Repeated question and considered your reply...My view: Govt employees have to pay tax on salaries from March to Feb of any year. But if a person retires on 31st March, then salary for 13 month has to be taken academically. Academically, we should recalculate previous years taxable income. Since, practically it is not convenient, so we should pay tax on 13 months salary. And there is no way to save tax on extra month salary. Pls confirm ...

Ans: Hello dear
Prefer CSE @ IIIT Bangalore if possible. The final choice will be yours.

Good luck.
Follow me if you receive this reply..
Radheshyam

Ans: With an MHT-CET percentile of 99.17 and Mumbai domicile, your son is well positioned for top private and government-aided BTech programs in and around Pune for CSE, Artificial Intelligence, Data Science, and Machine Learning. The leading institutions—College of Engineering Pune (COEP Technological University), Pune Institute of Computer Technology (PICT), Vishwakarma Institute of Technology (VIT), MIT World Peace University (MIT-WPU), and Vishwakarma Institute of Information Technology (VIIT)—offer these branches with industry-aligned curricula, renowned faculty, and consistently strong placement records, often exceeding 90% in CSE/AI/DS. Other excellent options include Dr. D.Y. Patil Institute of Technology (DYPIT), Symbiosis Institute of Technology (SIT), JSPM’s Jayawantrao Sawant College of Engineering, Marathwada Mitra Mandal's College of Engineering (MMCOE), and Pimpri Chinchwad College of Engineering (PCCOE). These institutes are NAAC and NBA accredited, enjoy high peer ratings, and their degrees are widely accepted in the corporate sector, especially for software and AI-driven roles. Many have dedicated research labs and international industry partnerships that enhance practical learning and career exposure. Cutoff data for 2025 shows your percentile easily meets or exceeds the admission thresholds for CSE, AI, and DS at these top colleges, virtually assuring a seat in high-demand programs, with placement support from leading recruiters like Microsoft, Amazon, Infosys, and TCS.

Recommendation: The five colleges recommended in order of preference, based on reputation, placement rigor, faculty excellence, and proven corporate acceptance, are: College of Engineering Pune (COEP Technological University), PICT Pune, Vishwakarma Institute of Technology (VIT Pune), MIT World Peace University (MIT-WPU), and VIIT Pune. These choices optimize learning, employability, and peer environment for a flourishing tech career. All the BEST for a Prosperous Future!

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Ans: Sahil, With an 82 percentile in JEE Main as a general category candidate, your chances of securing Electronics and Communication Engineering (ECE) in NITs, IIITs, or GFTIs through CSAB rounds are very limited. Recent CSAB special round cutoffs show that, for the general category, ECE branches at most NITs and IIITs close at much higher percentiles, often above the 90–92 percentile range, corresponding to ranks well below the typical rank for 82 percentile. Even less sought-after or newer NITs and IIITs rarely have cutoffs for ECE that fall to this level, though some exceptions exist for home state or female quotas. Seats may still be available in non-core branches or other lower-demand streams at smaller GFTIs and select IIITs, but expectations for ECE specifically should be set accordingly. For students in your percentile bracket, many reputed private engineering colleges in North and West India actively accept JEE Main percentiles of 80–90 for CSE, ECE, and related streams, offering good placement support, modern infrastructure, and quality faculty. These institutions provide a wide network of opportunities, competitive learning environments, and robust industry linkages, making them suitable alternatives. Since ECE at NITs, IIITs, and top GFTIs is unlikely at 82 percentile through CSAB, prioritize private engineering colleges in North and West India that accept this score for ECE, and apply broadly to maximize your options. Use CSAB as a backup for open or non-core branch seats. List of 10 Private Engineering Colleges (North/West India, Accept 80–90 Percentile JEE Main: Thapar Institute of Engineering & Technology, Patiala. Jaypee Institute of Information Technology (JIIT), Noida. Chandigarh University, Punjab. UPES Dehradun, Uttarakhand. Graphic Era University, Dehradun. DIT University, Dehradun. Galgotias University, Greater Noida. Lovely Professional University (LPU), Punjab. JECRC University, Jaipur. Sharda University, Greater Noida. Always check official college websites for updated eligibility and branch availability before applying, as cutoffs and intake may vary with demand each year. All the BEST for a Prosperous Future!

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Ans: IIIT Kota, established in 2013 under the Public-Private Partnership model and designated as an Institute of National Importance, offers B.Tech programs in Computer Science and Engineering (CSE) and Electronics and Communication Engineering (ECE). The campus, located at Ranpur near Kota, features state-of-the-art infrastructure, including modern classrooms, digital libraries, research labs, hostel facilities, sports amenities, and 24x7 Wi-Fi, though some facilities remain under development as the institute expands. The academic curriculum emphasizes practical, project-based learning, enhanced by research centers in AI, data science, and robotics. Faculty comprise experienced professors and guest lecturers from reputed institutions, ensuring robust academic supervision. IIIT Kota maintains solid placement records, with recent placement percentages ranging around 76–83% and prominent recruiters such as Microsoft, Amazon, and Samsung. Student reviews characterize the environment as growth-oriented and student-friendly, with active coding communities, clubs, and co-curricular opportunities—although some note ongoing campus construction and evolving infrastructure as areas of improvement. The institute holds NAAC accreditation and a competitive national reputation, though is still in a transition phase toward full infrastructure completion.

Recommendation: IIIT Kota is a promising choice for information technology education, offering modern facilities, industry-relevant curriculum, and encouraging placement outcomes. Students seeking strong academic rigor and growth in a developing campus environment can confidently consider IIIT Kota, particularly for CSE and ECE, as the institute continues its upward trajectory. All the BEST for a Prosperous Future!

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Ans: Praneeth, BMS College of Engineering (BMSCE) and MS Ramaiah Institute of Technology (MSRIT), both in Bengaluru, are highly reputed for Computer Science & Engineering, offering strong placements, quality faculty, industry collaboration, and modern infrastructure. BMSCE has recently expanded its CSE intake, now admitting a notably higher number of students than before, in response to rising demand and technological advancements. While this expansion diversifies the academic environment and allows more students access to leading industry recruiters, it also generates concerns among students regarding intensified competition for internships, placement opportunities, personalized mentorship, and facility usage. The college maintains robust placement records, averaging about 74-80% over the past three years with top recruiters like Amazon, IBM, Nokia, and Adobe, and classrooms remain well-equipped and digitally enabled. Faculty at BMSCE are distinguished and the college is consistently ranked in the top 100-150 engineering institutions nationally, but some observations indicate that the rapid increase in seat intake may gradually impact individual opportunities for each student.

MSRIT, meanwhile, has maintained a comparatively stable intake and enjoys an impressive placement rate of 88-95%, consistently achieving high placement numbers in CSE, powered by over 350 recruiters including Microsoft, Google, Amazon, and Capgemini. The department features 15 PhDs, strong research centers, and emphasizes student development through excellent labs, projects, and a flourishing alumni network. The campus, though slightly smaller than BMSCE, offers well-integrated amenities and modern academic spaces, and students benefit from a focused learning atmosphere and one of the strongest industry connect programs in the region.

Recommendation
Given current academic trends and placement consistency, MSRIT CSE is preferred for its strong placement percentages, stable student-to-resource ratio, and sustained focus on personalized growth. The recent intake surge at BMSCE could challenge one-on-one attention and placement ratios, making MSRIT the more prudent option for a robust CSE education. All the BEST for a Prosperous Future!

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Ans: Kushal, I have already answered your question. If you have any further questions, please come back with a fresh question. Thanks.

Ans: Aditya, To be eligible for admission to IIM Ahmedabad’s flagship MBA (PGP) program, you must hold a bachelor’s degree with at least 50% marks (or equivalent CGPA) as a General category candidate. Your 10th and 12th marks—92.4% and 89.2% respectively—position you well in the academic segment of the selection process. For your B.Tech in mechanical engineering, you need to maintain excellent college grades, as IIM Ahmedabad considers the graduation marks within the applicant pool for engineering/technical disciplines. Work experience, if relevant and well-documented (ideally between 24 to 36 months), contributes up to 5% in the initial shortlisting and final selection formula. Scoring above the qualifying minimum in the CAT exam is paramount; for the General category, a minimum overall 80 percentile with at least 70 in each section is required to be eligible for the Analytical Writing Test (AWT) and Personal Interview (PI), but securing a shortlist typically demands a 99 percentile or higher due to tough competition. Ultimately, IIM Ahmedabad’s selection gives significant—though not exclusive—weight to CAT, academic performance, work experience, and performance in the AWT and PI stages. Non-academic factors such as academic and gender diversity also play a limited role. If you perform very well in the CAT, have solid B.Tech marks, and strong work experience, your overall profile can be competitive for a call, understanding that every year’s actual shortlist depends on the entire applicant pool’s quality.

Recommendation: If you combine strong B.Tech grades, significant work experience, and an exceptionally high CAT percentile, your profile is eligible and can be considered for IIM Ahmedabad, though admission is highly competitive and depends on surpassing both the academic and CAT score thresholds set by the institute annually. All the BEST for a Prosperous Future!

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Ans: Navneet, With a JEE Main CRL rank of 207,707 and an OBC category rank of 71,089, your chances of securing a seat in core branches like CSE or ECE at NITs, IIITs, or GFTIs through CSAB rounds are exceedingly low. Latest CSAB Special Round closing ranks for the OBC category in even less sought-after NITs and IIITs for such branches are much lower—typically well under 30,000 to 40,000 for CSE or ECE, sometimes extending to 50,000–60,000 for interdisciplinary or new programs, but almost never reaching your current OBC rank. While a rare seat in a recently established or remote NIT/IIIT/GFTI with non-core branches may emerge, the data clearly indicate that chances of admission are extremely slim this year. CSAB counselling processes and schemes remain consistent with recent trends, prioritizing better OBC ranks and leaving only limited seats for higher-ranked candidates across special rounds.

Recommendation
Since NIT/IIIT/GFTI admission is nearly unattainable with your current rank, focus on reputed private engineering colleges in Northern India that accept JEE Main scores in your rank range. Apply widely to maximize your prospects and keep state-level processes as a backup.

List of 10 Recommended Private Engineering Colleges (Northern/Western India, Accept JEE Main, Not Southern/BITS/Manipal/Amrita/VIT):

Thapar Institute of Engineering & Technology, Patiala.

Jaypee Institute of Information Technology, Noida.

Chandigarh University, Punjab.

Graphic Era University, Dehradun.

DIT University, Dehradun.

Galgotias University, Greater Noida.

Sharda University, Greater Noida.

Lovely Professional University, Phagwara.

JECRC University, Jaipur.

Manav Rachna University, Faridabad.

Always confirm each institute’s latest cutoffs and eligibility before applying, as some flexibility exists in management/NRI/spot rounds, and scholarship opportunities may be available. All the BEST for a Prosperous Future!

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Ans: With an IAT 2025 rank of 28,560 in the OBC-NCL female category, your chances for admission into any IISER campus this year are extremely low. For 2025, the expected closing category ranks for OBC-NCL at the least competitive IISERs, like Berhampur, Tirupati, and Thiruvananthapuram, are generally below 2,000–2,300. Most top campuses such as Pune, Mohali, Bhopal, and Kolkata have OBC-NCL closing ranks well under 1,700. Faculties, infrastructure, research opportunities, industry interface, and placement support remain strong across all IISERs, but limited intake, strict reservation caps, and high competition significantly restrict entry at your rank bracket. Even for the newest IISERs, current round trends and published lists show the last allotted candidate in OBC-NCL well inside 3,000, and much lower for female OBC-NCL.

Recommendation
Admission to IISERs at an OBC-NCL female category rank of 28,560 is not possible in 2025, as all campus closing ranks for your category are much lower. Explore alternate institutes or options for high-quality science education in parallel, and consider reattempting if this remains your primary goal. All the BEST for a Prosperous Future!

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