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Samraat

Samraat Jadhav  |1714 Answers  |Ask -

Stock Market Expert - Answered on Apr 25, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more
Amarendra Question by Amarendra on Apr 24, 2024Hindi
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I can stay invested for five years

Ans: 5 yrs is a short period, you have to stay invested for atleast 10yrs
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Ans: As you embark on this investment journey at 65, it's crucial to follow a systematic process to ensure your financial goals are met while considering your age and time horizon. Here's a general roadmap:

Define Your Goals: Clearly articulate your financial objectives for the next 5 years. Whether it's funding retirement expenses, leaving a legacy for your loved ones, or achieving a specific milestone, knowing your goals is the first step.
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Asked by Anonymous - Jan 23, 2024Hindi
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My daughter is 10 years old, she dnt want to study at all.we forced her to study then she learned as I am also a working women and her father is in abroad. So, we arrange one home tutor and in evening I taught her also. I explained all subjects throughly to understand her basics. At that time only she studied otherwise she didn't want to study by her own. She always need a pressure for studies due to this her marks are not good at all. She is an average student. Pls suggest what to do?
Ans: Hi!!
A working mother, husband working abroad, there is only so much you can do. Spend quality time with your daughter, bond with her on stuff other than studies, that brings happiness to both of you.
If you as a mother know your child's potential then, this should be good. You are saying she is an average student then set a certain percentage that she can score, when she scores that much then celebrate it. Let her live a balanced life, right amount of time spent on studies and other skills. Expose her to other skills like, music, sports, debating, story telling... she will soon discover something where she excels!!

Set a time for studies, let her study during that time and rest of the time don't keep talking about studies, discuss and do something else. Explain to her why studying is important, make gaining knowledge, studying a rewarding experience. Every child comes with their set of strengths and success. As a mother cherish your child and enjoy your time together. Your child is unique, do not compare her with anyone else.
Inspire her to be happy, healthy and knowledgeable by you being so!!

Happy Parenting! Best wishes

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The average salary for an interior designer in India varies by experience and company, starting from entry level with less than three years of experience earning an average salary of ?2.6 lakhs per year; mid-career between 4–9 years of experience earns an average salary of ?4.5 lakhs per year; experienced: 10–20 years of experience earns an average salary of ?7.1 lakhs per year; independent: ?50,000–1 lakh per month or more; and top companies can pay ?22–24 lakhs per year on average, up to ?44 lakhs per year with relevant experience as well.

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Hello Madam, My daughter is 12 yr old and is in class 7th. She is not at all interested in studies. She is also not interested in making new friends. She is always busy on playing games on mobile. Studies just one week prior to exams. Her behavior is also becoming rude day by day. Kindly suggest.
Ans: Hello!!
The addiction to mobile after COVID is a menace every parent is facing. The good part is she is aware about her exams and studies at least one week before her exams.

The rude behaviour, lack of focus on studies is all stemming from the mobile games. They are highly addictive and the thrill they give is beyond imagination. Slowly but surely you have to take away the mobile from her, that's the only way to help her look for other sources to keep her busy .Friends, new skills and studies will get her attention only when the mobile is away.

Allocate time for food, sleep, studies, play time and also mobile time( can't just take away the mobile, has to be weaned away from it gradually), in a day. Set a timer for the mobile usage, she has to return the mobile as soon as the timer bell rings.

Pls remember you are the adult here, she is just a child. Guide her, lead her towards better and interesting things to do. You all as a family have to stop sitting with the mobile, start reading books ,play board games , learn a new skill, sing songs, cook together, bake together, you make everything at home an interesting activity, joyful activity, why will a child sit on the mobile?
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my son is 8 year old studying in Class 3 . The classes occus is in Second shift from 11.30 am to 5.30 PM . after comming from the scholl he tired and not able to study in night . plz suggest the Correct time table for the second shift school child so that we can manage his tireness and keep improving him in balanced way.
Ans: Hello Saket!!

It is unfair to expect a child all of 08 to come back home from school late in the evening and study(I am assuming he is home by 6.30 PM). You can shift his study time to the morning hours, say from 8 to 10 AM.

Now to manage his well being after coming back from school.
Take care of the following-
1. it's a good time to introduce time management to your 8yr old son
2. on a Sunday when both of you are relatively free, involve him to make a time table for studies. Stick the time table in a place where it is visible to him
3.let him relax for an hr after coming back from school
4.if you assume 10 PM is his sleeping time( the child needs 9-12 hrs of sleep), and 7:45 PM is dinner time, some where between dinner time and sleeping time, see if you can manage a little bit of HW/studies
5. there is so much happening at school apart from studies, he is developing - social skills, coping mechanism, developing new ideas ,etc....let home be a place where he is loved, nourished and a place to relax and rejuvenate
6. have fixed time to study and make him study during those hours.

You cannot be rigid, every child's requirements are different try out what suits you and your family!!

Happy parenting!!

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Dating, Relationships Expert - Answered on May 06, 2024

Asked by Anonymous - Apr 30, 2024Hindi
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Hi I am 27 M. I am a introverted person but not that much I love meeting new people, party, travelling etc. But Whenever I try to talk with any girl I forgot everything that I want to express and also feels bit nervous and shy. So many thoughts are in my mind but I am unable to express that in front of others, I simply forgot. How can I improve my communication skills with other girls and feel confident about myself.
Ans: Dear Anonymous,

What you are facing is very common. The first step is to remember that you are not alone. Even the best of us face it. Second, have you tried dating apps? There is no speaking face to face, which substantially helps with the nervousness. You can chat with people for days before you even decide to meet them in person. You can also attract the people who can perfectly match your vibe, making it easier for you to feel more comfortable and relaxed with them.

Other than that, here are few tips you can try-

Start small. Start with small talks. You don't need to have a full blown conversation in the very first attempt. Say Hi, smile, or ask her about her day. If you feel shy to speak, master the art of listening. Women love a man who can actively listen. Third, be genuine and be yourself. The more you pretend to impress a girl, the trickier it can be to keep up the act. Moreover, you will be preoccupied with your pretense and won't focus on the quality of the conversation. Be you. Fourth, learn from your experience. Good or bad, experiences can teach us a lot. Reflect on the past conversations; the ones that went well and ones that didn't. Identify what worked and what needs improvement. And lastly, be patient. Building confidence can take a while. Not all of us are naturally blessed with it. Some of us have to work for it. But in the end, it will be worth your while.

Best Wishes.

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Dating, Relationships Expert - Answered on May 06, 2024

Asked by Anonymous - Apr 30, 2024Hindi
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To start with I am in my early sixties . We have a large WhatsApp group of undergraduate college batchmates where sometimes news about batchmates / their families get posted . A married lady batchmate, located in one of the metro cities reached out to me over phone to offer her condolences / sympathies for loss of a family member that I had suffered . While I didn't personally know the lady , found the gesture empathetic & touching . So when the next physical batch meet took place I sought her out to thank her and we chatted for some time too ! Subsequently , we started being in touch , she mentioned that she found my gesture ( asking her to sit besides me to chat up very affectionate ) both through chat and calls and started sharing about each other , even personal matters . And now it seems that the relationship is moving in to a clear zone of intimacy ! And we talk pretty affectionately and frequently these days and it seems we make a good chatting pair . She is pretty attached to her grown up children and probably with a non intimate, dysfunctional, unsatisfactory marriage dragging on . She says her relationship in her marriage has totally failed right from beginning but she has not been able to do anything about that so far . It seems that the children are with the mother ! I find her balanced, affectionate and would like understand if something akin to a long term relationship /companionship would be possible . So have asked her to share about me, about our mutual feelings to her kids . Have also sounded her that if her husband gets to know about this relationship - it might lead to a family issue including formal break up of her marriage. And I am truly concerned about that . But she is very wishy wishy in her ideas about possible course of action , way forward .And I don't want her to get hurt or disappointed nor I want to be placed in a emotional drag. My questions are 1. Can this relationship go anywhere ? And if yes , what is the minimum expected from her ? 2. Can we be just be chatting friends ? Doesn't seem so as we talk & share as if we are a couple ? 3. What should we both do to avoid any possible emotional trauma to each of us ? (A still active and adorable senior citizen without strings and without a care in the world )
Ans: Dear Anonymous,

I am glad you found a genuine companion. I understand that you both care a great deal about each other and that is rare in today's day and age. Now coming to your questions-

1) It most definitely can. But that depends on the course of action your partner is willing to take. I assume that neither one of you would like to formally tag it as a relationship till she is married to another man, no matter how the marriage is. So, in that case, your partner must have a clear discussion about the same with her husband and you can proceed from there. But going ahead and having a romantic relationship while she is married to someone else would not be ethical and even when she has every right to seek happiness in her life, it would be her who faces all the societal judgment.

2) You can be two friends chatting with each other. Friends do share a lot, even personal matters. Having said that, it did not sound to me that you are in that platonic friend zone anymore. You have grown to like each other a little more and given the circumstances, it is perfectly alright. But to be more than friends, it is important for your partner to first speak to her current husband and consider separating. But at the end of the day, it is her decision. If she doesn't want to formally end it, you would have two options. One, love each other in secret and never have the chance to show off your love to the world. Two, break it off and either try to remain friends or sever ties altogether.

3) Don't have unrealistic expectations. We are all guilty of it time and again. In this case, even though her marriage isn't perfect- you know and she knows it too- it isn't easy to let go of a relationship people spend years to build. Take things slow and let her make her own decisions. If you expect she will leave her marriage for you, you are setting yourself up for disappointment. It might happen, but then again, it might not. Focus on being each other's companion. You can't help how you feel, but that does not mean you have to act on it right now.

One more thing- if you can see yourself getting hurt, I would suggest reconsidering the relationship. Every relationship has in its capacity to cause emotional trauma. That's the thing about romance- it can make or break you.

Best Wishes.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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