I am doing monthly SIP for Rs 27000 in below funds, can you please advise if I can continue with the same or if I need to merge some of the funds.

I am looking for long term investment:

HDFC Top 100 Fund - Rs 1500
ICICI Prudential Value Discovery Fund - Rs 2000
Sundaram Midcap Fund - Rs 2500
SBI BlueChip Fund - Rs 3000
ICICI Pru Equity & Debt Fund - Rs 3000
L&T Midcap Fund - Rs 3500
Mirae Asset Emerging Bluechip - Rs 3500
Kotak Standard Multicap Fund - Rs 3000
Axis Long Term Equity - Rs 3000
Parag Parikh Flexi Cap Fund-Reg(G) - Rs 2000

Ans: PES University Ring Road Campus CSE program demonstrates strong placement performance with 82.97% of BTech students placed in 2023, maintaining consistent placement rates above 80% for over three years with median packages around INR 8-12.47 LPA and highest packages reaching INR 65 LPA. The university's CSE department benefits from robust industry connections with over 350 companies participating in campus placements, including top recruiters like Amazon, Microsoft, Google, and Cisco. PES University holds NIRF ranking of 101-150 in Engineering (2024) and features modern infrastructure across 30 acres with state-of-the-art computing facilities, advanced labs, and comprehensive student support services. The Ring Road campus provides excellent urban connectivity in Bangalore, facilitating internships and industry exposure through its established location at 100 Feet Ring Road, BSK III Stage.

IIT Dharwad's BS-MS Interdisciplinary Sciences program represents a unique five-year dual-degree offering with an innovative curriculum blending basic sciences (Biology, Chemistry, Mathematics, Physics) with engineering electives and research opportunities. The program allows students to choose a major after the third semester while maintaining flexibility through institute electives from engineering departments, creating interdisciplinary professionals highly sought after in academia and industry. However, placement data remains limited as the program is relatively new, with IIT Dharwad reporting overall BTech placement statistics of 65% for CSE in 2024 but no specific data for the Interdisciplinary Sciences program. The institute's brand value as an IIT provides long-term career advantages, though placement challenges are evident with 69% of students unplaced in 2024 according to RTI data.

Critical placement uncertainty surrounds IIT Dharwad's Interdisciplinary Sciences program as the first batches are yet to complete their studies, creating significant risk for career outcomes compared to PES University's established track record. The interdisciplinary nature, while academically enriching, may face industry recognition challenges in immediate placements versus the proven market acceptance of traditional CSE degrees. Infrastructure development at IIT Dharwad continues with a permanent campus under construction, while PES University offers immediate access to fully developed facilities and industry networks. Faculty strength shows PES University with established department structures compared to IIT Dharwad's growing but limited faculty base across multiple disciplines.

Recommendation: Choose PES University Ring Road Campus CSE for assured placement outcomes, established industry connections, proven track record in software sector recruitment, and immediate access to Bangalore's technology ecosystem. While IIT Dharwad BS-MS Interdisciplinary Sciences offers prestigious IIT brand value and innovative curriculum design, the uncertainty around placement outcomes for an untested program, combined with current placement challenges at IIT Dharwad, makes PES University CSE the pragmatic choice for career-focused students seeking reliable employment prospects and industry-ready skills development. All the BEST for a Prosperous Future!

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