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Dr Ashish

Dr Ashish Sehgal  |97 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Feb 20, 2024

Ashish Sehgal has over 20 years of experience as a counsellor. He holds a doctorate in neuro linguistic programming, mental health and social welfare.He is certified in neurolinguistics by both the Society of NLP and the American Board of NLP.... more
Asked by Anonymous - Dec 21, 2023Hindi
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Hi there, I have been married for 15 years now and have a child who has Autism. Me and my wife live in USA and my mother had been living with us for an extended stay since 2020 until 2022 due to COVID 19 travel restrictions. Although my mother and my wife would get along ok, there would be a period in between when she would suddenly be angry at her and me for any random reason. Like we did not name our son in the way her friend did. This used to happen every few weeks and then become ok. In the meanwhile we were busy with therapies and treatments for my son. However, two years back she asked that my Mum (Over 75) leave immediately as she does not want her anymore. She took it to extreme by manipulating me to go against my mother, verbally abusing and shouting at her, accusing her of voo doo and saying that she wants her (my wife dead) and also not sparing my brother who lives in a different country. She refused counselling and asked for a divorce. There would be days when I would lock the door and sleep in a separate room. Eventually during a medical checkup she got diagnosed for cancer just after my mother went back to India. After a harrowing year and a half she is now cancer free but still her some side effects. I was thinking that this change of beaviour may have been due to the cancer but now that she is cured there is not much change except that the outbursts seem to have reduced. We are now back in India for a holiday since the past 2 months but live separately. She initially did not want to return to USA but now wants to go back. I am afraid the same issues as earlier would again start. She has clearly stated that she has no love or respect for me. I have been caring for my son and he is living with me while in India. I wonder what is the path forward

Ans: I understand that you're in a very difficult and confusing situation. Your wife's behavior, the separation, and the recent developments have undoubtedly created emotional strain and uncertainty. While I cannot offer personal advice or diagnose psychological issues, I can provide some insights and suggestions to help you navigate your path forward:

Understanding the Situation:

Your wife's behavior: It's impossible to definitively say what caused your wife's behavior without detailed information and professional expertise. However, her outbursts, accusations, and lack of love/respect could indicate various factors like stress, mental health issues, or unresolved personal conflicts.
Impact of cancer: While cancer and its treatment can affect mood and behavior, it's crucial to consider additional factors beyond the diagnosis.
Communication Breakdown: The lack of communication and refusal of counseling suggest deeper issues that need open and honest dialogue.
Moving Forward:

Prioritize your son's well-being: Ensure his needs are met in a stable and healthy environment. Seek professional guidance if needed.
Focus on your own well-being: Seek individual counseling or therapy to process your emotions, understand your options, and build resilience.
Open communication: If both of you are willing, consider couples therapy with a qualified professional to address communication issues, understand root causes of conflict, and work towards a future, whether together or separate.
Clear boundaries: If you choose to continue the relationship, set clear boundaries regarding acceptable behavior and communication.
Legal advice: Consult a lawyer to understand your legal rights and options regarding child custody, property division, and other legal matters.

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Anu

Anu Krishna  |830 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jan 27, 2022

Relationship
Hi Anu,Hope you are in fine health!This will take 4 minutes to read but I plead to you for help.I am a man of 40 years, an engineer working with a reputed MNC as a manager. My wife, 37 is also an engineer working with a global service firm as process lead.We have a son nearing 8 years. We got married in 2012 - an arranged marriage and welcomed our son in early 2014. Things were fine largely in the initial phase. She quit her job in 2013 (a collective decision) to be in London with me for 2 years till 2015. My mother passed away in 2014 so I suggested that we return to Mumbai for good as my dad was alone. She agreed (at least I think so). Upon return I feel her father intervened too much in our family life (coming to our house unwarranted to help my wife, when my father was at my sister's place after bypass surgery). For little things, my wife depended on them although I was always around. In some ways I always thought she wanted me to be like her father. A couple of showdowns and family discussions later, she walked out in 2016 with our 2 year-old son. It was a well orchestrated event with her father, sister, far-flung cousin picking her up with 8-9 bundles of belongings, including our marriage certificate and son's birth certificates (Indian and London). I viewed it as a betrayal but kept mum. I went to her place 4 times in the following month to meet my son but her mother threatened me with 498A in the last meeting. I feel they had ulterior motives to this entire episode -- I am an IT engineer so they knew I had money. My wife was unhappy that my dad's flat in a posh locality in Mumbai where we stayed would be split between me and my sister. She had said I and only I should be the inheritor.She put a condition that I can meet my son only at her father's residence, so I was denied access to my son. After a depressing wait of 2 years, I filed custody petition. I secured regular visitation rights to my son. He warmed up to me and I took him to Goa, Kerala, Mysore on separate visits. My belief was 'whatever happens to our relationship, my son should not feel the absence of his father ever' Thinking my wife would have warmed up, I filed restitution 1.5 years later. She fought both petitions tooth and nail, denying me even 30 mins extra visitation. I was supposed to pick my son and drop him from underneath her flat. Humiliation ensued but I stuck to being a good dutiful father which was appreciated and rewarded by the family court counsellor. I was paying his school fees and also nurtured him for 5 months in 2020 at my place when my wife and her family contracted COVID (which she claimed in court as unlawful detention of 'my' son). May be, sensing she is losing ground, all of a sudden she agreed to a mutual divorce in April 2021 with custody shared for 15-15 days every month. A day before the final signing of papers, she asked to meet and said, 'Can't we make this work for our son ? I am ready to come back' I was getting what I always wanted so I relented. Court gave us a trial period of 3 months which went fine. We were physical 5-6 days a week. I suggested a second kid but she used to evade the question by saying 1 kid is enough. She was gelling well with my family but I maintained a distance from her parents as I did not want a repeat. I did not step into her house which she resented. After 3 months, I told her I need 3 more months and she was shocked but went with it. The best thing that was happening was that our son was opening up and was much less anxious. After another 3 months, we were ready to continue as husband and wife and were ready to sign in court in Dec 2021 but got a date in Jan 2022 as judge was absent.NOW, on 29th Dec we got to know that we are expecting. She cried saying she does not want the baby while I feel we should go ahead. The gynaec said at 37 years, it was not too late given that we conceived naturally and she does not have any chronic issues (her reports showed possible onset of diabetes, low haemoglobin levels which doctor said can be treated). We fought again as she said she still wants to tour the world, has her hands full with the first kid and is not mentally and emotionally prepared. My father and I spoke to her. I called upon her father who sided with her. Finally on 5th Jan she conveyed that she was firm on abortion. I said I am not part of this decision as I still feel we can afford the baby and it will strengthen our bond. We have access to the best of doctors who can ensure a good pregnancy. But she was firm so I asked her to 'Do whatever you want. I will not participate'. I asked her to go and stay with her parents until her bleeding stops and come back to my son and me. But I warned her that this act could have consequences, however much we try not to.WHY? Because I feel cheated. Voiceless. Helpless. Powerless. Hurt. Aggrieved. Sad. Guilty. She took the decision independently and was completely detached emotionally from the 6-week baby so as to abort.I am scared to say 'We will continue as husband and wife' in our end-of-trial-period hearing next week. What if she continues to be as stubborn and backstab me each time. I could go into depression. I am seeing a pattern in her behaviour.She hasn't changed -- may be the first 6 months were a farce. She is cold-hearted, manipulative and stubborn. She leaves me when she wants, denies me access to my son in an arm-twisting tactic, makes amends when it suits her and aborts at will. I fear I am setting myself up for bigger betrayals ( last month, she and her parents showed me flats costing ~4 crores because she wants to own one.I bought one for 1.5 crore in 2019 where we are residing right now, in my and my father's name. I have begged that I won't be able to help her financially as I already have a loan; I have two housemaids in the house for food-utensils-mopping and they too complain that she does not get involved in any housework --- like even instructing them what to do. I have brought up sharing-of-expenses 2-3 times but stopped asking after seeing it was not heart-felt from her side) I am feeling like a doormat who is clinging to this relationship too tightly, at my own peril.Can you assist me with questions whose answers will guide me in taking a decision on marriage v/s divorce ? RegardsUnknown
Ans:

Dear Unknown,

<>I do empathise with whatever you have shared with me. As long as you are willing to offer your emotions to be played with, you will be ping-ponging from one end to the other.

I understand that you wanted to give your marriage a fair chance; and things started to get better in the three months.

But I do fail to understand why you wanted her to go through the pregnancy especially after health challenges that she might have faced. And to keep her away especially when she needs to be with you and the child, is not something that is going to work in anyone’s favour.

Firstly, figure out this: What are you punishing her for? Are you angry with her for walking out on you in 2016 and the treatment meted out to you then and is this anger now mounting on her not wanting the pregnancy?

They are two separate events and need to be looked at separately. To displace anger from one event and map it onto the other, doesn’t show emotional maturity; it will only make matters worse for you.

Things were getting back to normal; and do respect a woman’s choice of having the baby or not…after all, she has to carry the baby within her for 9 months and when it is telling on her health, why shouldn’t you support her as her husband?

You felt cheated the first time; this time it was a decision that needed none of the past feelings coming into it.

If you do want to continue the marriage, it will be a wise decision to live under the same roof, clear all the past unresolved issues and find a way to move ahead. And also, think of the implications this is having on your son who has already experienced so much.

Do the right thing; for you, for her and for the child.

All the best!

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Anu

Anu Krishna  |830 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 03, 2023

Asked by Anonymous - Mar 02, 2023Hindi
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Relationship
I got happily married in 2006 and since 2007 there where small quarrels between my wife and my mother. We were a joint business and my mother always made her feel insecure financially and socially (this I know now after my wife explained the facts).We separated from our parents in 2012 and have 2 kids 13 yrs and 9 years. My wife is unable to forget her past tramuna and after 17 yrs for marriage if any issue comes where I am seen giving sympathy to my parents I am being questioned and argued. She is suffering from Cervical spondylosis and now she has been diagnosed with Dystonia which on emotional grounds have made our life worst. She just wants to quarrel with me right from morning 5.30am there is hue and cry everywhere and does not end anytime. When I am at office she call and ask me to come back urgently and when I am at home she ask to move off as she does not want to see me. I read these symptoms occur in Dystonia but she isn’t ready to meet any psychiatrist. What can be done from my end as I have 2 kids and one is at the faq end of her schooling.
Ans: Dear Anonymous,
Any physical ailments that hit suddenly can cause a massive disruption to life. Especially, for the caregiver. I can only imagine how unsettled the marriage might feel; but she needs all the support that you can offer.
She possibly is in a state of denial or anger at the way things are at this moment and displaces the disappointment on you. Not fair, I know!
This also causes her to argue with you on things from the past like when you support your parents. But the real challenge I can only assume is her health that is causing her distress.
She needs a change in perspective by accepting things for what they are right now; but not willing to see a mental health expert puts you in a spot. Maybe you can fill in, in a manner that you can by using the weekends to take time off with her. Spend quality time together and also by yourself to find your peace as well.
Ask the children to pitch in when they can; they are old enough to run little chores in the home. At the same time, do not make your wife feel that is incapable of managing things (this could become a huge dependecny which will spoil her mental state further).
Also, I suggest run back home only in case of an emergency else, you will spread yourself thin by allowing yourself to give into her every demand of raising an alarm. This will become a pattern of dependence on you again.
Enable her to care for herself as much as she can and when she can. This can strengthen her mind state and help in her healing. (since I am unaware of the severity of her symptoms). Enable her...

All the best!
(more)
Pooja

Pooja Khera  | Answer  |Ask -

Life, Relationship Coach - Answered on Apr 05, 2023

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I’m married for 14 years and have a 12 yr old son, both working. It was love marriage but before marriage explained me that leaving her ex from her college as it was not true love. After these 14 years, I came to know that they were having physical relation as well and the same hurt me very hard and couldn’t focus on anything and difficult to believe that with whom I spent 14 yr and still there is something can be hidden. Thats not all, on domestic issues whenever we have argument on household work/ expenses/ guiding son on studying etc, if she is not able to answer or didn’t like my response couldn’t control her anger, she tried to stangle me, beat me up, slapping, pour water/ hot tea on me, also not to mention abusing me in front of my son. Also many times she threatened to end her life by taking a knife in hand or by closing door to attempt hanging. That’s why bedroom & washroom door locks are broken in my house. Due to all these I left house twice in these years but due to her repeated apology and affection to my son I returned. Now I think all these are unbearable and need to take some step for resolution. Also as my son is old enough to understand all happenings don’t want ruin his life with all these nuisance. Humble request to advice as I’m under tremendous pain.
Ans: Violence in any form is unacceptable and alone th reason to walk out of the relationship. No one should ensure violence , disrespect or manipulation in any relationship and in your case there are all three of them. In my opinion, you should walk out of this marriage given your partner has proven there's no change at her end.
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Anu

Anu Krishna  |830 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 16, 2023

Asked by Anonymous - Nov 09, 2023Hindi
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Relationship
Hi Anu...i hv been reading ur expertise to solve the issues of people and am really impressed. We have been married for 19years now and have a son and daughter .From the start of the marriage my wife have been inclined towards her mother and her family paying less or no heed to us. Circumstances were also favorable to her and she always got the opportunity to stay close and visit her parents often which i did not mind.We lived in Mumbai and she is from Chennai.After marriage my mom-in-law used to continuosly interfere into our lives by calling her and she used to act as per her suggestions only which led to problems as she was a puppet in the hands of my Mom-in-law. Moreover since my mom-in-law was not in good health my wife tried not to over rule as she did not want her mom to feel sick as she doesnt like to be over ruled or by pass failing which she goes on hunger strike and stop taking tablets spoiling her own health. Due to this reason everybody has been appeasing her.Initially i thought to ignore but slowly it started to affect my family as well as my wife started to see things thru my mom-in-laws perspective and find faults in everything. We shifted to overseas to stay away from all these and we really had a good life for 10 years there but since i lost job during covid i had to shift base to India for my son's education but she chose to stay back there with my daughter as she is working there.I too felt that let her spend some time so that i could settle things in India and call her but it is more than 2 years now and she refuses to come back and dont even care for us and neither call us as family. I tried to involve my in-laws to convince her but they are also playing a diplomatic game and doesnt want to go against their daughter's wish.Due to this attitude of my mom-in-law their own daughter-in-laws have been staying away and since my in-laws stay alone my wife feels that she is the only support system for her parents but it has come on my life's sacrifice. She has been ignoring us and even i kept moving for the sake of my family and children instead of respecting my feelings she has become more adamant now.Her brother is also seperated from her wife and he also looks forward for a support system from my daughter and my wife and they seem close ignoring myself and my son.We have been trying to convince her thru all means but she is caring. Even i feel that it is futile to force someone into relationship but she unknowingly spoiling my family and deprieve my son the mother;s love and also depreive my daughter from affection and love.Due to this my son has also stopped expecting from her and my daughter treats me as a stranger due to long distance. Pls suggest the way forward. Shud i wait for things to improve or leave as it is.I am 47 now and she is 45..told her that let us enjoy the best things in life rather than regretting later but she does not understand.
Ans: Dear Anonymous,
Logic does not appeal to your wife!
What can you do with someone who is adamant about ruining her own family life? It's purely clouded judgement on her part on what to do and not!
With more people dependent on your wife for support, she has found a way of moving even more away from you...what I do not understand is: how is she able to do that to your son?

Either the two of you talk this out and take firm decisions OR accept that this is how it's going to be...sooner or later, she will realize what is happening and will become more aware of her priorities. But, being where you are is painful and it will stress you even more...So, find a way to talk things out is a step that you can take NOW!

Impress upon her as to how important it is keep the family together as a unit for the children to grow in a healthy manner and also how much this time investment will help the two of you as a couple.

All the best!
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Kanchan

Kanchan Rai  |172 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 28, 2024

Asked by Anonymous - Feb 19, 2024Hindi
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Relationship
Hello Gurus, I am in trouble. I was living in Canada from last 10 years till last year when I had to come back to India - my father was not well. My father passed away in November last year - but my mother is alone and is not in best health. My wife feels that I have cheated her by getting her back from Canada and she wants to go back immediately. She feels that my elder brother (who is in Australia) should take care of my mother. Our relationship has soured over last few months as she is always using brutal language for my mother and for my brother - in fact, it has always been the case - but so far I was just ignoring her. But now every time she says something nasty, I strongly retaliate back. On top of it, my wife is pregnant too. I am in trouble - I don't know what to do - whether to go back to US and leave my mother alone or with my brother - or to stay back and fight with pregnant wife :(
Ans: I'm truly sorry to hear about the difficult situation you're facing. It's a challenging time with the loss of your father and the health concerns of your mother, compounded by tensions in your relationship with your wife. It's essential to have open and honest communication with your wife about your concerns, fears, and the challenges you're facing as a family. Express your feelings calmly and listen to her perspective as well. Consider seeking the help of a couples therapist who can assist you both in navigating the difficulties in your relationship. A therapist can provide a neutral space for you to address conflicts, improve communication, and find constructive solutions together.Reach out to other family members, such as siblings or extended family, for support with caring for your mother. Discuss the situation with them and explore potential options for providing care and assistance to your mother while also considering your wife's needs and concerns.Take some time to carefully evaluate your options and consider the potential consequences of each decision. Reflect on what is most important to you in terms of family, relationships, and your own well-being.Ensure that the health and safety of both your mother and your wife, especially given her pregnancy, are prioritized in any decision you make. Seek medical advice if necessary to address any health concerns.Remember to take care of yourself emotionally and seek support from friends, family, or a therapist if needed. It's essential to prioritize your own well-being as you navigate these challenging circumstances.
Ultimately, there may not be an easy solution to your current dilemma, but by approaching the situation with empathy, understanding, and a willingness to communicate and seek support, you can work towards finding a resolution that is best for you, your wife, your mother, and your growing family.
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Hi, i have completed my masters in food technology and want to work as freelancers as a auditor in food industry could you guide how to go about doing.
Ans: Transitioning to freelance work as a food industry auditor can offer you flexibility and autonomy in your career. Evaluate your qualifications, experience, and skills in food technology, quality assurance, and auditing. Identify areas where you have expertise and experience that are valuable to potential clients in the food industry. Familiarize yourself with the requirements and standards for food auditing, including regulatory requirements, industry standards (such as ISO 22000, HACCP), and customer specifications. Understand the auditing process, documentation requirements, and audit protocols. Consider obtaining relevant certifications or training in food safety auditing, such as Certified Food Safety Auditor (CFSA), Lead Auditor Training, or other accredited programs. These credentials can enhance your credibility and qualifications as a freelancer. Network with professionals in the food industry, including food manufacturers, suppliers, distributors, and regulatory agencies. Attend industry conferences, seminars, and networking events to connect with potential clients and collaborators. Determine the specific services you will offer as a food industry auditor, such as food safety audits, quality management system audits, regulatory compliance assessments, or supplier audits. Identify your target market, including food manufacturers, processors, retailers, or food service providers. Develop a professional brand identity for your freelance auditing services, including a business name, logo, website, and marketing materials. Highlight your expertise, qualifications, and unique value proposition to attract potential clients. Determine your pricing structure based on factors such as the complexity of audits, scope of services, and industry standards. Establish clear policies regarding payment terms, project timelines, and confidentiality agreements to protect both your interests and those of your clients. Promote your freelance auditing services through online channels, social media platforms, industry forums, and professional associations. Create content related to food safety, quality assurance, and auditing best practices to showcase your expertise and attract potential clients. Cultivate relationships with potential clients by offering value-added services, such as training, consulting, or ongoing support. Build trust and credibility through transparent communication, professional conduct, and delivering high-quality audit reports and recommendations. Establish systems and processes for managing your freelance business, including client communication, project management, invoicing, and record-keeping. Prioritize time management and organization to balance your freelance work effectively. 

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Ramalingam

Ramalingam Kalirajan  |959 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 29, 2024Hindi
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I retired earlier now at 53. Invested 7L in ELSS and using 60L on short term equity trading (with monthly average gain 2L) and having own apartment home worth 40L. Having dependent widowed mother, wife with 13 yrs old daughter. Intended to raise daughter as doctor. Please suggest better investment options.
Ans: Congratulations on your early retirement! It sounds like you've made some good initial decisions, but there's definitely room for improvement to secure your family's future, especially considering your dependents. Here's how you can optimize your investments:

Reduce Risk in Short-Term Equity Trading:

While a ?2 lakh monthly gain from short-term trading sounds impressive, it's a very risky strategy. The market can be volatile, and these gains may not be sustainable. Consider allocating a much smaller portion (maybe 10-20%) to short-term trading and focus on more stable options for the majority of your investable assets (?60 lakh currently in trading).
Focus on Long-Term Growth and Stability:

Increase Investment in ELSS: ?7 lakh is a good start, but for your daughter's education and your retirement needs, you'll likely need a much larger corpus. Consider increasing your SIP amount in ELSS or similar diversified equity mutual funds with a long-term horizon (10+ years).
Explore Debt Options for Regular Income:

You mentioned having a dependent mother and daughter's education to plan for. Consider investing a portion (maybe 20-30%) of your investable amount in safer debt options like Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS) for your mother (if she's above 60), or fixed deposits to generate a regular income stream.
Plan for Daughter's Education:

Doctorate studies can be expensive. Start an SIP in a dedicated child education plan or invest in aggressive equity funds specifically for this goal. Talk to a Certfied Financial Planner for personalized recommendations based on the estimated cost of medical education.
Utilize Your Apartment:

While your apartment fulfills your housing needs, consider if it could generate additional income. Explore options like renting a room if feasible.
Seek Professional Guidance:

Given your multiple financial goals and risk tolerance, consulting a Certified Financial Planner (CFP) can be highly beneficial. They can create a personalized investment plan considering your risk appetite, time horizon, and financial goals.
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Ramalingam

Ramalingam Kalirajan  |959 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 29, 2024Hindi
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Money
Dear Sir My age is 34 yrs. I have working alredy 10 yrs and my average total income till date 40L minimum. Still I did not save 1rs till now. Request you please advice how to start savings also make future retirement plan. My expected retirement age is 55yrs.
Ans: It's never too late to start saving for retirement, and kudos to you for taking this important step at 34! Here's how to get on track:

1. Assess your situation:

Track your expenses: For a month, track where your money goes. This will help identify areas to cut back and free up savings.
Emergency fund: Aim for 3-6 months of living expenses in an easily accessible savings account for emergencies.
2. Start saving:

Automated savings: Set up a Systematic Investment Plan (SIP) in a mutual fund. Start small, even with ?1,000 per month, and gradually increase as you get comfortable.
3. Retirement plan:

Employer benefits: Check if your employer offers a retirement plan like a Provident Fund (PF). Contribute the maximum allowed for tax benefits and long-term savings.
Individual options: Explore options like National Pension System (NPS) or Equity Linked Savings Schemes (ELSS) for long-term growth. Talk to a Registered Investment Advisor (RIA) for personalized advice based on your risk tolerance and goals.
Here's a breakdown based on your income:

You mentioned an average annual income of ?40 lakhs. Aim to save at least 10-15% of your income, which translates to ?4,000-?6,000 per month.
Remember: Consistency is key! Starting early, even with a small amount, allows time for your savings to grow through the power of compounding. Don't be discouraged if you can't save a lot initially. Every little bit counts!
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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