Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

I lost Rs.50,000 on my investment of Rs.4 lakhs in August 2024. How can I minimize my losses?

Milind Vadjikar |1232 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Oct 06, 2024

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more

Question by M on Oct 05, 2024Hindi

Listen

Money

My investment of Rs.4 lakhs in august 2024, now Rs.50000 loss. What are the ways to mitigate losses

Ans: Hello;

I presume you are referring to your investments in direct stocks.

This is a notional loss unless you book it.

And if you had invested for short term you should have put a stop loss.

Investments in direct stock is fraught with numerous risks, please take your trades only under guidance of a research analyst/investment advisor.

Or else learn how to trade effectively through proper coaching and then trade/invest.

If you invest based on TV and Social Media tips then it is difficult.

Please seek advice on your stock holdings from a research analyst/investment advisor.

If you are into well researched fundamentally strong stocks and your time horizon is long(5 yr+) you shouldn't worry about these daily fluctuations.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jun 01, 2022

Question by Ramakanta - Jun 01, 2022Hindi

Money

I am having these following investments. I invested Rs 15 lakh in one go six months back. I need this money back after 3-4 months. Could you kindly advise what should I do now as it is going at a total loss of Rs 1.05 lakh as on date? Shall be highly obliged for your kind guidance. Folio Number Scheme Name Units Amount Invested Market Value Average Purchase NAV Current NAV Dividend Unrealized G/L IRR 11773387 PARAG PARIKH FLEXI CAP FUND - REGULAR GROWTH( equity flexi cap) 5766.159 299985.00 277368.00 52.03 48.10 0.00 -22617.00 -18.87 per cent 19934334374 CANARA ROBECO BLUECHIP EQUITY FUND - GROWTH( Equity Large Cap) 6948.923 299985.00 278721.00 43.17 40.11 0.00 -21264.00 -17.38 per cent 79949636772 MIRAE ASSET LARGE CAP FUND - REGULAR - GROWTH PLAN( Equity Large Cap) 3670.574 299985.00 282260.00 81.73 76.90 0.00 -17725.00 -14.83 per cent 910135 213304 AXIS MID CAP FUND - GROWTH PLAN( Equity Mid Cap) 4134.303 299985.00 274476.00 72.56 66.39 0.00 -25509.00 -19.83 per cent 19997034/03 ICICI PRUDENTIAL MULTICAP FUND - REGULAR PLAN - GROWTH(Equity Multi Cap fund) 640.364 299985.00 281203.00 468.46 439.13 0.00 -18782.00 -15.67 per cent

Ans: Never invest in equity schemes if the horizon is short. If not necessary, kindly do not redeem. All the funds are good, however, the markets are in correction mode.

Please follow these house rules for investing in MFs if your investment horizon is between:

1 and 3 years: Take short term debt funds
3 and 5 years: Hybrid Funds
5 years and above: Equity funds

Gaurav Garg | Answer |Ask -Follow

Answered on Dec 15, 2020

Question by R - Dec 15, 2020Hindi

Listen

Money

I have invested in Kotak small cap PMS and ICICI Infrastructure PMS on advice of my Financial Advisor 3-4 years back and now there is a heavy loss and even capital has eroded. What should I do now? I know it was big mistake by Advisor for whatever reasons.

Ans: Last three year were not good for small caps therefore I will suggest to hold your portfolio for longer term in order to generated healthy returns. Also, you should not invest more than 20% of your entire investment amount in small-caps if you are not an aggressive investor.

Advait Arora |1264 Answers |Ask -Follow

Financial Planner - Answered on May 18, 2023

Question by Kishore - Mar 20, 2023Hindi

Listen

Money

I have bought Bajaj finance at avg of 6500 during last 40 days 65 shares .. nOW THE PRICE IS 5500 . A TOTAL LOSS OF 65000. .. PLS ADVISE

Ans: dont book loss. hold it for long term. it is a great company !!

Disclaimer: Views expressed here are for your understanding and analysis. pl speak to your financial advisor before taking any decision.

Jigar Patel | Answer |Ask -Follow

Stock Market Expert - Answered on Nov 08, 2023

Question by SATISH - Nov 07, 2023Hindi

Listen

Money

I HAVE 3600 @ OF Rs 124/ SHARES OF POWER GRID INFRASTRUCTURE INVESTMENT TRUST SINCE )! YEAR. LOSS OF Rs 25/ WHAT TO DO NOW?

Ans: EXIT IF CLOSES BELOW 95 ON MONTHLY BASIS

Latest Questions

Mayank Chandel |2281 Answers |Ask -Follow

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on May 15, 2025

Question by Rahul - May 10, 2025

Career

I passed 12th in 2024 and i am appearing for jee advanced in 2025 for the first time, am i eligible for jee advanced 2026 for my second attempt or is it lost

Ans: Hi Rahul
from the year of your first appearance in 12th, you can give jee main 3 times & advanced 2 times.
you can appear in 2026

Nayagam P P |4528 Answers |Ask -Follow

Career Counsellor - Answered on May 15, 2025

Question by Saman - May 14, 2025

Career

11th and 12th class k lye registration kab hota hai, aur agar 11th me loc me subject galat likha hua hai to kaise sahi hoga

Ans: 11th ????? ?? ??????????? ?? ??? ?? 12th ?? ??????????? ???????-????? ??? ???? ??? ??? ???????? ??? ???? ?? ?? ??, ?? ????? ?? ?????? ?? ???? ?? ???? ????? ??? ??????? ???????

Nayagam P P |4528 Answers |Ask -Follow

Career Counsellor - Answered on May 15, 2025

Asked by Anonymous - May 14, 2025

Career

Hii. My friend give hsc exam in 2024feb/march and improvemental exam improvemental exam in 2025feb can he give again improvemental exam in july as a private candidate.

Ans: You have not mentioned which board your friend belongs to. Please specify his board to answer.

Nayagam P P |4528 Answers |Ask -Follow

Career Counsellor - Answered on May 15, 2025

Asked by Anonymous - May 14, 2025

Career

Hello Sir I gave CBSE board class 12th in 2024 Scored 67 percent gave mains that year but took drop qualified 75 criteria from NIOS in 2025 but wasn't unable to attempt main due to health issues if I give Mains in 2026 am I eligible for mains and advance in 2026

Ans: You can appear for JEE Main 2026, but you will not be eligible for JEE Advanced 2026 as per the current rules. All The BEST.

Follow RediffGURUS to Kow more on 'Careers | Health | Money | Relationships'.

Samraat Jadhav |2284 Answers |Ask -Follow

Stock Market Expert - Answered on May 15, 2025

Question by Gopalkrishna - May 15, 2025

Money

sir now what is prospective of yes bank ?

Ans: The acquisition of a 20% stake in Yes Bank by Sumitomo Mitsui Banking Corporation (SMBC) is seen as a credit-positive move. Moody’s has highlighted that SMBC’s entry brings a long-term strategic partner with a strong balance sheet and funding capacity, which could support Yes Bank’s growth.
There’s speculation that SMBC may merge its Indian NBFC arm, SMFG India Credit, with Yes Bank, aligning with RBI norms that banks should have a single lending presence. This could expand Yes Bank’s lending capabilities and strengthen its market position.
However, some analysts remain cautious, noting that while the acquisition is sentimentally positive, it does not immediately change Yes Bank’s business fundamentals. The deal still requires regulatory approvals from the Reserve Bank of India (RBI) and the Competition Commission of India (CCI)

Samraat Jadhav |2284 Answers |Ask -Follow

Stock Market Expert - Answered on May 15, 2025

Question by cdac - May 15, 2025

Money

Hello Sir ! I got to know that my uncle has purchased 213 share of Vijaynagar Steel in 1995 and I have seen your response on one of similar query which you shared that it should be roughly translate to 32000 shares, but I need help to add them into the DMAT account , can you please provide us your consultation and help on the same, I would be more than oblized for this.

Ans: your broker should help you with all the documentation. If you need specialized service then it will come with a fees, you can connect me through www.prosperitywealth.in

Nayagam P P |4528 Answers |Ask -Follow

Career Counsellor - Answered on May 15, 2025

Asked by Anonymous - May 14, 2025

Career

Hello sir, I'm a DASA student applying to IIITH for the 2025-26 batch. My current curriculum is the NSW HSC from Australia, which includes Mathematics and Physics but not Chemistry. IIITH requires Maths, Physics, and Chemistry for DASA eligibility, and I need to figure out how to add Chemistry.I've been looking into taking Chemistry through NIOS (National Institute of Open Schooling), AP chemistry or IB board but I'm concerned because IIITH's brochure specifies that the subjects must be completed "outside India". I've emailed IIITH for clarification, but I'm still waiting for a response. Also , i am planning to take chemistry individually due to which i will get an individual subject marksjeet from one board and the rest of the subject marksheet from another board. Is this acceptable for DASA?

Ans: For IIITH DASA, Chemistry must be completed and certified outside India as part of your qualifying examination. Taking Chemistry via NIOS (India) will not be accepted. Taking AP or IB Chemistry overseas may be accepted if it results in a recognized certificate. Split mark sheets from different boards are generally not accepted unless the university specifically allows it-wait for IIITH’s official clarification, but plan to get all three subjects on a single, recognized overseas certificate if possible. All The Best.

Milind Vadjikar |1232 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on May 15, 2025

Asked by Anonymous - May 15, 2025

Money

I am 43 and have approx 5cr invested in real estate into two different properties other than the house I live in (the premium that I have got over years may not be a white money when I will plan to liquidate) , another 17L in stocks (which are heavily beaten down for now and 17L is a beaten down value), along with some 20L in company PF accounts , and some 6L of emergency funds. I have a child of 5 yrs of age to support and wife also works. Apart from it, I got no medical or term insurance, I am looking forward for a retirement in another two years max. I dont have any ongoing loan and live a simple life. Can I plan it successfully ? (I draw a salary of not more than 1L per month after tax. )

Ans: Hello;

How much rental per month do you expect from the real-estate properties?

Please confirm.

Thanks;

Milind Vadjikar |1232 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on May 15, 2025

Question by Hansa - Mar 24, 2025

Money

hello sir,I worked in Dabur , sahibabad, UP from March 1995 to February 2005 till the age of 34 years. There was monthly deduction of PF from my salary throughout this period and I used to get yearly PF statement. I didn't withdraw my PF till now. After 20 years, this month when I went personally to Meerut EPFO to claim my PF and pension, they said my EPF claim was settled in November 2005 through form 9 without giving any further details and closed the communication. I am absolutely not aware of how and when it was settled. Please let me know whom to approach and why they are saying it was settled in Nov.2005 through form no. 9? What about my pension which also I haven't got till now. I am 54 years of age at present. Please guide. Thanks

Ans: Hello;

Firstly check with your family if some of your family members have withdrawn it on your behalf.

Double check with EPFO if they are referring to the correct EPF account.

If not then please file a grievance with EPFIGMS grievance redressal portal of EPFO.

If you still do not get proper response you need to send legal notice through your lawyer/EPF consultant for claim of EPF and pension and also file Police complaint for fraud.

Best wishes;

Nayagam P P |4528 Answers |Ask -Follow

Career Counsellor - Answered on May 15, 2025

Question by Mamta - Apr 25, 2025

Career

sir I am actually confused about my career because at first I wanted to serve while taking aerospace course though jee advance but now days due to my growing concerns regarding my interest in neet section to become a surgeon is being greatly influenced. what should I do?

Ans: Mamta, If your interest in biology and medicine is growing and you genuinely see yourself as a surgeon, consider focusing on NEET. If your passion for technology and aerospace remains stronger, continue with JEE. Both fields are prestigious and offer rewarding careers, but your long-term satisfaction will depend on aligning your studies with your true interests and strengths. Take some time to reflect, talk to professionals in both fields, and, if possible, shadow them to get real-world insights. Your decision should be based on what excites and motivates you most for the years ahead. All the best for your Bright Future!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x