Thanks for sharing your insights and analysis.

I am a 42 male with two kids -- the younger one is three years old and the older one is nine.

I have Rs 25 lakhs to invest for their education. I have never invested in MF or stocks till now.

I want to also invest Rs 50k per month in MFs regularly from now.

Can you please guide?

Ans: Lakshya, Based on comprehensive analysis of placement data and institutional performance across NITs and private colleges, your current options present distinct trade-offs between institutional prestige, branch preference, and career outcomes. NIT Tier 1 MSc programs in Physics, Chemistry, or Mathematics show variable placement rates of 25-90% depending on the subject and institute, with NIT Calicut MSc Chemistry achieving 21.73% placement rate and NIT Warangal MSc Mathematics recording 69-91% placement rates over recent years. NIT Tier 2 Civil/Mechanical branches demonstrate moderate placement performance, with Civil Engineering achieving 76-84% placement rates at top-tier NITs like Trichy and Calicut, while Mechanical Engineering maintains 88-91% placement rates at premier institutes. Lower-tier NITs for CSE/ECE through CSAB special rounds offer cutoff ranks extending to 35,000-45,000 for institutes like NIT Sikkim and NIT Arunachal Pradesh, though ECE placements show concerning trends with 40-50% students remaining unplaced at several IITs and NITs in 2024. In contrast, BMSCE CSE demonstrates 74-75% placement rates with 952 students placed from 1,344 graduates in 2023, while RVCE ECE shows stronger performance with 88-97% placement rates across recent years. Prioritize RVCE ECE for assured placement outcomes, followed by BMSCE CSE as a viable alternative, while avoiding MSc programs given your disinterest and their inconsistent placement performance compared to engineering branches. All the BEST for the Admission & a Prosperous Future!

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