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Anu

Anu Krishna  |830 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 01, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Asked by Anonymous - Feb 25, 2024Hindi
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Relationship

I am 45 years old and my wife is 33 years old. we have been married for 5 years. my wife is sexually very active and wanting and though I want I am unable to perform and make her happy. She is very friendly with a colleague of hers who may be in his late 30s and my wife knows he is trying to advance sexually to her. many times she shows his messages where he praises her physical appearance explicitly. She doesn't positively respond to those messages and leaves with a smile. she often goes with him for lunch or a coffee. She introduced him to me once and I joined them for dinner outside. During that dinner, she asked my permission to sit with him and I sat opposite them. They sat as if they were a couple. Daily evening she usually shares some episodes like today he came to my floor and was standing in a corner with his friend but stealing glances at me etc. There is another colleague of hers who is a little older or maybe of my age. She regularly goes with him for tea inside her office cafeteria and spends 30 minutes daily. There was a little gossip about them also by colleagues but she used to say how she ignores them to meet that colleague daily. One another colleague of hers is a little younger than her. He flirts with her openly. He messaged her once let's see how can we progress romantically. He also messages her often about her physical attributes which she passes with smileys. She never stops them nor encourages them. She shows all the messages and seemingly doesn't delete any portion of it. The stories the messages the timelines everything matches and she doesn't hide anything from me is what I believe. All the above colleagues are from different departments and she has no direct official business with them. This being the scenario, I proposed to her an open marriage option. since I know very well that she is so emotionally attached to me as ours is a love marriage and our marriage will remain intact. I only wanted her physical desires to be met. I know she shares a very good, or we can say romantic equation with the first guy I asked her to get along with his advances and I am more than happy with being intimate with him or any one of her choice. She says to me that she doesn't want to do that. I believe that she thinks I may get hurt or she is afraid that should not lead her into a complicated relationship or even worse a debauchery. Not due to principles. At the same time, she enjoys continuing with them over coffee and messages. She neither stops them nor encourages them. My question is what exactly is in her mind? What should I do? I just don't want her to suffer a life without sex and at the same time I love her the most and I want my family to be intact.

Ans: Dear Anonymous,
You want to play a Savior here in your situation. Your wife is simply enjoying all the attention from men and sticking to messages and coffee meets. Of course, that is causing you to feel insecure about your role in her life. (This is just a perspective for you to ponder over and NOT in support of her actions)

When she isn't interested, why are you suggesting an Open Marriage? Do you think that that's going to be an easy thing on the mind and your marriage? Too many people get involved, insecurities, jealousies...the investment in terms of time, energy and emotions will be HEAVY and then there will invariably be a pile up of emotions in terms of new romances...it ceases to be only physical and emotions get underway. A lot of emotional roller coaster rides before it settles into a calm understanding is a journey that you and your wife must be willing to travel. Are you both ready for this?

Do not use Open Marriage to ever escape the situation at hand. Contrary to what people think, it's not all pink and charming roses!
What if you actually spend the same time to woo your wife back? Bring the spark back. Sex is not the only way to bond; in many cases sex is used more as a way to fill an emotional void. So, maybe it's possible that with the effort that the two of you put in emotional bonding might actually help the two of you to spice things up in the bedroom and then the number of times won't be the issue...the spotlight will more be strengthening the emotional bond that you already share.

It's a suggestion here that you work only bringing back the spark. You never know how things can change...

All the best!

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Love Guru

Love Guru   |187 Answers  |Ask -

Relationships Expert - Answered on Apr 07, 2022

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Dear LG, Please don't disclose my name. I don't want to share my personal problems with others. I am 45 years old, married 13 years ago; my wife's age is now 38 years. I got two kids. My wife is pretty (she takes lot of care for her beauty) and I want to live simple. I kept faith on my wife so I didn't interfere in her life. From last four years, I am staying away from family (because of work I have shifted to other city, monthly once I go back , purchase everything, give money for expense and return to job). She keeps her mobile with security. Once, by mistake, I read her WhatsApp message. One of her office client was praising her pics and she was responding to him. So I told her, be official, don't entertain, if they fall behind you and we may face problem. She agreed but is doing the same thing and deleting his messages. Then I wanted to see what all things she does in WhatsApp. So her link I shared in my mobile and started reading her messages. She use to chat with one married person from last three years, she changed his name in her mobile and kept his wife's name. Three years back he proposed her with love song. My wife used to support him, sometimes she used to delete the messages. He knows all my family history. Whenever they get time, they used to talk each other in phone. Some messages I read, they were planning to meet also. She always come home very late, I didn't question her because I kept faith, but as I told you I have two kids in home. If she comes late, they are facing a problem (they stay alone until she comes back). Simultaneously she is chatting with another married friend. She says he is like a brother in front of me, but that person says baby, darling, dear, love, etc, in his conversation and forwarded some love songs and calling her for long drive. My wife replied some other day we will go. He replies, You always says same thing. I will become old one day. Then I was surprised and guided my wife indirectly. I told, don't entertain any person they may start to trouble you or if anybody troubling you please tell I will help you. We got two kids so we got lot of responsibility. She got a clue that I am reading her messages, so immediately she deleted all messages and after some days she deleted their numbers, along with that she deleted some other numbers also!  Why, I don't know. Once I told my son, beware, I can track you and tell where are you going and what are you doing. But from that day onwards, my wife is blocking her internet at 6 pm (when her office closes) and unblocking when she returns home. I am worried regarding this behaviour. I have stopped reading her messages now. But now I am feeling very uncomfortable because her behaviour is very soft with me, (previously she was very aggressive, she used to fight with me unnecessarily.) Please guide me how to handle the situation. What can I do now? Sometimes I feel I should leave everything go somewhere or is it a punishment for marrying a pretty girl? What to do? Please guide how handle the situation. Regards.
Ans:

So, in a nutshell, you think your wife was flirting behind your back, you dropped some hints and then she has either stopped, or then stopped you from spying on her phone.

First of all, why are you dropping hints to her instead of talking straight? Which husband is going to appreciate his wife being wooed by other men with all this darling-baby love talk?

Even if she’s not having an affair, the flirty behaviour is bound to make you uncomfortable. Don’t you think you should call her out on it instead of pretending like some other man is making her uncomfortable?

Clearly, she’s enjoying the attention!

You seem very timid and intimidated by your wife. And if her behaviour has changed toward you for the better because you suspect she is guilty of something, all the more reason to get to the bottom of it!

Stop playing games and pussyfooting around her. Do some straight-talking for a change instead of going behind her back and reading messages!

And FYI, being good-looking doesn’t give any spouse licence to make their partner insecure!

 

(more)
Anu

Anu Krishna  |830 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 12, 2020

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Dear Anu Krishna, I'm a 39 year old man, married and having a daughter. It was an arranged marriage. We started off okay, with some good level of romance initially but plateaued later. First the emotional connect dipped, then her trust dipped and eventually physical intimacy dipped. After childbirth, our sex life hit a low and in past 5 years it has been almost a sexless marriage. I had not been a perfect partner but very much willing to fix my mistakes (I haven't cheated on her, ever). But my wife has been aloof with near zero communication. I never interfered in her independence of any form. I always trusted her but I never felt trusted/wanted/loved. She refuses to have meaningful deep conversations. We do have a lot of financial stress. We considered divorce about 5 years ago but didn't because of our daughter. Last year, I met a colleague and I connected emotionally well with her. I do consider her a good friend but my family (I stay with my parents) think I'm in an affair. This new friend also considers me her friend. Now my wife seems a little jealous of my friend, which is a good sign that there is still some hope to salvage this marriage. People have advised me both ways - to divorce and not to. I really want a happy life for myself and my daughter. I am confused - what should I do?
Ans: Dear JK, I can only imagine the stresses of the situation that you and your wife are in. But it takes two people to make a marriage.

And it would be worthwhile for both of you to understand that childbirth is a very transformative experience for entire family especially the new mother and the baby.

It is of utmost relevance here for them to have the support of the father and the family.

The emotional and physical needs of the man maybe ignored here but do know that your wife/ mother doesn’t do this as a well-thought idea but because her hormones dictate her mind and body.

But of course, if this has been something that has been going on for a while now even after a year of childbirth, it would be wise to have an open communication channel where the two of you understand each other’s needs and see how best as a couple you can fulfil them.

It is normal for a human to seek validation and attention from the external when his needs are not fulfilled at home. But the complications that can arise from that are something that you are well aware of.

You are an adult and you know what’s best for you and your family.

Having said this, if the choice is to make the marriage work, please don’t engage in finger pointing and instead think of ways to spice up your relationship.

Find someone to care for your child while you and your wife take a holiday.

If this also doesn’t work, I would suggest couples marital therapy where a professional may guide you to rebuilding your marriage.

Happy rebuilding and it’s worth working at it!

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Love Guru

Love Guru   |187 Answers  |Ask -

Relationships Expert - Answered on Sep 09, 2022

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Dear Love Guru, I am 50 years divorced man in relation with a 42 years divorced women. We have known to each other for the last 7 years, but only for the 8/9 months we have committed to each other. We intend to marry. But she insists for 40 lakh money and 1 flat in her name. Then only will see agree to marry. She says if not given she will marry another guy who will meet her requirements. I am so much in love that I am thinking of giving her demands and marry her.  But the real problem is, she has many male friends with whom she regularly chats over watsup and messanger. She also goes for dinner with some friends.  Secondly, whenever we go to any group parties (her known) she flirt around with male friends, like taking pictures holding each other, dancing closely together etc. I after ask her dance with me or take snaps with me, she just avoids. I have seen many male friends of her touching her bump or cheeks or holding her waists, she never objects. But when I try to do the same, she objects saying what people will think etc. She tries to stay away from me during the parties. I constantly remind her to stay with me, she says not to be so possessive and allow her some space.  Previously we had sex once a month for 5/6 months, but for the last 3 months she has totally stopped having sex, she says will do it only after marriage. Whenever we had sex, she didnt seems to participate, she just tells me to finish off fast.  Again, I am only one who telephones her every night for talking. She never calls me. Throughout the day she never calls and rarely chats with me. After I propose or insists, we meet once in 10 days. she always prefers to meet in group of friends. With me she talks quite ok, but in group she becomes very lively and active. I am confused whether to proceed for marriage by fulfilling her demands. What if after marriage she repeats the same flirteous nature and not so committed towards me. Please advice and help. Regards.
Ans:

You're confused? There's nothing confusing about the situation -- this woman wants nothing from you except an apartment and money.

She doesn't call you, she doesn't hang out with you, she doesn't like acknowledging you in public, she doesn't like having sex with you and she'll marry someone else if you don't fork over the moolah.

Stop considering how to ruin your life and find someone who's happy with you even minus the Rs 40 lakhs and the flat!

(more)
Ravi

Ravi Mittal  |177 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 08, 2023

Asked by Anonymous - Dec 07, 2023Hindi
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Relationship
I am 40 year old and married for 14 years but what happened in 2011 was me n my wife was working in a same company and my wife became close to a colleague on the same floor we work. She was very friendly n one day her colleague proposed her via her friend my wife didn't tell me n she felt very excited about it and after she became very friendly with him after few days she was ignoring me and she expressed her feelings too.but soon she realised she is going wrong and i noticed her changed behaviour and soon she started ignoring tht guy but he came n offered her chocolate and my wife informed me saying this guy's intentions I ask her to tie raakhi she tried but he was running away later we logged out she asked me to stop him and I forced him to him to tie raakhi and my wife was tying and he said I love u. I gve a tight slap to tht guy. Soon after he left the job. We were still working and left the office n joined different companies.after 6 months she went to same office for 2 months. And suddenly she left the job.Now after 12 years her TL met with my ex colleague and shared he working in tht office my colleague asked hey in tht same office my friend was working with his wife and her TL said ohh yeah his wife had n affair with other guy and he asked his wife to raakhi. And my ex colleague called me n said the same to me and since then I have so many doubts on my wife and after few days she confessed she had feelings for him and she already knew he likes her and she said it was just a feeling. Now we are having difference between us. Please help what can be done now I'm getting disturbed alot. 12 years this was secret.
Ans: Dear Anonymous,

I am sorry to hear that you are facing such issues. Doubt is very destructive in a relationship. It's important to have an open and honest conversation with your partner regarding what happened in the past. Don't push her to give you all the details; it will not contribute positively to your well-being. Aim for a more balanced and productive discussion.

You have to recognize that all these happened many years back. It's in the past. And you cannot change it. While it's essential to acknowledge and understand them, dwelling on them may impact your peace of mind. Focus on the present and try to build a more transparent and communicative relationship in the present. Take this opportunity to work together and strengthen your marriage.

Best Wishes!
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Hi, i have completed my masters in food technology and want to work as freelancers as a auditor in food industry could you guide how to go about doing.
Ans: Transitioning to freelance work as a food industry auditor can offer you flexibility and autonomy in your career. Evaluate your qualifications, experience, and skills in food technology, quality assurance, and auditing. Identify areas where you have expertise and experience that are valuable to potential clients in the food industry. Familiarize yourself with the requirements and standards for food auditing, including regulatory requirements, industry standards (such as ISO 22000, HACCP), and customer specifications. Understand the auditing process, documentation requirements, and audit protocols. Consider obtaining relevant certifications or training in food safety auditing, such as Certified Food Safety Auditor (CFSA), Lead Auditor Training, or other accredited programs. These credentials can enhance your credibility and qualifications as a freelancer. Network with professionals in the food industry, including food manufacturers, suppliers, distributors, and regulatory agencies. Attend industry conferences, seminars, and networking events to connect with potential clients and collaborators. Determine the specific services you will offer as a food industry auditor, such as food safety audits, quality management system audits, regulatory compliance assessments, or supplier audits. Identify your target market, including food manufacturers, processors, retailers, or food service providers. Develop a professional brand identity for your freelance auditing services, including a business name, logo, website, and marketing materials. Highlight your expertise, qualifications, and unique value proposition to attract potential clients. Determine your pricing structure based on factors such as the complexity of audits, scope of services, and industry standards. Establish clear policies regarding payment terms, project timelines, and confidentiality agreements to protect both your interests and those of your clients. Promote your freelance auditing services through online channels, social media platforms, industry forums, and professional associations. Create content related to food safety, quality assurance, and auditing best practices to showcase your expertise and attract potential clients. Cultivate relationships with potential clients by offering value-added services, such as training, consulting, or ongoing support. Build trust and credibility through transparent communication, professional conduct, and delivering high-quality audit reports and recommendations. Establish systems and processes for managing your freelance business, including client communication, project management, invoicing, and record-keeping. Prioritize time management and organization to balance your freelance work effectively. 

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Ramalingam Kalirajan  |959 Answers  |Ask -

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Asked by Anonymous - Apr 29, 2024Hindi
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I retired earlier now at 53. Invested 7L in ELSS and using 60L on short term equity trading (with monthly average gain 2L) and having own apartment home worth 40L. Having dependent widowed mother, wife with 13 yrs old daughter. Intended to raise daughter as doctor. Please suggest better investment options.
Ans: Congratulations on your early retirement! It sounds like you've made some good initial decisions, but there's definitely room for improvement to secure your family's future, especially considering your dependents. Here's how you can optimize your investments:

Reduce Risk in Short-Term Equity Trading:

While a ?2 lakh monthly gain from short-term trading sounds impressive, it's a very risky strategy. The market can be volatile, and these gains may not be sustainable. Consider allocating a much smaller portion (maybe 10-20%) to short-term trading and focus on more stable options for the majority of your investable assets (?60 lakh currently in trading).
Focus on Long-Term Growth and Stability:

Increase Investment in ELSS: ?7 lakh is a good start, but for your daughter's education and your retirement needs, you'll likely need a much larger corpus. Consider increasing your SIP amount in ELSS or similar diversified equity mutual funds with a long-term horizon (10+ years).
Explore Debt Options for Regular Income:

You mentioned having a dependent mother and daughter's education to plan for. Consider investing a portion (maybe 20-30%) of your investable amount in safer debt options like Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS) for your mother (if she's above 60), or fixed deposits to generate a regular income stream.
Plan for Daughter's Education:

Doctorate studies can be expensive. Start an SIP in a dedicated child education plan or invest in aggressive equity funds specifically for this goal. Talk to a Certfied Financial Planner for personalized recommendations based on the estimated cost of medical education.
Utilize Your Apartment:

While your apartment fulfills your housing needs, consider if it could generate additional income. Explore options like renting a room if feasible.
Seek Professional Guidance:

Given your multiple financial goals and risk tolerance, consulting a Certified Financial Planner (CFP) can be highly beneficial. They can create a personalized investment plan considering your risk appetite, time horizon, and financial goals.
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Ramalingam Kalirajan  |959 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 29, 2024Hindi
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Money
Dear Sir My age is 34 yrs. I have working alredy 10 yrs and my average total income till date 40L minimum. Still I did not save 1rs till now. Request you please advice how to start savings also make future retirement plan. My expected retirement age is 55yrs.
Ans: It's never too late to start saving for retirement, and kudos to you for taking this important step at 34! Here's how to get on track:

1. Assess your situation:

Track your expenses: For a month, track where your money goes. This will help identify areas to cut back and free up savings.
Emergency fund: Aim for 3-6 months of living expenses in an easily accessible savings account for emergencies.
2. Start saving:

Automated savings: Set up a Systematic Investment Plan (SIP) in a mutual fund. Start small, even with ?1,000 per month, and gradually increase as you get comfortable.
3. Retirement plan:

Employer benefits: Check if your employer offers a retirement plan like a Provident Fund (PF). Contribute the maximum allowed for tax benefits and long-term savings.
Individual options: Explore options like National Pension System (NPS) or Equity Linked Savings Schemes (ELSS) for long-term growth. Talk to a Registered Investment Advisor (RIA) for personalized advice based on your risk tolerance and goals.
Here's a breakdown based on your income:

You mentioned an average annual income of ?40 lakhs. Aim to save at least 10-15% of your income, which translates to ?4,000-?6,000 per month.
Remember: Consistency is key! Starting early, even with a small amount, allows time for your savings to grow through the power of compounding. Don't be discouraged if you can't save a lot initially. Every little bit counts!
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