Hi Nikunj, I am a 44 year old working professional (IT sector) who wants to build a corpus of 5 crores during retirement. I am currently investing in the following MFs:- 1) Axis Gold Fund- 5000/month 2) Kotak Gold Fund- 5000/month 3) ICICI Prudential Nifty 50 Index Fund- 7,500/month 4) Aditya Birla Sun Life Tax Relief 96 Fund- 1000/month 5) ICICI Prudential Long Term Equity Fund (Tax Saving)- 1000/month 6) Axis Long Term Equity Fund- 1,500/month 7) DSP Tax Saver Fund- 1,500/month 8) DSP Equity & Bond Fund- 6,250/month 9) SBI Equity Hybrid Fund- 6,250/month 10) Canara Robeco Equity Hybrid Fund- 6,250/month 11) Mirae Asset Hybrid Equity Fund- 6,250/month 12) SBI Focused Equity Fund- 7,500/month 13) Axis Small Cap Fund- 7,500/month 14) Aditya Birla Sun Life Corporate Bond Fund- 20,000/month 15) PGIM India Midcap Opportunities Fund- 20,000/month 16) Nippon India (AMC) (Short Term Fund, Gold Savings Fund, Nifty Next 50 Junior BeES FoF, Nifty Midcap 150 Index, Index Fund Nifty 50 Plan)- 10,425 I am not sure if my portfolio is good enough for long term goals, or if I am investing in a lot of redundant schemes. I have a moderately medium risk appetite with focus on maximum corpus build. Please give your opinion and suggest if some changes are required. Thanks much in advance.

Hello sir, I am a 40 years working women My Investment duration for next 20 years long term. My SIP Rs.9500/- Per Month continue from June 2016 Please see my below portfolio advise if any change required, SBI Equity Hybrid Fund – Direct – IDCW – 2000/- Aditya Birla Sunlife MNC Fund – Direct – IDCW – 1500/- Sundaram MID Cap Fund – Direct – growth – Rs. 1000/- UTI Next 50 Index Fund – Direct- Growth – Rs. 1000/- Frankling India Focuced Equity Fund – Regular – IDCW Rs. 1500/- SBI Gold Fund – Regular – Growth – Rs. 1000/- UTI Value Opportunities Fund – Regular – IDCW – Rs 1500/-

I am 37 years old. Started investing in mutual funds 1.5 years back. My portfolio includes a) Aditya Birla Sun Life Focussed Equity Fund (1k pm) b) Bandhan Tax Advantage Fund (1k pm) c) Canara Robeco Equity Tax Saver Fund (1k pm) d) DSP Tax Saver Fund (1k pm) and e) Mirae Asset Tax Saver Fund (2k pm) I would like to increase the SIP investment by around 25% per year. Could you guide me whether I should increase my investments per month in the above mentioned mutual funds, or invest in other mutual funds which are providing better returns

Dear Sir, Please advise. I plan to do monthly SIPs with amounts in the following MFs :- Icici Pru PSU Equity 1500 Canara Rebeco Emerging Equity 1400 HDFC Mid cap oppertunity 1300 Franklin Focus equity 1200 ABSL Frontline Equity 1100 Sundram Dividend yield 1000 ABSL Focus Equity 900 Franklin Equity Advantage 800 Franklin Blue chip 700 ABSL Multicap 600 I will appreciate your quick analysis & reply Yours truly, A K Khosla

Hi Nikunj , I would like to set aside 40 lacs for my two kids aged 7 and 2 for purpose of higher education and wedding. Can you suggest 2-3 good multi cap funds to allocate this amount in the next few months as sip? Second question I should spread and invest these in sip for 12 months or next 24 months.. what will be better of two sip tenures ?My risk appetite is moderate.

Dear Sir, I have invested in the following MFs but these are not doing well, thus I plan to redeem. Mahindera Manulife Balance advantage ABSL Multicap DSP Dynamic Assest Allocation L&T Balance Advantage Sundram Div yield Bandhan Flexicap HDFC Focus 30 Please Advise Yours truly, A K Khosla

Hello sir, I am investing in the following mutual funds, can you please suggest whether i am investing in correct funds or not or if any changes which one should i opt for? 1) canara robeco equity hybrid fund-growth. 2) HDFC hybrid equity fund-growth. 3) ICICI pru equity & debt fund-growth. 4) SBI equity hybrid fund-growth.

I at 55 yrs investing in MF SIPs for the last 3 yrs @ 6000 per month in Axis blue chip, Mirae A I.Large cap Mirae AI emerging Bluechips fund, and 2000 each in Kotak Flexi cap and ICICI PRU BLUE CHIP funds. I want to invest another 8000 per mount. Please suggest the suitable funds. Regards

Sir, I am 40 yrs male & have monthly contribution in MF in following manner: 1. Mirae Asster Tax Saving (G)- 2000/- 2. Quant Tax Plan (G)- 2000/- 3. Parag Parikh Tax Saver (G)- 2000/- 4. Canara Robeco Tax Saver (G)- 2000/- 5. ABSL PSU Equity Fund (G)- 1000/- 6. Nippon India Liquid Fund (G)- 1000/- More over I have monthly contribution to NPS: 7. Through Corporate - 3500/- 8. Individual Contribution- 4000/- (50 K/yr in total) Sir, Please review my current portfolio and also suggest MF which I want for the following horizon: A) Daughters education (UG) - 10 yrs B) Daughters education (PG) - 12 yrs c) Retirement Corpus - 20 Yrs. I can invest 20K more per month apart from the existing contribution. I am OK with moderate to higher risk as I want stay invested for 15-20 yrs. Regards, Pranjal Sarma

I am writing to ask for your advice to invest in MF. My name is satya age 38 years old. I work in a software company. I have two children, ages 3 and 1 Years old. I am new to MF and wanted to invest an amount of 12K per month for a long term of nearly 15 years. My priorities: a. Children's education. b. Retirement. Please suggest to me which are the best SIPs to invest for 15 years.

I have 3 lacs to invest but no idea how and where to invest? Equity or MF or else?

Hello nikunj, Iam 40 years I have following MF portfolio with total investment of 5,000/- per month. Can you please suggest if i should continue them to generate good returns in long run. axis blues chip growth- 1500 ICICI value discovery direct -holding Quant Active Fund - Growth =2000, Quant Tax Plan - Direct Plan-1500 would like to have 50lkhs+ till 55yrs age

which category of mutual funds is better to purchase, either regular growth or direct growth

I am new investor in the market, kindly suggest the 4-5 Mutual funds where I can invest 10K per month

I am investing Rs 2500 everymonth in SIP of SBI MF like Bluechip, Banking and financial, gold fund and sbi equity savings with a target for 20 years . Completed 4 years. Shall I continue?

which date is more beneficial for SIP

I am investing in following schemes with a target of wealth creation 1. Navi nifty 50 index fund 2. Quant tax plan 3. SBI Bluechip fund 4. DSP small cap 5. DSP Natural energy resources 6. Nippon ITBEES Nippon ITBEES which I just started investing 3000 per month for the next one year Pls suggest about the overall health of portfolio and also any changes to be made. Plus approx amount that can be accumulated in the next 10-12 years. Thanks

I am 43 year old, presently doing Rs.31,850/ monthly in different SIP. Aim is wealth creation only. Kindly review my portfolio and advice FUND MONTHLY INVESTED VALUE PRESENT VALUE TATA ETHICAL FUND 3,000.00 1,98,000.00 2,92,000.00 LIC MF LARGE AND MIDCAP FUND-REGULAR-IDCW Daily 300 = 6600/M 3,70,000.00 4,54,000.00 NIPPON INDIA FOCUSED EQUITY FUND GROWTH 4,000.00 2,60,000.00 3,84,000.00 AXIS BLUE CHIP 3,000.00 1,31,000.00 1,51,000.00 AXIS FOCUSED 25 FUND - DIRECT PLAN - GROWTH 3,750.00 56,250.00 54,390.00 -SBI FOCUSED EQUITY FUND DIRECT GROWTH 4,000.00 84,000.00 85,100.00 -PARAG PARIKH FLEXI CAP FUND - DIRECT PLAN 3,500.00 61,000.00 66,330.00 -CANARA ROBECO EMERGING EQUITIES - DIRECT GROWTH 4,000.00 96,000.00 99,940.00 Rs.31,850/MONTH

Myself Ajith. Age 44 yrs. I have only started investing in canara robeco emerging equities mutual fund since 3 months with a monthly sip of rs 2500.would like to invest further 7500 rs as sip in mutual funds. Will retire at the age of 60.cud you pls suggest in which mutual funds can i invest an sip of rs 7500 uptill the age of 60.

Hello Sir, i am 45 years old wanted to make a corpus of 2 cr in 10 years . what amount shall i invest per month in sip and which fund , pls suggest

I am a 37 year old govt employ investing in following funds monthly 1) sbi equity hybrid (4000) 2) sbi focussed equity (3000) 3) sbi large and mid cap (4000) 4)mirrae asset large cap(2000) 5) parag parek flexi cap (5000) Kindly review my portfolio with the aim of capital growth over long term.also I want to invest about 7000 more.kindly suggest good funds for same

Hello Mr Nikunj, I have been investing in Mutual Funds since 2015 and my Portfolio returns year-on-year (XIRR) returns are at 13%. As your are privy to many investors, where do your put my returns in a scale of 1- 10?

1.HDFC tax saver Direct plan Growth option -Rs.40000/-(Date of Investment 9.3.20) 2. HDFC Developed World IndexesnFund of Fund direct growth -Rs.50000/-(Dt.of Investment21.10.21) 3. HDFC Eqity Savings Fund Direct Plan Growth Option -Rs.70000/-(Dt.of Investment 21.10.21) 4.HDFC Nifty Next50 Index fund direct gowth-Rs.50000/-(Dt.of Investment 3.11.21) Please suggest about these funds. If a fund cannot contribute to wealth creation,pl. sugggest alternates.

I am 60 retired about a year bank from a large PSU. Now consulting and earning about 100,000 per month. Further 8 earn about 1.75 lakh from rental. I hv been investing in following monthly sips for last 2 years. Icici Prudential equity and debt 10000 Pgim midcap. 20000 Quant tax. 20000 Mirae assets. 8000 Quant midcap. 14000 Axis midcap. 10000 Parag parikh. 15000 Canara tobacco small cap. 10000 All direct and growth plan. Current value is 16.3 lakh. I want to achieve 25 lakhs in 1 year fr marriage of my son. Further I need another 40 for younger son education in 3 years. Do u think it these are achievable targets? Can u suggest any changes in chosen funds ? I hv my own houses and car. Except fr 15000 emi towards car, there is no major liability. Pl revert Sammir Kapoor

I am 33 and want to start SIP. I can invest 15K - 20K per month. Kindly advise. Also i want to invest Rs. 2 Lakhs as lumpsum.

I Have 15000 units of Bandhan Flexi cap Mutual Fund (Previously Known as IDFC Flexicap Fund). But the fund is not performing from last 1-2 Years. Pls guide...

Hi Nikunj ji, I have the following SIPs running SBI Contra Fund: 10000 per month SBI Small Cap: 15000 per month Quant Small Cap: 25000 per month Quant Mid Cap: 10000 per month Quant Flexi Cap: 10000 per month Canara Robeco Emerging Equities: 2500 per month Mirae Asset Emerging Blue chip: 2500 per month Parag Parikh Flexi Cap: 10000 per month Axis Small Cap: 5000 per month Axis Blue Chip: 5000 per month Axis Mid Cap: 10000 per month Total investment: 105000 per month I already have about 14 lac accumulated in these schemes. My investment horizon is another 7 yrs. Please suggest whether I am going with the right schemes or do i need to execute some correction or addition. Also please suggest that with a conservative idea, how much wealth creation can I expect by this monthly investment of about 1 lac. I have another 10-15k buffer which I can invest on a monthly basis of you suggest any other good scheme.

I am 39 and have the following investments/portfolio: SBI Focused Equity (7.82Lacs) - SIP STOPPED Axis Smallcap (1.04Lacs) - SIP STOPPED Parag Parikh Flexi cap - 10K SIP per month ongoing Nippon India Large cap - 20k SIP per month ongoing Nippon India Small cap - 20k SIP per month ongoing Aditya Birla Gennext (6.2 lacs) - 20k pm SIP ongoing Please review the same from a 10-15 year investment horizon perspective.

I have invested some money in Franklin templeton flexi cap fund Growth. What is the position. Some advise me to deinvest. Please advise. Thank you

Sir, I am 40 yrs male & have monthly contribution in MF in following manner: 1. Mirae Asster Tax Saving (G)- 2000/- 2. Quant Tax Plan (G)- 2000/- 3. Parag Parikh Tax Saver (G)- 2000/- 4. Canara Robeco Tax Saver (G)- 2000/- 5. ABSL PSU Equity Fund (G)- 1000/- 6. Nippon India Liquid Fund (G)- 1000/- More over I have monthly contribution to NPS: 7. Through Corporate - 3500/- 8. Individual Contribution- 4000/- (50 K/yr in total) Sir, Please review my current portfolio and also suggest MF which I want for the following horizon: A) Daughters education (UG) - 10 yrs B) Daughters education (PG) - 12 yrs c) Retirement Corpus - 20 Yrs. I can invest 20K more per month apart from the existing contribution. I am OK with moderate to higher risk as I want stay invested for 15-20 yrs. Regards, Pranjal Sarma

Hi Nikunj I am 34 years old earning aroung 70k/m 16 k savings /month Could you please review my MF portfolio ET money high growth 5k/m started this year DSP Tax saver- started May 2017 3k/m CanRob Tax saver Jan 2021 2k/m PPFFAS Flexi Started Jan 2021- 2k/m DSP small - lumpsum 160000 DSP quant - lumpsum 105000 UTI Flexi - July2021 1k/m Quant small cap 1k/m Motilal Oswal Nasdag 100 FOF 500/m SBI Bluechip 1k/m UTI Mid - July2021 1k/m Stopped DSP Mid - July 2021 1k/m Stopped PPF 500/m

To create of corpus of Rs.1 Crore in 15 years, I want to invest Rs 12000 in year and step up my SIP's by at least Rs.2000 every year. for that I have choosen the following SIP's. Please suggest me am I going in right way? ** UTI Flexi cap Fund - 3000 ** PPFAS Conservative Hybrid Fund - 3000 ** Motilal Oswal Mid cap Fund - 3000 ** Samco Flexi cap fund - 1000 ** Canara Robeco Smallcap Fund - 1000 ** Axis ESG Equity fund – Growth - 1000

Hello Nikunj Ji, I,m 45 yo and planning to invest in several mutual funds with a total outlay of Rs 20000 per month which i can increase by another 10-15k in the ones mentioned below with same breakup as shown. Kindly share your feedback .Also Im planning these investments keeping in view time horizon of 8-10 years. SBI Nifty Index Fund Direct Growth(15%) 3000 SBI Nifty Next 50 Index Fund Direct Growth(10%) 2000 Canara Robeco Equity Hybrid Fund Direct Plan Growth(10%) 2000 Kotak Emerging Equity Fund - Direct Plan - Growth(10%) 2000 Nippon India Nifty Smallcap 250 Index Fund Direct Growth(10%) 2000 HDFC Small Cap Fund-Direct Growth Option(10%) 2000 Tata Small Cap Fund Direct Growth(7.5%) 1500 Kotak Small Cap Fund - Direct Plan - Growth(7.5%) 1500 SBI Gold Fund Direct Plan Growth (10%) 2000 DSP Natural Resources & New Energy Fund Direct Plan Growth(10%) 2000 Regards, RT

which are the best mutual fund plans for sip

what is the prospects of HDFC Top 100 fund

Hello, I am 35 years old. I want to invest for my son higher studies (approx 15 years from now) which his age is 2 years now. Future value might be around 1crore after taking count of inflation. I am planning to SIP 20,000 monthly & will increase 10% or more every year. Please suggest good mutual funds. Is this amount sufficient to achieve my goal?

Hi Nikunj, I am 44 and want to accumulate at least 1 Crore corpus by 2030 for my Children's higher education in US (undergrad). I am currently investing 30K per month SIP and want to increase it to 50K starting Next month. Could you please advise on which funds and how much amount should I bump up to achieve the goal mentioned above with extra SIP. The Original SIP is for post retirement to manage expenses.

Hello sir, Iam investing in ICICI prudential bluechip, Axis Bluechip,AdityaBirla sunlife 96, Axis Longterm equity,SBI bluechip,ICICI prudential regular gold and SBI magnum midcap totalling a SIP of around 50K monthly. Plz advise if this funds performance are upto mark to continue with or any changes to be done for wealth creation

Hi my name is vinit kumar My target is 1 crore in next 7 years . I am investing total 25000 per month . 12500 in ICICI Bluechip Fund - growth Prudential And 12500 in HDFC Mid-Cap Opportunities Fund - Growth. Do you suggest any changes

I want to build a corpus of 5 cr in next 15 years a how much I need to invest monthly

Hi Nikunj, I need to save around 1cr for my 8 year & 4 year child education, can you please suggest some good mutual funds. I can do around 65k per month in SIP.

Hello Nikunj, please advise. I want to create of corpus of 5 crores in 5 years, the value of my current portfolio is 50 lakhs. I am 44 years. My monthly SIP is around 2.25 lakhs. Rs. 1.25 lakhs in Franklin India US opps fund, Smaller companies, Tech fund, Axis Bluechip and small cap, Mirae Asset Blue chip, Canara Robeco Equity hybrid, Motilal Nasdaq 100 FOF, Parag Parikh long term equity. Started another Rs. 1 lakh last month in ICICI Prudential Mutual bank, DSP, Franklin India smaller companies, Kotak Emerging Equity, HDFC Flexi, HDFC Smaller Cap, Tata Digital India Fund. Please advise.

Hi I am beginner and started off with 7k total investment 2k in Paragh Parikh 1k in axis long term direct Plan 1k in quant small cap fund 2k in mirrae elss 1k in icici debt liquid Are these good enough and if I need to invest more what MFs would you suggest?

I have invested in the following SIP funds with a long term view of 10-15yrs. Intention is to save for retirement. Please let me know if any changes are required. NIPPON INDIA SMALL CAP FUND - GROWTH PLAN - GROWTH OPTION - 3000, AXIS MIDCAP FUND - GROWTH - 10500, PARAG PARIKH FLEXI CAP FUND - GROWTH - 6500, CANARA ROBECO BLUECHIP EQUITY FUND REGULAR GROWTH - 9500, UTI FLEXICAP-GROWTH - 6500, MIRAE ASSET EMERGING BLUECHIP FUND - REGULAR PLAN GROWTH OPTION - 7500

Hello Nikunj, Am a 41 year old working professional investing via monthly SIP of Rs 5000 into each of these mutual funds. HSBC Value Fund, Invesco India Dynamic Equity Fund, Kotak Flexicap Fund, Nippon India Small Cap Fund. Could you please suggest if the portfolio is good enough for growth over a period of 5 to 10 years.

I am 47.Due to an unfortunate incident I had to exhaust all my mf's.I want to restart .Looking for a period of 10 Years.Can invest upto 12000 per month

Partha Pratim Chowdhury :: Kindly give your valuable advise ...SWP is better than MIS in Bank/Post office.... can you please give a reference in KOlkata..

what is the best mutual fund which give good returns in a 3 year time

Hi, I have 10L lump sum to invest and also intend to start a 25- 30k pm SIP. Currently no holding of MF. Age 39, investment horizon: long term/Mid term ( 5yrs+). Have PF and NPS T1 investments.

Hi, I have no MF investments as of now. Some NPS Tier1 investments only. I want to make a lumpsum invest of 10L for 5 years plus. Please advise which MF schemes to invest in.