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Nitin

Nitin Sathe  |127 Answers  |Ask -

HR, Recruitment Expert - Answered on Feb 22, 2023

Air Commodore Nitin Sathe (retd) is an IAF veteran with experience in aviation, aviation management, recruitment and HR.He has commanded a frontline base in Jammu and Kashmir, served with the UN Peace Keeping Force in Congo and volunteered for tsunami relief operations. Today, he is a certified recruiter and personality assessor.... more
Sanu Question by Sanu on Feb 22, 2023Hindi
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Career

Hello sir my name is sanu actually I am facing stage fear when I have to speak in front of people then always I feel that there is a lot of load on me that's why in can't speak well many times I know the answer but can't describe it well so suggest me some tips to overcome

Ans: Firstly be fully conversant with the topic that you have to speak on.
Secondly, remember that all those around you also have a certain amount of stage fright, the idea is to tell yourself to keep focus, speak from your heart as you would do to a friend.
I always say 'relax relax relax' in my mind a number of times before I get on stage or have to face an interview... that and a bit of meditation helps for sure.
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Hi Anu, I'm 39 years old. Ever since my childhood, I was always afraid of facing people. Was reading in front of class or reciting a poem, I always felt running away and avoiding it. The problem further worsened as I grew up, as I started feeling difficult making friends. I get a feeling that people don't like me, and it’s evident whenever I'm part of a gathering usually peopleignore me. Hence I tend to avoid interacting with people. I don't know how to handle this situation. I don't have this issue while interacting with people whom I know, and am pretty confident with familiar people whom I interact with on day to day basis. In front of people, or when I put on a spot I really feel awkward and anxious. The thought keeps on bothering me and I don't get sleep at times. Please provide me suggestions/inputs on how I can get rid of this problem.
Ans: Dear S, You face what is called performance related stress as you are worried about failure and being embarrassed in front of a crowd.

Firstly, know why you are having to be in front of a crowd; office presentations, meetings and thinks like that. If it is necessary for your job and in life in general, let’s work at this.

Start watching videos of people who are orators, great speakers and who enthrall others on stage

Next, observe every movement of theirs and how they walk, talk, their voice etc.

Then, simply take on the same role imagining yourself to be them and do the same. Live this role. Try doing this many times over till it becomes second nature to you.

Finally, imagine a situation where you want to feel confident. And imagine doing your new learning from Step 3 and living it. Do this a couple of times till you think you are ready.

The next time, with the same situation, things should definitely go your way and you will be in charge for sure.

Be confident and happy new learning!

Anu Krishna is a Mind Coach, NLP Trainer, Zen Lifestyle Expert and has recently released her book The Secret of Life – Decoding Happiness.
She is also the Founder of Soulful Exploration LLP and Unfear Changemakers LLP.

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Milind Vadjikar  |130 Answers  |Ask -

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I am 44 years old, married with a monthly salary of 4.5 lakhs after tax. I own a debt-free house. My daughter is 9 and my son is 4. I am looking to build a corpus of 2 crores for my children's education, 1 crore for their marriages, and to buy two additional houses. I also aim to accumulate a retirement corpus of 10 crores. Please advise on how I can achieve these goals in the next 10-15 years. Current Savings: • Fixed Deposit: 16 lakhs • Shares: 72 lakhs • Provident Fund (PF): 1.4 crores • Mutual Funds: 15 lakhs • Public Provident Fund (PPF): 10.5 lakhs • ULIP: 21 lakhs Ongoing Investments: • ULIP: 3 lakhs/year (for the next 3 years) • PPF: 1.5 lakhs/year (for the next 8 years) • Provident Fund (PF): 82,000/month Including company contribution. • Mutual Fund SIP: 60,000/month • Shares SIP: 30,000/month • Additional Shares Investment: 5 lakhs/year
Ans: Your current savings add upto 2.745 Cr.

Assuming you keep them invested and considering composite moderate return of 8% this will grow upto a sum of 8.71 Cr after 15 years.

Ongoing investments will lead you to a corpus of 6.66 Cr after 15 years(Appropriate conservative returns considering the various investment instruments)

6.66+8.71=15.37 Cr

Retirement corpus goal 10 Cr?
Children education fund goal 2Cr?
Children wedding goal 1Cr?
Additional home(2) buy 2Cr?

Keep reviewing and rationalising your stock holdings and hedge it if necessary as per advice from investment advisor.

Consider SSY in the name of your daughter (8.2% currently with quarterly review by GOI)since it's an E-E-E tax exempt scheme.

Do consider suitable family floater health cover apart employer group coverage.

You may follow us on X at @mars_invest for updates

Happy Investing

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