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Anu

Anu Krishna  |1406 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 01, 2022

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
JV Question by JV on Nov 01, 2022Hindi
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Relationship

Hi Anu I am 30 years old. I have done LLB and was not interested to practice in court so I tried to get a private job but I didn't get any.
Then I decided to start preparing for a government job but I missed it. I started to doubt myself.
I even had suicidal thoughts this was started when I was very little something happened to me when I was 16 since then I tried to kill myself and also tried to get involved with one of my friends in college. He liked me so much so we started having relationship.
When intimacy started I became nervous and afraid. It is like itching.
I want to run and hide in a safe place. He was very firm and honest and humble but didn't work out.
After that so many proposals came. I declined. Now my family wants me to marry.
I don't know if the husband would understand and give me some time to get involved with him. I don’t know what life after marriage would be.

I am a girl with absolutely no achievement and am not proud of anything in my life.
My parents are disappointed in me but they never show. What should I do? Pls do not disclose this

Ans:

Dear JV,

It’s possibly the incident that happened to you (which I understand that you haven’t shared here) is preventing you from having a fulfilling life.

I can only say that the incident happened in the past, but you are living it even now.

You were a victim in that incident, but to continue to play the victim even now is to give your power away.

How can you be happy by giving your inner power away every day and every moment?

Reclaim your life.

What’s happened can be blurred by moving away from that incident and reminding yourself that you are far away from the past and in the NOW.

  • Be grateful to what you have in the present
  • Make a list of your strengths
  • Write down your goal clearly by stating by when you want to achieve it

Remember bringing your past into the current time robs you of any goodness; professionally or personally.

So, to see something change, change the way you feel about your past.

Step out of the victim mode and become a person who has the power to change things at will.

I am sure you want to see how this pans out for you.

So, what are you waiting for? Step up and bring that newness of thought into your life.
All the best!

You may like to see similar questions and answers below

Anu

Anu Krishna  |1406 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Oct 01, 2021

Relationship
I am 27 years old and I have been married for 3 months now. Married life is already suffocating me may be because I never wanted to get married in the first place. I knew my parents were not gonna let me be and will definitely get me married so I wanted to marry a guy of my choice at least (even if it is arranged marriage). Anyways I tried all that I can to avoid this marriage because I didn't like the way this guy talked about certain things and we had no similarities. Except for the fact that my parents knew their family and he was educated there was nothing I liked about him. I thought it was the right thing if my parent said that I wasn't interested in this proposal so I tried to make my parents understand. I tried to discuss, argued, cried, stopped eating, did everything I could to stop but they wouldn't budge. Turns out he had already given his word. My dad threatened me that he would take his own life if this marriage doesn't happen. My entire life, every single decision was taken by my dad. From college, BTech, basically everything. Since there was at least one thing that I gained out of his decision I didn't bother much. I gained a friend for life in my 12th standard and in BTech, I was able to meet lots of people and that to a certain extent changed my thought process. Other than that since I was 15 I never got to do anything I ever wanted to do. Well my dad's threat worked. I got married thinking maybe ... just may be there might be something that I might gain. My parents are in Hyderabad and my husband works in Bangalore. In the 3 months I lived with him, the first month it was just us and now my in laws stays with us. Every second made me anxious. I keep thinking..what if they say something if I use my phone or if I sit down or spend some time at the balcony. Apart from me being stressed, anxious and hating the situation I was in and losing lots and lots of hair, everything was fine. My husband was always working. He works everyday till 10 pm and after my in laws came he spends all the time with his mom. Well that didn't bother me, i just thought that he just loved his mom so much. Nobody said anything until the day I mentioned wanting to come home as I had some work at my previous office. Out of nowhere my mother-in-law mentions how I was not their 1st choice for their son. They had lots of proposals lined up but chose me because I am from Hyderabad even though I was fat and our family wasn't rich. I didn't think it was right to say anything to her so I didn't say a word. On the day I was travelling to Hyderabad, my husband complains how I don't do the household work as much or help my mother in law. he says I sleep a lot. He wants me to quit my job and sit at home. They have problem if I order clothes to where at home. I work night shift so I tend to sleep during the day but I make sure to help my mom in law to a certain extent. When it was just us in the 1st month it was me who did all the chores and I had to do WFH too. I made it very clear to him that I will not leave my job which he didn't like and he asks me not to return and just stay at my parent's place. I explained all this to my parents and they are trying to send me back as soon as possible. Everybody who got involved in this like my parents, the uncle who brought the proposal says that it is my responsibility to change my husband. I don't see how I can change a person who thinks that everything he does is right and it is wife's responsibility to initiate a conversation even if husband doesn't and he has his entire family backing him on this. I cant seem to change my mind or my parent's mind. I can't seem to make myself like my husband. At this rate I don't know if there is any future with him at all. I mean people who wants a maid and not a wife and who thinks this way and insults others.... I am not sure if they are gonna change. My parents want to force me into this just for the fear that I might be left alone in life and more importantly for the reputation of the family but they don't think that in this marriage I will for ever be anxious and unhappy. Please help and extremely sorry for the long letter.
Ans: Dear A, Isn't it time that you took charge of your life?

If what you mentioned happened exactly that way, take charge of your life now.

It doesn't make any sense changing anyone; they will change only when they want to and wish to. But it's also worth it to figure out if you are blaming your marriage for your misery.

Do become aware if you are basing your unhappiness on things that should have happened and then blaming your marriage to aggravate that situation. This isn’t healthy.

Sometimes in life, we don't get what we have planned but with a better mind, it is possible to set things right.

Is it possible that your unhappy state of mind might also have caused a lot of unrest within the marriage?

Also, I will agree that it is quite hurtful when you hear from your in-laws that you weren't the first choice for their son.

So, you are in a place where you have to figure out: Which hurts you more... the fact that you didn't want to get married in the first place and was forced into it or the fact that your in-laws aren't happy with you.

Two different sides of the coin; which side is your situation in?

Think and reflect deeply because only you know how to get to a space that keeps you happy and sane.

If walking out of the marriage is what you feel, then do that keeping in mind how life is going to be financially and emotionally.

If you decide to work on the marriage, then have a clear communication involving your parents and in-laws and husband as well and work through the fact that your in laws maybe with you forever and this is a fact that needs to be accepted for your peace of mind.

Being anxious will not help. Do get help from a marriage counsellor to strengthen your relationship.

Whatever that decision maybe, stick by it and do it only because you want it and not because you think someone caused it.

We are all a product of our choices and every choice must only lead to a better state of mind and thereby a better life.

Be happy always!

..Read more

Kanchan

Kanchan Rai  |444 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 21, 2024

Asked by Anonymous - May 11, 2024Hindi
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Relationship
I feel so sorry for my situation which I was put myself in , I first got arranged marriage and got divorced after six years as he has an affair with other women and he is rich but does not love me at all or no relationship between so my family thought of leaving this toxic relationship so we got mutual divorce . Then I had a guy who proposed me before my first marriage but could marry due to caste issue but still he is good freind to me but after divorce I thought I can marry him as he is my best freind instead of marrying unknown second time , when I got divorced my age is 32 this freind of mine has family burdens so he made to wait three years I waited by convening my parents and got married one and half year back now his sisters and mother are torturing me in every thing like they want their son to obey them and my hubby is not serious about our marriage he is not earning anything but I work I had private job , he is addicted to drinking and drinks a lot and depends on my money and my in laws always shout on me and fight with me saying you don’t care us visit us , you people living happily , and buying everything in house and you loved him now complaining about him , he not drinker before marriage because of you he got addicted and my sister in law see me as an insect and fights shouts on me in front of all they don’t call me text me or talk to me when I am there , they don’t treat as I am existed if I got to my in laws house as we stay separately , even they don’t respect my mom dad also ..... I don’t know what to do now . My hubby won’t respond if I say anything on them that I am hurt like that and he won’t earn at all and stiilll drinking also
Ans: Navigating through a divorce and then finding yourself in a marriage where you're facing similar struggles must feel incredibly disheartening. It's understandable that you feel overwhelmed by your husband's drinking, financial strain, and the harsh treatment from your in-laws. Feeling invisible and disrespected in your own home is a heavy burden to bear, and your feelings of frustration and sadness are completely valid.

It’s important to prioritize your own well-being and happiness. Seeking support from a therapist or counselor can provide you with emotional guidance and help you explore your options. Having an honest conversation with your husband about your feelings and needs is also crucial, although it may be challenging.

Remember, you deserve to be in a relationship where you feel valued, respected, and loved. Whether that involves working through these challenges with your husband or considering other options, it’s essential to prioritize your own happiness and mental health. You are not alone, and there are people who can support you through this difficult time.

..Read more

Anu

Anu Krishna  |1406 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 15, 2024

Asked by Anonymous - Jul 10, 2024Hindi
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Relationship
Hi mam, I was in a relationship with a guy for 3 months he was uneducated but I’m a S.E. Initially everything was fine but later he started like u should not talk with other boys you should not go there you should not wear this kind of dress, I’m your husband so you should listen to me whatever I say u should do that like he started. Then he started mentally abused with so many bad words nd he slapped me twice. So I decided I don’t want to be in this relationship so I said him. Then he kept some fellows to follow me to check wat I’m doing where I’m going to get all these details. And then he said I will show both of our to your family, I will kill you like this he started. Now it is almost 2 year I’m leading my life but sometimes he will call me he will threaten me I don’t know what to do how to overcome this I can’t tell to my family I’m depressed can u please tell me what I have to do
Ans: Dear Anonymous,
Are you married? Because he said that he is your husband...I am confused...

Anyway, NO, he has no business controlling you this way...Emotional and Physical Abuse is a strict NO NO...
Tell your family and do that NOW!!!!!!!
This man seems to be acting in a violent manner and your safety should be more of a concern...it was 2 slaps, then after that? When you did not protest for that, he simply has got the message that violence is okay with you...
No, it's not okay, right? And that's why you wrote on this platform...

Do the right thing for yourself...Protect yourself from this person first! Threats of killing you did not set off alarm bells? Why are you still letting him off so easy? This is NOT love...he is just a familiar person to you.
Familiarity does not mean Safety!!!!!! (Read this again)...

Involve your family and let him know that you are not alone; he will stop his threats knowing that you will respond to the rubbish he is subjecting you to! Speak with your family...

All the best!
Dear Anonymous,
No, Age is not so important in a marriage; but if it isn't, then why did you hide the fact of your real age? You have givem it that importance enough to hide it, yeah?
And any relationship based on lies or a hidden fact can cause damages...
The only way that I can see is work with the Counselor and appeal to your husband as well. Tell him that your child needs the love of both parents. Hear what he has to say...and yes, he is bound to bring up the age factor over and over again...it is something that he feels cheated with...so, respect it...Like I said, Apologize like you really mean it...

And oh, why are you so bothered about how he will treat other women in his life? Just focus on your life and your marriage...

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

..Read more

Kanchan

Kanchan Rai  |444 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 03, 2024

Asked by Anonymous - Oct 03, 2024Hindi
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Relationship
Madam am working women of age 28 working for past 5 years , I am in living relationship with my boyfriend who is 38 now. I want to do marriage and settle now but my partner doesn't feel necessary to do marriage and if I force he is telling he will do court marriage which am not interested to do. He is not ready to meet or convince my parents for marriage . I have given him money for buying a property which I was least interested. He started controlling all my finances which I felt incorrect so I questioned him which made his ego hurt and he has hit me twice. My parents are now telling me to get married but I don't know what to do. Sometimes when he ia not around I tried talking to other guys in dating app which afterwards am feeling guilty for cheating him. Nowadays I lost interest in everything I don't have courage to end my life so not able to concentrate on my work. Please tell me what I need to do to correct my path as it's getting hell day by day.
Ans: Right now, it might be helpful to take a step back from the relationship to regain your sense of self and control over your life. Talking to a trusted friend, family member, or even a counselor could help you find clarity, and having a support system can make it easier to make decisions that protect your well-being.

It’s understandable that you feel torn, especially since you’ve invested years and finances into this relationship. But it’s important to remember that you deserve a relationship where you feel valued, safe, and equal. The feelings of guilt about talking to others on dating apps are natural, but they’re also a sign that you might be searching for connection and respect that you’re not receiving in your current relationship.

Consider reclaiming control over your finances immediately. Seek guidance on how to separate your financial dealings from him, as it’s essential for you to be able to support and manage yourself independently. Ending this relationship might be difficult, but it could also give you the freedom to rebuild your confidence, focus on your goals, and find the stability and respect you deserve.

It’s clear that you’re strong enough to make changes; the courage you’ve shown in questioning his control and sharing your story here is proof. With the support of loved ones and professionals, you can find a way out of this painful situation and start building a life that brings you peace and happiness.

..Read more

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Prof Suvasish Mukhopadhyay  |259 Answers  |Ask -

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I am having 25 years of experience in manufacturing industry. Based on my experience and skills I got promotions and I was serving acting as assistant manager At each & every stage I got trainings to fullfill role & meet expectations. My education is basis equivalent to ITI. I did some courses Diploma in industrial engineering from National institute of industrial research and development, national certificate in supervision from National Productivity council, six sigma yellow belt from MSME, recently I did short term online courses diploma in supervision, diploma in quality management, diploma in operations management from Alison, scientific problem solving from the continuous improvement academy school. Now I am planning to do other short term online courses offered by iit and iim through edx and Coursera platform. I am looking for courses like operations management, leadership skills, strategic management, introduction to business management-winning internally. Can you please suggest which will help & are these courses will be considered if I do from edx or Coursera. Now I am looking for a job for a higher role.
Ans: You did too many courses. No need to go for extra courses. Your negative point is your basic qualification and positive point is your huge experience. Now only based on experience try for other jobs. Too many certificate based course will lead the employer to confusion. Best of luck. Just follow me. May God Bless You. Professor........................................:)

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Dr Ashish

Dr Ashish Sehgal  |115 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Dec 23, 2024

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Sir as I previously take your view about my situation...sir you tell that in love understanding between partner is important.but sir my partner doesn't want to talk with me.I just never think that he will give up so easily.
Ans: It’s interesting, isn’t it, how relationships often mirror the patterns of communication we create within them? When one partner feels distant or unwilling to talk, it’s less about them giving up and more about a shift in the way they’ve been feeling understood—or misunderstood.

You see, communication isn’t just about words; it’s about emotions, intentions, and the unspoken messages we convey. If your partner isn’t talking, perhaps they’re saying something without words. And that’s where curiosity becomes your ally.

Instead of focusing on the silence, what if you shifted your attention to understanding what that silence represents? Maybe it’s disappointment, frustration, or even fear. But the key is, you can’t solve what you assume—it’s about discovering what’s really there.

And let me ask you this: if you were to step into their shoes for a moment—just imagine being them—what might they feel? What might they need to hear from you, or perhaps sense from your presence, that could bring a spark of connection back into the conversation?

Love is rarely about giving up. It’s about learning to communicate in a way that feels safe and understood. And if you’re willing to stay open, willing to listen to the quiet messages, you may find a new way forward—one step at a time.

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Ramalingam

Ramalingam Kalirajan  |7322 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Dec 23, 2024

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Money
Hi Mr. Ramalingam, Can I check New Asset class (Specialized Investment Fund SIF) for 10 lakhs investment for my kids education(Right now 4months old). Thank you for your response.
Ans: Investing Rs 10 lakhs for your child’s education is a thoughtful decision.

Your child is 4 months old, so you have a long investment horizon.

Currently, SIF is not yet launched or operational.

Equity Mutual Funds: A Reliable Option
Equity mutual funds are proven for long-term goals like education.

They offer inflation-beating growth over a 15-18 year period.

Start investing now to benefit from compounding.

Choose funds with a consistent track record.

Wait and Observe SIF Performance
SIF is a new asset class and lacks a performance track record.

It’s wise to wait for its launch and review its stability.

Assess the fund's returns, risk profile, and management quality.

Investing in an untested asset could increase risks unnecessarily.

Diversify Investments Over Time
Initially, focus on equity mutual funds for growth.

Later, as SIF stabilises and performs well, consider it.

Diversify across asset classes gradually based on market insights.

Final Insights
Begin with equity mutual funds for your child’s education fund.

Monitor SIF's launch and performance over the next few years.

Decide on SIF only after it demonstrates a solid track record.

Keep your investments aligned with your long-term goals.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Milind

Milind Vadjikar  |790 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 23, 2024

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Money
I& my wife is 32. What would our ideally retirement corps. I assume 20Cr. Correct me if I'm wrong. My current saving & income are below - 1) Rs 2,40,000 take home per month combined. 2) We both have PPF for the last 7 years contributing 1.5L each year from starting and plans to continue till 60. 3) LIC will give us 2Cr when we hit 60. 4) NPS we contribute 1L per each year form 2022 combined plans continue till 60. 5) Mutual Fund of SIP Rs 10,000 each month for last 1 year combined plans continue till 60. 6) APY we will get 5000 per month at 60. 7) FDs of Rs 36Lakh 8) Gold of Rs 15Lakh bonds 9) Got Inherited Rs 1.6Cr in form of FDs 10) Have Medeclaim of 40Lakhs and have own house. 11) Monthly expenses is around 40,000. 12) Have 1 year old Kid. 13) Have PF of 8 lakhs and will grow till 60. Also taking Gratuity in account.
Ans: Hello;

Your current monthly income need of 2.4 L will grow up to 12.27 L after 28 years (At your retirement age of 60) considering 6% inflation.

Assuming your expenses at retirement will reduce so you may need 75% of this income to cover your expenses at that time therefore you may need a monthly income of 9.2 L.

To generate this income you may need a corpus of 27 Cr(Min.) at the age 60 that may generate post-tax monthly income of around 9.2 L.

Your investments will grow as follows,

1. PPF: 1.5 L per person per year for 35 years will grow into a corpus of around 4.32 Cr. (6.9% return assumed)

2. LIC: policy maturity proceeds will provide 2 Cr at age 60.

3. NPS: 1 L per person per year may grow into a sum of 2.5 Cr at 60.(8% return considered)

4. MF sip of 10 K may grow into a sum of 2.05 Cr at 60. (10% return considered)

5. FD of 36 L will grow into a sum of 2.1 Cr if held till 60. (6.5% return assumed)

6. Gold in form of bonds if reinvested into gold mutual funds and held till 60 may yield a corpus of around 1.1 Cr. (7% return assumed)

7. Inherited funds if held in FD till the age of 60 may yield a corpus of 9.9 Cr.
(6.5% return considered)

8. EPF is expected to grow into a sum of around 1.8 Cr at the age of 60.(7% return considered)

A summation of investment values at 60 indicates a sum of around 25.77 Cr thereby hinting at a gap of around 1.23 Cr.

You may begin another monthly sip of 7 K now which may grow into a sum of around 1.3 Cr by 60 age.(10% return assumed)

If the mediclaim policy is from employer, do buy a personal health care cover after 50-55 for your family for post retirement needs.

I presume you both have adequate term life insurance cover apart from LIC policy.

The financial goal for your kid's education and family expansion, if any, is not factored here. You may need to plan for it suitably.

Also it appears that your allocation to equity is quite low, may be due to limited risk appetite but you have time on your side and although short to medium term(5-7 yr) equity asset class may be impacted due to volatility but over a long-term(10 yr+) they have demonstrated good inflation adjusted returns so may be you may consider to increase allocation through hybrid funds suiting your risk appetite.

Happy Investing;
X: @mars_invest

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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