Please advise. I am 32 and have the below funds.

Please suggest should I merge any? Start new SIP?

SIP started on July 5, 2021.

Mutual Funds	Plan Type	Amount Invested
Canara Robeco Bluechip Equity Fund	Direct Growth	Rs 10,000
Canara Robeco Emerging Equities Fund	Direct Growth	Rs 10,000
PGIM India Midcap Opportunities Fund	Direct Growth	Rs 5,000
Nippon India Small Cap Fund	Direct Growth	Rs 5,000

Lump sum:

Mutual Funds	Amount Invested
Axis Midcap Fund (August 21, 2020)	50,000
Axis Small Cap Fund (February 4, 2020)	50,000
PGIM India Midcap Opportunities Fund Direct Growth (June 8, 2021)	50,000
Quant Active Fund (June 6, 2021)	50,000
ICICI Prudential Technology Fund (July 1, 2021)	50,000
Kotak Small Cap Fund (February 12, 2021)	35,000
Mirae Asset Midcap Fund (February 12, 2021)	35,000
Edelweiss US Technology Equity Fund of Fund (January 12, 2021)	30,000

Please provide your guidance to consolidate my portfolio to achieve goal of retirement corpus of Rs 2 cr. I am currently investing a SIP of Rs 64,000 per month in the following funds from June 2020. My age is 46 years. I plan to work for another 9 years. 1. Axis Bluechip Direct G Rs 3,000 2. Axis Focused 25 Direct Growth Rs 3,000 3. Axis Midcap Direct G Rs 2,000 4. AXIS Small Cap Direct fund G Rs 2,000 5. HDFC Gold Fund Direct Growth Rs 5,000 6. ICICI Pru Discovery Direct Growth Rs 5,000 7. ICICI Pru US Bluchip Direct Growth Rs 5,000 8. Kotak Emerging Equity Direct Growth Rs 3,000 9. Kotak Flexicap Direct Growth Rs 3,000 10. Kotak NASDAQ 100 FOF Direct G Rs 3,000 11. Kotak Small Cap Direct Growth Rs 2,000 12. L&T Hybrid Equity Direct Growth Rs 3,000 13. L&T MidCap Fund Direct Growth Rs 2,000 14. L&T Nifty Next 50 Index Fund Direct G Rs 5,000 15. L&T Value Fund Direct Growth Rs 3,000 16. Mirae Asset Emerging Bluechip Direct G Rs 2,500 17. Mirae Asset Large Cap Direct G Rs 2,500 18. SBI Equity Hybrid Regular Growth Rs 5,000 19. SBI Focused Direct Plan Rs 3,000 20 SBI Multi Asset Fund Direct Growth Rs 2,000

I am doing monthly SIP for Rs 27000 in below funds, can you please advise if I can continue with the same or if I need to merge some of the funds. I am looking for long term investment: HDFC Top 100 Fund - Rs 1500 ICICI Prudential Value Discovery Fund - Rs 2000 Sundaram Midcap Fund - Rs 2500 SBI BlueChip Fund - Rs 3000 ICICI Pru Equity & Debt Fund - Rs 3000 L&T Midcap Fund - Rs 3500 Mirae Asset Emerging Bluechip - Rs 3500 Kotak Standard Multicap Fund - Rs 3000 Axis Long Term Equity - Rs 3000 Parag Parikh Flexi Cap Fund-Reg(G) - Rs 2000

I'm 35 years old and investing SIPs evenly in the following MFs. Please advise if I need to consolidate few of the schemes or move to some other MF. Axis Long Term Equity Fund Axis Midcap Fund Axis Small Cap Axis Global Equity Alpha Fund of Fund Motilal Oswal Nasdaq 100 Fund of Fund Parag Parikh Flexi Cap UTI Equity Fund

I am a working class man and have started SIP in following funds from the last 6 months. Can invest till my retirement i.e. for the next 23 years period. My total monthly SIP is of Rs 22,000, I can increase Rs 500 in each fund (i.e. 15% step up) every year based on my salary. For the next 13-15 years I can take high risk out of 23 years. My other investments are PF (21600(employer) + 21600(employee)) yearly and can start Rs 50,000 yearly in NPS for tax saving. Looking for a combined corpus of 8-10 crore till retirement for my child's education (1 year old) and for my retirement savings, Can I achieve this with my SIP and other investments? Kindly guide /provide your expert opinion whether any of my funds are overlapping or needs to be discontinued or any new funds needs to be added to meet my target corpus. Funds: 1. Mirae Asset Global Electric & Autonomous Vehicles ETFs FundofFund (Direct Growth) - Rs 1,000 -Active 2. canara Robeco Bluechip Equity Fund (Direct Growth-Large Cap) - Rs 3,000 -Active 3. ICICI Prudential US Bluechip Equity Fund (Direct Growth-Sectoral/Thematic) - Rs 3,000 -Active 4. PGIM India Flexi Cap Fund (Direct Growth) - Rs 3,000 -Active 5. PGIM India MidCap Opportunities Fund (Direct Growth) - Rs 3,000 -Active 6. Quant Active Fund (Direct Growth-Multicap) - Rs 3,000 -Active 7. Quant Small Cap Fund (Direct Growth) - Rs 3,000 -Active 8. Quant Tax Plan (Direct Growth-ELSS) - Rs 3,000 -Active 9. Axis Long Term Equity Fund (Direct Growth-ELSS) - Rs 3,000 -Paused