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Ulhas

Ulhas Joshi  |255 Answers  |Ask -

Mutual Fund Expert - Answered on May 30, 2023

With over 16 years of experience in the mutual fund industry, Ulhas Joshi has helped numerous clients choose the right funds and create wealth.
Prior to joining RankMF as CEO, he was vice president (sales) at IDBI Asset Management Ltd.
Joshi holds an MBA in marketing from Barkatullah University, Bhopal.... more
Ram Question by Ram on May 05, 2023Hindi
Money

Sir Below is my MF portfolio. Could you kindly advice if this is good for next 3-5 years time frame ? Fund Category Sub Category Rating Units Held Average Cost Price Value At Cost Last Recorded NAV * Value at NAV Realized Profit/Loss Profit/ Loss ADITYA BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LTD Debt Monthly Income Plan Unrated 0 0 0 33.4962 0 9146.56 0 ADITYA BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LTD Debt Monthly Income Plan Unrated 0 0 0 12.9373 0 1745.19 0 ICICI PRUDENTIAL MUTUAL FUND Debt Short Duration Fund 4* 468.1 8.45 3954.97 12.0912 5659.89 93.83 1704.92 ADITYA BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LTD Equity Equity oriented Unrated 0 0 0 10 0 10304.1 0 KOTAK MAHINDRA MUTUAL FUND Equity Flexi Cap 3* 414.306 51.29 21248.9 55.492 22990.67 4182.12 1741.77 PPFAS ASSET MANAGEMENT PRIVATE LIMITED Equity Flexi Cap 5* 17122.614 49.85 853547.33 52.2916 895368.88 202.99 41821.56 UTI MUTUAL FUND Equity Flexi Cap 3* 22.431 222.9 4999.81 230.4971 5170.28 0 170.47 CANARA ROBECO ASSET MANAGEMENT COMPANY LTD Equity Focused Fund Unrated 2478.524 10.54 26116.7 12.65 31353.33 0 5236.63 Quant Money Managers Ltd Equity Focused Fund Unrated 187.203 53.42 9999.52 57.0765 10684.89 0 685.37 ICICI PRUDENTIAL MUTUAL FUND Equity Large And Mid Cap Fund 5* 18.89 529.35 9999.42 593.72 11215.37 0 1215.95 ICICI PRUDENTIAL MUTUAL FUND Equity Large And Mid Cap Fund Unrated 999.95 10.12 10117.5 11.76 11759.41 0 1641.91 LIC MUTUAL FUND Equity Large And Mid Cap Fund 2* 0 0 0 23.6782 0 -393.41 0 SBI FUNDS MANAGEMENT PVT LTD Equity Large And Mid Cap Fund 5* 146.289 382.78 55996.96 403.1593 58977.77 0 2980.81 AXIS ASSET MANAGEMENT COMPANY LIMITED Equity Large Cap Fund 3* 10024.337 44 441096.06 43.38 434855.74 -3.76 -6240.32 BANDHAN MUTUAL FUND Equity Large Cap Fund 3* 0 0 0 18.213 0 1289.8 0 BANDHAN MUTUAL FUND Equity Large Cap Fund 3* 1.347 43.79 58.99 50.557 68.1 705.8 9.12 CANARA ROBECO ASSET MANAGEMENT COMPANY LTD Equity Large Cap Fund 5* 14941.257 40.51 605323.91 42.57 636049.31 0 30725.4 ICICI PRUDENTIAL MUTUAL FUND Equity Large Cap Fund 5* 588.852 65.15 38366.12 70.18 41325.63 4557.4 2959.52 MIRAE ASSET GLOBAL INVESTMENT MGMT INDIA P LTD Equity Large Cap Fund 3* 191.711 78.24 14999.28 80.098 15355.67 0 356.39 NIPPON INDIA MUTUAL FUND Equity Large Cap Fund 3* 36.42 54.91 1999.9 57.2746 2085.94 0 86.04 SBI FUNDS MANAGEMENT PVT LTD Equity Large Cap Fund 3* 633.389 62.52 39598.14 65.5588 41524.22 5467.91 1926.09 BARODA BNP PARIBAS ASSET MANAGEMENT INDIA PRIVATE LIMITED Equity Mid Cap Fund Unrated 0 0 0 60.8881 0 313.5 0 HDFC ASSET MANAGEMENT COMPANY LIMITED Equity Mid Cap Fund 4* 0 0 0 106.306 0 2121.45 0 KOTAK MAHINDRA MUTUAL FUND Equity Mid Cap Fund 4* 130.658 76.53 9999.52 77.533 10130.31 0 130.79 FRANKLIN TEMPLETON MUTUAL FUND Equity Multi Cap Fund 4* 26.31 918.94 24177.25 1008.1578 26524.63 -774.47 2347.38 ADITYA BIRLA SUN LIFE ASSET MANAGEMENT COMPANY LTD Equity Sectoral or Thematic Fund Unrated 111.939 111.66 12499.38 115.65 12945.75 0 446.37 HSBC ASSET MANAGEMENT INDIA PVT Ltd Equity Sectoral or Thematic Fund Unrated 0 0 0 27.5258 0 -1162.35 0 ICICI PRUDENTIAL MUTUAL FUND Equity Sectoral or Thematic Fund 5* 0 0 0 106.55 0 -2601.98 0 ICICI PRUDENTIAL MUTUAL FUND Equity Sectoral or Thematic Fund 5* 0 0 0 19.41 0 6382.08 0 ICICI PRUDENTIAL MUTUAL FUND Equity Sectoral or Thematic Fund Unrated 99.084 126.15 12499.34 129.51 12832.37 0 333.03 ICICI PRUDENTIAL MUTUAL FUND Equity Sectoral or Thematic Fund Unrated 0 0 0 13.51 0 1331.93 0 SBI FUNDS MANAGEMENT PVT LTD Equity Sectoral or Thematic Fund Unrated 51.507 38.83 2000.02 227.087 11696.57 -295.65 9696.55 FRANKLIN TEMPLETON MUTUAL FUND Equity Small Cap Fund 2* 0 0 0 102.0913 0 4746.18 0 HDFC ASSET MANAGEMENT COMPANY LIMITED Equity Small Cap Fund 3* 228.898 73.39 16799.25 85.158 19492.5 4700.1 2693.25 ICICI PRUDENTIAL MUTUAL FUND Equity Small Cap Fund 3* 0 0 0 55.07 0 -1004.89 0 ICICI PRUDENTIAL MUTUAL FUND Equity Tax Planning 3* 0 0 0 602.5 0 2540.13 0 ICICI PRUDENTIAL MUTUAL FUND Equity Tax Planning 3* 0 0 0 20.33 0 1649.21 0 TATA MUTUAL FUND Equity Tax Planning 3* 0 0 0 71.4006 0 173.91 0 NIPPON INDIA MUTUAL FUND HYBRID Conservative Hybrid Fund 2* 0 0 0 16.5845 0 1974.04 0 KOTAK MAHINDRA MUTUAL FUND Others Fund Of Funds Domestic Or Overseas Fund Unrated 499.975 10.24 5117.75 7.3652 3682.42 0 -1435.33 NIPPON INDIA MUTUAL FUND Solution Oriented Retirement Fund 1* 0 0 0 18.1162 0 616.84 0

Ans: Hello and thanks for writing to me. I see too many funds and the details are not very clear. In some places the scheme names are also missing. Please consider putting relevant details in a concise manner.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Sir, my daughter is going to finish her BA with Psychology Honours from Indraprastha College for Women, Delhi University. She has received an offer to pursue her MSC in Organizational Psychology from University of Manchester, UK. We would like to know more about the future prospects of this course and the employability. Also, we would like to know how different it is from an MBA in Human Resources?
Ans: Hello Rohit,

To begin with, thank you for contacting us. I am glad to hear that your daughter is going to complete her Bachelor of Arts (BA) with Psychology Honours and has received an offer to pursue her Master of Science (MSc) in Organizational Psychology from the University of Manchester in the UK. To answer your question first, I would like to tell you that your daughter will be offered a solid basis in understanding human behavior in the workplace as well as real-world abilities in fields viz., talent management, employee evaluation, and organizational development through pursuing a Master of Science in Organizational Psychology from the University of Manchester. Students pursuing this degree are provided with the information and skills required to tackle different difficulties that organizations encounter, viz., leadership effectiveness, employee motivation, and team dynamics.

Concerning your query regarding the future prospects and employability, I would like to tell you that with businesses recognizing the significance of comprehending and maximizing their manpower, the demand for organizational psychology continues to rise. You would be glad to know that your daughter can choose from many different jobs including talent management, training and development, human resources, organizational consulting, and other positions with this degree. Remember that organizational pyschologists are respected for their ability to use psychological principles to enhance productivity in the workplace, employee satisfaction, and efficiency of the organization.

Next, coming to your query as to how this course is different from an MBA in Human Resources, I would like to let you know that an MSc in Organizational Psychology in comparison to an MBA in Human Resources generally places a greater emphasis on the psychological facets of the behavior and growth of organizations. Although topics associated with managing people within organizations is also covered in an MBA in Human Resources, it frequently adopts a more comprehensive corporate viewpoint encompassing fields viz., strategy, marketing, and finance.

I would like to tell you that your daughter's interests and professional objectives play a key role in deciding between an MSc in Organizational Psychology and an MBA in Human Resources. An MSc in Organizational Psychology would be a better choice if your daughter is interested in studying human behavior in the workplace and wishes to gain expertise in fields viz., leadership development, employee well-being, and organizational culture. On the contrary, if your daughter wants to acquire a deeper understanding of business management with a concentration on Human Resources (HR), and aspires to work in more general management positions within organizations, then an MBA in Human Resources may be an appropriate choice.

Remember that both paths can result in lucrative employment prospects. When making an informed choice, I would suggest that your daughter carefully takes into account her strengths, personal interests, and future professional objectives. Moreover, in order to acquire valuable information pertaining to the prospects following the completion of either degree, I would recommend that your daughter conducts a comprehensive study on particular labor markets as well as gets in touch with experts of both the domains.

For more information, you can visit our website.
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Study Abroad Expert - Answered on Apr 26, 2024

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Dear Sushil, My daughter is 23 years old , finished her MBA from KIMS and got a job in Kirloskar Pune as a HR BP ( Management Trainee)in Jan 2024. Her results were good throughout. Topped 12 from Aditya, BSc Botany from Lady Brabourne kolkata ( 1st class first). Sir, we can't manage funds for going to abroad. Kindly guide us about her next step so that her career escalates. Sanchita
Ans: Hello Sanchita. Thank you for connecting with us. Congratulations to your daughter on her academic achievements and securing a position as an HR business partner (management trainee) at Kirloskar Pune. It is evident that she has a strong academic background, leading to promising career prospects ahead. It is understandable that there are financial constraints at the moment. Furthermore, let me tell you that there are educational loans that would be available for your daughter’s education abroad. Given your daughter’s excellent academic background, she can be eligible for scholarships and financial aid, either fully or partially. This would help your daughter manage her finances well abroad.There are some universities that come with financial aid packages like grants, loans, and work opportunities. This is specially designed to cover tuition fees, living expenses, etc. In addition to this, there are work opportunities as well, which would also be a good option for your daughter. By carefully planning and prioritising expenses, financial challenges won’t be an issue.

All the best to your daughter in her future endeavours.

For any further queries, please get in touch with us. We have a team of expert counsellors who can guide you through any concerns or questions you may have.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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