I HAVE SIP OF QUANT SMALL CAP,HDFC SMALL CAP, NIPPON INDIA SMALL CAP,HDFC MIDCAP OPPURINITY FUND, NIPPON INDIA GROWTH GROWTH FUND,KOTAK EMERGING FUND, HDFC FLEXI FUND, CAN ROBECO EMERGING FUND, UTI FLEXI FUND, & HDFC BALANCE ADV. FUND EACH Rs 5000/ FOR 5 YEARS. PL SUGGESTS FOR AGRESSIVE INVESTMENT
Ans: To suggest an investment plan, we need to understand one’s financial situation and investment goals first which include Risk tolerance, Investment goals, Time horizon, etc. Your current SIP portfolio is already highly aggressive, with an Equity: Debt ratio of 95:05 focusing majorly on mid and small-cap stocks. These funds have the potential to generate high returns, but they also come with much higher risk. The suggestible investment portfolio for you will vary depending on your individual needs and circumstances.