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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

विरासत में मिली संपत्ति बेची गई: क्या मुझे दीर्घकालिक पूंजीगत लाभ कर देना होगा?

Yogendra Arora |34 Answers |Ask -Follow

Tax Expert - Answered on Mar 27, 2025

Yogendra Arora is the founder of Y Arora Associates And Chartered Accountants, a tax consultancy firm based out of Kanpur.
He has over 11 years of experience in auditing and consultancy.
Before starting his own consultancy, Yogendra, a commerce graduate from CSJM University, Kanpur, worked with ICICI Bank and Indusind Bank as credit manager between 2013 and 2018.... more

Asked by Anonymous - Feb 19, 2025English

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सर, मुझे अपने पिता की मृत्यु के बाद उनकी संपत्ति में हिस्सा विरासत में मिला था। यह संपत्ति पिता ने 1967 में खरीदी थी। खरीद मूल्य का कोई रिकॉर्ड उपलब्ध नहीं है। पिछले साल अक्टूबर 2024 में मैंने अपने अधिकार अपने भाई को ₹18 लाख में हस्तांतरित कर दिए। मेरी कोई अन्य आय नहीं है और मैं IT रिटर्न दाखिल नहीं कर रहा हूँ। क्या मैं LTCG के लिए उत्तरदायी हूँ?

Ans: नमस्ते,
हां, आप एलटीसीजी का भुगतान करने के लिए उत्तरदायी हैं क्योंकि अंतर्निहित संपत्ति में हिस्सेदारी के हस्तांतरण को भी आयकर अधिनियम में संपत्ति के रूप में माना जाता है।
आपके मामले में आप गणना के उद्देश्यों के लिए आधार वर्ष के लिए उचित बाजार मूल्य का उपयोग कर सकते हैं, अर्थात 01/04/2001 के लिए।
धन्यवाद

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Mar 27, 2023

Asked by Anonymous - Mar 16, 2023English

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यह माँ से गिफ्ट डीड के माध्यम से अर्जित संपत्ति की बिक्री पर एलटीसीजी है। 2004 में मेरी दादी द्वारा वसीयत के माध्यम से प्राप्त आवासीय घर, उन्होंने इसे 2006 में मेरी माँ को उपहार में दिया था और मेरी माँ ने 2021 में मुझे भी वही उपहार दिया था। दोनों उपहार विलेख पंजीकृत हैं। उपहार मिलने के 18 महीने बाद मैंने संपत्ति बेच दी। मेरे प्रश्न हैं (1) पूंजीगत लाभ, एसटीसीजी या एलटीसीजी क्या होगा और (2) पूंजीगत लाभ की गणना के लिए मेरी लागत क्या होगी।

Ans: उपहार के मामले में, अधिग्रहण की तारीख और लागत पिछले मालिक की होगी। इस प्रकार, मेरे विचार में, अधिग्रहण की तारीख और लागत मूल मालिक की होगी जिसने संपत्ति प्राप्त करने में पैसा खर्च किया था। यदि मूल मालिक ने 1.4.2001 से पहले अधिग्रहण किया है, तो 1.4.2001 के अनुसार एफएमवी की लागत होगी।

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Apr 28, 2023

Question by Yam - Apr 27, 2023English

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प्रिय मिहिर सर, शुभ दोपहर। मेरे पास एलटीसीजी के लिए एक प्रश्न है। सर, मैंने मार्च 2018 में रुपये में एक आवासीय प्लॉट खरीदा था। 20,00,000 और तुरंत रु. खर्च किये. नींव और सीमा बाड़ लगाने पर 3,50,000। संपत्ति लगभग 4.5 वर्षों तक मेरे पास रही और मैंने इसे दिसंबर 2022 में रुपये में बेच दी। 30,00,000. मैंने सारी रकम नया घर बनाने में खर्च कर दी। मेरे पास केवल एक घर की संपत्ति थी जहां मैंने पूरी रकम खर्च की। क्या मैं निर्धारण वर्ष 2023-24 के लिए किसी एलटीसीजी का भुगतान करने के लिए उत्तरदायी हूं? यदि हां, तो कृपया बताएं कि मुझे कितना भुगतान करना होगा? धन्यवाद।

Ans: यदि आवासीय भूखंड के हस्तांतरण के 3 साल के भीतर निर्माण पूरा हो जाता है, तो आप भूखंड के हस्तांतरण पर एलटीसीजी पर कर का भुगतान करने के लिए उत्तरदायी नहीं हैं।

Moneywize |181 Answers |Ask -Follow

Financial Planner - Answered on Apr 19, 2024

Asked by Anonymous - Apr 18, 2024English

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मेरे भाई ने अक्टूबर 1983 में असम में एक ज़मीन का टुकड़ा खरीदा था जिसे उन्होंने अगस्त 2010 में एक डीड के ज़रिए मुझे उपहार में दिया था। मैंने मार्च 2024 में उसी ज़मीन को बेच दिया। स्टाम्प ड्यूटी का उचित मूल्य लगभग 1,40,00,000 रुपये है। क्या इस लेन-देन पर कैपिटल गेन टैक्स लगेगा? अगर ऐसी स्थिति आती है तो मैं खुद LTCG की गणना कैसे कर सकता हूँ?

Ans: हां, इस परिदृश्य में, जब आप जमीन बेचेंगे तो आपको पूंजीगत लाभ कर देना पड़ सकता है।

इसके पीछे कारण यह है:

• उपहार प्राप्त करने पर कर से छूट है: जब आपके भाई ने आपको 2010 में जमीन उपहार में दी थी, तो आपको इसे प्राप्त करने पर कोई कर नहीं देना था।

• उपहार में दी गई संपत्ति की बिक्री पर कर: हालांकि, जब आप उपहार के रूप में प्राप्त संपत्ति बेचते हैं, तो बिक्री पर अर्जित लाभ पर पूंजीगत लाभ कर लागू होता है।

दीर्घकालिक पूंजीगत लाभ (LTCG) की गणना:

चूंकि आपके भाई ने 1983 में जमीन खरीदी थी और आपने इसे 2024 में बेचा, इसलिए यह दीर्घावधि पूंजीगत लाभ (LTCG) के रूप में योग्य है, यह मानते हुए कि आपने संपत्ति को 2 साल से अधिक समय तक अपने पास रखा है।

LTCG का अनुमान लगाने के लिए यहां एक सरलीकृत सूत्र दिया गया है (सटीक गणना के लिए कर सलाहकार से परामर्श करें):

• LTCG = बिक्री मूल्य - अनुक्रमित अधिग्रहण लागत
• बिक्री मूल्य: 1,40,00,000 रुपये (दिया गया)
• अधिग्रहण लागत: 0 रुपये (उपहारों की अधिग्रहण लागत आम तौर पर 0 रुपये होती है)
• अनुक्रमित अधिग्रहण लागत: अधिग्रहण लागत * (वर्तमान वर्ष सूचकांक / अधिग्रहण वर्ष सूचकांक)

सूचकांक लाभ:

• सूचकांक मुद्रास्फीति के लिए अधिग्रहण लागत को समायोजित करने में मदद करता है, जिससे आपका कर बोझ कम होता है।
• अनुक्रमित अधिग्रहण लागत की गणना करने के लिए आपको 1983 और 2024 के लिए आधिकारिक सरकार द्वारा प्रकाशित 'आधार वर्ष सूचकांक' की आवश्यकता होगी।

उदाहरण (काल्पनिक सूचकांक मूल्यों का उपयोग करके):

मान लें (केवल गणना उद्देश्यों के लिए) आधार वर्ष सूचकांक हैं:

• 1983: 100
• 2024: 630 (यह एक काल्पनिक मूल्य है, आपको 2024 के लिए वास्तविक सूचकांक की आवश्यकता होगी)
• अनुक्रमित अधिग्रहण लागत = रु 0 (अधिग्रहण लागत) * (630 / 100) = रु 0
• LTCG = रु 1,40,00,000 (बिक्री मूल्य) - रु 0 (अनुक्रमित अधिग्रहण लागत) = रु 1,40,00,000

LTCG पर कर:

भूमि पर LTCG पर वर्तमान में सूचकांक लाभ के साथ 20% कर लगाया जाता है।

इस उदाहरण में (उपर्युक्त सूचकांक मानों को मानते हुए), आपका LTCG कर रु 1,40,00,000 * 20% = रु 28,00,000 होगा

अस्वीकरण:

यह केवल उदाहरण के लिए एक सरलीकृत स्पष्टीकरण है। सटीक कर गणना और अपनी स्थिति के किसी भी विशिष्ट पहलू पर विचार करने के लिए एक योग्य कर सलाहकार से परामर्श करने की सलाह दी जाती है। वे संपत्ति कर कानूनों, छूटों और दाखिल करने की आवश्यकताओं की पेचीदगियों के बारे में आपका मार्गदर्शन कर सकते हैं।

Mihir Tanna |1054 Answers |Ask -Follow

Tax Expert - Answered on Jul 26, 2024

Asked by Anonymous - Jul 26, 2024English

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सर मुझे 2003 में एक ज़मीन विरासत में मिली थी, जिसे मेरे पिता ने 1995 में खरीदा था। मैं उस ज़मीन को बेचने की योजना बना रहा हूँ। मेरा सवाल यह है कि क्या मुझे LTCG टैक्स पर इंडेक्सेशन लाभ मिलेगा या नहीं?

Ans: नहीं, बजट प्रस्ताव में 23 जुलाई 2024 से हस्तांतरित संपत्ति के लिए इंडेक्सेशन लाभ हटा दिया गया है। हालांकि, पूंजीगत लाभ की गणना के लिए अधिग्रहण की लागत 1.4.2001 को एफएमवी या 1.4.2001 को स्टांप ड्यूटी मूल्य (जो भी कम हो) हो सकती है।

T S Khurana |479 Answers |Ask -Follow

Tax Expert - Answered on Mar 24, 2025

Question by Prasad - Feb 27, 2025English

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मुझे 20 साल पहले एक संपत्ति विरासत में मिली थी जिसे मैंने 70 लाख में बेचा था। उक्त संपत्ति का उचित बाजार मूल्य 2001 में 62 रुपये प्रति वर्ग फीट था और वर्तमान में यह 611 रुपये प्रति वर्ग फीट है (स्थानीय रजिस्ट्रार कार्यालय से आधिकारिक तौर पर प्राप्त)। तो मेरे 70 लाख के बेचे गए मूल्य पर LTCG क्या है

Ans: आप शायद बेचे गए फ्लैट का क्षेत्रफल और फ्लैट की बिक्री की तारीख बताना भूल गए हैं। इस जानकारी के अभाव में मैं कोई टिप्पणी नहीं कर सकता। किसी भी अन्य स्पष्टीकरण के लिए आपका स्वागत है। धन्यवाद।

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Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Asked by Anonymous - May 26, 2025

Career

I have clarification on BTech Biotechnology .. Is there scope in india. Proffessor who works in IIT suggested to take ECE or civil since no scope for biotech. So please provide detail what kind of job is possible, which area do we get jobs and do we get salary as like BTech CSC

Ans: Research is indeed at a low level in India but jobs are available. But do well in academics.

Dr Nagarajan J S K |538 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 31, 2025

Question by Anuj - May 29, 2025

Career

I scored 538 in neet 2025 but i fill my roll number wrong on omr sheet by marking a wrong circle on one number? Should i get my result this year?

Ans: Hi Anuj,
You need not worry; you will surely get the result. The authorities understand that it concerns a child's future, so they strive to do their best for each candidate.

Here are a few points to consider that I hope won’t upset you. The question you’ve asked is quite sensitive. I have observed many students and parents behaving poorly at examination centers. The agency has provided clear instructions while filling out the forms. If the requirements are difficult to meet, then it might be best not to appear for the exam.

Interestingly, these same individuals tend to follow rules at a cinema but not at the exam center. I don't understand why we behave this way. This kind of behavior only adds unnecessary pressure on the candidates during the exam, making it difficult for them to concentrate. Candidates should prepare thoroughly not just academically but also in terms of their conduct before entering the exam center and during the exam itself. This will help avoid unnecessary complications.

It's important for parents to prepare their children according to the established guidelines. Remember that whenever you appear for an exam, you need to fill in your details right at the beginning. Additionally, once you enter the hall, the exam won't start immediately. The hall supervisor will provide a lot of instructions about what to do and what not to do. This is why the exam gates close an hour in advance: to ensure candidates feel comfortable and relaxed, rather than stressed.

I have seen many candidates making similar mistakes, which can also impact the hall supervisor.

Before I conclude, it's worth mentioning that nowadays, job interviews are often conducted online. Here too, many students make errors. One must understand that the identification number of the laptop or mobile device is being monitored. Therefore, interviewers can easily assess the candidates.

Going forward, make an effort to avoid silly mistakes like these.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!

Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Question by senswamy1 - May 29, 2025

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would like to transform our start up idea into an viable business. could you please help the process we need to undergo from registration to fund raising

Ans: Its not that easy. You need a good product or service area and have to establish market acceptance. Then you can tap angel funds.

Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Asked by Anonymous - May 30, 2025

Career

Hello Sir I am Tanishk I always want to pursue something good in Commerce stream or Arts stream but end up taking Science (PCM) . I studied for JEE but JEE was a failure and I got 92 percent in boards. Now my family want me to pursue engineering but I am not sure that I will be a good engineer or reach to that level. Note - Except JEE I never saw failure in academics. I am quite good in Political science, History , business and Accounting too (since I belong to a business family). Will you please suggest me whether It will be good to pursue Engineering from Thapar University or I should resist my family decision and pursue CA or something like it in commerce stream now. In the last two year I face identity crisis, anxiety and a lot of things which I never face earlier. I am hoping that your advice will be fruitful for me...

Ans: Do what you want to do and excel in it.

Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Asked by Anonymous - May 26, 2025

Career

Sir my son is doing BTech Biotechnology first year at PSG Tech Coimbatore What type of skill set he has to develop or learn parallel with his studies to sign for bright future Also kindly give us your valuable suggestions what are scopes for higher education and while line have better scope

Ans: He is in a good course at an excellent college. Let him take up a job for two years and then look at a Masters program

Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Asked by Anonymous - May 30, 2025

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Dr. Natarajan sahib, I am regional sales head for automobile dealership network covering Madhya Pradesh and Chhattisgarh with 20+ years experience in automotive sales. Automobile industry changing very fast - electric vehicle, online car booking, and AI-powered customer service. I expert in traditional sales method but now young customer prefer to research and even buy car online. Company using AI for analyze customer preference and predict which car they might buy. Dealership becoming more digital with virtual showroom and online financing. At my age, should me try to learn all these new technology or should me focus for mentor young sales professional and manage relationship? How can experienced sales leader adapt to digital transformation? What is best way for lead sales team when fundamental of selling changing? Please guide me proper direction for remain relevant in changing automobile industry.

Ans: There is a plethora of information available on the internet. Get yoirself comfortable with Meta or Chat GPT and start exploring and learning.

Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Asked by Anonymous - May 30, 2025

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Sir, I running small manufacturing business in Visakhapatnam for 8 year making plastic part for car with 25 employees. We doing well but now I want to grow big and compete with larger supplier. I see government policy supporting Make in India and Industry 4.0 but I don't full understand how to take advantage. Big company using AI and automation in their manufacturing and sometime customer ask us about our technology capability. I have practical experience in manufacturing but limited knowledge about business strategy and new technology. How can small business owner like me scale operation and adopt modern manufacturing technology without huge investment? Should me look for investor or partner or try to grow organically? What key area I should focus - technology upgrade, market expansion, or build stronger management team? I also want explore export opportunity but don't know where to start.

Ans: Study the domestic and export market for your products and decide in which area to expand production. The plan will help you to attract investors and expand

Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Asked by Anonymous - May 30, 2025

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Dr. Natarajan, I work as HR Business Partner for multinational company in Mumbai with MBA in HR and 5 years experience. I passionate about organizational development and employee engagement. I seeing artificial intelligence transform HR functions in my company. We using AI for resume screening, chatbots for employee queries, predictive analytics for identifying flight risks, and even AI-powered tools for performance reviews. I find this intersection of HR and technology very exciting and want to build career in this space. But I not sure how to develop right combination of HR expertise and technical knowledge. Should I pursue additional certifications in HR analytics and AI or focus for gaining hands-on experience with HR tech implementations? What are emerging career opportunities in HR technology? I also interested in eventually starting own HR consulting firm specializing in AI-powered people solutions.

Ans: Good. Start yoir learning processes in OD and AI for HR right now and expand your horizons.

Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Asked by Anonymous - May 30, 2025

Career

Dr. Natarajan, I work for digital marketing agency in Ahmedabad managing social media and online advertising campaigns for various clients with Mass Communication degree and 3 years experience. Digital marketing changing very rapidly with artificial intelligence. There are new AI tools every month - for creating ads, writing content, analyzing customer behavior, and optimizing campaigns. While this makes our work more efficient, I worried about staying relevant as these tools become more sophisticated. Some clients asking if they can use AI tools directly instead of hiring agencies like ours. I want to build expertise in AI-powered marketing and eventually start own consultancy focusing for helping small businesses use AI for marketing. What skills should digital marketers develop for work effectively with AI tools rather than being replaced? How can someone plan to start marketing consultancy in age of AI? What would be unique value proposition when AI can handle many routine marketing tasks?

Ans: A thorough understand of digital marketing and AI will certainly help you. Pick the right courses from the many available on line and in your city and get started

Dr Ganesh Natarajan |67 Answers |Ask -Follow

Career Expert - Answered on May 31, 2025

Asked by Anonymous - May 30, 2025

Career

Dr. Natarajan, I work as financial analyst for corporate finance team in Delhi with CA qualification and 7 years experience in financial planning, budgeting, and analysis. Finance and accounting field being transformed by artificial intelligence and automation. In our company, we using AI tools for financial forecasting, automated report generation, and risk assessment. Robo-advisors handling investment decisions and blockchain technology changing how we think about financial transactions. As chartered accountant, I have strong analytical skills but I realize I need to understand these new technologies for grow in career. I particularly interested in fintech and intersection of finance and technology. How can finance professionals like me transition into fintech roles or leverage AI in traditional finance functions? Should I pursue additional technical certifications or focus for developing strategic and leadership skills? I also considering starting own financial consulting firm that uses AI tools for provide better services to small businesses.

Ans: You seem to have excelent awareness of latest trends. Do some courses in your areas of interest and decide how to take your career forward.

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