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Dr Karthiyayini Mahadevan  |696 Answers  |Ask -

General Physician - Answered on Jan 12, 2023

Dr Karthiyayini Mahadevan has been practising for 30 years.
She specialises in general medicine, child development and senior citizen care.
A graduate from Madurai Medical College, she has DNB training in paediatrics and a postgraduate degree in developmental neurology.
She has trained in Tai chi, eurythmy, Bothmer gymnastics, spacial dynamics and yoga.
She works with children with development difficulties at Sparrc Institute and is the head of wellness for senior citizens at Columbia Pacific Communities.... more
Asked by Anonymous - Jan 12, 2023Hindi
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At what age do children become increasingly capable of mischief and temper tantrums as well as showing their independence by refusing to obey their parents' demands even though they understand what their parents want them to do?

Ans: Mischief, temper tandrums are the language of their expressing their Independance.Now 0-7 yrs is the maturation of the physical body majorly to get physical Independance. With this there is this experience of " I am different from the world" if at this stage, if the child already been given many choices earlier then the reason for wanting and not wanting as choices. Which brings on the reason not wanting to imitate anymore of the parents. So around 7 yrs is where one can expect this behaviour.From 7-14 yrs parents play a model of walk the talk which becomes truth for the child. So each stage of child development is a learning to the parents
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Hello Anu - we have a 5 year old son and he's getting out of our control these days and we don't know how to handle him. His actions and tantrums are mischievous and hurtful at the same time. Earlier he used to get scared from his mother but she's also losing control over him these days. If we scream or shout, he repeats the same things that kind of irritates us more. If we try to be reasonable with him, it's of no use - he takes us for granted. If we tell him about repercussions on his actions like a timeout or no tv time or no play time, he does not listen and at the end we give him to his crying. He also becomes uncontrollably violent at times - though he thinks it's a game, but in reality his actions literally hurt us. I know partially I am to blame as when he was younger, these violent games looked fun but now that he's older and stronger, they are not fun anymore to me or anyone in our house. I've tried to explain him, but at the end he is just 5 years old! Every morning to night it's a mountaineous challenge for us. My wife and I talk after he sleeps, decide what to do or not do from the next dat but bam! it's just the same routine every single day. Moreover my wife is pregnant with our second child so I fear this might have a bad effect on our 2nd baby as my wife remains stressed out. I know this could be every parent - but then if it happens that often, is there a solution? Can you help us?
Ans: Dear Shubham,
How is it possible for a 5-year old to understand logic when he is throwing an emotional fit (tantrum)?
Like you said it yourself; when it could have been stopped and changed, it wasn't done. He probably felt that it was fine to behave 'violently' (though I don't understand the context in which you use this word).
Now. all of a sudden when you and your wife are trying to stop him, he is pulling away as this behaviour was rewarded earlier. he has your earlier silence as your love and affection for which which he fears will be withdrawn now if he stops his behaviour.
So, logic isn't going to work; it doesn't work with adults, and here the child is merely 5 years.
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- talking to him at his eye level; get down on your knees, so he doesn't feel intimidated by your height
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2. Cybersecurity Analyst in Finance:

Protecting sensitive financial data is paramount in today's digital landscape. As a cybersecurity analyst specializing in finance, your dual proficiency in IT and finance equips you to safeguard financial institutions from cyber threats with precision and expertise, all while enjoying the stability of a role focused on risk mitigation rather than high-pressure client interactions.

3. Quantitative Analyst (Quant) in Finance:

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Asked by Anonymous - Apr 20, 2024Hindi
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I have submitted my Form 15 to my bank in April 2023. My income falls under the non-taxable category against interest received from bank FDs. Bank has not deducted any TDS up to September 2023 but from October 2023 they have started deducting TDS on FD interest earned by me saying that interest earned on my FDs have crossed the limit of Rs 5 lakh. Is the bank right in deducting tax citing this reason? Please enlighten me.
Ans: No, the bank is likely not right in this case. Here's why:

• Form 15G validity: A valid Form 15G submitted before April 1, 2023 is applicable for the entire financial year 2023-24 (assessment year 2024-25). This means if your income falls under the non-taxable category, the bank shouldn't deduct TDS on your FD interest for the entire year.
• TDS exemption limit: The current exemption limit for TDS on FD interest is Rs 40,000 for individuals below 60 years old, and Rs 50,000 for senior citizens (above 60 years old). There's no limit of Rs 5 lakh for TDS deduction on FD interest.

Here's what you can do:

• Reach out to your bank: Inform them that you submitted a valid Form 15G and your income falls under the non-taxable category. You can clarify the exemption limit and point out the mistake.
• Request rectification: Ask the bank to rectify the error and reverse the TDS deducted on your FD interest from October 2023 onwards.
• Seek professional help: If the bank doesn't resolve the issue, consider seeking help from a tax consultant or financial advisor. They can guide you further on how to claim a refund for the deducted TDS.

Additional points to consider:

• Ensure you have a copy of the Form 15G submission acknowledgement for your records.
• Keep a record of any communication with the bank regarding the TDS deduction.

By following these steps, you should be able to resolve the issue with the bank and avoid unnecessary TDS deduction on your FD interest.

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