विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं
Vipul Bhavsar
Tax Expert
89 Answers | 3 FollowersFollow
Vipul Bhavsar is a chartered accountant from The Institute of Chartered Accountants of India. He has over 16 years of experience in corporate advisory, taxation and financial reporting.
His interest areas are consulting, income tax, GST and due diligence.
He founded his CA firm, V J Bhavsar and Associates, in 2010 through which he offers services like virtual CFO, trademark registrations, company /LLP formation, MIS reporting, audit, tax and TDS compliances, accounts receivable/payable management and payroll processing.... more
His interest areas are consulting, income tax, GST and due diligence.
He founded his CA firm, V J Bhavsar and Associates, in 2010 through which he offers services like virtual CFO, trademark registrations, company /LLP formation, MIS reporting, audit, tax and TDS compliances, accounts receivable/payable management and payroll processing.... more
Answered on Jun 13, 2025
Asked by Anonymous - Jun 12, 2025
Hi Sir
I lost my job 3 years before and i am currently unemployed, recently i had withdrawn my epf amount of roughly 18 lacks which i want to invest for kid future professional studies in approx 8-9 years of time frame. I want to invest the epf amount in a popular flexi cap company. I need your advice whether i should invest the amount in lumpsum in one go or invest in some liquid fund and invest it in a staggered manner. Also plz guide what would be the tax implications if i invest the money in liquid and do monthly STP to the flexi cap fund.
Ans: Dear Sir,
I can guide only for the taxation purpose here.
The tax implication shall be short term capital gain when you do STP to the fund
(more)
I can guide only for the taxation purpose here.
The tax implication shall be short term capital gain when you do STP to the fund
Answered on Jun 09, 2025
Asked by Anonymous - Jun 08, 2025
My father had a about 3 kattah land which we, 7 brothers and 5 sisters inherited. Local Municipal valuation of the land is 25.00. 2 sons of our one brother purchased the land from all at Rs.25 lakh. I got share a of Rs.2.50 lakh. My father and mother died long back. Our 5 brother and 1 sister already died. Pls advise how could I show above Rs.2.50 lakh in my IT return. Will it be long term capital gain to me. Is it necessary to show this small amount at all in IT return. Pls advise in details
Ans: The cost of acquisition of your parents or value as on 1 Apr 2011 whichever is higher will be considered as your cost of acquisition and Long Term Capital gain shall be calculated.
Based on your other income, the capital gain should be reported.
Since the amount of sale is nominal, it is advisable to report such amounts and it wont bring much of tax liability, if any
(more)
Based on your other income, the capital gain should be reported.
Since the amount of sale is nominal, it is advisable to report such amounts and it wont bring much of tax liability, if any
Answered on Jun 09, 2025
Hi Vipul, I opted for Nyara buy back offer. They have deducted 10% TDS. Will capital gain be applicable on this buy back considering shares are originally Essar Oil bought in late 90's. Pls help to understand exact tax implication. Also, if in case, tax is not applicable, what is the process to take back TDS. Thanks
Ans: Yes.. Capital Gain Tax shall be applicable since ownership is changing from you to company.
Long Term Capital Gain.
TDS can be claimed as refund or shall be adjusted in Tax liability based on other income
(more)
Long Term Capital Gain.
TDS can be claimed as refund or shall be adjusted in Tax liability based on other income
Answered on May 20, 2025
Hello Sir,
In my previous company (my first job) where i served 2 years they were contributing money to EPS
My starting salary was 25,000 i was never eligible
Last year i changed my job and even my current company is putting money in EPS since 1 year
my total service history is approx 3 years
also when i changed my job last year the EPS amount just disappered and the PF amount was transferred
Ans: You need to check your old UAN number and check that the balance must be transferred from old to new. Your balance shall never vanish.
Or else connect with PF consultant, he may guide you
(more)
Or else connect with PF consultant, he may guide you
Answered on May 18, 2025
Asked by Anonymous - May 18, 2025
Answered on May 15, 2025
Asked by Anonymous - Jan 31, 2025
My relative has 2 residential houses (H1,H2) and 2 residential sites(S1,S2).
She plans to sell house H2 and buy a residential flat H3 in my her spouse name. She plans to claime capital gains under Section 54.
Later she plans to sell sites S1,S2 and buy a residential flat H4 in her name. She plans to captial gains exemption under section 54F. Since at point of sale of sites, she only has only house H1 in her name, she can claim exemption under section 54F.
She seems to meet all the conditions for section 54, 54F. Is this possible?
Ans: This is possible, but it is strongly advisable to consult a CA in order to correctly study the case and get desired outcome
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on May 15, 2025
Asked by Anonymous - Feb 16, 2025
Sir, I got retired on 30-Jun-24 after attaining the age of 58. I do not have any further contribution to PF. I would like to know if PF gives interest for next 3 years. In other words, when I withdraw PF at the age of 61 in Jun-2027, would PF have paid interest for 3 years from Jul-24 to Jun-27.
Ans: If no contributions are made for more than three years after retirement, the account becomes inoperative.
It stops earning interest.
The existing balance remains safe.
(more)
It stops earning interest.
The existing balance remains safe.
Answered on May 15, 2025
we intend to dispose 2 prop.
do v need to keep this amount in cg separately or in one a/c.
if v intend buy prop in 2 years can v keep in fd saving or cg is compulsory.
how many prop can b bought from deal.
in my case I have already committed around 40% amount in a prop in instalments, for which I have already paid one instalment from my pocket.
can I take this amount which is pre deal from deal.
balance need to b kept in cg or sfd and if I invest in 2 yrs still I need cg.
since my wife is also disposing her prop and if v acquire prop in 2 yrs do v need to invest in cg.
if v buy a joint property can v both invest from our deal amount in a joint property.
what will b tax liability.
Ans: Pointwise answers are as follows:
1. Amount to be kept in Separate CG account for each property
2. keeping in CG Scheme is compulsory within 6 months from date of sale or due date of filing of Return of income, whichever is earlier
3. Predeal commitment can be considered if not more than 1 year before from date of sale
4. Your wife can claim CG exemption and pay tax, if any separately for the property sold by her
It is advisable to consult CA as your case needs careful understanding and execution to claim exemptions and minimize taxes if any
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
1. Amount to be kept in Separate CG account for each property
2. keeping in CG Scheme is compulsory within 6 months from date of sale or due date of filing of Return of income, whichever is earlier
3. Predeal commitment can be considered if not more than 1 year before from date of sale
4. Your wife can claim CG exemption and pay tax, if any separately for the property sold by her
It is advisable to consult CA as your case needs careful understanding and execution to claim exemptions and minimize taxes if any
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on May 15, 2025
Asked by Anonymous - Mar 19, 2025
Dear Experts, I have sold my flat for Rs 73 lacs in Thane, Maharashtra. I would like to know whether I am eligible to pay capital gains? I had bought in 2016. Moreover how do I invest this amount, I am not intending to purchase any new property. So suggest any other way out.
Thanks in advance.
Ans: We need folllwing information in order to calculate Capital Gain and tax on it.
1. Purchase agreement of the property sold
2. Details of your income apart from this capital gain transaction
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
1. Purchase agreement of the property sold
2. Details of your income apart from this capital gain transaction
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on May 15, 2025
I am senior citizen having income from FDs and STCG & LTCG fro shares. Am I liable to pay advance tax?
Ans: People aged 60 years or more who do not have income from any business or professional during the financial year are exempt from paying advance tax. Hence, only senior citizens (60 years or more) having business or professional income must pay advance tax
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on May 15, 2025
Asked by Anonymous - Feb 25, 2025
Good evening sir. I am 64, retired and live in Bangalore. I had a apartment in Chennai which we sold recently. I also have executed a will where this flat will be inherited by my NRI daughter. As per my daughter's wishes and since we are finding it difficult to manage the flat remotely, we sold the flat. Now I want to gift a major portion of the sale proceeds to her(1C out of 1.1C). She has an NRO account. If we(me and my wife in equal proportions) transfer the gift to her NRO account, will my daughter be subject to tax? We will execute the completion of form 15ca, 15cb, with copies of sale deed, will, and then transfer the money. Please advise
Ans: First you need to calculate Capital Gain on the flat sold. The Tax if any after claiming exemption from Capital gain needs to be paid
You can gift the amount to your daughter but needs a careful study of all the documents and her profile. Kindly consult a CA in order to have better understanding and execution of transaction.
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
You can gift the amount to your daughter but needs a careful study of all the documents and her profile. Kindly consult a CA in order to have better understanding and execution of transaction.
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on May 15, 2025
Asked by Anonymous - Feb 26, 2025
Answered on May 15, 2025
I am a PG medical student in Maharashtra, I am doing my residency currently with around 86k as stipend. They cut TDS from my stipend, so how do I file for return? Or should I have to file ITR? What is the next step here.
Ans: It is advisable to file Return of income as it shall help you establish your income in the future.
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on May 15, 2025
Answered on May 15, 2025
I want to give Rs 8 lacs as gift to a Friend in tranches during this financial year ending 2026
He doesn't have a regular source of income and has not filed I T return so far .
.
Apart from this I plan to give Rs 25 Lacs loan jointly to his daughter and him for purchasing a flat
I plan to enter into a loan agreement for 20 years and pay the money directly to Seller .
Any tax implications for me or him for both these transactions ?
Should he file a return and mention the Rs 8 lacs as Gift .
Under what heading ?
Thanks
Ans: For this case, we need to understand your profile as well.
Following questions are important before giving any advise:
Are you salaried person, are you filing IT Returns regularly, how are you going to pay your friend, is your friend going to return the amount
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
Following questions are important before giving any advise:
Are you salaried person, are you filing IT Returns regularly, how are you going to pay your friend, is your friend going to return the amount
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on May 15, 2025
Asked by Anonymous - Apr 15, 2025
Answered on May 15, 2025
I am 45 years of age and my PPF account has matured on 1st April 2025 with a corpus of approximately 31 lacs which was a part of my debt allocation for purpose of retirement. With interest rates likely to reduce, I am not looking at extending the PPF subscription. I have 2 options which I am considering for now 1) Continue the PPF without extension / contribution till the present interest rate of 7.1% continues and then move to debt mutual funds or 2) Close the PPF account and move to Short Term Debt Funds to preserve debt allocation and take advantage of taxation since i fall in 30% bracket. Would like your guidance / inputs on this
Ans: Dear sir,
Kindly throw more light what exactly you mean by -
"Close the PPF account and move to Short Term Debt Funds to preserve debt allocation and take advantage of taxation since i fall in 30% bracket"
It will enable me to guide you properly
Regards,
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Kindly throw more light what exactly you mean by -
"Close the PPF account and move to Short Term Debt Funds to preserve debt allocation and take advantage of taxation since i fall in 30% bracket"
It will enable me to guide you properly
Regards,
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Asked on - May 16, 2025 | Answered on May 16, 2025
Sir, since the PPF has matured, there is an option of closing and moving to fixed income like FDs or Corporate bonds or GSec bonds which will attarct tax on the interest accrued. Instead moving to short term debt funds will not attract tax unless redeemed which I don’t have intention of doing so till retirement when tax bracket will no longer be 30%
Ans: Ok.
It is suggested to Close the PPF account and move to Short Term Debt Funds
It is suggested to Close the PPF account and move to Short Term Debt Funds
Answered on May 15, 2025
I purchased a flat in 1993 in my wife and my name. My wife is a house wife. now in 2025 we want to sell it. can I show a part of the sale amount in my wife name; at present she is a tax payer. The share certificate are in both our names. I cannot show her investment in the purchase.
Ans: You can still distribute the Capital Gain between you both and pay tax or make investment in specified manner to claim exemption from Long Term Capital Gain Tax
Regards,
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
Regards,
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on May 08, 2025
Hello Sir,
My name is Prashanth Kulkarni. I had joined a company at the age of 59, and the company started deducting my PF and also they made contribution to EPS also. Which I came to know that the EPS ceases at the age of 58.
I resigned from the company and have applied for PF refund after cooling period. Now my claim is being rejected for want of clarification of EPS contribution after the age of 58.
Please advise.
Thanks and regards,
Prashanth Kulkarni.
Ans: Respected Sir,
You need to consult a PF withdrawal expert.
(more)
You need to consult a PF withdrawal expert.
Answered on May 04, 2025
I have purchased a land in 2016 at 665000 and sold it in April 2025 at 1537000. Profit made is 872000. Plz inform the taxes to be paid on it and how to save the tax
Ans: LTCG Capital Gain Exemption Options Amount of Investment Amount of Exemption
1 Buying New Flat 1 year before of within 2 years from the date of Sale Total Capital Gain Total Capital Gain
2 Construction of New Bunglow/House etc. Within 3 years Total Capital Gain Total Capital Gain
3 Bonds of NHAI, REC for 5 years within 6 months Total Capital Gain Total Capital Gain
Maximum amount Rs.50 Lakhs
(more)
1 Buying New Flat 1 year before of within 2 years from the date of Sale Total Capital Gain Total Capital Gain
2 Construction of New Bunglow/House etc. Within 3 years Total Capital Gain Total Capital Gain
3 Bonds of NHAI, REC for 5 years within 6 months Total Capital Gain Total Capital Gain
Maximum amount Rs.50 Lakhs
Answered on May 04, 2025
Asked by Anonymous - May 04, 2025
Answered on May 04, 2025
Asked by Anonymous - May 03, 2025
Answered on Apr 29, 2025
Asked by Anonymous - Feb 11, 2025
My wife who is a resident indian and aged 34 earned 4 lacs in FY 23-24. Under 44ADA, I believe her profit would be counted as 2 lacs. She has also booked profit of 2.25 lacs this year from listed equities where STT has been paid. She held the shares for more than a year so it is LTCG. Will she be expected to pay any taxes this year? Also, what happens if she has the same income next year also? Can she book more profit next year without paying taxes? I read somewhere that income from ltcg where special tax rates are applicable can not be exhausted against 4 lac (new regime) and 2.5 lac (old regime) limit from next financial year onwards?
Ans: In your case in New Regime for FY 2024-25, her total income is 425000 (2+2.25)
There is no tax liability in this case under new regime
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
There is no tax liability in this case under new regime
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on Apr 29, 2025
Asked by Anonymous - Feb 10, 2025
Answered on Apr 29, 2025
Asked by Anonymous - Feb 10, 2025
Answered on Apr 29, 2025
Asked by Anonymous - Feb 07, 2025
I have a special child aged 10 yrs, i have read somewhere that the FDs in the name of that child, the FD interest can be exempted from parents income, and the interest can be treated as their income and accounted in their IT. Is that so.
Ans: There is no such facility allowed.
However, deduction can be claimed for expenditure made or ad hoc based on the Medical Certificate from able government recognised medical practitioner
(more)
However, deduction can be claimed for expenditure made or ad hoc based on the Medical Certificate from able government recognised medical practitioner
Answered on Apr 29, 2025
My income projection for 25-26 is as below.
Pension + interest = Rs 11 lakh
LTCG Equity MF = Rs 2 lakh
LTCG Debt MF = Rs 3 lakh
Debt MF held since 2020
Will I get S87A rebate ?
For the FY 25-26 ?
Ans: Dear Vilas,
Under New Regime, Total Income works out to Rs. 1600000
You get rebate of Rs.50000 under 87A and Tax liability shall be around Rs. 48750.
However, it is strong advised to consult CA, since taxation of Capital Gain involves various factors
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
(more)
Under New Regime, Total Income works out to Rs. 1600000
You get rebate of Rs.50000 under 87A and Tax liability shall be around Rs. 48750.
However, it is strong advised to consult CA, since taxation of Capital Gain involves various factors
Vipul Bhavsar
Chartered Accountant
www.capitalca.in
Answered on Apr 29, 2025
Answered on Apr 29, 2025
am Sr. citizen, my income form other sources 2lakh after 80c deduction, but STCG is around 6 lakh, which regime is beneficial old/new to file ITR
Ans: Dear Sir,
for FY 2024-25,
Assuming STCG is from Listed shares/MF etc. Total Income is 8 Lakhs
New Regime Tax Rs.104000
Old Regime after claiming 80C (already mentioned by you) and additionally 80 TTB Rs.50000 - Tax shall be Rs.93600
(more)
for FY 2024-25,
Assuming STCG is from Listed shares/MF etc. Total Income is 8 Lakhs
New Regime Tax Rs.104000
Old Regime after claiming 80C (already mentioned by you) and additionally 80 TTB Rs.50000 - Tax shall be Rs.93600
Answered on Apr 24, 2025
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10.5 लाख रुपये वेतन + 6 लाख रुपये LTCG: 2025 में मुझे कितना टैक्स देना चाहिए?
Ans: कृपया बताएं कि दीर्घकालिक पूंजीगत लाभ किस स्रोत से है - शेयर, एमएफ, संपत्ति की बिक्री आदि। तभी हम मार्गदर्शन कर पाएंगे
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
Asked on - Apr 04, 2025 | Answered on May 15, 2025
LTCG is from Equity mutual funds
Ans: Based on the information provided, precisely for FY 2025-26, the tax liability shall be Rs.61750
Answered on Apr 04, 2025
Asked by Anonymous - Mar 12, 2025English
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Answered on Apr 04, 2025
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क्या 57 वर्षीय ग्रुप कैप्टन एनपीएस टियर 1 वार्षिकी के लिए पात्र हैं?
Ans: जब कोई अभिदाता सेवानिवृत्ति की आयु/60 वर्ष की आयु प्राप्त करता है, तो अभिदाता की संचित पेंशन राशि का कम से कम 40% अभिदाता को नियमित पेंशन प्रदान करने वाली वार्षिकी खरीदने के लिए उपयोग किया जाना चाहिए और शेष पेंशन राशि अभिदाता को एकमुश्त भुगतान की जाती है। यदि एनपीएस खाते में कुल राशि 5 लाख रुपये से कम या उसके बराबर है, तो अभिदाता पूर्ण (100%) निकासी का विकल्प चुन सकता है। विपुल भावसार चार्टर्ड अकाउंटेंट www.capitalca.in
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वरिष्ठ नागरिक डिजिटल श्रवण यंत्र खरीद पर कर राहत चाहते हैं: क्या मैं कटौती का दावा कर सकता हूं?
Ans: प्रिय महोदय,
वरिष्ठ नागरिक (60 वर्ष या उससे अधिक आयु के निवासी) जिनके पास कोई स्वास्थ्य बीमा नहीं है, वे किए गए चिकित्सा व्यय पर 50,000 रुपये तक की कटौती का दावा कर सकते हैं।
ध्यान दें: जबकि आयकर अधिनियम स्पष्ट रूप से "चिकित्सा व्यय" को परिभाषित नहीं करता है, इसका मतलब आमतौर पर चिकित्सा परामर्श, विकलांगता सहायता, दवाइयाँ आदि जैसी लागतें होती हैं
विभिन्न परिदृश्यों को समझने के लिए CA से परामर्श करना दृढ़ता से उचित है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
(more)
वरिष्ठ नागरिक (60 वर्ष या उससे अधिक आयु के निवासी) जिनके पास कोई स्वास्थ्य बीमा नहीं है, वे किए गए चिकित्सा व्यय पर 50,000 रुपये तक की कटौती का दावा कर सकते हैं।
ध्यान दें: जबकि आयकर अधिनियम स्पष्ट रूप से "चिकित्सा व्यय" को परिभाषित नहीं करता है, इसका मतलब आमतौर पर चिकित्सा परामर्श, विकलांगता सहायता, दवाइयाँ आदि जैसी लागतें होती हैं
विभिन्न परिदृश्यों को समझने के लिए CA से परामर्श करना दृढ़ता से उचित है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
Answered on Apr 04, 2025
Asked by Anonymous - Mar 17, 2025English
Listen मेरे पास एचडीएफसी यूनिट लिंक्ड पेंशन प्लान है: क्या नई स्मार्ट लाइफ पेंशन प्लान में पुनर्निवेश करना कर योग्य है?
Ans: अप्रैल 2012 से फरवरी, 2021 के बीच खरीदे गए सभी यूलिप पर रिटर्न पूरी तरह से कर मुक्त है, अगर प्रीमियम बीमित राशि के 10% से कम था। अप्रैल 2012 से पहले खरीदे गए यूलिप के लिए, यदि प्रीमियम उस पॉलिसी के लिए बीमित राशि के 20% से कम था, तो परिपक्वता राशि कर मुक्त थी।
विभिन्न परिदृश्यों को समझने के लिए सीए से परामर्श करना दृढ़ता से उचित है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
(more)
विभिन्न परिदृश्यों को समझने के लिए सीए से परामर्श करना दृढ़ता से उचित है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
Answered on Apr 04, 2025
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क्या मैं अपने लिए, बेटी और माँ के लिए कर कटौती प्राप्त कर सकता हूँ?
Ans: धारा 80DDB के तहत कटौती किसी ऐसे आश्रित के चिकित्सा उपचार के लिए दी जाती है जो किसी निर्दिष्ट बीमारी से पीड़ित है। आश्रित का मतलब पति/पत्नी, बच्चे, माता-पिता और भाई-बहन से है। कटौती का दावा करने के लिए, प्रमाण पत्र प्राप्त करना अनिवार्य है। रोग के प्रकार के आधार पर विभिन्न विशेषज्ञों से प्रमाण पत्र प्राप्त किया जा सकता है, जैसे कि न्यूरोलॉजिस्ट, ऑन्कोलॉजिस्ट, यूरोलॉजिस्ट, हेमेटोलॉजिस्ट, इम्यूनोलॉजिस्ट या कोई अन्य प्रासंगिक विशेषज्ञ। विभिन्न परिदृश्यों को समझने के लिए सीए से परामर्श करना दृढ़ता से उचित है। विपुल भावसार चार्टर्ड अकाउंटेंट www.capitalca.in
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Answered on Apr 04, 2025
Asked by Anonymous - Mar 10, 2025English
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Answered on Apr 04, 2025
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69 वर्षीय सेवानिवृत्त व्यक्ति ने लखनऊ में संपत्ति की बिक्री पर पूंजीगत लाभ कर की सलाह मांगी
Ans: प्रिय महोदय,
साझा की गई जानकारी के आधार पर,
दीर्घकालिक पूंजीगत लाभ लगभग 21,54,000 रुपये होगा और कर देयता 431000 रुपये होगी (इंडेक्सेशन के साथ)
पूंजीगत लाभ 9350000 रुपये होगा और कर देयता 1168750 रुपये होगी (इंडेक्सेशन के बिना)
कर देयताओं को समझने के लिए सीए से परामर्श करना दृढ़ता से उचित है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
(more)
साझा की गई जानकारी के आधार पर,
दीर्घकालिक पूंजीगत लाभ लगभग 21,54,000 रुपये होगा और कर देयता 431000 रुपये होगी (इंडेक्सेशन के साथ)
पूंजीगत लाभ 9350000 रुपये होगा और कर देयता 1168750 रुपये होगी (इंडेक्सेशन के बिना)
कर देयताओं को समझने के लिए सीए से परामर्श करना दृढ़ता से उचित है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
Answered on Apr 04, 2025
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लाभ के लिए संपत्ति बेची: मैं करों को कैसे कम कर सकता हूँ?
Ans: आप दीर्घ अवधि पूंजीगत लाभ के लिए छूट का दावा कर सकते हैं
धारा 54 - यदि बेची गई पुरानी संपत्ति आवासीय घर थी
नया आवासीय घर बिक्री की तिथि से 1 वर्ष पहले या 2 वर्ष बाद खरीदा गया हो या बिक्री की तिथि से 3 वर्ष के भीतर बनाया गया हो (यह घर खरीद की तिथि से 3 वर्ष के भीतर नहीं बेचा जाना चाहिए, यदि बेचा जाता है तो बचा हुआ पूरा कर चुकाया जाएगा
निवेश राशि दीर्घ अवधि पूंजीगत लाभ या नई संपत्ति की लागत, जो भी कम हो, होगी
54EC
NHAI बॉन्ड या RECL बॉन्ड की खरीद, 5 वर्ष के बाद भुनाने योग्य। अधिकतम अनुमत राशि 50 लाख रुपये है
बिक्री की तिथि से 6 महीने के भीतर निवेश किया जाना चाहिए
कर देनदारियों को समझने के लिए CA से परामर्श करना दृढ़ता से उचित है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
(more)
धारा 54 - यदि बेची गई पुरानी संपत्ति आवासीय घर थी
नया आवासीय घर बिक्री की तिथि से 1 वर्ष पहले या 2 वर्ष बाद खरीदा गया हो या बिक्री की तिथि से 3 वर्ष के भीतर बनाया गया हो (यह घर खरीद की तिथि से 3 वर्ष के भीतर नहीं बेचा जाना चाहिए, यदि बेचा जाता है तो बचा हुआ पूरा कर चुकाया जाएगा
निवेश राशि दीर्घ अवधि पूंजीगत लाभ या नई संपत्ति की लागत, जो भी कम हो, होगी
54EC
NHAI बॉन्ड या RECL बॉन्ड की खरीद, 5 वर्ष के बाद भुनाने योग्य। अधिकतम अनुमत राशि 50 लाख रुपये है
बिक्री की तिथि से 6 महीने के भीतर निवेश किया जाना चाहिए
कर देनदारियों को समझने के लिए CA से परामर्श करना दृढ़ता से उचित है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
Answered on Apr 04, 2025
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Answered on Apr 04, 2025
Asked by Anonymous - Apr 03, 2025English
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रिलायंस इंडस्ट्रीज़ के शेयर विरासत में मिलना: हस्तांतरण और कर निहितार्थ?
Ans: 1. मान लें कि शेयर डीमैट फॉर्म में हैं, तो आपको ब्रोकर से सलाह लेने की जरूरत है। वह आपको आवश्यकताओं और फॉर्म के बारे में बताएगा
2. उपहार के रूप में प्राप्त शेयरों से हस्तांतरण 50000 रुपये से अधिक होने पर कर योग्य होगा। हालांकि, अगर यह आयकर में दी गई परिभाषा के अनुसार किसी "रिश्तेदार" से प्राप्त किया जाता है तो कोई कर नहीं लगेगा
कर देनदारियों को समझने के लिए हस्तांतरण के साथ आगे बढ़ने से पहले सीए से परामर्श करना दृढ़ता से सलाह दी जाती है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
(more)
2. उपहार के रूप में प्राप्त शेयरों से हस्तांतरण 50000 रुपये से अधिक होने पर कर योग्य होगा। हालांकि, अगर यह आयकर में दी गई परिभाषा के अनुसार किसी "रिश्तेदार" से प्राप्त किया जाता है तो कोई कर नहीं लगेगा
कर देनदारियों को समझने के लिए हस्तांतरण के साथ आगे बढ़ने से पहले सीए से परामर्श करना दृढ़ता से सलाह दी जाती है
विपुल भावसार
चार्टर्ड अकाउंटेंट
www.capitalca.in
Answered on Apr 04, 2025
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