Home > Relationship > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Shalini Singh |132 Answers |Ask -Follow

Dating Coach - Answered on Apr 04, 2023

Shalini Singh is the founder of andwemet, an online matchmaking service for urban Indians living in India and overseas. After graduating from college as a kindergarten teacher, Singh worked at various firms specialising in marketing strategy, digital marketing and public relations before finding her niche as an entrepreneur. In 2008, she founded Galvanise PR, an independent communications and public relations. In 2019, she launched andwemet.
... more

Question by Nihar on Mar 27, 2023Hindi

Relationship

W.r.t the relatioship, I am having my own question " why the Wife demanding money most of the time when she is finding that her husband is working in an World classCompany in Abroad? This is true situation where wife is a housewife( Non working). Does money is only find the love , trustworthy, understanding, mutual respect etc in a married life of Man of good working with his non working( houseWife) wife?

Ans: 1. The wife who is not professionally involved is a home-maker and not a housewife. And unfortunately home-makers do not earn a salary - in fact they are on their toes from morning to evening making sure all at home are looked after - and they do this for no income.

2. If your wife is ambitious and expects you to work overseas and that is not you, you need to convey that to her.

All the best

RelationshipReply

You may like to see similar questions and answers below

Anu Krishna |1180 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Feb 07, 2023

Question by MANNY - Feb 04, 2023Hindi

Relationship

Hi, Anu krishna I am shekhar from Hyd, My wife always comparing the life with rich people. for that she build the pressure on me any thing . But I am explaining actual situation but she did not understand. Already once i tried for business for 3 years for her satisfaction earn the money. But that 3 years we loosed any thing and once upon time I tried attempted suicided. Then I come back and re-started my professional job. Now again i am in well position but not my wife expected level. Now my wife again and again pressurizing, earn the money. How can I explain to my wife smoothly without disturbing her mind. please help me

Ans: Dear Manny,
You cannot keep yielding to your wife's demands of becoming rich by comparing you to other rich people. No money is enough money and this is something that must understand.
If she isn't happy with your current professional job, no matter what you do, she has decided not to approve of it.
Money is not earned only by doing business but it can come through a job as well. You cannot be under this pressure of earning more money as it will start to affect your mental and physical health.
Kindly speak with her by putting down the problem as you face it or else request someone from her family to speak with her.
Money is not everything but when we compare ourselves to someone who makes more money than us, the mind becomes stressed and almost obsessive that we can make more mistakes. Time for you to speak up your mind and do what you think is right as what you need right now is stability from your losses. Speaking your mind will also help you manage your stress better. Your wife may not understand this now, but someday she will understand why you had to do this and continue with the job for the time being.
All the best!

Pooja Khera | Answer |Ask -Follow

Life, Relationship Coach - Answered on Feb 10, 2023

Question by Anonyomus - Feb 09, 2023Hindi

Relationship

Why relationship sours when woman earns more than man?

Ans: How one partner views the financial status of the other and how the couple handles it is very personal. If financial status is a cause of concern in the relationship, then both partners need to take a hard look at the equation to determine if they are happy in the relationship, is the relationship meeting their expectations as individuals or partners.

Anu Krishna |1180 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Jul 31, 2023

Question by MANISH - Jul 30, 2023Hindi

Relationship

Namaskar Mam,My question is i am 50 years old male have family of 2 children ,wife and parents,my problem is i have not regular source of income apart from interest income from fd.My wife is not in good terms and fight me daily for new flat for better living ,i am not understanding how to carry life with peace with wife ,i require your professional help

Ans: Dear Manish,
What is the reason for not earning regularly? I mean you haven't shared why you aren't in a job or business of your own to ensure that you are bringing in the money home.
Is your wife working? Is your interest income enough to run your home and take care of all dependent on you?
These are facts that are not known to me so I can only suggest that if you are fit to work, please work and not depend on the interest income. I believe that isn't going to give you a great life and also it will not secure your family including your children's future.
So, if you have an entire family of 5 people dependent on you, you had better look at options of bringing in a regular stream of income through a job or freelancing as a professional or your own venture.
If the interest income is enough, then maybe you need to chat with your wife and reassure her. But still, when she wants a 'better living' I assume that what she wants and what you want are vastly different.
Time to think and think harder and start to ACT!

All the best!

Anu Krishna |1180 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Aug 03, 2023

Asked by Anonymous - Aug 02, 2023Hindi

Relationship

Hello Mam, I am 45 year old IT professional, I have good salary and owning 3 flats. My wife is also working and she also having descent salary. I am having family of 4, Me, wife, daughter 11 years and son 8 years old. My problem here is, we are having discussion on only future and not living current life. My wife is think more about money and how to get money quickly as possible for further provisions like kids education, retirement etc. Also, She doesnt want to spend on me especilaly, never got any gift from her. We are not having good physical relation. Many times i have discussed with her and went through doctor for consultantion and medication. But, she doesnt want to take medicines.I feel very bad and my life is similar as earlier. Many times feels like she doesnt love me. My life become mechanic and no joy init. I am just living for my Kids betterment.

Ans: Dear Anonymous,
Well no two people in a marriage are the same, are they?
You just have different ideals stemming from different value systems. this can be bridged by actually talking about it, so that either of you might not be on a extreme. If she likes to save, you can moderate her by actually setting a budget for spending on necessities and luxuries.
And she will in turn moderate you, if she finds you spending on things that are unnecessary.
It's about seeing things on the same page but with different glasses and acknowledging that you are both different.
As far as physical intimacy goes, I guess many couples face a slump after children occupying a huge part of their lives and with full-time jobs, it can make one tired more than excited. Set aside time to be alone with one another and practice the art of non-sexual intimacy like holding hands, cuddling, hugging...
Sometimes to jump out of the mechanical life, you need to do something different and exciting to get a different and exciting result. So do what you haven't done before! Get the drift here?

All the best!

Latest Questions

Nayagam P P |3796 Answers |Ask -Follow

Career Counsellor - Answered on Oct 03, 2024

Asked by Anonymous - Aug 16, 2024Hindi

Career

y son is admitted in Mahindra university having branch electrical and emobility so you say about branch and Mahindra university

Ans: (1) Following are some of the career options / companies your son can try after completing his course: Railways, Metro rail corporations, Hitachi, ABB, Schneider, GE and Siemens. 2/3 wheeler industries like Ather, Hero, TVS, Ola, Okinawa, Revolt motors, Honda, Vida, Rissala electric, Bajaj, Sunrun motors, Mahindra electric, Piaggio motors, etc.Electric car/bus companies such as MRV, Tata Motors, Mahindra & Mahindra, Hyundai, Ashok Leyland, Olectra, Eicher etc. EV feeder industries like Lucas-TVS, Bosch, Automotive axles, Hella, Lumax Auto, Schaeffler, Valeo, Shakti pumps, Electra EV, Dana TM4, etc.Companies manufacturing batteries like HBL, Panasonic, Amara Raja, Exide, Eveready, etc. Battery-charging industries such as Delta electric, Eaton, Statiq, etc. (2) He should create his LinkedIn Profile and keep updating it every 3-months (4) Also, he should keep upgrading his skills till his 4th year for Campus Recruitment or off-campus. (3) Putting job alerts in LinkedIn and knowing the Job Market Trends will further help him. All the BEST for Your Son's Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

Nayagam P P |3796 Answers |Ask -Follow

Career Counsellor - Answered on Oct 03, 2024

Question by Vamsidhar - Sep 16, 2024Hindi

Career

Sir I am btech - industrial biotechnology (4 years ) student. Now I'm in 3 rd year . My family financial situations didn't ain't me study msc or mtech or going abroad. So.. I'm planning to work hard for an year to get government job in my biotech field. However, biotech in india is just in it's initial stages . I didn't find good jobs in biotech industry for graduates and I even google many times about this concern. Could you please guide me ? What are best rated - government and private jobs in biotechnology field for biotech graduates ? I want each of jobs list If not any other alternatives ? What are the entrance exams I can appear for mtech pursuing at free of cost in India ? Is there any entrance exams to get a govt job in biotech field for graduates ? I'm bothered with many quests???????? I'm so... Worried about my career . Hope I'll get my answers from your team as soon as possible Thank you ????

Ans: Vamsidhar, please check Job Vacancies on LinkedIn. I hope you have your LinkedIn profile already. Try to appear for CUET for your PG Program. Getting free education for your PG might be difficult. However, you can try for scholarships provided by the Govt. of India which is subject to certain conditions, like your parents' salary should be less than 8.00 lacs/year, etc. Some of the Govt. Organizations' Websites you can check for jobs: Council of Scientific and Industrial Research (CSIR)
Indian Council of Medical Research (ICMR)
Department of Biotechnology (DBT)
Indian Council of Agricultural Research (ICAR)
Defence Research and Development Organisation (DRDO)
Bharat Immunologicals & Biologicals Corporation Ltd. (BIBCOL)
Hindustan Antibiotics Limited (HAL)
Indian Drugs and Pharmaceuticals Ltd. (IDPL)
National Agri-Food Biotechnology Institute (NABI)
Biotech Consortium India Limited (BCIL)
CSIR-UGC NET
GATE for Some PSUs
DBT JRF &
ICMR JRF.

Hope the above information is enough for you. All the BEST for Your Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

Milind Vadjikar |307 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 03, 2024

Asked by Anonymous - Sep 28, 2024Hindi

Money

Hi, I have got 7 years of experience and has worked in 2 companies. Recently applied for pension amount withdrawal Upon checking my last company has not updated the EPS JOIN & END dates in UAN, they have only updated EPF dates.now i shall receive only one company eps amount. How to get told one please suggest me

Ans: Take eps scheme certificates from your previous employer and submit it to epfo thru your current employer.

Always take eps scheme certificate from the employer whose services you have quit and furnish it to the new employer so that EPS contribution is intact and keeps growing through current employer contribution.

Nayagam P P |3796 Answers |Ask -Follow

Career Counsellor - Answered on Oct 03, 2024

Asked by Anonymous - Sep 14, 2024Hindi

Career

Hi My son persuing MCA final year & also preparing, practicing to crack aws cloud certification. Your valued advice pls?

Ans: Your son should take some significant actions from now and have some choices. Try to obtain as many certificates (from NPTEL, Coursera, Internshala etc. and/or advised by his College Faculties) to get himself ready for Campus Placement or Off-Campus (2) To create a Professional LinkedIn Profile (if not already created) and maintain updating it; (3) To put job alerts in LinkedIn, related to his domain/certifications to know the job market trends and prepare himself for either campus placement or off-campus,. He should also attempt an internship—even if it is a paid one. Should he decide on Abroad Education, it is advisable to do basic research about the countries and courses preferred, prepare for the Admission Tests whichever will be applicable, and then approach the Abroad Education Consultant with your preferred colleges/courses. All the BEST for Your Son's Prosperous Future.

To know more on ‘ Careers | Education | Jobs’, ask / follow Us here in RediffGURUS.

Milind Vadjikar |307 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 03, 2024

Asked by Anonymous - Oct 03, 2024Hindi

Money

Im around 30, working at a mnc earning around 60 k a month. My monthly expensiture is 25 k how much i should save for a happy retirement. Im a married women and current i dont have kids. There is no money to take from my husband side.

Ans: Hello;
You may invest 25K per month into NPS. It's an E-E-E type investment product.(Exempt)

Select active choice and allocate 75% to Equity, 15% to corporate bonds and 10% to Govt securities.

Select UTI as pension fund manager for Equity and HDFC for bonds & G-Secs. (Recommended based on past performance).

Assuming modest growth of 9% you may expect a corpus of 4.61 Cr at 60 years of age.(As per current rules 40% of the corpus should be utilised to buy annuity and 60% you can withdraw lumpsum and invest elsewhere)

This can generate fixed income more then enough to cover your expenses indexed to inflation.

PPF is another instrument for retirement planning but their is an investment limit(1.5 L per year) and returns are also lesser.

Mutual funds are another avenue which can yield superior returns for example if you invest 25 K per month in pure equity scheme for 30 years you may expect a corpus of 11 Cr but typically people utilise their mutual fund gains over 7-8 years for some other purpose. NPS has limited withdrawal allowed because it is meant for your retirement pension.

Happy Investing!!

Milind Vadjikar |307 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 03, 2024

Question by Mahir - Oct 01, 2024Hindi

Money

Hi Anil, I am 54. My investments are - 3 Cr in Real Estate (rented), 2.5 Cr in Bonds, 2 Cr in Equity, 2.5 Cr in Debt PMS Funds, 50 lakh in PF & 50 lakh liquid funds. Should I invest more in Equity to get higher retruns as I feel that my portfolio is conservative? This is also considering the fact that fantastic performance is given by the Equity market.

Ans: Hello;

Equity asset class gives fantastic returns over long-term is a proven fact.

However in short to medium term it is prone to wild fluctuations and high volatility which I feel is unsuitable for your age group.

However you may divert your direct equity holdings or do fresh investments into equity savings type mutual funds (which have low to moderate risk compared to highly risky pure equity funds) for 3 to 5 year horizon.

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Milind Vadjikar |307 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 03, 2024

Asked by Anonymous - Oct 01, 2024Hindi

Money

I had worked in a Company before UAN came into force in 2008. I have the previous PF Number and the Old Salary Slip which mentions PF deducted. The Organisation that I used to work with is no more and the Firm has been closed. How and where can I get my previous contribution added to my new PF UAN account? Please guide process wise further.

Ans: Step 1: The first step in EPF Account Transfer without your employer’s approval is to activate your UAN by visiting the EPFO portal and entering your personal and employment details.

Step 2: You also need to link your Aadhaar and PAN with your UAN to verify your identity and streamline the transfer process.

Step 3: Next, you need to fill out Form 13 (Revised) and submit it to your current employer. In the form, you need to provide details such as your UAN, previous employer’s details, and the amount to be transferred.

Step 4: EPFO will verify the details provided in Form 13 and initiate the transfer process without requiring approval from your previous employer.

Step 5: Once the EPFO completes the verification process, the funds from your previous EPF account will be transferred to your new EPF account.

T S Khurana |125 Answers |Ask -Follow

Tax Expert - Answered on Oct 03, 2024

Asked by Anonymous - Oct 01, 2024Hindi

Money

Sir I was employed in a private firm in the year 1983-1987 for 4 years, PF was being deducted, but I have not claimed it till now. How do I go about to claim the PF DUES. PLEASE GUIDE THANK YOU.

Ans: You should visit/contact PF Commissioner's Office or your old employer to proceed in this matter. You may claim your fund even online by filing proper documents, along with your identity proof & bank account details etc.
Most welcome for any further clarifications. Thanks.

T S Khurana |125 Answers |Ask -Follow

Tax Expert - Answered on Oct 03, 2024

Question by Abhishek - Oct 03, 2024Hindi

Money

I am a 42 year old unmarried person living with my parents in Navi Mumbai. The house was brought 20 years back and is held jointly in the name of both my parents. Due to my parents old age they want to transfer the house in my name. Please advice what is the best suggestion whether they gift the property to me or should they register a joint will. My brother expired few years back and I am the only son left. I also own property brought by my own money so will owning two property lead to wealth tax. Please advice.

Ans: 01. Your parents may transfer the property in your favor, which shall be treated as a Gift from parents to their son.
02. Other way out is they execute a REGISTERED WILL, in your favor & you can get the property transferred in your favor, after them.
03. You may be having one or more properties at present, but this will not effect in the above transaction, in any way.
Most welcome to any further clarification. Thanks.

Milind Vadjikar |307 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 03, 2024

Asked by Anonymous - Oct 03, 2024Hindi

Money

I want to start SIP for my two minor children. I want to invest in MF schemes of different AMCs. Do I need to open Demat accounts for them? I am looking for some reliable platforms like Zerodha or Groww but not very confident about there future prospects so looking for some platform from established banks like ICICI or HDFC but which may let me invest in MFs of different AMCs. Please suggest. Thank you!

Ans: You don't need a demat account to buy mutual funds.

Coin by Zerodha is very popular platform apart from ET money, payTM money, Kuvera.

You may also use mycams, kfinkart apps or MFUonline, MFcentral websites for your MF investments.

Happy Investing!!

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x