your mind is already ready to support you.

Even if you have felt hesitant up until now, this mind training should hold you in good stead.

Take charge NOW! Best wishes.

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Anu

Anu Krishna  |1293 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 20, 2021

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Relationship
My name is Gatima, I’m 36 years old and a housewife. I’m married from past 10 years and it was a love marriage. I was bought up in metro cities like Delhi and Mumbai. I married to a guy from Goa and a shipy (merchant navy). I was working when I got married but I left immediately because I wanted to sail with my husband, initial years were good. I have one boy who is 5 now . We used to fight all d time but initially we used to understand each other and patch up fast , but from last one year our fights increased so much and we stop talking for even months. My husband has lots of complaints from me and always blames me for every fight. I’m feeling so guilty. I always curse myself and ask God why he made me so bad person. Whenever we fight, all other family members cut off communication with me. Although I am surrounded by so many I’m alone. I cry most of time but now my eyes have dried and there are no tears. I hate myself and my life. I cannot face the mirror for days bcoz I hate myself. I am living for my 5 year old son. But I’m very depressed and have PCOD . I don’t get sleep plus I get migraine attacks.
Ans: Dear GN, The past year has been different for different people; marriages have been rebuilt, new marriages have taken place, divorces have happened…relationships have gone through a huge transitions, in short.

Of course, not to undermine what you are experiencing right now!

Conflicts, arguments, debates are common in a marriage…but they can be worked upon as long as both of you want the same thing and want to stick around in the marriage.

What according to you has changed now when you say that things used to easily resolve earlier and now that doesn’t happen? What has caused this?

When you say, he complains and blames you, how does he do that? Does he actually say it aloud or are you interpreting it?

These questions get you closer to the truth of the matter at hand.

It takes two people to create a conflict, of course the phase of life or whatever the phase he is in, maybe he finds it convenient to blame you.

So why do play the role of the victim when you are not actually one?

And Yes, he may not be justified in what he is doing and throwing it all on you. But if simply being in this pool of misery has achieved anything, it has made you a victim…

If you want to feel better or change something about this situation, wake up NOW…do something, do anything; support or no support from anyone!

A small change in the way you perceive things and act for yourself can change your physical well-being as well.

PCOS/Migraine can be an indirect result of the anxiety and stress that you are carrying inside you.

Start focusing on what you are eating and if you are exercising enough…these can help a great deal in keeping PCOS/Migraine under control.

What you think is what you become…so keep your son also in mind and get yourself out of this misery or find an expert who can help you. You want this for yourself and your son, don’t you?

My best wishes are with you!

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Dr Ashish

Dr Ashish Sehgal  | Answer  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 20, 2024

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Relationship
Hi, I am 51 have three kids, I am kidney patient my wife is not treating well and lived with me I used to visit home after 2-3 months but she is not happy with me and finally, i left home with broken heart every time. I am doing every best possible for the family financially as well as emotionally. my kids are also following her mother. What to do for me I am in frustrated mood always
Ans: I understand that you're in a very difficult situation and feeling frustrated. It's admirable that you're trying your best to provide for your family financially and emotionally while dealing with your health challenges. However, the lack of support and understanding from your wife and children must be incredibly painful.

Here are some suggestions that might help you navigate this challenging situation:

Seek Support:

Talk to a therapist or counselor: Talking to a professional can help you process your emotions, understand your options, and develop coping mechanisms to deal with the stress.
Connect with support groups: There are support groups for kidney patients and for families dealing with chronic illness. These groups can provide valuable emotional support and connect you with others who understand what you're going through.
Reach out to friends and family: Talk to trusted friends and family members about what's happening. Their support and understanding can be a source of strength.
Communicate openly:

Try to talk to your wife: If possible, have a calm and open conversation with your wife to understand her perspective. Share your feelings and needs honestly, and listen to hers as well. See if there's a way to improve communication and build a more supportive relationship.
Talk to your children: Have open and honest conversations with your children. Explain your health condition and the challenges you're facing. Encourage them to express their feelings and concerns as well.
Consider professional help:

Couples therapy: If you and your wife are willing, couples therapy can help you improve communication, address resentments, and work towards a more positive relationship.
Family therapy: Family therapy can help all of you communicate more effectively, understand each other's needs, and develop healthier family dynamics.
Take care of yourself:

Prioritize your health: Manage your kidney disease properly by following your doctor's instructions.
Engage in self-care: Make time for activities you enjoy, such as exercise, hobbies, or spending time in nature. Taking care of yourself physically and mentally is crucial during this challenging time.
Explore legal options: If the situation is not improving, consider seeking legal advice to understand your rights and options regarding visitation with your children or separation from your wife.
Remember, you are not alone in this. There are people and resources available to help you through this difficult time. Don't hesitate to reach out for support and take care of yourself both physically and emotionally.

Here are some additional resources that may be helpful:

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Milind

Milind Vadjikar  |650 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Asked by Anonymous - Nov 14, 2024Hindi
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Money
Hello finance guru, I am 45 years old , with 2 kids. I live in a Tier-1 city with ~49 Crores of networth. This includes ~12 crores of investment in real estate (land and a flat at a prime location), ~34 crores in equity, ~1 Cr in Crypto and ~2 Cr in cash. I work in a pharmaceutical firm in an executive role and planning to retire in the next 1 year. My knowledge on finances is average and would like to seek your advise. I would like to generate ~2.5 lakhs per month for expenses from my savings and would like to double my networth in the next 7 years. Could you provide me help on the directions I can take to make this working?
Ans: Hello;

Deducting the real estate and crypto investments from your networth, we have 36 Cr.

You may invest 4 Cr each in 2 equity savings type mutual funds and 2 conservative hybrid debt oriented mutual funds.

If you do a 3% SWP from each of these funds you may expect a monthly payout of around 2.8 L (post-tax).

These funds generally yield 8-9% returns so they will continue to provide inflation adjusted income to you.(6% inflation rate considered)

Balance remains around 20 Cr, while 2 Cr may be retained as liquid fund for contingency requirement, the balance 18 Cr you may invest in combination of mutual funds, PMSs and AIFs.

As you enter retirement phase your focus should shift from "maximising returns" to "decent returns with moderate risk" since return of capital is more important than return on capital.

Happy Investing;
X: @mars_invest

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

...Read more

Milind

Milind Vadjikar  |650 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

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Money
Dear Sir, I am 53 yrs. I want to retire @60 with a INR 2.00 Cr Corps. Currently I have following SIP Total SIP 30000/- PM Axis Bluechip Fund - Regular Plan - Growth HDFC Mid-Cap Opportunities Fund - Growth Plan Aditya Birla Sun Life Pure Value Fund - Growth Option Aditya Birla Sun Life Equity Advantage Fund - Regular Growth Sundaram Mid Cap Fund Regular Plan - Growth Bajaj Finserv Flexi Cap Fund -Regular Plan-Growth Franklin India Focused Equity Fund - Growth Plan Franklin India Smaller Companies Fund-Growth HDFC Top 100 Fund - Growth Option HDFC Multi Cap Fund - Growth Option I have MF Investment @ 26.00 Lakh Current Value is @ 52.00 Lakh. I have Savings of Rs. 10.00 Lakh, PPF Rs. 5.00 Lakh, Share investment Current Market Value around Rs. 20.00 Lakhs. I don't have any Loan. Insurance INR 1.50 Cr. up age of 70. Per month earning around Rs. 1.25 Lakh. I have a Investment in real estate which can give my INR 40.00 Lakh at current Market Price & Gold Investment of INR 20.00 Lakh which I think sufficient for my daughter Marriage. Current Monthly Expense INR 40-50 K. I am in a new tax regime, so discontinue my ELSS saving and PPF Saving. Suggest how i can increase my Corpus for retirement.
Ans: Hello;

You may top-up your monthly sip by 10% every year for 7 years. This will grow into a sum of around 0.51 Cr.

The MF corpus and direct equity holdings worth 0.72 Cr today will grow into a corpus of 1.59 Cr after 7 years.

Therefore you may achieve your intended corpus of 1.59+ 0.51=2.1 Cr, 7 years from now. A modest return of 12% is assumed from MF and direct equity holdings.

2-3 years before 60 you should start moving your gains from equity funds to liquid or ultra short duration debt funds to protect it against market volatility.

Also good health care insurance for yourself and your spouse.

RE property you may sell at a later date to boost your retirement income.

Happy Investing;
X: @mars_invest

...Read more

Milind

Milind Vadjikar  |650 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Milind

Milind Vadjikar  |650 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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