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Seeking Advice: Should I Stay in My Marriage With an Unemployed Husband?

Kanchan

Kanchan Rai  |447 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 28, 2024

Kanchan Rai has 10 years of experience in therapy, nurturing soft skills and leadership coaching. She is the founder of the Let Us Talk Foundation, which offers mindfulness workshops to help people stay emotionally and mentally healthy.
Rai has a degree in leadership development and customer centricity from Harvard Business School, Boston. She is an internationally certified coach from the International Coaching Federation, a global organisation in professional coaching.... more
Asked by Anonymous - Nov 20, 2024Hindi
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Relationship

Hi I'm married women my husband is very loving we are now married for 4years we don't have children yet as I'm running 38 of my age and he is in his 41. We got arranged marriage post our marriage he worked for an year in a company were he used to work for last 10years due to some issues he got fired however later that he got few opportunity and worked in different companies for more or less 6months now he is jobless he is not taking things seriously but he wants to have children on this topic I said I won't be the alone person to bear the medical expenses I want you also to contribute the same I'm working in reputed MNC and he wants me to change my job as I work in shifts I'm getting paid handsome amount my concern is shall I think of making children as the inflation is high and expenses are increasing like thing. Some time I feel why I'm with this failure person I feels to get apart but he loves me alot need advice should I continue the relationship with him or get parted

Ans: When it comes to having children, your hesitation makes sense. Bringing a child into the world is a profound decision that requires emotional readiness and practical planning. If you’re feeling unsupported or uncertain about your husband’s ability to contribute—financially, emotionally, or practically—it’s wise to pause and reflect. Your decision to delay this step shows your self-awareness and your commitment to creating a stable and nurturing environment for a child. That’s admirable.

Your concern about his career trajectory is another important factor. A marriage thrives on mutual effort, and it’s reasonable to expect your partner to take responsibility for his own growth and stability. However, it’s also worth exploring why he’s been unable to sustain a job. Is it a matter of confidence, market conditions, or something deeper like a lack of motivation or direction? If he hasn’t been taking things seriously, as you’ve mentioned, it’s important to have a frank and compassionate conversation about how this is impacting both of you.

At the same time, his love for you seems genuine, and it’s important to recognize that. His suggestion for you to change your job might stem from a place of care, possibly concern for your health or the toll of shift work. However, if your current job provides financial stability and satisfaction, you need to weigh that against his concerns. Ask yourself: is this request aligned with what’s best for you both, or is it coming from his own discomfort with his current situation?

As you navigate these emotions, take some time to reflect on your core needs and values. What does partnership mean to you? Are your current frustrations a temporary phase, or are they reflective of deeper, long-term patterns in the relationship? It’s also worth considering whether he is open to making real changes. Has he shown willingness to take responsibility for his career and future? Does he listen to your concerns and actively work toward addressing them?

It’s okay to have moments where you question why you’re in this relationship—doubt doesn’t mean failure. It means you care enough to want something better for both of you. If you feel the love is worth fighting for, then it’s essential to have honest, open conversations with your husband. Express your feelings without blame and seek to understand his perspective as well. Couples counseling can also be a valuable tool to help you both navigate these challenges together and find a path forward.

However, if you find that the emotional and practical gaps in the relationship persist despite your efforts, it’s okay to ask yourself whether this partnership is meeting your needs. You deserve to feel supported, valued, and secure in your marriage. Whatever decision you make, let it come from a place of self-respect and a desire to build the life you truly want. You’re not alone in this, and reaching out for guidance shows how deeply you care about making the best decision for your future.

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Anu

Anu Krishna  |1414 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 13, 2024

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Hello maam i am married since 18 years and since last 5 years my husband is not earning but my in laws are well to do me and my husband are in a relation where we end up quarrelling even if we have converstion of 2 mins i am financially independent and have son of 14 years but he is truely in influence of his father i dont have parents nor a sibling i dont know what to do i sometimes feel if i leave my husband and if i fail in my job than what about my future my age is 38 in all my surroundings i have seen all husband take care and responsiblity of their wife but my husband is totally self centered and the most pathetic thing is he does not even realize this please suggest what can be done
Ans: Dear Richa,
You are financially independent and any decision you take for your life will be based on that, right?
Who knows what the future hold and one can only be hopeful that all that is done in the present times yield a good result in future.
So, whatever decision you want to take, do that keeping what it is right now...also, have faith in your capability to earn and hold your head high BUT do give your marriage a fair chance considering your son may also get rattled by any harsh decision. Do you not feel that it is time to actually confront your husband. What is he planning on doing? Sitting and waiting for something to happen for him?
He has possibly got into a place where it is comfortable not to work and things happen around him for him and everyone else. So, there really is no need for him to lift a finger. Urge your in-laws to talk to him and drive some sense into him. If he still makes no move to get proactive and take on his part of responsibilities within the marriage, think about how long and how far you want to go with this. A bit of coaching/therapy can help, but only if he willing to see that it's needed for him. More than anything, I want you to have faith in yourself and play to your strengths.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: https://www.facebook.com/anukrish07/ AND https://www.linkedin.com/in/anukrishna-joyofserving/

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Dr Ashish

Dr Ashish Sehgal  |115 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 15, 2024

Asked by Anonymous - Jun 19, 2024Hindi
Relationship
Hi sir, I am 34 year women with 2 girl kids. I m working in IT and I earn good amount of livelihood. Sir I hv been married for 6 years and after 1 year of marriage me and my husband understanding issue started where he wants to dominate on me in all senses including financial stuff. But I was okay n in 1 year my 1st daughter born then serious issue started I had rejoined job n discontinued giving all my salary to him. I started savings for my kid where he was nt happy he indirectly demanded my complete salary to be given to him as I did before issue start. Bt in 2020 as lockdown happened he moved to his village where It was very difficult for me to work bt demanded to come to his place. I denied and concentrate my career. So he left us 2 years he did call n check how is kid. Then again he came back 2022 with elders we moved to together to city and again asked money as my sal was increased if nt asked me to barrow 50-60lac as loan n give to him for property which he agreed to make it my name in his place. Bt I denied bc I couldn't trust him meanwhile 2nd daughter born. I came for mother place n he started doing backstabbing abt me n my family within relatives. When I asked he stopped coming visiting me n my daughter and he turn up for 2 baby also it's been year now. Sir my question is ..I m fed up of his behaviour n I dont trust him. As I hv two kids is it really difficult to live without him in this society. As many of my relatives are suggesting go and call ur him how can you live alone with 2 daughter. Sir pls guide me what should I do now ..I tolerate him all these years for kids and society. Now I m done n scared as will I be able to handle all alone. My parents are big support and now I m nt in condition where I go legally against him. Is my decision of living by myself with my daughters and parents is correct or wrong decision or I should go with him.
Ans: Your situation is indeed complex and emotionally taxing. It's important to approach this with both clarity and compassion for yourself and your daughters. Here are some steps and considerations to help you navigate this:

Self-Reflection and Clarity
Acknowledge Your Feelings: It’s essential to recognize your feelings of frustration, fear, and exhaustion. These emotions are valid and need to be addressed.
Define Your Priorities: What are your primary concerns? Your children’s well-being, your financial independence, your personal peace, and safety are likely at the top of this list.
Evaluating Your Relationship
Assess Trust and Respect: Trust and mutual respect are fundamental to any relationship. If these are missing, it is challenging to maintain a healthy partnership.
Past Behaviors as Indicators: Look at the past behavior of your husband. Consistent demands for money, lack of support, and absence during critical times can be telling signs of his priorities and commitment.
Support System
Lean on Your Parents: Having your parents’ support is a significant advantage. They can provide emotional, physical, and perhaps even financial support as you navigate this period.
Professional Help: Consider seeking counseling or support groups for single mothers. These resources can provide guidance, emotional support, and practical advice.
Societal Pressure
Redefine Norms: Society often has rigid expectations, but your well-being and that of your children come first. Living according to societal norms at the cost of your mental peace and safety is not sustainable.
Role Models: Look for examples of other women who have successfully managed similar situations. Their stories can offer inspiration and practical advice.
Legal and Financial Considerations
Know Your Rights: Even if you’re not in a position to take legal action now, it’s essential to be informed about your rights regarding child support and alimony.
Financial Independence: Continue to safeguard your financial independence. This will provide security and stability for you and your daughters.
Decision Making
Short-Term vs. Long-Term: Think about both immediate needs and long-term goals. What decision will bring peace and stability now, and what will be beneficial in the future?
Children’s Well-Being: Consider the environment your children will grow up in. A peaceful, loving environment, even if it’s without their father, might be more beneficial than a toxic, conflict-ridden one.
Practical Steps
Document Everything: Keep records of communications and financial transactions. This documentation can be crucial if you decide to pursue legal action in the future.
Plan for Independence: Create a plan for your independent living situation, including budgeting, childcare, and career progression.
Final Thoughts
Choosing to live independently with your daughters is a courageous and often necessary step for many women in similar situations. Trust in your strength and the support of your parents. It’s important to remember that living a life of peace and dignity, even if it means being a single parent, is a powerful and positive example for your children.

You are not alone in this journey. Seek the support you need, trust your instincts, and prioritize your and your children’s well-being above all.

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Anu

Anu Krishna  |1414 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 03, 2024

Asked by Anonymous - Sep 05, 2024Hindi
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Hi, we had a love cum arrange marriage and we are married for 8 years now. My husband works under his rich friend and tells me that it is a partnership in digital advertising but even he knows he has not invested a single rupee and he his job responsibilities also include mere jobs like doing googlepay to watchman to buy groceries or vegetables. I dont feel he has a respectable job nor the stagnant financial income since years. We have one seven year old child and due to societal pressure and also coz of the long gap started to plan for a second child but failing to conceive. I still think if i should stop planning for a second child as I see him struggling with basic necessities of 1 child itself. I dont feel heard, I know he can do well in corporate but he wants to stick to this stagnant growth for his friend. He has zero savings while his friend has crores worth of property. He is just an employee to his friend and he doesnt understand that and gets bought by the fake positions given.
Ans: Dear Anonymous,
What exactly is your question for me? Since you haven't asked me one, I am just going to give you my observations and suggestions.

Your husband is possibly a lazy person OR scared of taking on anything due to fear of failure and is okay being stagnant due to these fears.
Please re-think your decision of having a second child until the time your husband assumes certain responsibilities that bring in steady income. Till your financial position is secure, there's no point in adding any sort of new responsibilities to your lives, right?
As far as what makes your husband do what he is doing, and sticking by his friend; there is not much information that I have...maybe you know this better...ask an elder male member from his family to speak with him and hope things fall in place.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

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Nayagam P

Nayagam P P  |4006 Answers  |Ask -

Career Counsellor - Answered on Dec 29, 2024

Nayagam P

Nayagam P P  |4006 Answers  |Ask -

Career Counsellor - Answered on Dec 29, 2024

Asked by Anonymous - Oct 13, 2024Hindi
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Career
Sir, my name is ayush Chaudhary. I am from uttar pradesh. I am pursuing my graduation degree BA in hours from Lucknow University teer 3 college reason. I can understand english almost and I can speak english little bit. Now, what are career options that I can pursue.
Ans: Ayush, Here are some Career Options Following a Bachelor of Arts (BA) (Hons) for you, based on your Commitment (financial / non-financial) Interest, Aptitude, Attitude, Interest, Orientation Style & Personality Traits:

• Civil Services (UPSC or State PSCs): Prepare for UPSC or Uttar Pradesh PSC exams while pursuing graduation.
• Teaching or Academia: Pursue a B.Ed post-BA to qualify for teaching positions in schools.
• Content Writing and Journalism: Start with freelance writing jobs or internships. Consider a postgraduate diploma in Journalism or Mass Communication.
• Sales and Marketing: Apply for jobs in FMCG, real estate, or insurance sectors and improve communication skills.
• Customer Service and BPO Jobs: Apply to companies with customer support operations and gain initial experience.
• Digital Marketing: Take online courses on platforms like Coursera or Udemy and start working as a freelancer.
• Government Jobs: SSC CGL, CHSL, Railways, Banking (IBPS, SBI PO/Clerk), and Uttar Pradesh government jobs.
• Law (LLB): Pursue a 3-year LLB after BA and become a lawyer.
• Social Work: Pursue a Master’s in Social Work (MSW) or join NGOs for on-ground experience.
• Entrepreneurship: Take small courses in business or entrepreneurship and seek guidance from mentors or incubators.
• Skill Development: Improve English Communication, Computer Skills, and Certifications.
• Steps to Take Right Now: Evaluate Interests, Start Learning, Network, Apply for Internships, and Prepare for Competitive Exams.
All The BEST for Your Prosperous Future, Ayush.

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Nayagam P

Nayagam P P  |4006 Answers  |Ask -

Career Counsellor - Answered on Dec 29, 2024

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What should a person expect his salary from other company base on his 5+ years of experience in service sector companies. (Ex. Position as SPE, Present salary is 4.5 lac) Please advice.
Ans: Kishore Sir, Before addressing your questions, if time allows, I kindly suggest attending the complimentary webinars offered by Vikram Anand, Sakshi Chandrasekar, and Sawan Kapoor, who possess specialized expertise in Resume Building, Salary Negotiation Skills, and LinkedIn Profile Building. They offer a wealth of insights during their complimentary webinars, which can be extremely beneficial for refining your Resume/LinkedIn Profile and enhancing your Interview/Salary Negotiation Skills. You have the choice to decide whether to opt for their paid services.
Now coming to your question. Compensation expectations for individuals with five years of service sector experience are influenced by industry norms, location, talents, and firm. Industry norms suggest that mid-level jobs with five years of experience typically pay 30-50% of the current wage. Higher offers may be available for specific skills, certifications, or higher-paying industries. Location also plays a role, with higher salaries in urban areas and high-growth industries. Researching salary benchmarks and focusing on non-financial advantages can help negotiate better offers. The typical pay range is between 6-7 LPA for those with five years of experience.
All The BEST for Your Prosperous Future.

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Ramalingam

Ramalingam Kalirajan  |7367 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Dec 28, 2024

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Money
Requesting you, to help me, regarding midcap 150 etf of mirae asset midcap 150 etf for longterm through SIP
Ans: Let us review the suitability of investing in a mid-cap 150 ETF for the long term via SIP.

Understanding ETFs and Their Characteristics
Passive Management: Midcap ETFs replicate an index like the Nifty Midcap 150.

Cost Efficiency: They offer lower expense ratios compared to actively managed funds.

No Active Decision Making: They do not try to outperform the market but track the index.

Volatility Concerns: Midcap indices are more volatile than large-cap indices.

Returns Depend on Index: The ETF's performance mirrors the performance of its benchmark.

Disadvantages of Investing in Midcap ETFs
Lack of Active Management
Mid-cap stocks are highly volatile.

Active fund managers can adjust portfolios to limit risks during downturns.

ETFs lack this flexibility, as they strictly follow the index composition.

Limited Flexibility in Rebalancing
Market conditions often demand sector rotation or stock-specific decisions.

Actively managed funds adapt to such conditions, but ETFs cannot.

Tracking Errors
ETFs may not perfectly replicate the index due to tracking errors.

This can affect returns, especially over the long term.

Why Actively Managed Funds May Be Better
Fund Manager Expertise
Skilled managers can outperform the index by selecting high-growth stocks.

They can mitigate risks in falling markets through tactical decisions.

Flexibility in Stock Selection
Active funds are not limited to a predefined basket of stocks.

Managers can select fundamentally strong stocks beyond the index.

Potential for Higher Returns
Actively managed funds have historically outperformed midcap indices over long periods.

This makes them a better choice for wealth creation in the mid-cap segment.

Recommendations for Long-Term Mid-Cap Investments
Diversify: Include actively managed mid-cap funds instead of relying solely on an ETF.

Professional Guidance: Invest in regular plans via a Certified Financial Planner.

Monitor Performance: Review fund performance every 6–12 months.

Manage Risk: Avoid overexposure to mid-cap investments due to their volatility.

Final Insights
While Mirae Asset Midcap 150 ETF is a low-cost option, it has limitations.

Active mid-cap funds can better navigate market volatility.

They provide the flexibility and expertise required for wealth creation.

For long-term SIPs, consider balanced exposure to actively managed funds. This ensures both growth and risk management over time.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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