Can My Daughter, MPharm Topper From Manipal University, Do a PhD Abroad?

I am 24 years old and currently investing ₹3,000 each in Invesco India Large & Midcap Fund and WhiteOak Midcap Fund through SIP for the past one year. Now, I plan to increase my SIP by ₹5,000 and would like to diversify into two different categories. Considering the current market valuations, I am a bit confused whether to allocate ₹2,500 each in a Multicap and a Value Fund, or ₹2,500 each in a Small Cap and a Value Fund. My investment horizon is 15 years. Could you please advise which combination would be more suitable at this stage? Thanking you in advance.

Dear Sir I hope you are doing well. I am seeking your independent opinion on a proposed switch of my existing Bajaj Allianz Goal Assure funds into the Nifty 500 Multicap Momentum Quality 50 Index Fund. My insurance advisor has recommended moving my entire current corpus (~₹10.3 lakh) into this fund gradually at ₹2 lakh per year. For your reference, here are the details of my current portfolio and SIP plans: Current Portfolio (as of latest statement): Fund Name Current Value (₹) Bond Fund 83,226.67 Equity Growth Fund - 2 1,88,982.12 Accelerator Mid Cap Fund - 2 36,080.50 Pure Stock Fund II 6,45,281.48 Small Cap Fund 51,194.39 Midcap Index Fund 29,979.86 Total Portfolio Value: ₹10,34,745.02 Current SIP Allocation (₹10,000/month): Accelerator Mid Cap Fund II: 2,700 Equity Growth Fund - 2: 3,000 Pure Stock Fund II: 2,300 Small Cap Fund: 2,000 Given my long-term investment goal (2035), I would like your expert advice on the following: The impact on portfolio diversification and risk if I move my entire corpus gradually into the Nifty 500 Momentum Fund. How this switch could affect the return of charges feature in my Goal Assure plan. Whether you would recommend a full switch as suggested, or a partial allocation, and why. Expected volatility and downside risk, especially considering the last 1-year market performance. Any hidden conditions or costs associated with this switch. I would greatly appreciate your independent and detailed guidance to help me make an informed decision. Thank you for your time and expertise.

Dear Sir I hope you are doing well. I am seeking your independent opinion on a proposed switch of my existing Bajaj Allianz Goal Assure funds into the Nifty 500 Multicap Momentum Quality 50 Index Fund. My insurance advisor has recommended moving my entire current corpus (~₹10.3 lakh) into this fund gradually at ₹2 lakh per year. For your reference, here are the details of my current portfolio and SIP plans: Current Portfolio (as of latest statement): Fund Name Current Value (₹) Bond Fund 83,226.67 Equity Growth Fund - 2 1,88,982.12 Accelerator Mid Cap Fund - 2 36,080.50 Pure Stock Fund II 6,45,281.48 Small Cap Fund 51,194.39 Midcap Index Fund 29,979.86 Total Portfolio Value: ₹10,34,745.02 Current SIP Allocation (₹10,000/month): Accelerator Mid Cap Fund II: 2,700 Equity Growth Fund - 2: 3,000 Pure Stock Fund II: 2,300 Small Cap Fund: 2,000 Given my long-term investment goal (2035), I would like your expert advice on the following: The impact on portfolio diversification and risk if I move my entire corpus gradually into the Nifty 500 Momentum Fund. How this switch could affect the return of charges feature in my Goal Assure plan. Whether you would recommend a full switch as suggested, or a partial allocation, and why. Expected volatility and downside risk, especially considering the last 1-year market performance. Any hidden conditions or costs associated with this switch. I would greatly appreciate your independent and detailed guidance to help me make an informed decision. Thank you for your time and expertise

My boyfriend and I had a conversation and told me he will be ready in 2 years before he can get married, that for next year he can come see my parents and maybe next year start thinking about marriage, and he won’t ever want to tie me down if I ever see someone who is ready and I don’t go that I can keep my options open doesn’t mean he doesn’t love me or wants to date someone else but to avoid the talk that he kept me in a relationship for so long

Dear madam I have this suitaution in my life. Plz do guide me with this. So i have 2 married sisters and a brother with who i dont get along well. We used to be close back then. Later on my father passed away and then i got busy searching work. After getting work i got carried away with my newly found friendship with a boy i started spending much on him rather then my family. But still then i never neglected my family every kind of help i tried to give them. In the meanwhile i used to take care of my bedridden grandmother who used to stay in another state. Then my second sister started feeding everyone's mind against me saying i dont help them with money and i spend most on my grandmother and cousin. Though my sister were earning well still they waited me to spend on them which i stopped by then as they were earning. And there used to be a real good fight with my sisters and me regarding money issue and als my marriage thing and i gave them bitter words and also curses which i regret to this day thinking how could i do hated thing to my family .In next few years my sister got married but my second sister never invited me for her marriage and did all her wedding plans in my absence and i als never attended her wedding. I attended my 3rd sister wedding. After that my second sister plotted a plan against me by taking everyone on her side and kept me out of all the family functions. I just ignored them and decided to never to get bothered by any of this. Now the problem my 3rd sister is pregnant and they have planned a babyshower and like they are just telling me to attend it. To be honest they just told me a day before the function. How to handle this. Should i attend? And how to deal with such kind of people they seem to take advantage of my helpless. Please guide me on how to become a strong girl while taking desicion.

Son is preparing JEE MAIN EXAM and wants to fillup the form under EWS category by uploading apply receipt of EWS Only and produce it latter on or councelling time . My question is if he failled to produce EWS certificate at the time of councelling then the candidates automatically treated as general category or not ?

Hi , I opened Forex and local currency Fixed deposit account in Indian Bank in Bharuch Gujarat in late 90s. I found copies of some in my records. I found their e mail on internet and sent them mail requesting ways to reactivate the accounts. It seems Indian Bank had merged with some other banks. In any case I received no response. What do I do next ?

If my mom took got allotted some shares from her son in law firm 20 years ago and now by selling sharing there is a capital gain, offcourse capital gain will be paid by my mom but how to return that money to son in law ? If it's send to unrelated person then unrelated person will have to pay tax or my mom..also isn't it bettwer to send money to blood relativ..

Whenever there’s a fight, my partner never says sorry. When we were dating this was fine as I like to mend things faster. But now that we are married it's always somehow my fault. Even when I try to talk calmly, he would twist the story and make me feel guilty. I don't know if this is his real personality or he is trying to control me. Is this a red flag? How do I know if he is doing it intentionally to stay powerful? How do I teach him to take equal responsibility?