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Ravi

Ravi Mittal  |450 Answers  |Ask -

Dating, Relationships Expert - Answered on Nov 25, 2023

Ravi Mittal is an expert on dating and relationships.
He founded QuackQuack, an online dating platform, in 2010 with just two people. Today, it has over 20 million users in India.... more
Asked by Anonymous - Nov 24, 2023Hindi
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Relationship

I am really afraid of speaking within group of people. And it is an occasion like I have to speak about a person or occasion etc I get terrified and nothing comes out of mind and I can't speak. How do I overcome this and I went to visit some doctor to get rectified please suggest me some clinics. I am 35 years old.

Ans: Dear Anonymous,

I understand how challenging it is when you cannot speak in a group but it is very common too. It is possible that you have social anxiety which is causing this fear of public speaking. Please consider seeking guidance from a therapist who can give you more structured and targeted support. Apart from that, you might want to join some public speaking groups where you can practice in a more supportive environment first and also receive constructive feedback on how to improve your oratory skills.

These small but effective steps can empower you to gradually gain confidence and overcome the challenges you face in public speaking.

Best Wishes.

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Anu

Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 06, 2020

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Anu Krishna  |1350 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 12, 2020

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Relationship
Hi Anu, I'm 39 years old. Ever since my childhood, I was always afraid of facing people. Was reading in front of class or reciting a poem, I always felt running away and avoiding it. The problem further worsened as I grew up, as I started feeling difficult making friends. I get a feeling that people don't like me, and it’s evident whenever I'm part of a gathering usually peopleignore me. Hence I tend to avoid interacting with people. I don't know how to handle this situation. I don't have this issue while interacting with people whom I know, and am pretty confident with familiar people whom I interact with on day to day basis. In front of people, or when I put on a spot I really feel awkward and anxious. The thought keeps on bothering me and I don't get sleep at times. Please provide me suggestions/inputs on how I can get rid of this problem.
Ans: Dear S, You face what is called performance related stress as you are worried about failure and being embarrassed in front of a crowd.

Firstly, know why you are having to be in front of a crowd; office presentations, meetings and thinks like that. If it is necessary for your job and in life in general, let’s work at this.

Start watching videos of people who are orators, great speakers and who enthrall others on stage

Next, observe every movement of theirs and how they walk, talk, their voice etc.

Then, simply take on the same role imagining yourself to be them and do the same. Live this role. Try doing this many times over till it becomes second nature to you.

Finally, imagine a situation where you want to feel confident. And imagine doing your new learning from Step 3 and living it. Do this a couple of times till you think you are ready.

The next time, with the same situation, things should definitely go your way and you will be in charge for sure.

Be confident and happy new learning!

Anu Krishna is a Mind Coach, NLP Trainer, Zen Lifestyle Expert and has recently released her book The Secret of Life – Decoding Happiness.
She is also the Founder of Soulful Exploration LLP and Unfear Changemakers LLP.

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Milind

Milind Vadjikar  |741 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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Money
What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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Ravi

Ravi Mittal  |450 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 03, 2024

Asked by Anonymous - Dec 03, 2024Hindi
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Relationship
Hello, my wife is Ugandan and I’m of English national, 30 years old and she’s 26, we met nearly a year ago and got married in uk with some of her friends and small family. We haven’t done kuchala (not sure if that’s correct spelling) yet and I’m feeling anxious for when the time comes. She said her family will kneel when they greet me and being white this is already stinging my moral (due to history). I also talked about moving in together before the meet the parents happen however she says she’s rather move in after? Currently this could take two years before going to Uganda, how should I proceed without overstepping her cultural beliefs as after all we are married and by my culture we should already be living together
Ans: Dear Anonymous,
It is very nice of you to be so considerate and sensitive while handling these cultural nuances. Let's discuss the kneeling tradition. It's a sign of respect and it's deeply rooted in Ugandan culture. While I understand your point of view, you also have to remember that it can have significant meaning to her and her family. I suggest you politely express your feelings and let her know why it is uncomfortable for you to see her family kneel. When you explain, mention how much her culture means to you as well. I am sure both of you can communicate and come to a compromise that makes you both happy. Just in case, they persist in following the ritual, just look at it as a gesture of love and respect and not submission.

About the moving in together part, in certain parts of the world, couples living together before the traditional wedding is not considered respectful. But since you are already married, you can try explaining to your wife how the living situation does not go against her cultural expectations. But if it is a really big deal for her and her family, consider seeing it from her perspective.

Communication is everything here. Look at every problem as a team; it's not your problem vs her problem. It's both of you vs the problems.

I hope this helps

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