Home > Relationship > Question
Need Expert Advice?Our Gurus Can Help
Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 05, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
PP Question by PP on May 05, 2022Hindi
Listen
Relationship

Dear Anu, I am in relationship with a guy who is 8 years younger than me. We are so much into each other. 
I am a doctor by profession and he is struggling. I help him emotionally and financially as well. He loves me very much.
Although I’m elder to him he acts more mature than me.
My concern is to hold him as if I am controlling him and whenever I don't get attention I become very stressed.
I am a good-looking person and I get enough boys’ attention. He never gets jealous.
My concern is I want him to be close to me and I can't let him go outside city to grab a good job although he is very loyal to me.
Plz suggest how to destress myself.

Ans:

Dear PP,

Why don’t you give a shot at Loving Yourself and appreciating yourself?

It’s nice to get attention and adulation from another person, but if you have begun to thrive on it, it’s time to ask yourself: if you are in fact trying to ‘up’ your self-worth from his attention and the easiest way to make sure that this is in constant supply is to be clingy, possessive, jealous and controlling?

Not very healthy traits for a long relationship.

When you start to focus on yourself and love yourself, you will rely less and less on his validation and the relationship starts to form based on trust and will become every healthy.

So, spend more time on YOU! Be with Nature, spend time with your female friends, indulge in hobbies that make you smile and so on…he will also respect that space and share more of his time and attention without you having to do anything about it.

Best wishes.

You may like to see similar questions and answers below

Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 21, 2022

Listen
Relationship
 Hi I am in a relationship with a guy for 1 year. He is 5 years older than me. We are of same caste and met via social media.Initially, we had a lot of things to talk about but now we don’t have much stuff to discuss about. He fantasizes about my sis also; he told me that too. He’s been flirting with her which makes me jealous and low as well. In jealousy I sometimes speak harshly to him and that creates a fight between us. When I told him that I feel jealous he asked if I wanted him to avoid talking to her. I don't want that too. I trust him but this jealousy makes me sad and rude to him. What should I do??
Ans:

Dear SR,

He’s just in the playing field, trying out new things and experimenting.

You are possibly looking at a commitment which I am unsure of whether he is ready for it!

When you say that you are in a relationship, are you a couple or have you been simply hanging out together for the sake of being in each other’s company?

Relationship has a different meaning for each person. For some it’s being together and hanging out, for some till they are asked out, they don’t consider it a relationship.

So, please have a chat with him as to whether he wishes to be serious or not, is he looking for a long-term commitment or not.

When he digs deep for answers, he will also understand his mind space better, and it will give you a clear indication as to where this is all headed.

Till then all you will be doing is fixing and repairing his playing field.

All the best!

..Read more

Ravi

Ravi Mittal  |505 Answers  |Ask -

Dating, Relationships Expert - Answered on Jun 28, 2024

Asked by Anonymous - Jun 28, 2024Hindi
Listen
Relationship
I am dealing with brkup its been 2 months its mutual because he is bhramin his parents will not allow intercaste and for me its not possible to settle in place where he lives . its almost 3-4 year of relationship from my age of 18 he was there with my i lost my father during corona he took care of me , he stayed by my side he is not upto the mark but still he is always there for me after that i leave that state where both we stayed and we did long distance for 2 years but now as he come to know his parents are way more strict he dont want to hurts his parents and even my reason that i have to compromise lot carrrer difference and all. As i lost my father at age of 18 i cry lot every one day gap during my relationship also i was so anxious , and some times due to family problems i always used to be disturbed and dont want to live sometimeslike sucidal thoughts and all but at the time of relationship i share all this to him and i feel okay and got back to my study as he motivates me little . but now after brkup i dont have any real friends , i cant talk to any one neither any person messeges me my depression is becoming more big now we are in no contact for some days but again we talk and again we are in no contact he feels like he is in guilt becos he hurted me and made me miserable also he dont think about any other relation ship whatever his parents will bring he will do but for me not that case becos we dont have nay guardian i have to in my own actually we are not that big for marriage but we thought of future more and brkup becos of i have to find some one right we are 21 also my campus placements are coming his neet pg is coming but my heart cries every day i feel choked , i cried , choked and hurt my head it happens often but i still think we can not talk becos how can we move on from some body we talk but my depression at peak level i msg him with bigtext with all that goin on my life. should we talk ? as their is no rush to find other person we have to first focus on career how can we set boundaries? though if i talk i mak eme feel someone i can talk and make me releif at the sam etime it hurts if i dont talk also its hurts more as i ahve no one to talk with . he insisted me that we can be friends i can see u like this he wants me to be happy he feel he did the sin to me. Pls tell what will be good for me how can i be little releif what should i should i talk treat or my depression how ?
Ans: Dear Anonymous,

I am very sorry for your loss. Losing a parent is tough. I am also glad you found someone to share your pain with at that moment. Coming to your dilemma- whether you should be in touch with him- I understand that it is a great relief to talk to him, but that is momentary, isn't it? You cannot continue doing this if you two are broken up. Even though he is not planning to get married right away, the problem is that he will someday. Plus, more often than not, one person moves on faster than the other, and in your case, if it's him, it will hurt more. The right thing to do is sit and have a clear conversation. Discuss the possibility of getting back together. Ask what is in his mind and express what's in yours. But going in this circle will only hurt you more; maybe not today, but someday it will.

Now, coming to your depression, I would suggest sharing your pain with close friends but you mentioned you have none. That is not uncommon. Not all of us are blessed with it. In that case, I recommend seeing a professional therapist. There is absolutely no shame in it. Rather it will help you in sorting your feelings. Finally, you can take care of them without relying on your ex. I am sure you are doing a wonderful job in managing your depression but a professional counselor can help you come out of this in a more structured way. Please consider it. If you are not comfortable seeing someone in person, there are several counselors available online. Just try it once and see how that makes you feel.

Remember we all need help occasionally. You are amazing and you do not have to hold everything together alone.

Best Wishes.

..Read more

Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 04, 2024

Asked by Anonymous - Jul 03, 2024Hindi
Listen
Relationship
Dear Anu, I am in relationship for 6 months and now we are in long distance relationship, I have struggled a lot in family love issues, so I always craved for love, but my boyfriend is a bit distant, although he tries his best, but I just can't get over, I feel like i deserve to be loved more and deserve good care and attention, there are always the things which he hurts me almost everyday now, I feel like shutting down my emotions again, I feel very low after his actions, although he has his reasons which are correct too, but little bit wrong too, he does not think deeply about me, because he is immature himself, we are just 19, I don't know and unable to understand what should I do, should I shut myself down and try to study and not talk to him by giving him excuses that I am busy, I really am losing more and more trust from him, and slowly my will to share things is getting lost, although I scream from inside that I want to share but after his actions hurt me, I feel puzzled from inside, he is good, but I don't think he is much into these love and stuffs, he is just chill with his life, as he shows off, so much that I misunderstand him a lot, how can we understand each other better, we just keep hurting each other, because of our different thoughts and perspective, I love him so much, I want to be with him, but his actions make me further distant from him, and he also says he has his own privacy, I don't understand, if relationship is built on trust then what kind of privacy, I don't mean , I don't understand him, i respect his opinion, but because of his perspective, he hurts me too, and doesn't respect my perspective, I feel like relying on him emotionally and always have been, but he thinks I speak too much and he doesn't value it much, and doesn't understand how much hard it is for me to share....I really feel very much overwhelmed and it's not getting any better, every night I feel pain and keeps on crying, it's not stoping, it's becoming a loop, please guide me, what should I do.
Ans: Dear Anonymous,
All I can see and hear from you is: that you are dependent on him for you happiness!
Okay, 'I have struggled a lot in family love issues' (as you mentioned) BUT looking for that to be filled from someone externally is only going to disappoint you.
How can you replace family and sibling love and attention from outside?
Also, being 19, both of you are still not mature to put things in perspective. Do understand that every time you complain to your boyfriend and call that a 'perspective', you are just pushing him away...he's just being a boy of 19 trying to have a carefree life and a girlfriend with who he can share and of course, feel 'cool' in his guy gang.
Why are you expecting him to fill in for the missing love? He cannot as whatever he does, he will always fall short as in your mind you will compare with what you ideally would want and he will fall short. Then, the drama will begin where you will complain, he will defend and he will slowly call that his carefree ways and he will say: I am like this only!
And then you will feel hurt and the drama will continue.

First things first; you cannot fulfill what love you lack from outside. Learn to love yourself first. the concept of self-love is rage these days BUT it has always been around in simpler ways from the very beginning. Love what you do everyday, surround yourself with friends that you feel good with, focus on your academic goals...
Loving oneself is the way to go; it might seem a bit difficult at you age to fathom as everything external excites you...So, focus on your self and put less attention in what your boyfriend does or doesn't. Slowly, you will appreciate the things that he does for you...And you will start to feel better from within!
Your self-worth is something only you can grow from within and this cannot be dependent on anything or anyone external. Grow your strength from within!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Latest Questions
Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Asked by Anonymous - Jan 13, 2025Hindi
Listen
Relationship
Hello..I met him on Jan 4 th of 2024.. this year he is not with me. We were in a relationship for almost 8 months. Everything was fine and blissful. Last December he told me he needs some time to decide about our relationship. First of all it was a blow to my confidence..I thought he will stay by my side no matter what it is. After a few days he told me he wants to move on. I was in no contact for 10 days. After I went back and called him..he told me he is talking with another girl and he likes her and going to marry her. My world was broken. The reason for this? Our horoscopes doesn't match also he brings up caste differences even though there is not much difference. We were each other's best friends cared and loved each other so much. Stood by eachother's tough times..I begged him I cried d...I lost all my self respect..I somehow wanted to keep him with me...but he threw me away. It pains a lot. I haven't recovered yet..but he is going to marry her very soon...the toughest part here is I have to see him everyday atleast for the next 6 months. How will I handle if he gets engaged? How will I handle when he gives out his wedding cards? I have big goals in life I want to achieve them. But I am terrified what if it all crumbles because of my inability to handle this pain and suffering? What should I do? Your suggestion is very much needed.
Ans: Dear Anonymous,
You did invest too much of yourself in him; but who can stop the way feelings move, right?
As hard as it maybe to accept this reality, move on...initially, it will be painful, but it's not worth losing yourself to anyone. Protect your identity and know that it does not stem from anyone or anything BUT it's YOU who defines it.
Maybe the past year that you lost time and could not focus on your goals, this year can be your year. Let him do what he needs to; why focus on someone who did not have the decency or courage to tell you things on your face. What will you gain by actually being with a person like that? I am sure you deserve much more...
Your goals and aspirations need you; go for it!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Anu

Anu Krishna  |1442 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 19, 2025

Listen
Relationship
The seconds of time during taking action..I get into the overthinking/over-analysing thoughts... 1. Imaginative: Where I becom's the character & live life(see images, speak..) in those..like being rich,powerfull,disciplined,wife,kids....things which I want/perceive from social media...+ memos of past also.. 2. Stuck: Where I becom's a "OBJECT" & voices + images of brain guides me to quit task's when doing things/challenging...by saying.. *What this thing(task/book..) gonna benefit you? *Don't do it, you will do worse/fail..people gonna judge/laugh to you...look yourself!!..no good face, no good dress, u don't hv courage/skill to do that thing. 3. Coping: "Quit it" & use Mobile(songs,reels,yt videos..) to stop/distract myself from those dark clouds. i) What/How [solution] to don't get stuck in those next time. ii) How to use that overthinking for my advantage.. with hving control. iii) I tried to fill the possible voids by dress/looks but things were same..so it's internal.. What to do for that?
Ans: Dear Work,
Overthinking and over processing never helped anyone. Focus on your self-talk and change that.
- Journaling
- Sports
- Art work
- Meditation
- Breathwork
These are a few ways in which you can attempt to slow down the mind from racing thoughts. Once that happens, work on your self-talk to make it more useful where you start to direct yourself towards what you want to do.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

Ramalingam

Ramalingam Kalirajan  |7550 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 19, 2025

Listen
Money
Hello Sir. I have Rs1,00,000 that I want to invest as a lump sum in SBI Mutual Funds for the long term (15+ years). Considering that SBI has one of the largest Asset Management Companies (AMCs), could you please recommend which SBI Mutual Funds would be suitable for such an investment and have the potential to deliver good returns over this period? I am doing this investment for my daughter's education.
Ans: Your decision to invest Rs 1,00,000 for your daughter's education is commendable. A long-term horizon of 15+ years offers significant growth potential through mutual funds. Below are insights and recommendations to guide your investment.

Why SBI Mutual Funds?

SBI is one of India’s largest and most trusted AMCs.

They offer a wide range of funds suitable for different goals and risk levels.

Their consistent performance track record reflects sound fund management.

Key Factors to Consider for Long-Term Investments

Investment Objective:

Education is a critical financial goal.

Focus on wealth accumulation through equity-oriented funds.

Risk Appetite:

Equity funds involve volatility but offer high growth.

Ensure alignment with your risk tolerance.

Fund Type Selection:

Choose funds based on asset allocation and diversification.

Evaluate the performance of large-cap, mid-cap, and hybrid funds.

Tax Implications:

LTCG over Rs 1.25 lakh is taxed at 12.5%.

Understand taxation for equity and debt funds.

Suggested Fund Categories for Your Investment

1. Large-Cap Funds

Invest in funds focusing on well-established companies.

They offer stability and moderate risk.

Suitable for conservative investors.

2. Mid-Cap Funds

These funds focus on medium-sized companies with high growth potential.

They are riskier than large-cap funds but offer higher returns.

Suitable for investors willing to take calculated risks.

3. Flexi-Cap Funds

Invest across large, mid, and small-cap companies.

They offer diversification and the flexibility to adapt to market conditions.

Ideal for investors seeking balanced growth.

4. Equity-Linked Savings Schemes (ELSS)

ELSS funds offer tax benefits under Section 80C.

They have a lock-in period of three years.

Suitable for investors aiming for tax-efficient long-term growth.

5. Hybrid Funds

Invest in a mix of equity and debt instruments.

They offer stability through debt and growth through equity.

Suitable for moderate-risk investors.

Benefits of Investing Through a Certified Financial Planner (CFP)

CFPs offer expert guidance tailored to your goals.

They help monitor fund performance regularly.

They ensure optimal fund selection and rebalancing.

Regular plans through CFPs provide dedicated service and support.

Why Choose Actively Managed Funds?

Active funds aim to outperform benchmarks through expert fund management.

They offer higher potential returns compared to index funds.

Fund managers actively adjust portfolios based on market trends.

Ideal for long-term investors seeking growth.

Key Steps to Start Your Investment

Define your financial goal clearly.

Consult with a CFP for fund selection.

Review the chosen fund’s historical performance and portfolio composition.

Use SIPs for additional investments to benefit from rupee cost averaging.

Monitor your portfolio periodically to ensure alignment with your goals.

Final Insights

Investing in SBI Mutual Funds is a smart choice for your daughter’s education. Selecting the right fund category ensures growth and stability over 15+ years. Partnering with a Certified Financial Planner ensures professional guidance and optimal returns. Stay committed to your goal, review your investments regularly, and focus on long-term growth.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.youtube.com/@HolisticInvestment

...Read more

Ramalingam

Ramalingam Kalirajan  |7550 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 19, 2025

Asked by Anonymous - Jan 19, 2025Hindi
Listen
Money
I am an NRI with an NRO trading account through Zerodha, but I cannot trade in F&O and Intraday. I have been filing my returns consistently though I have had no income in India in the last 10 years. But I have investments in MF, PPF, NPS, Medical and Life Insurances, ULIPs which were initiated while working in India and had tax saving options and it is being continued. I would like to trade in F&O and Intraday. My wife is not employed till date and has a regular savings account with the Bank which is Resident Indian normal account. She has never filed any IT returns since as there was no income and transactions from my side were only for family maintenance. My question is, can I open a regular trading account in her name so that we can do trading in F&O and Intraday? What are the necessary things which I need to follow for filing IT returns and how my investments can be helpful to file returns through her account. She doesn't have any investments except LIC & Health Insurance policies in her name for which I pay from myside.
Ans: Yes, you can open a trading account in your wife's name to trade in F&O and intraday; however, there are a few important considerations:

Steps to Open a Trading Account:
Convert Savings Account to a Trading-Compatible Account: Ensure her existing bank account supports trading transactions. If not, convert it to a trading-compatible savings account.
KYC Compliance: Complete her KYC process with updated details, including PAN, Aadhaar, and a valid address proof.
Link Demat and Trading Account: Open a Demat and trading account in her name with a broker that supports F&O and intraday trading for resident individuals.
Nominate a Separate Source of Funds: Ensure the funds transferred to her account are not directly linked to your NRI account to avoid legal and taxation issues.
Tax Implications:
Income from Trading: Any income generated from trading in her account will be considered her income. Since she has no other sources of income, her income from trading may be taxed as per the slab rate applicable to her.
Gift Declarations: Funds transferred to her account can be considered a gift. Gifts from a spouse are exempt from tax, but the income generated (through trading) will be clubbed with your income under Section 64 of the Income Tax Act.
Filing IT Returns:
She will need to file her own ITR if her total income (including trading profits) exceeds the taxable limit (Rs. 2.5 lakhs for individuals below 60).
Any clubbed income will still require an ITR to declare the source and details.
Investments for IT Filing:
Investments in her name (e.g., LIC and health insurance) can help:

Claim deductions under Section 80C for LIC premiums.
Claim deductions under Section 80D for health insurance premiums.
Alternative Suggestions:
Joint Investments: Instead of opening an account in her name, consider using investments in her name (LIC, insurance, etc.) to improve her financial standing without additional compliance.
Professional Advice: Engage a CA familiar with NRI taxation and clubbing provisions to ensure full compliance and proper structuring.
If you'd like detailed help with tax planning, compliance, or investment strategies, let me know!

Best Regards,

K. Ramalingam, MBA, CFP

Chief Financial Planner

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x