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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 17, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
PS Question by PS on Mar 17, 2022Hindi
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Relationship

 Hi, Please guide me. I am into 10 years of married life with a son of 7 years, both are working...
It's an arranged marriage, but we got 6 months to know each other, initially as usual everything seems to be of roses but then comes with reality check..
We both are extremely incompatible.. our views, thoughts, interest, choices never match.
He has the habit of pin pointing on everything I do, it's hard to maintain my calm, as I have to manage school, my son, home everything. He helps in daily chores, we stand together in rough times but otherwise we can't discuss any situation with each other.
My mother in law also emotionally abuses me by hurling cheapest meanest nasty comments.
My parents never listen to me, they expect me to compromise... I'm tired, frustrated.. could you help?

Ans:

Dear PS,

After a few years of marriage, reality can hit hard and then you realize that there are no commonalities between the two of you.

But isn’t that something to celebrate?

We would not be very happy with someone who is just like us. The differences bring in newness and a fresh outlook every moment. So, instead of focusing on the fact that you have nothing in common, why don’t both of you fix your eyes on what is good in the marriage and what each of you bring into each other’s lives?

A marriage therapist can guide you as this is something that they do day in and day out; by bringing awareness to what is beautiful in each other…

And kindly focus on your marriage. Your mother-in-law is simply reacting to the environment in the house and does what she knows.

Sometimes elders do not know the right way to deal with things that they never experienced.

When she sees her son stressed, she might feel it’s because of you and hurl abuses at you.

Each one is dealing with the situation in their own way. I suggest you focus on your marriage that is obviously important to you.

Do remember, storms may lash, but the ones who truly believe in the power of the Sun to relieve them, not only survive but thrive.

So believe that you have the strength to grow out of this and create a beautiful life. And you have mentioned that your husband and you stand together in rough times, so he is anyway going to be with you in this as well. Simply confide in him and grow together.

All the best!

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 11, 2024

Asked by Anonymous - Nov 09, 2024Hindi
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Relationship
I got married 1year back. It was an arrange marriage. But boy & his mother put so much efforts for convincing me for a year, though I was not comfortable by his mom’s behaviour of over controlling & dominating (she is on various anti psychotics medicine for 10-15 years), her husband is no more. I had my only parent my mom who got expired 3years back, no siblings. I am in good profession with job since 6 years. I kept myself busy in hobbies to get out of this loss. During that period, this family approached my relatives. I talked to them but couldn’t get convinced by their behaviour as his mom seemed to be very cunning. But finally got married to same person as my relatives were already convinced. They apologised & promised for their past misbehaviour. From first month, I got to know that I m married to a mama’s boy who made fake promises for protecting me. He becomes so unstable & had multiple outbursts. He puts all blames on me, he gaslights about me, whenever he is under his mom’s affect. My job is far away from their home. So I didn’t quit my job & living alone even after marriage. We both husband-wife meet on weekends. But as soon as he spends a day with his mom, he starts talking shit about me. His mom directly targets me in front of him, he never defends me. He just compensates with outings.. but later on, blames me that I asked him to take me out. I go home only for weekends.. but in that also his mom speaks something out of her own insecurities. I am clear now that her only intention is to make us fighting so he never visits me. And if I visit them, she does something blackmailing to threaten his son if he tries to ignore her. (For more info— she has all the authority & money though she was always the homemaker, no contact with her own in-laws, her own brothers & parents , even her own married daughter). I am totally helpless to save my marriage. I tried various therapists for couple counselling sessions but he does not show much if compliance & his mom just hate when u suggest couple counsellings. She wants everything in her hand, which I understood so early , so I kept continuing my work & living at my workplace. But my husband also never recognise the root cause. He gives me silent treatment for days till weekend. He just blames me everyday , very very sarcastic tone that I don’t want to talk to him even on a call. He does something for me & then everyday he blames me for asking for that which is totally false. Now I refuse to take any favour from my husband. I tried for baby but miscarriage. There was so much stress & immediately I moved to my workplace. Plz any suggestions?? For how long, me & my husband will be living like this ? Is there any similar case with some positive hope ?? I know he has some personality issues, one moment he is nice to me & within hours he backfires continues to talk without listening with full energy of blaming me for everything. He imagines something false to portrait about my image & doesn’t trust me at all. On other hand by their behaviour, I am constantly missing my beloved mom. And getting into that grief of losing her deeper. I am seeing my mom in my dreams regularly these days. I am feeling betrayed by trusting them & made a wrong decision on their fake promises.
Ans: Dear Anonymous,
You did ignore all the red flags that you already had spotted. You have married a man who is completely under his mother's spell. And from what you have shared counseling hasn't helped either. It would not have as until people think that they want things to change, nothing much will change.
I am unsure about how things can turn positive unless both spouses get deeply involved in working on the marriage. Also, how far are you willing to go to put that single-handed effort for you to see the change in him...It could be a heavy task on you!
It's about time that you evaluate where you stand in this marriage and how much longer you be the one to keep the marriage together? This should give you an indication on what your next steps can be...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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You’re not alone in this, and it’s okay to seek help—whether that’s legal advice, emotional support from loved ones, or even professional counseling to navigate the stress and anxiety this situation might be causing. The most important thing now is to take steps that protect your peace of mind and ensure your future isn’t weighed down by his actions.

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Ans: Hello;

What is your monthly contribution to EPF, NPS and MFs?

Please clarify so as to advise you suitably.

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Sir i am currently in class 11 th and i just want to prepare for jee mains and advanced 2026 exam so give me some roadmap to achieve and also guide me for computer science
Ans: Shreya, I trust that you have already enrolled in a coaching center, whether it be online or in person, and have finished your eleventh syllabus. (1) If you have not yet created your own short-notes for the 11th syllabus that has been completed, prepare it and continue to revise them every three days until 2026, even after you have commenced studying the 12th syllabus in December 2024. (2) Review the questions that you have incorrectly answered or skipped in mock tests conducted by your Coaching Center and/or practiced independently. (3) In order to increase your rank/percentile by targeting computer science at a reputable college/institute, prioritize mathematics (although all three subjects are equally important). (4) You should be thorough with NCERT books, particularly those pertaining to chemistry, in conjunction with the materials provided by your coaching institute. (5) Have 1-2 reference books for each subject. Not exceeding two. (6) Review the questions that were incorrectly answered or skipped in your mock and practice exams and retake the test. It is advisable to maintain a distinct note-book for these types of questions, which should include answers and elucidating notes, in order to review them repeatedly for all three subjects. (7) Download the SYLLABUS of JEE Main 2025 (available on Google by searching for "JEE Main Information Bulletin") and print it out, as there will be no significant changes to the syllabus in 2026. Maintain it on your study table and continue to update the 11th syllabus chapters and concepts that you have covered to date by marking them with a checkmark. This will boost your confidence if you continue to update the same till November 2025. (8) A slight difference in Syllabus might be visible when you acquire the 2026 JEE Main / JEE Advanced Syllabus. The same can be resolved within 15 days to one month in 2025-26. (9) Increase your productivity by studying for 45 minutes to 1 hour, taking a 10-minute break, and then continuing for 45 minutes. (10) Take a 2-3 minute break every 45 minutes while practicing questions, whether offline or online. This break should consist of closing your eyes and taking long breaths to enhance your concentration and mental capacity. (11) Additionally, it is recommended that you acquire the 20-40 PREVIOUS years question paper book of JEE (Main & Advanced) from Amazon. Arihant's, Disha's, or MTG's publications are recommended. Once you have finished reading a chapter, practice and complete it to determine the extent to which you have comprehended the concepts and to identify areas that require improvement. (12) By October 2025, ensure that you have reviewed significantly more than 90% of the previous years questions. Your confidence will be further bolstered by this. (13) After the mock test is completed at your coaching center, clarify all incorrectly answered or ignored questions and continue to revise and practice them, as these types of questions will significantly disrupt your performance in the actual JEE. (14) If you are a regular school student, inquire with your class teacher about the minimum attendance requirement as outlined in the Board's regulations (State, CBSE, ICSE, etc.). Utilize the remaining 15% by taking time off and preparing for your JEE, if only 85% attendance is required. (15) THE MOST IMPORTANT Value Added Suggestion: Rather than solely relying on JEE, please participate in 5-7 entrance exams/counseling process with a JEE score for getting admission into any one of the private engineering colleges to have a variety of options to select the most suitable one. All the BEST for Your Prosperous Future.

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Radheshyam

Radheshyam Zanwar  |1062 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 23, 2024

Asked by Anonymous - Nov 23, 2024Hindi
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My son graduated BE CSC with 8.9 CGP was offered a job as system engineer inTCS in April when he was in his 8th semister. Till November 23 he didn't get the on boarding letter, in the meantime whe appeared in two' exams under same offer. Advice what has been going on.
Ans: Hello.
Whatever you are saying is just shocking. The track record of TCS is not like that, as you described in your question. It would be better to contact TCS again and ask them when they will give on boarding letter. It is not clear from your query whether your son had done some correspondence with TCS or not related to the job offered. It is also not clear which two exams he appeared in. If not selected in a campus interview, searching for a job might be tedious but not so difficult. Ask your son to post a strong resume on the LinkedIn portal and remain in touch with his seniors. Please visit the websites of renowned companies daily to search for vacancies. There are many job-offering portals where he can register his name. Please ask the college placement division for any placement opportunities.
Wishing the best of luck for his bright future.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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T S Khurana

T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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