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Hello Nikunj Sir, I am 42 years old IT Professional and I am looking to build a sizeable corpus around 4.5 crore for retirement. Here is breakdown of my SIPs:- HDFC Large and Midcap Fund - 5000 INR/month Axis Long Term Equity Fund - 10000 INR/month ICICI Prudential Bluechip Fund - 2500 INR/month Axis Bluechip Fund - 2500 INR/month SBI Bluechip Fund - 2500 INR/month SBI Flexi Cap Fund - 2500 INR/month HDFC Mid-Cap Opportunities Fund - 5000 INR/month Is this portfolio distribution OK or I need to increase my SIP contribution ? Kindly guide.

Hi Sir I am 38 years old and I want to know about my Portfolio is in good shape and i want to know my portfolio worth after 25 Years following are my investments :- 1 : LIC at age 60 i will be receiving 1 crore through various guaranteed plans 2 : EPF : it will be near about 1 Crore 3 : PPF : 12500 per month these are my guaranteed plan till date i have Mutual fund portfolio of 6 Lac and im a aggressive investor MF details are 1 Kotak small Cap : 5000 2 Nippon small Cap : 5000 3 PGIM flexi cap : 4000 4 Quant small cap : 4000 Tata small cap : 4000 im looking for next 25 Years what should be the worth of my Portfolio after 25 years

is it good to invest in quant mutual funds for 10 years?SIP of Rs 10000?

I am 60 years old. I would like to invest Rs. 5 Lac in mutual funds preferably in debt funds or other funds where my fund is safe and it will fetch me a reasonable return.

Pl tell whether I will continue my SIP of Rs 5000/- pm in Mirae Asset Focused Fund for 10 years.

Hi i have invested lumpsum in following 12 funds please guide. Whether any funds to be removed and if any new funds to be added Quant Active Fund Growth 2.2 lakhs Canara Robeco Bluechip Equity fund Direct Growth 2 lakhs Pgim India midcap opportunities fund Direct Growth 2lakhs ICICI prudential commodities fund growth. 80,000 Parag Parikh flexi cap fund regular Growth. 90000 Quant Flexi Cap fund growth 90000 Kotak small cap fund regular Growth. 50000 Mahindra Manulife Multi cap fund regular Growth. 50000 Tata small cap fund Regular Growth 50000 Pgim India Midcap opportunities Fund Regular Growth 50000 Canara Robeco small cap Fund regular Growth 50000 Tata Digital India Fund Direct Growth 50000

if i invest 25 lakh for 5 years how much maximum return i get out of possible investment options

Hi i have invested lumpsum in following 12 funds please guide. Whether any funds to be removed and if any new funds to be added Quant Active Fund Growth 2.2 lakhs Canara Robeco Bluechip Equity fund Direct Growth 2 lakhs Pgim India midcap opportunities fund Direct Growth 2lakhs ICICI prudential commodities fund growth. 80,000 Parag Parikh flexi cap fund regular Growth. 90000 Quant Flexi Cap fund growth 90000 Kotak small cap fund regular Growth. 50000 Mahindra Manulife Multi cap fund regular Growth. 50000 Tata small cap fund Regular Growth 50000 Pgim India Midcap opportunities Fund Regular Growth 50000 Canara Robeco small cap Fund regular Growth 50000 Tata Digital India Fund Direct Growth 50000

Hi Sir. my sister have invested in following mutual fund in previous 2 years. please analyse...thanks 1) Axis Midcap fund 2)Bandhan Sterling value fund 3)Canara Robecco emerging equities fund 4)DSP small cap fund 5)ICICI pru technology fund 6)Mirae asset healthcare fund 7)Nippon India Taiwan equity fund 8)PGIM India global equity opportunities fund 9)UTI flexi cap fund

Hi, for a time horizon of maximum 3 years, which option is advisable & tax friendly. 1. Investment in mutual fund. 2. Investment in FD in a Small finance bank which offer a higher FD rates of around 8 %. Thanks for your guidance.

Sir, I am a working professional with kids aged 1 and 5 year and want to set aside some amount right now (10-20 lacs) that could be used for their higher education and wedding ,what is best instrument among following where money might muliply fastest by the time of its utility : Equity MF Plots Any other scheme

Hi Nikunj, I am a 36 year old working professional in IT Sector. i am currently investing in in the following mutual funds from past 1 year 1. Axis Bluechip Fund Growth - 2000 2. HDFC Flexicap fund - 4500 3. SBI Multicap Fund Regular Plan Growth - 2500 4. Parag Parikh Flexi Cap Fund Regular Plan Growth - 2500 5.Mirae Asset Large Cap Fund Regular Plan Growth - 5000 6. ICICI Prudential Balanced Advantage Fund Growth - 5000 7. TATA Digital India Fund Regular Plan Growth - 2000 8. HDFC Index Fund - 5000 also investing in Kotak ULIP 2,00,000/- per year from 3 years What corpus i can generate in near 10/15 years.

Hi Nikunj, Im turning 35 by this year end and investing in SIP's since last 2 years. I had to sell most of the SIP's last year to purchase a vehicle. now Im investing below. I want to build up minimum 50 lakhs for my child's higher education by 2035. Quant tax plan- 3000/month (4 months old) Kotak tax plan-2000/month (4 month old) Mirae asset tax saver fund- 1000/month(27 month old) Parag Parikh tax saver fund- 2000/ month( 1 month old) Mirae asset tax saver fund- 1500/month(1month old)

Hi i want to invest 10 lacs in SIP for 10 years . Please guide . I am first time investor

Hi Mr, Nikunj, Can you please suggest in Mutual Funds where i can invest safely Rs. 1 Lakh with good returns after 3 years term and the returns would be much better than FD rates.

I can invest 2L per month in MF. need to build quick corpus of 1cr in 5 yrs. which are the MF proposed ?

How much i should save per month in salary rs. 30000 for future and which scheme pls advise

Sir For Monthly income what is the best Mutual fund scheme pl suggest

What is best ELSS plan for good returns to invest Rs. 1 Lakh for a minimum period of 3 years. Please advise

Best ELSS MF for maximum returns

Sir iam 40yrs. I have investment in 1. Parag Parikh flexi cap 2 mirae asset emarging blue chip 3. UTI nifty 50 index 4. Nippon small cap 5 Axis small cap 6 Axis midcap 7 Nippon India Multi Asset fund. would like to ask are there any changes required

Sir, 40 yrs old female. Have the following mutual funds: HDFC Flexi Cap 20K/month UTI Nifty Index 25K/month Parag Parikh Flexi 10K/month Mirae Asset Emerging BC 2.5K/month Can you please review the portfolio? This is for retirement and son's education.

Is it right time to sell MF units of "HDFC Balance Advantage Fund "Direct Plan - IDCW @ Rs. 34.68 / Unit, when getting 13% profit?

I am 37 years old salaried person. Monthly salary is 40k. I m beginner in MF. I want to invest Rs2000 per month, Which plans should I choose? Please help as I am new to mutual funds.

My investments as per month Parag Parikh flexi cap -5k Mirae Asset Tax Saver - 6k Icici liquid fund - 5k Sbi gold fund - 2k Rd - 20k for 2 years I earn around 80k per month. I am planning to open sip 10k in one small or mid cap for atleast 3 year. Please advice should i continue with this or do some changes My age is 26 year

Please suggest best mutual for 1 year who generate batter returns than FD. Do I invest Lumpsum or SIP? Thanks and regards.

I am 32 years old and i want to invest long term for higher education of my daughter (17 yrs) and my retirement planning please suggest good plans.

Hi Nikunj, I am a 44 year old working professional (IT sector) who wants to build a corpus of 5 crores during retirement. I am currently investing in the following MFs:- 1) Axis Gold Fund- 5000/month 2) Kotak Gold Fund- 5000/month 3) ICICI Prudential Nifty 50 Index Fund- 7,500/month 4) Aditya Birla Sun Life Tax Relief 96 Fund- 1000/month 5) ICICI Prudential Long Term Equity Fund (Tax Saving)- 1000/month 6) Axis Long Term Equity Fund- 1,500/month 7) DSP Tax Saver Fund- 1,500/month 8) DSP Equity & Bond Fund- 6,250/month 9) SBI Equity Hybrid Fund- 6,250/month 10) Canara Robeco Equity Hybrid Fund- 6,250/month 11) Mirae Asset Hybrid Equity Fund- 6,250/month 12) SBI Focused Equity Fund- 7,500/month 13) Axis Small Cap Fund- 7,500/month 14) Aditya Birla Sun Life Corporate Bond Fund- 20,000/month 15) PGIM India Midcap Opportunities Fund- 20,000/month 16) Nippon India (AMC) (Short Term Fund, Gold Savings Fund, Nifty Next 50 Junior BeES FoF, Nifty Midcap 150 Index, Index Fund Nifty 50 Plan)- 10,425 I am not sure if my portfolio is good enough for long term goals, or if I am investing in a lot of redundant schemes. I have a moderately medium risk appetite with focus on maximum corpus build. Please give your opinion and suggest if some changes are required. Thanks much in advance.

Hello sir, I am a 40 years working women My Investment duration for next 20 years long term. My SIP Rs.9500/- Per Month continue from June 2016 Please see my below portfolio advise if any change required, SBI Equity Hybrid Fund – Direct – IDCW – 2000/- Aditya Birla Sunlife MNC Fund – Direct – IDCW – 1500/- Sundaram MID Cap Fund – Direct – growth – Rs. 1000/- UTI Next 50 Index Fund – Direct- Growth – Rs. 1000/- Frankling India Focuced Equity Fund – Regular – IDCW Rs. 1500/- SBI Gold Fund – Regular – Growth – Rs. 1000/- UTI Value Opportunities Fund – Regular – IDCW – Rs 1500/-

I am 37 years old. Started investing in mutual funds 1.5 years back. My portfolio includes a) Aditya Birla Sun Life Focussed Equity Fund (1k pm) b) Bandhan Tax Advantage Fund (1k pm) c) Canara Robeco Equity Tax Saver Fund (1k pm) d) DSP Tax Saver Fund (1k pm) and e) Mirae Asset Tax Saver Fund (2k pm) I would like to increase the SIP investment by around 25% per year. Could you guide me whether I should increase my investments per month in the above mentioned mutual funds, or invest in other mutual funds which are providing better returns

Dear Sir, Please advise. I plan to do monthly SIPs with amounts in the following MFs :- Icici Pru PSU Equity 1500 Canara Rebeco Emerging Equity 1400 HDFC Mid cap oppertunity 1300 Franklin Focus equity 1200 ABSL Frontline Equity 1100 Sundram Dividend yield 1000 ABSL Focus Equity 900 Franklin Equity Advantage 800 Franklin Blue chip 700 ABSL Multicap 600 I will appreciate your quick analysis & reply Yours truly, A K Khosla

Hi Nikunj , I would like to set aside 40 lacs for my two kids aged 7 and 2 for purpose of higher education and wedding. Can you suggest 2-3 good multi cap funds to allocate this amount in the next few months as sip? Second question I should spread and invest these in sip for 12 months or next 24 months.. what will be better of two sip tenures ?My risk appetite is moderate.

Dear Sir, I have invested in the following MFs but these are not doing well, thus I plan to redeem. Mahindera Manulife Balance advantage ABSL Multicap DSP Dynamic Assest Allocation L&T Balance Advantage Sundram Div yield Bandhan Flexicap HDFC Focus 30 Please Advise Yours truly, A K Khosla

Hello sir, I am investing in the following mutual funds, can you please suggest whether i am investing in correct funds or not or if any changes which one should i opt for? 1) canara robeco equity hybrid fund-growth. 2) HDFC hybrid equity fund-growth. 3) ICICI pru equity & debt fund-growth. 4) SBI equity hybrid fund-growth.

I at 55 yrs investing in MF SIPs for the last 3 yrs @ 6000 per month in Axis blue chip, Mirae A I.Large cap Mirae AI emerging Bluechips fund, and 2000 each in Kotak Flexi cap and ICICI PRU BLUE CHIP funds. I want to invest another 8000 per mount. Please suggest the suitable funds. Regards

Sir, I am 40 yrs male & have monthly contribution in MF in following manner: 1. Mirae Asster Tax Saving (G)- 2000/- 2. Quant Tax Plan (G)- 2000/- 3. Parag Parikh Tax Saver (G)- 2000/- 4. Canara Robeco Tax Saver (G)- 2000/- 5. ABSL PSU Equity Fund (G)- 1000/- 6. Nippon India Liquid Fund (G)- 1000/- More over I have monthly contribution to NPS: 7. Through Corporate - 3500/- 8. Individual Contribution- 4000/- (50 K/yr in total) Sir, Please review my current portfolio and also suggest MF which I want for the following horizon: A) Daughters education (UG) - 10 yrs B) Daughters education (PG) - 12 yrs c) Retirement Corpus - 20 Yrs. I can invest 20K more per month apart from the existing contribution. I am OK with moderate to higher risk as I want stay invested for 15-20 yrs. Regards, Pranjal Sarma

I am writing to ask for your advice to invest in MF. My name is satya age 38 years old. I work in a software company. I have two children, ages 3 and 1 Years old. I am new to MF and wanted to invest an amount of 12K per month for a long term of nearly 15 years. My priorities: a. Children's education. b. Retirement. Please suggest to me which are the best SIPs to invest for 15 years.

I have 3 lacs to invest but no idea how and where to invest? Equity or MF or else?

Hello nikunj, Iam 40 years I have following MF portfolio with total investment of 5,000/- per month. Can you please suggest if i should continue them to generate good returns in long run. axis blues chip growth- 1500 ICICI value discovery direct -holding Quant Active Fund - Growth =2000, Quant Tax Plan - Direct Plan-1500 would like to have 50lkhs+ till 55yrs age

which category of mutual funds is better to purchase, either regular growth or direct growth

I am new investor in the market, kindly suggest the 4-5 Mutual funds where I can invest 10K per month

I am investing Rs 2500 everymonth in SIP of SBI MF like Bluechip, Banking and financial, gold fund and sbi equity savings with a target for 20 years . Completed 4 years. Shall I continue?

which date is more beneficial for SIP

I am investing in following schemes with a target of wealth creation 1. Navi nifty 50 index fund 2. Quant tax plan 3. SBI Bluechip fund 4. DSP small cap 5. DSP Natural energy resources 6. Nippon ITBEES Nippon ITBEES which I just started investing 3000 per month for the next one year Pls suggest about the overall health of portfolio and also any changes to be made. Plus approx amount that can be accumulated in the next 10-12 years. Thanks

I am 43 year old, presently doing Rs.31,850/ monthly in different SIP. Aim is wealth creation only. Kindly review my portfolio and advice FUND MONTHLY INVESTED VALUE PRESENT VALUE TATA ETHICAL FUND 3,000.00 1,98,000.00 2,92,000.00 LIC MF LARGE AND MIDCAP FUND-REGULAR-IDCW Daily 300 = 6600/M 3,70,000.00 4,54,000.00 NIPPON INDIA FOCUSED EQUITY FUND GROWTH 4,000.00 2,60,000.00 3,84,000.00 AXIS BLUE CHIP 3,000.00 1,31,000.00 1,51,000.00 AXIS FOCUSED 25 FUND - DIRECT PLAN - GROWTH 3,750.00 56,250.00 54,390.00 -SBI FOCUSED EQUITY FUND DIRECT GROWTH 4,000.00 84,000.00 85,100.00 -PARAG PARIKH FLEXI CAP FUND - DIRECT PLAN 3,500.00 61,000.00 66,330.00 -CANARA ROBECO EMERGING EQUITIES - DIRECT GROWTH 4,000.00 96,000.00 99,940.00 Rs.31,850/MONTH

Myself Ajith. Age 44 yrs. I have only started investing in canara robeco emerging equities mutual fund since 3 months with a monthly sip of rs 2500.would like to invest further 7500 rs as sip in mutual funds. Will retire at the age of 60.cud you pls suggest in which mutual funds can i invest an sip of rs 7500 uptill the age of 60.

Hello Sir, i am 45 years old wanted to make a corpus of 2 cr in 10 years . what amount shall i invest per month in sip and which fund , pls suggest

I am a 37 year old govt employ investing in following funds monthly 1) sbi equity hybrid (4000) 2) sbi focussed equity (3000) 3) sbi large and mid cap (4000) 4)mirrae asset large cap(2000) 5) parag parek flexi cap (5000) Kindly review my portfolio with the aim of capital growth over long term.also I want to invest about 7000 more.kindly suggest good funds for same

Hello Mr Nikunj, I have been investing in Mutual Funds since 2015 and my Portfolio returns year-on-year (XIRR) returns are at 13%. As your are privy to many investors, where do your put my returns in a scale of 1- 10?

1.HDFC tax saver Direct plan Growth option -Rs.40000/-(Date of Investment 9.3.20) 2. HDFC Developed World IndexesnFund of Fund direct growth -Rs.50000/-(Dt.of Investment21.10.21) 3. HDFC Eqity Savings Fund Direct Plan Growth Option -Rs.70000/-(Dt.of Investment 21.10.21) 4.HDFC Nifty Next50 Index fund direct gowth-Rs.50000/-(Dt.of Investment 3.11.21) Please suggest about these funds. If a fund cannot contribute to wealth creation,pl. sugggest alternates.