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Shalini

Shalini Singh  |37 Answers  |Ask -

Dating Coach - Answered on Aug 09, 2023

Asked by Anonymous - Aug 02, 2023
Relationship

I am 58 years old working in a central government office. I have a junior female colleague who is 43 years old. We have been working together for the past fifteen years and travel together on official tours. She will always be jovial and I enjoy her company. Both were married and have children as well. I like her very much and love her as well. Recently, I developed strong feelings for her. I expressed the same to her through emails and WhatsApp and by showing special attention and care. When I presented her a special jewelry gift on her birthday, she refused to accept the same. Despite my repeated pleas and requests, she refused and when I made an emotional appeal to her on my birthday, she finally accepted and do not know till now what she has done with it! Ever since I expressed my love to her, she withdrew from me and started to avoid me. I got the message! But, I am unable to forget her and all these happenings. I feel like not being able to live without her and her thoughts. In spite of my appeals to her to forgive me and my requests to her to express herself on what she feels about me and these happenings, she maintains stoic silence and never reacted so far. I am unable to read her. Because of this, my work also suffers. I am unable to bear her moving away from me, even though she limited to speaking to me only on profession-related matters. At the same time, my feelings towards her increase day-by-day. I am unable to tolerate this new situation and just can't forget her. Just wondering if I did a mistake by expressing myself to her. I love her so much that every moment I think of her. Please advice on how to overcome this!

Ans: What you are going through is surely not fun, having said this it is not uncommon to get attracted to someone else despite being in a committed relationship.

You have shared how you feel to the lady in concern, she has responded by letting you know of her disinterest in exploring this further. You claim you love her, if so, you will want the best for her which means if she does not wish to reciprocate then you should respect what she is asking.

As for your likeness towards her is nice, but its important to convert this likeness into respect.

I would recommend joining an activity or engaging in something fun to do from learning dancing to reading books to gardening or even doing a social service. Make sure your mind is occupied at all times.

Take care

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Anu

Anu Krishna  |574 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 05, 2022

Relationship
Hi Anu, I have one question in mind need suggestion from you, please guide me.I am 42 year old and married I have two kids as well. My married life is all good and peaceful and I love my family lot.20 years ago when I was in college I was in love with a girl, she did not like me that time but from my side it was very pure love. I loved her so much.She was aware of that. We lost touch in 2004. Now she is also 42 and married with two kids.During Covid in 2020, we again got connected on LinkedIn and started talking. I expressed my love. she understood, respected and valued it now.She is still waiting for someone else and doesn’t feel complete with me. She is honest about her feelings and communication.She told me she considers me only as a friend but above all and everything in life.But many times she shows love and lots of affection, caring attitude. She always says that I am more than anything else in life to her and she does not want to lose me as well.She wants me to remain with her as she feels I am her strong support system.She shares everything with me and I do the same. Sometimes I feel I shall come out from this but at times I feel I don’t want to leave her as she looks very depressed.May be from her past break up or something else but I do not have the courage to ask her.What shall I do here? Please guide. What is your best suggestion?
Ans:

Dear AK,

It’s a nice convenient connection.

Why don’t you stick to the way it is rather than expect it to be something different? Expectations can be disappointing and may spoil what already exists.

As humans, we fail to see and experience what we have and constantly crave for the things that we don’t have, don’t we?

The two of you are fond of each other but to project your feelings from the past onto the current scenario might unnecessarily cause a ruffling of feathers.

Will it be wise for you to accept things the way they are now? Enjoy the company and chats/calls the way they are? And be grateful that you can be a good support system to one another?

Is it possible for you to do this?

Respect her wishes when she says that she wants you as a friend and try not to read much into her actions.

If the fact that she is getting close to you is going to be decoded as being more than a friend, you need to watch out as your thoughts could lead to a major letdown for yourself and for her as well.

Pause, take it all in the way it is and accept it gracefully…

All the best!

(more)
Anu

Anu Krishna  |574 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 05, 2022

Relationship
Hi Anu, I have one question in mind need suggestion from you, please guide me.I am 42 year old and married I have two kids as well. My married life is all good and peaceful and I love my family lot.20 years ago when I was in college I was in love with a girl, she did not like me that time but from my side it was very pure love. I loved her so much.She was aware of that. We lost touch in 2004. Now she is also 42 and married with two kids.During Covid in 2020, we again got connected on LinkedIn and started talking. I expressed my love. she understood, respected and valued it now.She is still waiting for someone else and doesn’t feel complete with me. She is honest about her feelings and communication.She told me she considers me only as a friend but above all and everything in life.But many times she shows love and lots of affection, caring attitude. She always says that I am more than anything else in life to her and she does not want to lose me as well.She wants me to remain with her as she feels I am her strong support system.She shares everything with me and I do the same. Sometimes I feel I shall come out from this but at times I feel I don’t want to leave her as she looks very depressed.May be from her past break up or something else but I do not have the courage to ask her.What shall I do here? Please guide. What is your best suggestion?
Ans:

Dear AK,

It’s a nice convenient connection.

Why don’t you stick to the way it is rather than expect it to be something different? Expectations can be disappointing and may spoil what already exists.

As humans, we fail to see and experience what we have and constantly crave for the things that we don’t have, don’t we?

The two of you are fond of each other but to project your feelings from the past onto the current scenario might unnecessarily cause a ruffling of feathers.

Will it be wise for you to accept things the way they are now? Enjoy the company and chats/calls the way they are? And be grateful that you can be a good support system to one another?

Is it possible for you to do this?

Respect her wishes when she says that she wants you as a friend and try not to read much into her actions.

If the fact that she is getting close to you is going to be decoded as being more than a friend, you need to watch out as your thoughts could lead to a major letdown for yourself and for her as well.

Pause, take it all in the way it is and accept it gracefully…

All the best!

 

(more)
Anu

Anu Krishna  |574 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Aug 05, 2022

Relationship
Hi Anu, I have one question in mind need suggestion from you, please guide me.I am 42 year old and married I have two kids as well. My married life is all good and peaceful and I love my family lot.20 years ago when I was in college I was in love with a girl, she did not like me that time but from my side it was very pure love. I loved her so much.She was aware of that. We lost touch in 2004. Now she is also 42 and married with two kids.During Covid in 2020, we again got connected on LinkedIn and started talking. I expressed my love. she understood, respected and valued it now.She is still waiting for someone else and doesn’t feel complete with me. She is honest about her feelings and communication.She told me she considers me only as a friend but above all and everything in life.But many times she shows love and lots of affection, caring attitude. She always says that I am more than anything else in life to her and she does not want to lose me as well.She wants me to remain with her as she feels I am her strong support system.She shares everything with me and I do the same. Sometimes I feel I shall come out from this but at times I feel I don’t want to leave her as she looks very depressed.May be from her past break up or something else but I do not have the courage to ask her.What shall I do here? Please guide. What is your best suggestion?
Ans:

Dear AK,

It’s a nice convenient connection.

Why don’t you stick to the way it is rather than expect it to be something different? Expectations can be disappointing and may spoil what already exists.

As humans, we fail to see and experience what we have and constantly crave for the things that we don’t have, don’t we?

The two of you are fond of each other but to project your feelings from the past onto the current scenario might unnecessarily cause a ruffling of feathers.

Will it be wise for you to accept things the way they are now? Enjoy the company and chats/calls the way they are? And be grateful that you can be a good support system to one another?

Is it possible for you to do this?

Respect her wishes when she says that she wants you as a friend and try not to read much into her actions.

If the fact that she is getting close to you is going to be decoded as being more than a friend, you need to watch out as your thoughts could lead to a major letdown for yourself and for her as well.

Pause, take it all in the way it is and accept it gracefully…

All the best!

 

(more)
Anu

Anu Krishna  |574 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on May 23, 2023

Asked by Anonymous - Apr 13, 2023
Relationship
I'm 58 now, since he age of 18 I was in love with a neighborhood girl. She was Hindu but I a christian. Her family was comparatively well to do . This prompted me to keep myself from expressing my feelings, I got myself a job and waited to have some financial independence. In the meanwhile she fell in love with someone else and also moved to the US, I was too late in expressing my feelings to her, and I told her under the condition we remain friends. After she moved we kept in touch thro' letters or an occasional phone call in the late 1980's. In the begining of the 1990's both of us got married to different partners , but continued to keep in touch as friends, which both our partners were aware. We used to meet personally whenever she would come to India, which was once in a year or sometimes even 2/3 years. We both have 2 boys each and the boys are now in their 20's. A couple of years ago she got divorced as her partner was in a physical relationship with someone else. In the meanwhile I continued with my wife even though we were totally incompatible and we literally hate each other. We didn't think of divorce coz of social pressures and in my case I've gifted her a major chunk of my immoveable assets but I earn rent on these properties which helps me meet y daily expenses. Over the last 2 years I had 2 heart attacks. the second one brought us both very close as she was concerned about my health, she came down to India and spent a few days motivating me to lead a healthier life, which co incidentally my wife never does, instead blames and nags me on my lifestyle. We have never had a physical relationship, at the most when we meet it's a warm peck on the cheek or just holding hands. Now I am getting back to my teenage years, I'm madly in love with her and want her. I know for sure if I do that my children would disown me and I'll lose a large part of my property which gives me a earning. I want her. I'm right now confused, illogical and very emotional.
Ans: Dear Anonymous,
I do realize that you have had to wait for this long for your love to be recognized and reciprocated as well. But that's the Nature of Time, If something does not yield a result at that moment, even if it fruitions later in time, it may not be very conducive to the people involved as everyone has grown in that particular relationship to form situational bonds. Meaning, you and she have become parents and your wife is still part of this equation.

It's not wrong to feel what you are feeling; but do not compare both the women. If your friend never existed, you would have had a different opinion on your wife altogether. Marriage is about accepting your partner at the core for who he/she is.

Now, let's take your situation and break it down. Suddenly, your friend who was married and because of which you respected boundaries is suddenly no longer in a marriage. So, that has given you an opportunity to think of how your life could have been with her and is tempting you to think of it. I understand that your health conditions would also have urged you to live life to the fullest. But, you are still married and you have a lot of financial tie-ups with your wife. Your friend possibly might not even want what you want. Plus, the children...it's one huge complication...

Should you not live your life? Yes, you must and should BUT do weigh what you might lose for what you want to gain. Are willing to risk it for the sake of love? It's the only logical way to approach this situation.

All the best!
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Love Guru

Love Guru   |155 Answers  |Ask -

Relationships Expert - Answered on Jun 30, 2023

Asked by Anonymous - Jun 16, 2023
Relationship
I am 49 years male, married and having two kids aged 16 years and 13 years. My relations with my spouse are not smooth since many years and we don't have physical intimacy and don't have sex with more than five-six years. I am attracted towards a girl aged about 30 plus years working in my office. We used to go around after office hours, had some coffee and chat and then I dropped her at her residence. I have expressed my love to her and she has responded that she will be my friend forever and don't want to disturb and ruin my family. I was okay with this as I was mentally happy to have her as my friend. But from few days, she has started ignoring me and giving late replies to my messages. I asked her to meet after office hours but she refused on one pretext or other. For few days, we don't have any communications. I was very disturbed and depressed about her behaviour. I even asked the reasons why she has changed, but she replied that she has not... Now, we are exchanging only rare few official messages...... I am so much shocked that I am not even finding courage to ask her to meet.... I fear I might lost her......Kindly advise me
Ans: Look, at some point this girl is going to meet another man and start dating or get married. This change in her behaviour may be indicative of the fact that she has already met someone. And she is aware of your feelings for her, so is probably keeping her distance. My advice is to focus on your own marriage and family, please visit a counsellor and try getting your relationship with your wife back on track. This may be a blessing in disguise for you.
(more)
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Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Asked by Anonymous - Sep 14, 2023
Money
Sir, I just retired from my service @60yrs. I will get my PF+other fund ₹50L. Please advice how to invest the amount so that my principal not disputed and I can get ₹30,000 pm for my monthly expenses. My family of 2 persons are covered ₹50L health insurance. Regards
Ans: Considering your age and your requirement, you will need to invest in a mix of debt and equity instruments. Here are some investment options available to you:-

• Senior Citizens’ Savings Scheme (SCSS) – This is a pure debt instruments and provides guaranteed returns of 8.2% per annum. The interest is paid quarterly. The maximum amount that you can invest is Rs. 30 Lakhs.

• Corporate FDs – It provides you return more than the regular bank FDs. It contains two options i.e. cumulative and non-cumulative.

• Post Office Monthly Income Scheme (POMIS): This is another government-backed scheme that offers guaranteed monthly income. The current interest rate is 7.1%.

• Debt Mutual Funds: As your main concern is to protect the principal amount you may consider debt funds and monthly income can be achieved through the route of SWP (systematic withdrawal plan).

• Equity mutual funds: Equity mutual funds offer the highest potential returns, but they are also the riskiest. A small portion of the amount can be invested in the equity mutual funds for growth of the money in the long-term horizon.

It is good to know that you are adequately insured for any healthcare emergency.

Your requirement of Rs. 30,000 will be changing in the future due to inflation, hence you should consult with your financial advisor for a proper increasing income or SWP (systematic withdrawal plan) which can help you to ensure sufficient amount available for your monthly expenses.
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Sanjeev

Sanjeev Govila  |192 Answers  |Ask -

Financial Planner - Answered on Sep 23, 2023

Money
Hi Sir, I worked a small level company between 01.02.2018 to 30.04.2021. They paid standard EPF contribution of Rs. 1800/- from my side they deducting the same of Rs. 1800/-. After I exit the company I applied the EPF Withdrawl (both contribution) on 06.05.2023 and it was rejected by the officer and the reason was mentioned "Claim Rejeced EQUAL SHARE 07/18". The Employer deposit the July 2018 share in wrongly i.e. The deposited Rs. 1800/- in Employee Share and Rs. 1800/- employer Share and Pension is " 0 ". instead of Rs.1800/- as employee, Rs. 550/- as Employer and Rs.1250/- as pension contribution. When I sent a 2 continues mail to EPF they taking my query as a grivience and sent a query to the employer. But Still they not close the issue. How to I approch them to clear my claim. Because there is no mistake from my side. Thanks in Advance. Narayanan
Ans: I understand that your EPF withdrawal claim has been rejected due to an error in your employer's contribution. This is frustrating, but it is important to remember that you are not alone. Many people experience problems with their EPF claims, especially when their employers make mistakes.

When filing a grievance, be sure to provide clear and concise information about the issue. You should also include any relevant documentation, such as your EPF statement and the revised Form 11 from your employer (if you have one).

Once you have filed a grievance, the EPFO will investigate the matter and try to resolve it. This process can take some time, but it is important to be patient.

Here are some additional tips:

• Keep track of all your communication with the EPFO. This includes emails, phone calls, and visits to the office.
• If you are not satisfied with the EPFO's response, you can escalate the issue to the regional or national level. You can also mail on employeefeedback @ epfindia.gov.in for the redressal of your grievance.
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