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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 14, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
TP Question by TP on Dec 14, 2022Hindi
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Relationship

My wife abandoned me after 14 years of marriage.
That's ok to me as she was a torture to my parents and me all the time.
The problem is she poisoned my 12 year old son and also emotionally blackmails my son because of which now my son hates me to make his mom happy.
He very rarely answers my calls and never reverts to my messages.
They contact me only when school and class fee are to be paid. Otherwise, I have no whereabouts of my son or what's going on in his life.

Pls advise. I don't wish to get my wife back.

Ans:

Dear TP,

It is unfortunate that the child is caught in this crossfire which never should be the case in the first place.

It is a difficult task to rework the relationship between you and your son as he is more inclined to believe his primary caregiver; which is his mother.

But of course, nothing is impossible. I might want to suggest that you approach a family member who can play a neutral role in bringing your wife to a place where she realises that the role of a father is necessary for the child other than just the financial support.

Also, what made you feel that your son hates you? What gives you an indication to that? But since there is no information on that, I will go by what you have shared.

He must be doing this not just to keep his Mom happy but also he must know that she is his only source of emotional support and that he might lose that if he aligns with you.

You can only try and keep trying that someday he will respond to your calls or texts. Also, a legal separation might assure you visitation rights if you go down that path.

But that’s always the last option as it takes a moment to break a relationship and a lifetime to build one.

So salvage what you have and appeal to someone close to the family to step in and save the day.

All the best!

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Ans: Violence in any form is unacceptable and alone th reason to walk out of the relationship. No one should ensure violence , disrespect or manipulation in any relationship and in your case there are all three of them. In my opinion, you should walk out of this marriage given your partner has proven there's no change at her end.

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I am married for 23 years .Both me & my wife are doing job.I have one son staying with me. After 17 years of marriage I inquired that my wife has sexual relationship with another man . This has hurt me a lot as she betrayed me . As a result she gave no attention to me , my son and my parents . When I got this information , my wife left my house taking hand loan from neighbors . I never lodged any complain with police or file divorce case , rather I took it challenging. I took proper care of my son .Due to hard work & logistic support from me , my son qualified in NEET & continuing MBBS in Govt. college.As my son has grown up & knows the actual fact ,he dislikes his mother & has no contact with her since long.Gradually we have started forgetting her. After 6 years of staying outside , now my wife is trying to come back again forcefully which we do not want. Therefore I request that please advice me what to do.
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Ans: Your marriage, being both your second, likely carried with it hopes for stability and mutual support. It's commendable that you supported your wife in her decision to further her education and build her career. However, it seems that her behavior and treatment towards you changed significantly after she reconnected with her friend and pursued her studies.

The shift in her attitude, accusations, and decision to live separately must be incredibly hurtful and confusing. Feeling accused of being an inadequate father and being told you are financially unstable, despite your stable job, would naturally cause significant emotional distress. Additionally, her move to a different residence with the support of her friend and her declaration that everything is over must feel like a deep betrayal.

Given the current situation, it's important to focus on a few key areas: understanding your legal rights, seeking emotional support, and planning for the future.

First, it's crucial to understand your legal rights and responsibilities, particularly regarding your son and the financial support you're providing. Consulting with a family law attorney can help clarify your position and ensure that you're fulfilling your obligations while protecting your interests. An attorney can also provide guidance on potential steps if you choose to pursue a separation or divorce.

Emotionally, this is a very challenging time, and seeking support from a therapist or counselor can be incredibly beneficial. Professional support can help you process your feelings of betrayal, sadness, and confusion. Therapy can also provide a safe space to explore your emotions and develop strategies to cope with this difficult period.

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Maintaining a focus on clear communication, legal clarity, and emotional support will help you navigate this difficult situation. It's understandable to feel cheated and hurt, but taking steps to understand your rights, seeking professional support, and planning for the future can provide a path forward. You deserve to find stability and happiness, even amidst these challenging circumstances.

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Hello Team, Hi Dev Sir, I am 43 years old employed. Here are my financial stats: Loan - 35 lacs Saving- 27 lacs 1 house bought in 2009 at rent (14000/month) and valued at 60 lacs Another house which I live is valued at 90 lacs Monthly income after tax - 2.5 lac Monthly expenses- 1 lac PF/gratuity - 16 lacs MF - 2 lacs NPS - 4 lacs What are my options to retire after 5 yrs with good corpus?
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Whatever you are saying is just shocking. The track record of TCS is not like that, as you described in your question. It would be better to contact TCS again and ask them when they will give on boarding letter. It is not clear from your query whether your son had done some correspondence with TCS or not related to the job offered. It is also not clear which two exams he appeared in. If not selected in a campus interview, searching for a job might be tedious but not so difficult. Ask your son to post a strong resume on the LinkedIn portal and remain in touch with his seniors. Please visit the websites of renowned companies daily to search for vacancies. There are many job-offering portals where he can register his name. Please ask the college placement division for any placement opportunities.
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T S Khurana   |197 Answers  |Ask -

Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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