I have invested in Kotak small cap PMS and ICICI Infrastructure PMS on advice of my Financial Advisor 3-4 years back and now there is a heavy loss and even capital has eroded. What should I do now? I know it was big mistake by Advisor for whatever reasons.

Ans: Exemption from capital gains can only be claimed against Long Term Capital Gains.
Since your is short term capital gain, No tax can be saved

Ans: Hello dear.
Chances are there to get a seat in GMC under the state quota.
Best of luck.
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Radheshyam

Ans: ITR 1

Ans: Based on your declaration, with only deduction of Rs.1.50 Lakhs, you will be paying Rs.320000 in Old regime and Rs.161,200 in New Regime.
Better to opt for New Regime

Ans: Hello dear.
There are many colleges for E & TC. First, locate the city, then the college. Fill out the options in state-level counseling wisely. If you search across the M.S., it will be quite difficult for you. It is better to first select your preferred city and college to reduce any upcoming problems.
Best of luck.
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Radheshyam

Ans: Hello Mangia,
With the mentioned score and category, you have a good chance of gaining admission to reputable colleges. However, I am unable to provide the list of colleges either from Pune or the rest of Maharashtra.
Best of luck.
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Radheshyam

Ans: Hello dear.
Better to apply to AKTU. Try with some private colleges. Compromise with the branch also if possible.
Best of luck.
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Radheshyam

Ans: Hello Ram
Chances are moderate to slim. Explore other options.
Best of luck.
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Radheshyam

Ans: Dear Anonymous,
I am really sorry you are going through this. What happened is just as confusing as it is hurtful. Let’s get one thing straight, you did nothing wrong. You are not at fault here. Nothing you could’ve done or said should or could cause this reaction.
Coming to your first question, it is very difficult to answer it without generalizing all men. But some of the most reasons for this could be:
He got what he wanted. It sounds crass but in most cases, this is the truth. He had no intentions of being more than just that.
He might be avoiding responsibility. He didn’t want more, and the mature thing would have been to sit down and have that discussion with you. But, maturity isn’t easy and he chose the easy route, that is to ghost. His decision to disappear is a reflection of his nature, not yours.
Coming to what your friend said, it could be that too, but the chances are slim. Some men do feel overwhelmed but disappearing for over a week is a stretch. Again, it’s his unreadiness to feel so many emotions, not yours.
Now, I want to gently nudge you towards one thing: you said you feel ashamed. Shame creeps in when you hold yourself accountable for someone else’s actions. And also due to societal prejudice. Keep both aside, and you have nothing to be ashamed of. Did you move too fast? To be honest, there is no fast or slow in these things. There’s no set timeline. You did what you felt was right in the moment. And you were ready to step up, but he went MIA. The entire unfortunate turnout is not because of your pace but his lack of respect. Even if he comes up with a good enough reason for this disappearing act, I still want you to remember that not even for a second, you had anything to create this situation.


I hope this helps.