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Love Guru

Love Guru   |204 Answers  |Ask -

Relationships Expert - Answered on Sep 05, 2023

Love Guru has been answering relationship and romance related questions on Rediff.com for over 13 years. She won't mince words when telling you what the problem is and what you can do about it. If you want a fresh perspective from an unbiased, objective-thinking individual about your relationship woes, Love Guru could just be the person you need to need to hear from.... more
Brijesh Question by Brijesh on Aug 07, 2023Hindi
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Relationship

always thinking about past love

Ans: Stop looking to the past and look forward to the future! In your longing for past loves, a future one may pass you by.

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Dr Ashish

Dr Ashish Sehgal  | Answer  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 18, 2023

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Relationship
My girl was cheating me 2yrs back .. still we are in a relationship because I can't leave her but I don't forget that duration where she cheat me . Point is whenever I remind that I feel disturbed and become most negative person I'm .. Q. How to avoid that feeling?
Ans: It's understandable that the memory of your partner's infidelity still affects you, even after two years. It's important to recognize that these feelings are normal and valid, and it's okay to need time and space to heal.

One way to avoid these negative feelings is to focus on the present moment and the positive aspects of your relationship. Try to find ways to reconnect with your partner and build trust in your relationship. This may involve having open and honest conversations about your feelings and working together to establish clear boundaries and expectations for your relationship moving forward.

It's also important to take care of your mental health and well-being. Consider seeking support from a therapist or counselor who can help you work through your emotions and develop coping strategies. Additionally, practicing self-care, such as exercise, healthy eating, and relaxation techniques, can help improve your mood and overall well-being.

Ultimately, it's up to you to decide whether or not you can move past the infidelity and continue the relationship. It's important to remember that forgiveness is a process, and it may take time to fully heal and trust your partner again. Whatever decision you make, it's essential to prioritize your own emotional well-being and do what's best for you.

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Milind

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Insurance, Stocks, MF, PF Expert - Answered on Dec 03, 2024

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Money
What happens when a Mutual Fund company shuts down / gets sold off?
Ans: Hello;

If a mutual fund company gets sold or fails, the process is prescribed by SEBI:

In case MF company is Sold,
The new fund house may:
1. Continue the scheme with a new name and management.

2. Merge the scheme with similar funds and offer investors the option to exit without any exit load.

In case MF company shuts down,
The fund house will:
1. Pay out investors based on the fund's last recorded Net Asset Value (NAV) and the number of units the investor holds, after deducting expenses.

2. If the company is not in a position to do so then SEBI may liquidate the funds assets and distribute the proceeds to unit holders.

It is also pertinent to note that mutual fund regulation in India is one of the most stringent and hence best, from investor's point of view, globally.

This is not just in theory. We have seen how the Franklin Templeton abrupt closure of debt funds was handled with surgical precision, by SEBI, with no loss to unitholders.


Skin in the game regulation mandates that 20% salary of key mutual fund personnel and fund managers is paid in terms of units of their funds with a 3 year lock-in.

The stocks and bonds purchased by the AMC for the fund are held by a custodian, appointed by the trust that administers the fund.

The trust engages into a investment management agreement with the AMC for managing the fund as per their mandate and within regulatory guidelines.

Registrar and Transfer Agents handle the investor registration,kyc, maintaining records, providing account and tax statements etc.

Happy Investing;
X: @mars_invest

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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