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Vaibbhav Patil | Answer |Ask -Follow

Physiotherapist, Strength Coach - Answered on May 23, 2023

Vaibbhav Patil is a sports physiotherapist, business mentor and co-founder of Replay Physio, a chain of orthopaedic physiotherapy clinics specialising in strength coaching and ‘return to sport’ after injury.
Patil has been a physiotherapist and strength coach to Olympic champions like Abhinav Bindra, Yogeshwer Dutt and Amit Kumar.
A national level swimmer and a water polo player himself, he has worked with the Mittal Champions Trust, The Indian Olympic Association, Indian Wrestling Federation and Indian boxing team as a sports physiotherapist at several international competitions including the London Olympics.
Patil has a bachelor’s degree in physiotherapy from SDM College of Physiotherapy, Dharwad, and is a postgraduate in athlete biomechanics and sports analysis from the University of Bath, the United Kingdom.
He has also trained in matrix therapy and treatment of musculoskeletal and sports injuries with Dr Randol in Munich, Germany, and enjoys mentoring young athletes, physiotherapists and strength conditioning coaches.... more

Question by Nikhil on May 11, 2023Hindi

Health

I am 46-year-old man and weigh 66kg. I do cycling twice, jogging twice, and body weight/yoga twice a week. My query is regarding jogging. whenever I jog/run my max HR level goes to 175 after 1 km of running. I try to stretch a bit and do a 3km run by an HR 160. When I compared this HR with my friends of the same age and elder than me their HR level never goes above 140 and averages around 130. Therefore, they run 5 to 10 km easily. However, I participated in a marathon and completed 10km once in jan23 by intermittent walking and running (3km walking), my avg HR was 160, and max HR 180, which took 1hr 18min. I cannot run more than 3km, as I am afraid off shooting up HR. I want to know my HR is normal and how should I take care while running. Also, suggest any remedies.

Ans: Hello Nikhil,
You need to see your cardiolosgist and do a thourough cardiac assessment.

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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Question by P - May 27, 2023Hindi

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Hello Doctor, I am sam from Hyderabad and 47 years old. My resting heart rate is in the range of 59-70, however while doing jogging it is touching 170 and maintaining at same level and it is coming down once I am finishing my jogging (normally 5-7 K daily). Kindly suggest accordingly.

Ans: It is good that you have heart rate variability. But the resting heart rate variability too much. It is about the recovery of the increased pulse rate after exertion shows the resilience of your heart.
If the recovery is too late, then you may be pushing more than what your heart an withstand

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Asked by Anonymous - Mar 29, 2024Hindi

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I m 61 and I used to jog in hills for the past 15 years , now my activities increased further about 12 km in hills and treking while the week , my weight is 55kg i never felt tired or restkess

Ans: mpressive! Your dedication to jogging and trekking has clearly cultivated impressive endurance and strength, especially considering your age. Sustaining this level of activity requires attentive self-care. Consistency is key, ensuring you adhere to your exercise routine to maintain and even enhance your fitness. Variety in exercises prevents monotony and engages different muscle groups. Prioritize proper nutrition and hydration to fuel your body adequately. Don't overlook the necessity of rest and recovery to prevent overtraining and injuries. Regular check-ups with your doctor are crucial for monitoring your health as you age. Your commitment to an active lifestyle is truly commendable and serves as an inspiration to others. Keep up the great work and cherish every moment of your journey!

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Question by Krishnan - Jul 22, 2024Hindi

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I am 43-year old male weighing 64kg. No major health issues as such. I do jogging alternate and walking everyday for 40min. While walking my heart rate reaches 125bpm and while jogging it reaches 177bpm. I do not have any major post jog tiredness. Is this normal or should I reduce the intensity of jogging?

Ans: High intensity interval training bring cardiac endurance
So do not worry
Continue
Only suggestion would cooling down and giving adequate recovery time is important

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Insurance, Stocks, MF, PF Expert - Answered on Jan 16, 2025

Question by arpit - Jan 14, 2025Hindi

Money

Hi, I am a new investor 41 yrs old, so far10L invested in various MF categories. Here are list of investments through SIP’sand lumpsum: 20K in Nippon Large Cap, 15K in Quant Mid cap 15K in ICICI Pru multi asset 15K in Parag Parekh flexi cap 15K in Edleweiss small cap 1L lumpsum in Motilal Oswal mid small Healthcare index fund 2L lumpsum in ICICI Pru all season bond fund 12.5K/month in PPF Can I achieve my retirement goals, both child education (9 yrs old & 5 months old), marriage etc. and is there a need to balance my portfolio. Also is there any need me to consider in other investments options.

Ans: Hello;

Your current lumpsum and monthly investment into mutual funds may be adequate to meet the education and marriage requirement of your kids. (~2 Cr)

Apart from that it may provide a retirement corpus (~5 Cr).

If you have a female kid invest in SSY(12.5 K per month) since the interest is more then PPF and other benefits are similar only with different withdrawal stage.

Also you may supplement your retirement planning through NPS (~20 K per month).

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Asked by Anonymous - Jan 11, 2025Hindi

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I am 48 , Income: Take home 2.5 L / pm , PPF amount 47 L , NPS - 20 L , FD- 37 L , Life Insurance - 80 L, Expenses 75 k /pm . Please advice me a plan for 2 L income / pm from 2036.

Ans: Hello;

You may need a corpus of 6 Cr to generate a post-tax monthly income of 2 L+. (Assuming 6% annuity rate and 30% tax)

Assuming your existing investment stay and continue till 2035(PPF, NPS, FD) it may grow into a cumulative corpus of 2.93 Cr.(12.5 K pm into PPF+47 L @ 6.9%, 20 K pm into NPS+20 L @ 8%, FD of 37 L @ 7.4%)

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Question by KRISHNIKA - Dec 21, 2024Hindi

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Hello, i currently pursuing my btech biotechnology course i wanted to do my masters in abroad but i am very much confused to choose in what subject i should do my masters. can you give my some clarity about to go into industrial or research oriented programs.

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Asked by Anonymous - Jan 16, 2025Hindi

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My son is working in a multinational energy company. Work culture is very good, salary also good. He did his B.Tech in CSE in the year 2023. He is working as a Software Eng. in the ERP section (less coding). My son is interested coding (creative) related job. He has a GATE (2023) score of 581 (Gen cat). My questions are 1) Is it advisable to do M.Tech in CSE using his GATE score? If yes, then which top Colleges can be preferred? 2) Or, will he continue his present job for few more years to gain experience 3) Or, to switch to a new company? Thanks in advance.

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Question by Ashok - Jan 15, 2025Hindi

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Hi Sir, I have following MF in my portfolio HDFC mid-cap Opportunity fund - 16.39lac ICICI Pru Large&Mid cap Fund - 9.96lac Nippon India large Cap fund - 10.15lac Nippon india small cap fund - 9.4lac ICICI pru Value discovery fund -9.35lac JM Flexicap fund - 7.39lac ICICI pru infrastructure fund 7.29lac HDFC large and mid cap fund - 6.29lac SBI long term equity fund - 4lac Motilal oswal midcap fund-25k In total 83lac. Please advise whether I can generate 75k per month income from the investment. Thank you in advance

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Question by PREM - Jan 07, 2025Hindi

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Dear sir, I have completed 8.7months and withdrawn the PF amount. But I have received the certificate from pension authority. Can I get the pension by submitting the certificate at EPFO office or I have to withdraw the money. What to do. Please guide

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Question by PREM - Jan 04, 2025Hindi

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Dear sir, I have completed 8.7months and withdrawn the PF amount. But I have received the certificate from pension authority. Can I get the pension by submitting the certificate at EPFO office or I have to withdraw the money. What to do. Please guide

Ans: Dear Prem,
For eligibility under the Employees' Pension Scheme (EPS), the minimum service requirement is 10 years of service. Unfortunately, with 8 years and 7 months of service, you do not meet the minimum 10-year requirement to be eligible for a monthly pension.
if you have withdrawn the PF amount, check whether your previous employment details were also included, if yes, then you may be eligible for EPS as your services cross 10 years. in that case, you can submit the request for eps pension.
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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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