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Shekhar

Shekhar Kumar  |154 Answers  |Ask -

Leadership, HR Expert - Answered on May 06, 2024

Shekhar Kumar is senior manager, talent acquisition, at the Shri Venkateshwara University in Gajraula, Uttar Pradesh. He has 18 years of expertise in the search and placement of executive leadership talent across various industries.
He has also mentored middle and senior management professionals for leadership positions and guided them in career development.
Shekhar has a bachelor's degree in business management from Magadh University, Bihar, and a master's degree in human resource management from Annamalai University, Tamil Nadu.... more
Asked by Anonymous - Mar 17, 2024Hindi
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What should I do I have cgpa 6.1 in btech now till sem 3rd year ,1st sem. Currently I'm in 3rd year. So , i should prepare for upsc civil services or UPSC engineering services.

Ans: Deciding between UPSC Civil Services and UPSC Engineering Services requires careful consideration of your interests, strengths, and career goals. Reflect on your interests, strengths, and career aspirations. If you have a passion for public administration, policymaking, and addressing societal issues, UPSC Civil Services may be a better fit for you. On the other hand, if you enjoy technical challenges, problem-solving, and contributing to infrastructure development, UPSC Engineering Services may align better with your interests. UPSC Civil Services often involve a diverse range of roles, including administrative, diplomatic, and policymaking positions, with opportunities to work at the national, state, or district levels. UPSC Engineering Services primarily focuses on engineering roles in government departments and organizations, with responsibilities related to project management, design, and implementation of infrastructure projects. I would recommend that you pursue civil services, which may indeed be a better choice for you. Civil services provide opportunities to lead and make decisions that influence public policies, programs, and initiatives. As a civil servant, you can contribute to governance, social development, and nation-building by addressing key issues and challenges facing the country. Civil services offer avenues for continuous learning, professional growth, and skill development. You can undertake training programs, attend workshops, and participate in capacity-building initiatives to enhance your knowledge, skills, and leadership abilities throughout your career. Civil services provide the job security, stability, and prestige associated with serving in the government sector. Civil servants enjoy various perks, benefits, and allowances, along with opportunities for promotion and career advancement based on performance and seniority.
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Nayagam P

Nayagam P P  |3989 Answers  |Ask -

Career Counsellor - Answered on Jun 03, 2024

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sir i am a second year college student (btech ece) and confused if i should go for upsc, gate, defense or sit for college placements. Can you please advise me on what path should i choose, thank you
Ans: Lavish,

Read your question carefully and my suggestions below:

1) As of now, fully focus on your BTech (ECE)
2) Involve in Co-curricular Activities (related to your domain) & also in some extra-curricular activities.
3) Try to get as much Certifications as you can from NPTEL, Internshala etc. to be COMPETENT when your Campus Recruitment approaches in your 4th year.
4) Keep updating your LINKEDIN Profile every 3-months to add your qualifications whenever you get any Certifications or other specific achievements.
5) Once you enter into your 4th year, start RESEARCHING about the Companies / Recruiters who visited your College during the last 3-years to know their expectations. Keep your Professional RESUME ready just before your Campus Recruitment.
6) Start PREPARING well for your Campus Recruitment Written Test / Interview / Group Discussion, whichever is applicable.
7) As far as UPSC / Defence / Gate are concerned, it is advisable to make a through Research about it, such as, Number of Vacancies, Eligibility Criteria, Competition Involved, Syllabus / Curriculum, Best Modes of Preparation, Level of Job Satisfaction, Your Family Environment, Availability of Time If You Join any Job & other important / relevant factors. Then decide which Exam will be most suitable for you.
8) If you are fully satisfied with your job, got through your Campus Recruitment, it is ideal to continue with that and keep upgrading your skills.
9) And, it is advisable NOT to quit your job for UPSC / Defence / GATE preparation.
10) Try to manage TIME both for jobs and also to prepare for Competitive Exams.

Hope the above information is adequate for you.

If you need any other clarifications for your or have questions for anyone, post your questions (in detail) to me and/or follow me here in RediffGURU to know more on ‘Careers / Education / Jobs’.

All The BEST for your Bright Future from RediffGURU.

Nayagam PP
EduJob360
CERTIFIED Career Coach | Career Guru
https://www.linkedin.com/in/edujob360/

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Milind

Milind Vadjikar  |795 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Dec 24, 2024

Asked by Anonymous - Dec 24, 2024Hindi
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Hello i am almost 30 now I have invested around 40 lakhs in Market (mutual funds plus equity) 6 lakhs ppf maybe 2 lakhs pf I have parental property of combining around 2.5cr I have my parents helath insurance from a private insurance company, also covered by cghs health scheme,so no major worries about health expenses, for me i have 10lakhs health insurance Apart from this we have family pension also. As of now overall i have a monthly income of around 2-2.25 lakhs. I have a car a bike a scooty all valid for next 8-10 years What should be my goal amount for the retirement, i want it as early as possible As per the current scenario i am assuming i will live max till 75 years age. As of now i can invest 80-90k per month Yet to be married i assume i need atleast Lakhs per month as of now What should be the ideal amount with which i can retire
Ans: Hello;

Hope you have adequate term life insurance for yourself.

You may start a monthly sip of 90 K in a combination of pure equity mutual funds.

After 10 years your sip and lumpsum investment will grow into sums of 2.09 and 1.24 Cr respectively.

This adds upto 3.33 Cr. If you add your ppf and EPF corpus then this should add upto a sum of around 4 Cr.

If you invest this corpus in a conservative hybrid debt fund and do a SWP at the rate of 3.5%, you may expect a post tax monthly income of
1 L+.

As you get married your expenses will rise as also the need to plan for various other goals.

Therefore the decision to retire from regular 9-6 job should be backed up with alternate business plan or such other plan to monetize your hobbies that may yield income over atleast next 10-15 years.

Best wishes;

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