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Friend Zone Blues: I Regret Telling My Crush How I Feel

Shalini

Shalini Singh  | Answer  |Ask -

Dating Coach - Answered on Dec 07, 2024

Shalini Singh is the founder of andwemet, an online matchmaking service for urban Indians living in India and overseas. After graduating from college as a kindergarten teacher, Singh worked at various firms specialising in marketing strategy, digital marketing and public relations before finding her niche as an entrepreneur. In 2008, she founded Galvanise PR, an independent communications and public relations. In 2019, she launched andwemet.
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Asked by Anonymous - Dec 05, 2024Hindi
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Relationship

Hello Ma'am, Recently I told my feelings to my friend that I like her. I even told her that I am not expecting anything right now. May be one year, two year or three years down the line we might have a future together. She then told me that she loves someone else and didn't thought of it. Now even she told me to say away as it would be good for both of us. Now I regret that why I told her that. I shouldn't have told her my feelings. Now I regret more that I lost a valuable friend and friendship. Now I even think that I am not good looking as her, so that might be the case of rejection. Can you please tell what should I do now as I am not able to focus on anything and the regret is very heavy on me. I am always thinking that I shouldn't have told her about my feelings.

Ans: She had become more than a friend, please accept it - you did nothing wrong by expressing your feelings, the important bit here is not what you conveyed but her response. It is best you maintain your distance as you have romantic feelings which is byond friendship - keeping away will be good for both.

And stop overthinking about why she declined - it is simple - that she likes someone else and not you so it is best to hear what she is saying vs getting into a overthinking mode. Your looks has nothing to do with her declining your gesture.

All the best

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Asked by Anonymous - Dec 04, 2024Hindi
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Hello Ma'am, Recently I told my feelings to my friend that I like her. I even told her that I am not expecting anything right now. May be one year, two year or three years down the line we might have a future together. She then told me that she loves someone else and didn't thought of it. Now even she told me to say away as it would be good for both of us. Now I regret that why I told her that. I shouldn't have told her my feelings. Now I regret more that I lost a valuable friend and friendship. Now I even think that I am not good looking as her, so that might be the case of rejection. Can you please tell what should I do now as I am not able to focus on anything and the regret is very heavy on me. I am always thinking that I shouldn't have told her about my feelings.
Ans: Dear Anonymous,
What is done, is done; you can't go back in time and change any of that!
And you were just being honest with her; it's sad that she could not appreciate your honesty BUT she also fears that being friends with you, may also hurt you; so staying away seems to be the best option...
Move on; it's hard doing that but not impossible...change is the only constant in life and people come and go just as feelings come and go...It's a big beautiful world out there; expand your social circle and give time to your personal growth. Focus on yourself.

All the best!
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Drop in: www.unfear.io
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What should I do after my bsc in medical
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It is not clear whether either of you has completed your B.Sc. in Medical or not. But I am assuming that you are presently pursuing it. The scope of this branch is wide. Either you can pursue the job, or you can start your own business. However, I would like to suggest that if possible, you do a DMLT course to start an authentic lab. Working as a technician or technical assistant may not boost your career to a great extent, and the salary may also not increase proportionately. Hence, it is better to add a course with a B.Sc. that will help you start your business. With a small capital, you can even start a business selling surgical items, which could turn into a big business in just a few years. Best of luck for your upcoming future.
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Mutual Funds, Financial Planning Expert - Answered on Jan 22, 2025

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Where should I invest Rs. 50000 in Index mutual fund or in ETF?
Ans: When deciding between Index Mutual Funds, ETFs, and actively managed diversified equity funds, actively managed funds often stand out. Let’s analyse why active diversified equity funds are a better option for your Rs. 50,000 investment.

Understanding Index Funds and ETFs
Index Funds: These passively replicate an index like NIFTY 50 or SENSEX. They aim to match the market’s performance, not beat it.

ETFs (Exchange Traded Funds): Similar to index funds but trade like stocks on exchanges. They require a Demat account.

Disadvantages of Index Funds and ETFs
Limited Returns Potential
Index funds and ETFs only track the market.
They cannot outperform the benchmark, even when market conditions allow for superior performance.
No Protection in Market Downturns
Index funds replicate the index, so they fall equally during market downturns.
Active funds may reduce losses with better sector and stock allocation.
Lack of Professional Judgment
Index funds follow pre-set rules, ignoring company-specific fundamentals.
Actively managed funds use professional fund managers who adjust portfolios to maximise gains.
Hidden Costs in ETFs
ETFs may seem cost-effective but involve additional brokerage and Demat account charges.
Liquidity issues can lead to price variations between the market price and NAV.
Benefits of Active Diversified Equity Funds
Potential for Superior Returns
Experienced fund managers aim to outperform the benchmark.
They carefully select high-potential stocks across sectors and market caps.
Flexibility in Stock Selection
Active funds are not restricted to index stocks.
They pick companies with strong fundamentals, growth prospects, and attractive valuations.
Downside Protection
Fund managers can reduce exposure to risky sectors during market downturns.
This minimises losses compared to passive funds.
Tax Efficiency with Strategic Planning
Gains can be optimised with periodic review and rebalancing.
Active funds often deliver better after-tax returns over the long term.
Why Rs. 50,000 Fits Well in Active Diversified Equity Funds
A one-time investment of Rs. 50,000 deserves active management for maximised growth.
Over 5–10 years, active funds are better positioned to beat inflation and create wealth.
Suggested Allocation for Active Diversified Equity Funds
Large-Cap Equity Funds (30%-40%): Stability and consistent returns.
Flexi-Cap Equity Funds (40%-50%): Flexibility to invest across market caps.
Mid-Cap Equity Funds (20%-30%): Higher growth potential with moderate risk.
Key Considerations
Stay invested for at least 7–10 years for compounding benefits.
Review performance annually and rebalance if needed.
Avoid chasing short-term trends or reacting to market noise.
Final Insights
Index funds and ETFs are suitable for certain scenarios, but they lack active management benefits. By investing Rs. 50,000 in actively managed diversified equity funds, you can maximise returns, minimise risks, and benefit from professional expertise.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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