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Ans: stay invested, if conditions are good restart the SIP

Ans: first thing - there is no such scheme of QIB, this is a pure fraud. plz connect with cyber crime and file a complaint.

Ans: numbers are good but looks managed, increase in promoter's pledge and high retail participation is not a good sign. There is NO long term for this company, its better to exit and buy some good bluechip.

Ans: you need to first get a fresh certificate from there RTA which is Kfintech, upon receiving the certificate of JSW Steel (which will contain the quantity) you need to approach your broker and fill in a DRF form and submit the certificate to them for dmat.
The Merger in 2005 into Jsw Steel decrease the shares to 16 and then stock split of jsw steel in 2017 makes it 160.
plz note: this calculation is based on information available on public domain. The correct calculation will be done by Kfintech who is the registrar for this issue. I would suggest to connect with them and get the right information.

Ans: if your long term is 10yrs then its ok. Study the news in this stock and keep tracking its performance every 6 months.

Ans: If you are asking about the company like buying shares, then Investing in Equity is always risky. If you are talking about some of their insurance product, it all depends on your risk assement and suitability of product.

Ans: The Merger in 2005 into Jsw Steel decrease the shares to 16 and then stock split of jsw steel in 2017 makes it 160.
plz note: this calculation is based on information available on public domain. The correct calculation will be done by Kfintech who is the registrar for this issue. I would suggest to connect with them and get the right information.

Ans: The Merger in 2005 into Jsw Steel decrease the shares to 16 and then stock split of jsw steel in 2017 makes it 160.
plz note: this calculation is based on information available on public domain. The correct calculation will be done by Kfintech who is the registrar for this issue. I would suggest to connect with them and get the right information.

Ans: The Merger in 2005 into Jsw Steel decrease the shares to 16 and then stock split of jsw steel in 2017 makes it 160.
plz note: this calculation is based on information available on public domain. The correct calculation will be done by Kfintech who is the registrar for this issue. I would suggest to connect with them and get the right information.

Ans: its delisted and not trading.

Ans: NISM is the best way to get trained

Ans: waiting, there is nothing that you can do now.

Ans: Jio Financial Services (JFSL) is shaping up to be a formidable player in India’s evolving financial ecosystem. Backed by Reliance Industries, it’s leveraging its massive telecom and retail user base—over 450 million subscribers—to cross-sell financial products like digital loans, insurance, and mutual funds.
Here’s a snapshot of its growth prospects:
- Strategic Partnerships: Its joint venture with BlackRock is a game-changer in the mutual fund space, combining Jio’s reach with BlackRock’s global asset management expertise.
- Diversified Offerings: JFSL is expanding into secured lending (like loans against mutual funds and property), insurance broking, and digital payments.
- Tech-Driven Edge: With Reliance’s digital DNA, JFSL is expected to deploy AI-driven credit models and blockchain-based platforms to reduce costs and enhance customer experience.
- Market Positioning: While it faces stiff competition from players like Bajaj Finance and Paytm, its ability to scale quickly and tap underserved markets gives it a unique edge.
Analysts forecast its share price could range between ?220–?255 by the end of 2025, with potential to reach ?300–?385 by 2026, depending on execution and market conditions.

Ans: Step 1: Know Your Monthly Debt Capacity
Assuming you can allocate 50–55% of your income toward debt repayment:
• ?1.08–1.18 lakh/month is your target EMI budget.
Step 2: Prioritize High-Interest Debt First
Credit card and personal loans typically carry 15–36% interest, while home loans are around 8–9%. So:
1. Credit Card (?11L) – Pay this off first.
2. Personal Loan (?28L) – Next priority.
3. Home Loan (?46L) – Last, since it’s lower cost and offers tax benefits.
Step 3: Consider Consolidation
You could explore:
• Debt consolidation loans to combine credit card + personal loan into one lower-interest EMI.
• Balance transfer for credit cards to reduce interest temporarily.
• Platforms like FREED, SingleDebt, or Debt Relief India offer structured debt management plans.
Step 4: 6-Year Repayment Plan (Illustrative)
Loan Type Amount (?L) Target Tenure Monthly EMI (approx)
Credit Card 11 1 year ?1.0–1.1 lakh
Personal Loan 28 3 years ?0.9–1.0 lakh
Home Loan 46 6 years ?0.8–0.9 lakh
You can snowball payments—once one loan is cleared, roll that EMI into the next.
Tips to Accelerate
• Bonus or incentives? Use 70–80% toward debt.
• Cut lifestyle inflation—track expenses ruthlessly.
• Avoid new debt unless it’s strategic (e.g., refinancing).
• Automate EMIs to avoid late fees and improve credit score.

Ans: plz connect Kfintech for the right answer as there is limited/no data available

Ans: plz connect Kfintech for the right answer as there is limited/no data available

Ans: DONT ever think of doing something like this, money is not everything, you can convey your relatives that you have been scammed and they will understand, you can earn this money and return them back and also file a police complaint against the scammers.

Ans: ?

Ans: which one?

Ans: - If the final call money on your shares wasn’t paid, the company may have forfeited those shares. This was a common practice, especially in the 1990s, when companies issued partly paid shares. Forfeiture typically means the shareholder loses rights to the shares unless the company offers a reissue or revival scheme.

Ans: then thats the right number, plz follow the process.

Ans: plz connect with their RTA Purva Sharegistry (India) Pvt. Ltd, No 9, Shiv Shakti Industrial Estate, Ground Floor, J R Boricha Marg, Opp Kasturba Hospital, Lower Parel,Mumbai,Maharashtra,400011

Ans: plz connect with the registrar Kfintech for the right answer as there is limited/no data available

Ans: When you inherit shares, the cost of acquisition for tax purposes is determined based on the price at which your father originally purchased them. Here’s how you can approach it:
- Use the Original Purchase Price: The cost of acquisition is the price at which your father bought the shares. If you don’t have records, try checking old brokerage statements, demat account records, or consulting the broker he used.
- Fair Market Value (FMV) Method:
- If the shares were acquired before April 1, 2001, you can take the FMV as of April 1, 2001 as the cost of acquisition.
- If the shares were listed on a stock exchange and held on January 31, 2018, and sold after March 31, 2018, the FMV as of January 31, 2018, can be considered as the cost of acquisition.
- Bonus Shares: If your father received bonus shares, their cost is considered zero for capital gains calculation.
- Holding Period: The holding period includes the time your father held the shares, which helps determine whether the gains are short-term (held for ≤12 months) or long-term (held for >12 months).
- Tax Treatment:
- Long-term capital gains (LTCG) on listed shares exceeding ?1 lakh are taxed at 10% without indexation.
- Short-term capital gains (STCG) are taxed at 15%.
If you don’t have access to purchase records, you may need to estimate the FMV based on historical stock prices or consult a tax expert for guidance.

Ans: you need to hold for 3yrs more atleast.

Ans: this is a fraud, plz file a complaint to police. there is no such concept of QIB allocation for retail.

Ans: please convey the source of this calculation as there is no/little information available. only Kfintech who is the registrar can give the right information.

Ans: plz contact Kfintech and get a fresh certificate of JSW Steel and then contact your broker and convert the same in dmat

Ans: plz connect Kfintech for the right answer as there is limited/no data available

Ans: contact kfintech for the right answer as there is limited data available

Ans: first contact kfintech and get a fresh certificate of JSW steel as this is converted and then approach your broker who will help you to dematerialise the shares

Ans: first contact kfintech and get a fresh certificate of JSW steel as this is converted and then approach your broker who will help you to dematerialise the shares

Ans: Let’s approach this in phases, like a strategy to reclaim your peace and your finances:

Phase 1: Stabilize and Stop the Bleeding
- Stop any further trading or taking on new loans — this may already be clear to you now, but your awareness and admission show that you’ve learned from it.
- Prioritize debts by urgency and interest rates:
- Credit card (15L) – likely highest interest, needs urgent attention.
- Gold loan (5L) – usually short-term, with moderate rates. Negotiate rollover if needed.
- Personal loan (20L) – medium-term priority.
- Home loan (20L) – lowest priority; keep EMIs running if possible.
- Talk to lenders now. Many offer restructuring under RBI guidelines:
- Convert CC or PL into longer-term loans with lower EMIs.
- Ask about moratorium or partial payments.
- Use the term "financial hardship due to medical emergency"—many lenders will respond better when it’s health-related.

Phase 2: Budget Like a Warrior
You earn ?13L per year (~?80K/month in hand post-tax & PF). The goal is to reduce EMIs to ~?40-45K/month if possible, leaving you enough to survive and breathe.
- Draft a no-frills survival budget—cut down discretionary expenses to zero for 12 months.
- Consider staying with extended family (if possible) to reduce rent or utility pressure.
- Free apps like Walnut or Cube Wealth can help you track and trim with precision.

Phase 3: Explore Boosters
- Secondary Income: With your skill set and dedication, explore freelance remote projects. Just 5–10K/month can be a massive psychological win and financial relief.
- Government Schemes: If your parents are now senior citizens, explore Ayushman Bharat or state-level health subsidies to avoid future shocks.

And finally—your mindset
This situation is brutal, yes. But temporary. You’ve survived the worst—health emergencies, emotional betrayal by social media influencers, and financial collapse. You’ve already paid the cost of those mistakes. You don’t owe them another ounce of your peace or self-worth.
You’re not the guy who failed with F&O trades.
You’re the guy who fought cancer and heart attacks and won.

Ans: Let’s approach this in phases, like a strategy to reclaim your peace and your finances:

Phase 1: Stabilize and Stop the Bleeding
- Stop any further trading or taking on new loans — this may already be clear to you now, but your awareness and admission show that you’ve learned from it.
- Prioritize debts by urgency and interest rates:
- Credit card (15L) – likely highest interest, needs urgent attention.
- Gold loan (5L) – usually short-term, with moderate rates. Negotiate rollover if needed.
- Personal loan (20L) – medium-term priority.
- Home loan (20L) – lowest priority; keep EMIs running if possible.
- Talk to lenders now. Many offer restructuring under RBI guidelines:
- Convert CC or PL into longer-term loans with lower EMIs.
- Ask about moratorium or partial payments.
- Use the term "financial hardship due to medical emergency"—many lenders will respond better when it’s health-related.

Phase 2: Budget Like a Warrior
You earn ?13L per year (~?80K/month in hand post-tax & PF). The goal is to reduce EMIs to ~?40-45K/month if possible, leaving you enough to survive and breathe.
- Draft a no-frills survival budget—cut down discretionary expenses to zero for 12 months.
- Consider staying with extended family (if possible) to reduce rent or utility pressure.
- Free apps like Walnut or Cube Wealth can help you track and trim with precision.

Phase 3: Explore Boosters
- Secondary Income: With your skill set and dedication, explore freelance remote projects. Just 5–10K/month can be a massive psychological win and financial relief.
- Government Schemes: If your parents are now senior citizens, explore Ayushman Bharat or state-level health subsidies to avoid future shocks.

And finally—your mindset
This situation is brutal, yes. But temporary. You’ve survived the worst—health emergencies, emotional betrayal by social media influencers, and financial collapse. You’ve already paid the cost of those mistakes. You don’t owe them another ounce of your peace or self-worth.
You’re not the guy who failed with F&O trades.
You’re the guy who fought cancer and heart attacks and won.

Ans: contact https://www.kfintech.com/contact-us/

Ans: contact https://www.kfintech.com/contact-us/

Ans: https://www.kfintech.com/contact-us/

Ans: https://www.kfintech.com/contact-us/

Ans: plz connect Kfintech for your answer

Ans: if it is from the registrar then it has to be right.

Ans: trading will never fetch you a stable income, about changing your house is a sole your decision. I can only tell you that plz stay away from trading.

Ans: you need to contact your broker and fill a DRF (dematerialization requisition form) with your certificate attached to it. Your broker will help you to send it to the registrar and get it dmat

Ans: no data available, connect with kfintech for the right answer

Ans: Jio BlackRock Mutual Fund, a joint venture between Jio Financial Services and BlackRock, recently received SEBI approval to begin operations. While the fund house is new, BlackRock brings global expertise in asset management, and Jio Financial Services offers strong digital distribution capabilities.
Is It a Smart Move for Beginners?
Investing in a New Fund Offer (NFO) can be risky since there is no historical performance data to evaluate. Established mutual fund houses like HDFC AMC, SBI Mutual Fund, and ICICI Prudential have a track record of managing funds across market cycles. However, Jio BlackRock aims to democratize investing with low-cost, tech-driven solutions, which could be attractive for first-time investors

Ans: Please decide from the following data, from my perspective it's not worth.
Inefficient use of assets to generate profits - ROA declining in the last 2 years
Poor cash generated from core business - Declining Cash Flow from Operations for last 2 years
Degrowth in Revenue, Profits and Operating Profit Margin in recent results (QoQ)

Ans: Fall in Quarterly Revenue and Net Profit (YoY) and Declining profitability. Not a good company to Invest

Ans: NISM is the right place to study. you can find more details here https://www.nism.ac.in/long-term-programs/

Ans: your question is ambiguous.
To be able to sell life insurance products, it is mandatory to have a IRDA licence.

Ans: Since Jet Airways has been ordered into liquidation, its shares have been delisted, meaning they are no longer traded on stock exchanges. Unfortunately, in most liquidation cases, equity shareholders are the last in line to receive any funds, and often, there’s nothing left for them after creditors are paid off.
At this point, your options are limited:
- Monitor the liquidation process – If any residual value remains after settling debts, there might be a payout, but this is rare.
- Check with your broker – Some brokers allow off-market transactions, though finding a buyer for delisted shares is difficult.
- Write it off as a loss – If you held these shares in a taxable account, you might be able to claim a capital loss to offset gains elsewhere.

Ans: Since Jet Airways has been ordered into liquidation, its shares have been delisted, meaning they are no longer traded on stock exchanges. Unfortunately, in most liquidation cases, equity shareholders are the last in line to receive any funds, and often, there’s nothing left for them after creditors are paid off.
At this point, your options are limited:
- Monitor the liquidation process – If any residual value remains after settling debts, there might be a payout, but this is rare.
- Check with your broker – Some brokers allow off-market transactions, though finding a buyer for delisted shares is difficult.
- Write it off as a loss – If you held these shares in a taxable account, you might be able to claim a capital loss to offset gains elsewhere.