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Love Guru

Love Guru   |187 Answers  |Ask -

Relationships Expert - Answered on Aug 25, 2022

Love Guru has been answering relationship and romance related questions on Rediff.com for over 13 years. She won't mince words when telling you what the problem is and what you can do about it. If you want a fresh perspective from an unbiased, objective-thinking individual about your relationship woes, Love Guru could just be the person you need to need to hear from.... more
Anonymous Question by Anonymous on Aug 25, 2022Hindi
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Relationship

Hi Love Guru.
I am going through legal separation with my spouse.
I have had a crush for 10 years now and my crush has lost his better half, but I am not sure if he is in any relationship now.
I am madly in love but unable to confess, the reason being he is pretty rich and i come from a middle class family, secondly we work in the same office and he is in a top most position and i am in the middle level.
I have resigned from my job now and in 3 months time will be joining the new company. Please suggest how to know if he has any feelings for me and etc etc.

Ans:

The office situation would have been messy, but now you're leaving so that's great!

You've wasted a decade already, so I'd say it's high time you make your move.

Just ask him out for coffee and see where things go from there. Don't make any huge proclamations of love on a first date but read the signals...you'll know if he's interested or not.

Nothing ventured, nothing gained!

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Anu

Anu Krishna  |835 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 21, 2022

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Relationship
 Hi Anu ji, Please help me out the right way!!I am a single mother, working woman. One of my colleagues got to know about my marital status and slowly he started liking me, texting me. He was always caring and I felt comfortable and secure in his company. But he has a family. Despite that, he is in relationship with me, and always tries his best to keep me happy like a family guy.I tried to break up with him and move on thrice. Still he came back saying he cannot stay without me.Now my problem is I am worried how will we manage if the relationship is revealed. My parents will definitely not allow and neither will his family.I am very confused. Please helpI don't want to lose him but I don't want to hurt his family or be the reason for his family disputes.
Ans:

Dear A,

He is seeking attention, validation and care from you and you are also getting that in return from him.

Does this qualify to be in a relationship with a married man? You know the answer to it and the complications that will arise alongside.

You are confused because in your heart you know that something is amiss.

Listen to what your heart points out to and if you feel breaking up with him is the best thing like you did thrice, the next time stick with it.

Why retract? Maybe because you feel weak at that moment and give in.

Every time you give in, you are back to the same confusion. So, time to evaluate your thoughts and ask yourself: What will happen if I move on without him?

What life can I have an opportunity to create on my terms in complete clarity and away from this confusion?

Will this life that I create be better for me and my child in terms of being at peace?

What if I seek a relationship with someone who is in a similar space like I am in now?

Do this reality check and then do the right thing. You know you can do this, and you want to for a life that can be lived in clarity and harmony.

All the best to you!

(more)
Anu

Anu Krishna  |835 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 01, 2022

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Relationship
I am very stressed these days. I am in love with a married man. He happens to be my colleague whom I met in 2020.Initially it was just a senior junior relation where he would help me in official matters. At the same time, I was recovering from a break up followed by severe health complications. Slowly, I started spending time with him, in the office only talking about office issues then my personal life. He too shared some of his and eventually I started developing feelings for him. But since I knew he was married I would always maintain that distance. I just wanted a healthy friendship but may be my personal turmoil was to the extent that I needed an emotional support and so I confided in him. He too would understand me, give me support and I could feel that he likes me. One day I confessed my feelings and he too reciprocated. He had told me earlier that he is living a compromised married life where there is no emotional connection. However, he will continue with it as his wife is dependent on him and I said I don’t want to break a family. But I have fallen in love with him. His presence has given me such solace I cannot describe. I don’t want to break a home. So, I have started maintaining distance as well but I really miss him. I feel I lost a friend in the process.
Ans:

Dear SJ,

This is something that I have been seeing lately with a lot of people.

Something lacks within your current relationship and to fulfil that you look for it elsewhere only to realise that things have gotten out of hands.

In your case, love has blossomed in and suddenly now you have realized that it might cause a flutter within two relationships.

He has made it clear that he wants to be with his wife which should give you an idea not to make any more emotional investment. You will end up getting hurt even more if you do.

Time for you to start feeling solace and gaining better self-esteem by valuing yourself more. You don’t need anyone for you to love yourself, do you?

So, stop giving this so much importance. He was there when you needed him and vice-versa. Now, that things are getting a little complicated, time to revise the way you think and act.

You don’t need to lose a friend if the feelings that you have for him can be healthier and not draining on either of you.

If not, maybe you need to think how you can handle this agony better. Be your own friend first and then you start making better choices on who to let into your life.

Possible? Yes, start now…

All the best!

(more)
Ravi

Ravi Mittal  |179 Answers  |Ask -

Dating, Relationships Expert - Answered on Sep 01, 2023

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Relationship
Hi, i am 47 yrs, married & blessed with twin babies. Off late, my relationship with my wife is not good. She started avoiding me and very often blames, fights with me with misguidance of her mother. I advised my MIL too not to do so as you are playing with her life and my life too. She acts very innocent. Coz of this, i started feeling very lonely and stressed. No happiness or peace of mind in life. Now, i started to get attracted to my subordinate colleague who is 37 yrs not married, who is very caring, always watching me, following me. Now we communicate very freely. I sense that she likes me a lot but very afraid to express coz 1. i am her boss. 2. I am married with twin babies..... I am also very attached to her. I feel i started to love her. but practically, i cannot express as i know my limits. Kindly advise what to do. I don't want to lose my colleague also....
Ans: Dear Anonymous,

If you think your wife has been acting mean because of the misguidance of her mother, the right course of action is to have a clear-cut discussion with both your wife and her mother. Getting attached to a colleague is not a solution, nor is it absolutely ethical. Moreover, there is a good possibility that your wife is bothered about something else, or maybe handling two kids of the same age is taking a toll on her. If you did not discuss these with her yet, then it's high time you do so. Also, try to spend more time together, not just as parents of your babies, but as a couple. In any case, starting to develop feelings, whether it is in your control or not, is never the answer.

Best Wishes!
(more)
Ravi

Ravi Mittal  |179 Answers  |Ask -

Dating, Relationships Expert - Answered on Oct 17, 2023

Asked by Anonymous - Oct 17, 2023Hindi
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Relationship
I am married working women .supportive hubby & my lovely children complete my family . I have been feeling intense infatuation with one of my married collegue.he used to help me a lot in office related issues. He used to complement me a lot for very normal things in front of others, not for looks but my working & way oc handling things. I was uneasy about that initially but started enjoying the attention later. But I dont know when I started liking him & Always wanted to be around ...He is younger to me and I am fully aware that nothing can happen between us. Than one day He bypassed me and for his own fault at work , he manipulated things and asked a favor for me from our team leader showing he is helping me...While in same situation when he was wrong I once sorted things on my own and did not make conplaint to team leader. Now i am feeling cheated and while working I have to see him everyday. What to do? How to remain and look normal. I feel weak in front of him and I dont want to keep any relation with him. But I still feel good & comfortable when he is around. its so weird.
Ans: Dear Anonymous,

I'm sorry to hear that you're going through this difficult situation. It's not uncommon for people who have been married for a long time to feel this way. It mostly happens because the marriage is now part of your routine while your colleague seems like a breath of fresh air. But as you yourself mentioned, it is nothing but mere infatuation.

Do not beat yourself up for it. It will pass as all infatuations do. I suggest establishing some boundaries so that, even unintentionally, you do not cross them. Maintain a professional demeanor. But most importantly, take some time to reflect on what is missing from your marriage that led you to develop feelings for someone else. A loving and healthy marriage would keep you emotionally fulfilled enough to never look for happiness outside of it. Lastly, remind yourself why you fell in love with your husband and remember that love and commitment are not based on a mere choice; it is a conscious decision you make every day.

Best Wishes!
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Kanchan

Kanchan Rai  |175 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 04, 2023

Asked by Anonymous - Nov 04, 2023Hindi
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Hi! I want to declutter my mind . Please help me. I am a working married women. One of married collegue in office started appreciating me and i took notice of him. Initially I felt it awkward but later I started enjoying the attention. It went in and I started feeling good. I started to give more time to myself to look good. Then that person is very handsome, and uses slangs that are not appropriate in office. I overlooked everything as he became my favorite. I even overlooked his mistakes. He started coming late , going early also. He helped me in my office work a lot. I felt very comfortable in his company. He was like work spouse for me. He became a habit for me. Than one day there came a situation, one should take responsibility for the wrong decision in office.it was his call and he could have avoided it being reported to my seniors as I helped him previously for same situation but he reported. I still had feelings for him. Now I felt bad. But it was ok. Than one or two times he accidentally touched me , It was not acceptable to me as if I am being taken for granted.i even don't know if it was intentional ... Some other junior also tried to outsmart me. Than I went to my senior and asked the solution for smooth Functioning in office and asked office to sensitize employees for appropriate behaviour. Now that person has for whom I still have crush , took it personally and stopped talking to me properly. Where was I wrong , also I took this step as reminder of sexual harrasment to avoid any further advancement of touching and all . The problem is I still like him and it's a void I am feeling and I feel I miss that happy vibe in office. Things are not normal. I am stressed ...I know I did nothing wrong. How to calm myself and stop longing for him when I see him everyday. I feel like I should talk to him to behave normally but can not do that. What should I do. I am ok when I don't see him but I feel bad when he is talking with others normally . he used to be coordinating with me for all office things but now he does not do that.he does with other. He used to wish me on festival.he stopped doing that too. I really feel bad. Please help me with my thought process.
Ans: It seems like you've been through a challenging situation at work, and it's completely normal to have mixed feelings and experience stress in such circumstances. It's important to address your feelings and find a way to navigate this situation in a healthy manner. Here are some steps you can consider:

Reflect on the situation: Take some time to reflect on your feelings and the events that have transpired. Consider why you started to enjoy the attention and what it meant to you. Understand that it's natural to develop feelings for someone when you spend a lot of time together.
Maintain professional boundaries: It's crucial to maintain professional boundaries at the workplace. While it's okay to have friendly relationships with colleagues, it's important not to cross the line into unprofessional behavior. Recognize the importance of professionalism and how it can impact your work environment.
Focus on self-improvement: Instead of seeking validation or attention from your coworker, channel your energy into self-improvement. Continue taking care of yourself and striving for personal and professional growth.
Seek support: Talk to a trusted friend or family member about your feelings and concerns. They can provide emotional support and an outside perspective on the situation. Venting to someone you trust can help relieve some of your stress.
Speak to a manager or HR: It's commendable that you took the step to approach your senior about the need for sensitivity in the workplace. Continue to communicate your concerns about inappropriate behavior, whether it's from your coworker or anyone else in the office, to your HR department or a higher-up. They should be able to address these issues appropriately.
Accept that people change: It's possible that your coworker's behavior changed after you raised the issue with your senior. People's actions can be influenced by various factors, and it's essential to accept that he might have his reasons for acting differently.
Create a support network: Build strong relationships with other colleagues who share your values and provide a positive work environment. This can help reduce the impact of missing the interactions with your previous work spouse.
Manage your expectations: Understand that things might not go back to the way they were before. Colleagues change, and your coworker may have chosen to distance himself for personal or professional reasons.
Focus on your well-being: Prioritize self-care, both physically and mentally. Engage in activities that make you happy and help reduce stress. A healthy work-life balance can greatly improve your overall mood and well-being.
Seek professional help if necessary: If your stress and emotional struggles persist, consider talking to a therapist or counselor who can provide guidance and support for your emotional well-being.
Remember, it's important to prioritize your mental and emotional health. It may take time to adjust to the changes in your workplace dynamics, but with the right approach and support, you can find a way to navigate this situation and move forward positively.
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Ramalingam

Ramalingam Kalirajan  |1221 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2024

Asked by Anonymous - Mar 18, 2024Hindi
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Money
Hello, Hope you're doing good! I am 32 yrs old and planning to invest till 60 yrs i.e till next 28 yrs. I am investing in below MFs and some other savings schemes, I need you suggestion on the same: MFs Investment: 1. ICICI Prudential Nifty Alpha Low Volatility 30 ETF FOF - 1,500/- PM 2. Tata Resource & Energy Fund - 2,000/- PM 3. ICICI Prudential Technology - 1,500/- 4. Nippon India Nifty Smallcap 250 Index Fund - 1,000/- PM 5. SBI Nifty Next 50 Index Fund - 1,000/- PM 6. ICICI Prudential Nasdaq 100 Index Fund - 1,000/- PM 7. ICICI Prudential Nifty Bank Index Fund - 2,000/- PM Apart from this I am also investing in NPS around 17,500/- PM and PF around 30,500 including both. Also investing 5,000/- in Max Life Online Savings Plan (10 yrs investing period and 15 Yrs total Policy period). My goal is to be accumulate wealth for my retirement. Thank you in advance for your help.
Ans: Your investment approach reflects a thoughtful strategy aimed at building long-term wealth for your retirement. Diversifying your portfolio across different asset classes, including equity mutual funds, index funds, and savings schemes like NPS and PF, is a wise move.

Maintaining a disciplined investment habit and staying committed to your financial goals over the next 28 years will be crucial. Regularly reviewing your portfolio's performance and adjusting it as needed to stay aligned with your objectives is essential.

Remember, the journey to retirement wealth accumulation is a marathon, not a sprint. Stay patient, stay focused, and trust in the power of compounding to grow your investments steadily over time.

By diligently contributing to your investment portfolio and making informed decisions, you're laying a solid foundation for a financially secure and fulfilling retirement. Keep up the good work, and your future self will thank you for it.
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Ramalingam

Ramalingam Kalirajan  |1221 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2024

Ramalingam

Ramalingam Kalirajan  |1221 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2024

Asked by Anonymous - Feb 27, 2024Hindi
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Money
Hi i am 49 and currently have a total corpus of approx 2.5 crs ( 1cr in MF/50 lacs in stocks/ another 80-90 lacs in PF/ EPF/ NPS and some other instruments.i am planning to retire in 13 years i.e at 62 . i will be able to accumulate another 5 cr approx more till then and with the current portfolio and interests of those looking at 10 cr of corpus then . will it be sufficient for my 15- 17 years of life after that looking at 3-4 lakhs montly expenses then
Ans: With a planned retirement in 13 years and an estimated total corpus of around 7.5 crores, your goal of achieving a corpus of 10 crores by retirement seems achievable. However, it's essential to conduct a detailed analysis to ensure financial sustainability for the subsequent 15-17 years.

Consider the following factors:

Inflation: Account for inflation in your expense calculations to maintain the purchasing power of your corpus over time.
Investment Returns: Assess the expected returns from your current investments and future contributions to meet your target corpus.
Expenses: Review your anticipated expenses post-retirement, including healthcare, travel, and other lifestyle needs.
Contingency Planning: Build a buffer for unforeseen expenses or emergencies to safeguard your retirement corpus.
Regular Review: Periodically review your portfolio's performance and adjust your investment strategy if needed to stay on track towards your retirement goals.
Consulting with a Certified Financial Planner can provide personalized guidance tailored to your specific financial situation and retirement aspirations. With careful planning and prudent management, you can aim for financial security and peace of mind in your retirement years.
(more)
Ramalingam

Ramalingam Kalirajan  |1221 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2024

Asked by Anonymous - Feb 01, 2024Hindi
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Ramalingam

Ramalingam Kalirajan  |1221 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2024

Asked by Anonymous - Apr 26, 2024Hindi
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Money
I'm 48 year old and a housewife. My husband is 52 and working in a restaurant with a salary of 24k p.m. I'm looking into investing with whatever remains out of this salary, approx. 5k (my daughter who is 22 year old is contributing a part of her income for household expenses). Please advise the best schemes/ MFs that we can invest into and also advise the procedure to MF as we have no knowledge about it. Also if my daughter can invest approx 5k-8k, what are the best plans for her to invest in SIP. Please advise. Thankyou.
Ans: It's wonderful to see your proactive approach towards investing and securing your family's financial future. Investing in mutual funds through SIPs can be a great way to start building wealth gradually over time.

For you and your husband, consider starting with SIPs in diversified equity funds or balanced funds that suit your risk appetite and investment goals. As beginners, it's crucial to choose schemes with a track record of consistent performance and managed by reputable fund houses.

For your daughter, she can also opt for SIPs in equity funds aligned with her risk tolerance and long-term financial objectives. Encouraging her to start investing early can help her harness the power of compounding and achieve her financial goals.

To start investing in mutual funds, you can approach a Certified Financial Planner or a mutual fund distributor who can guide you through the process, help you select suitable funds, and assist with the necessary paperwork.

Remember, investing is a journey, and it's essential to stay disciplined, patient, and well-informed along the way. With dedication and the right guidance, you can pave the way towards a financially secure future for your family.
(more)
Ramalingam

Ramalingam Kalirajan  |1221 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2024

Ramalingam

Ramalingam Kalirajan  |1221 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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