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Should I be concerned about increased physical activity at 61?

Dr Shakeeb Ahmed Khan |124 Answers |Ask -Follow

Physiotherapist - Answered on Apr 14, 2024

Dr Shakeeb Ahmed Khan is a senior consultant physiotherapist with over 12 years of experience specialising in orthopaedic and paediatric physiotherapy.
He has served as a technical consultant for the World Health Organisation, the United Nations, the Tata Institute of Social Sciences and several national and international NGOs.
Besides physiotherapy, he is keenly interested in disability management, early intervention, geriatric care and assisting children with disabilities.
Dr Khan has a bachelor's degree in physiotherapy from the Ravi Nair Physiotherapy College in Wardha, Maharashtra, a master's degree in disability rehabilitation administration from the National Institute for the Mentally Handicapped, Secunderabad, and a PhD in disability management from Bangalore University.... more

Asked by Anonymous - Mar 29, 2024Hindi

Health

I m 61 and I used to jog in hills for the past 15 years , now my activities increased further about 12 km in hills and treking while the week , my weight is 55kg i never felt tired or restkess

Ans: mpressive! Your dedication to jogging and trekking has clearly cultivated impressive endurance and strength, especially considering your age. Sustaining this level of activity requires attentive self-care. Consistency is key, ensuring you adhere to your exercise routine to maintain and even enhance your fitness. Variety in exercises prevents monotony and engages different muscle groups. Prioritize proper nutrition and hydration to fuel your body adequately. Don't overlook the necessity of rest and recovery to prevent overtraining and injuries. Regular check-ups with your doctor are crucial for monitoring your health as you age. Your commitment to an active lifestyle is truly commendable and serves as an inspiration to others. Keep up the great work and cherish every moment of your journey!

DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.

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I am 47 old female. I have done recently full body check up and its all good. But I feel very tired after climb stairs and feel breathless. please help

Ans: If you have done cardiac evaluation and Vit D levels and if it that is within normal limits then all you need is to train you calf muscles
Also rule out Compromised venous circulation

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Asked by Anonymous - Mar 14, 2024Hindi

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I am 58 yr old and working as senior position in a Organization, Of late i am getting lot of sleep during working hours and feel tired, Inspite doing regular exercise .I am gaining weight also. My present weight is 88 Kgs & height is 173 cm.

Ans: I request you to first meet your physician and do some regular check up including blood test that may help to rule out few conditions like diabetes, Thyroid and other co morbid condition.

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Question by Brijinder - Oct 10, 2024Hindi

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Hi, I am 49 years Male with following parameters. Weight - 83, Height - 5'9", Pure Vegetarian, No drink/smoke. My Lipid says Total Cholestrol - 172, Triglycrides - 180, HDL - 31.6, VLDL - 36, LDL -104.7. Dinner at 8:30 & then walk for around 30 mins. No excercise/yoga at all. By end of the day energy level is gone. So please guide what should i do ?

Ans: Increase physical activity. Add fruits and vegetables in your diet. Sleep minimum 8 hours in the day. Please do Yoga/walk or other mental relaxation exercises.
Add vitamin C and Vitamin E in your diet. Ensure your Vitamin D levels are within normal range.

These things should help

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MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 16, 2024

Question by Aashish - Nov 15, 2024Hindi

Career

Im b pharmacy fresher and seeking in entry level position in clinical research so is it mandatory to do a post graduation diploma in clinical research

Ans: Hello Aashish.
It is not mandatory to do PG right now, but it is recommended that you do so if you wish to boost your career in Clinical Research and want stability in your job. Best of luck with your future.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Radheshyam Zanwar |1044 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 16, 2024

Question by Ak - Nov 16, 2024Hindi

Career

hello sir i gave my pcb 12 boards this year and next year if i write math additional exam from the same state board will i be eligible for jee mains paper 2 b.arch? will there be any problem during josaa counselling as there will be 2 different certificates ? do SPA’s and NIT’s accept 2 certificates?what do i fill out in jee mains form now appearing or passed ?

Ans: Hello AK.
(1) You can appear for JEE (Main) Paper-2 i.e. B.Arch.
(2) There will be no problem in JOSAA counseling.
(3) As you are appearing in the subjects 'mathematics" this year, then please fill out as "Appearing".
(4) There will be no issue @ SPA's and NIT's admission if you score the required percentile in JEE (Main)
Best of luck to your upcoming future.

If satisfied, please like and follow me.
If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

Milind Vadjikar |629 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Nov 16, 2024

Asked by Anonymous - Nov 07, 2024Hindi

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I am a 38 year old female freelance content writer earning around 28k per month. After 10k per month expenses what's the best way to invest. My husband earns well but I want an individual investment plan that I can do with the intention of buying maybe a real estate of 25 lakh in next 5 years. Is it possible?

Ans: Hello;

If you do a monthly sip in pure equity mutual funds for 18 K for 5 years then you may reach a corpus of around 15 L, for accumulating sum over 25 L you may have to give 8 years to your investments.

Please ascertain your risk tolerance before you venture into mutual funds.

Happy Investing;

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Asked by Anonymous - Nov 10, 2024Hindi

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I am selling an old house. As per new tax regime LTCG is 12.5% plus so many surcharges. The cost as per valuer is 15 lakhs in 2001. The sale price is 4.0 CR. Two questions : Q 1) Can I claim the renovation on the old house ? How much and how many times ? What is the documentation required as the renovation was done in 2005 and 2015 for 6-8 lakhs each. But no bills are available now. 2) what are the other expenses which can be claimed for eg Brokerage fees, Consultation from Advocate fees , travel and hotel expenses for my family for doing the sale registration ? Is there a limit ? Any thing else that can be claimed ? Kindly let me know your advice.

Ans: Hello;

Since your house is old, you have two options:

1. Sell without indexation and pay 12.5% LTCG tax.

2. Sell with indexation and pay 20% LTCG tax.

In both cases you are allowed to deduct renovation and transfer expenses.

You need to consult a CA to know exactly what is allowed and what is not allowed as per ITax Act.

Also if you get any queries from IT Deptt., later on, you can rely on the written advice and consultancy provided by a practising CA.

Best wishes;

Milind Vadjikar |629 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Nov 15, 2024

Question by Suresh - Nov 08, 2024Hindi

Money

Hello Sir, i am now 48 , having 1.5CR in equity, 60L MF, 60L EPF. My monthly expenditure is 1L/M , i have a home loan 40L. i have son studying 8th grade. Wanted to be retired at 50 . Please suggest is this good time to retired.

Ans: Hello;

Two big responsibilities are ahead of you:

Home Loan repayment(40 L) and
Higher education for your son

You can dip into your savings to prepay your loan but your retirement corpus gets reduced plus you will also have to earmark some fund(~40-50 L) for son's higher education.

Therefore my suggestion to you would be to postpone retirement atleast till 55 age so that you will have more retirement corpus, time for prepayment of home loan and clarity on son's higher education expenses.

Take adequate healthcare insurance cover for family.

Best wishes;

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Insurance, Stocks, MF, PF Expert - Answered on Nov 15, 2024

Question by Informative - Nov 08, 2024Hindi

Money

Iam 22 now , i want to retire at45 ,I need 1.5 Cr Retirement curpos, now I do my sip of 3500 ,iam running my csc center My monthly income around 15k per month how I can retire early with good amount please help me

Ans: Hello;

You need to top up your monthly sip of 3.5 K by 14-15% every year for 23 years so as to be able to reach target corpus of 1.5 Cr. in next 23 years.

A modest return of 12% assumed from pure equity mutual funds.

Happy Investing;

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Question by Srinidhi - Nov 08, 2024Hindi

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I am a 55 year guy who wants to hang his boots early. I am a the peak of my career where the money is good but i am seriously exhausted and bored.. I have a corpus of 2CR and want to know where to invest so that we have a decent living standard for the next 15 years atleast given that medical expenses also need to be covered.. I am currently covered with a 10L plan by STAR Health for which i spend 50k per year to cover for my wife and self

Ans: Hello;

The optimal solution for you would be to buy an immediate annuity from a life insurance company for your corpus of 2 Cr.

Considering annuity rate of 6%, this may yield you a monthly payout of around 85 K(post-tax).

You may choose option of joint life(you & your spouse) annuity with return of purchase price to your nominee.

If you shop around, you can better annuity rates.

Consider increasing your health care cover upto 25 L considering rise in cost of healthcare.

Also keep sum of 5-6 L as emergency funds in savings account/liquid mutual funds.

Best wishes;

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Question by Sai - Nov 11, 2024Hindi

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Is ulip plans or good to invest or mutual funds are better can you tell???

Ans: Hello;

Take a term life insurance policy and use mutual funds for your investments.

So yes indeed mutual funds are much better investment then ULIP.

Happy Investing;

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Asked by Anonymous - Nov 08, 2024Hindi

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Hi, I have corpus of 20.00 lacs in SIP, and currently running SIP of 30k per month, how much time will have cross 1.00 crore my corpus..

Ans: Hello;

If you retain the corpus in MFs and continue monthly sip for 9 years, your total corpus will be 1 Cr+.

A modest return of 12% from pure equity mutual funds is assumed.

Happy Investing;

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Question by Ansari - Nov 08, 2024Hindi

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Hi i am asad ,want to kniw can i invest in unitech for long term

Ans: Hello;

It's almost bankrupt with shady background, so stay away.

Do not try to find value in penny stocks.

Buy fundamentally strong stocks at decent valuations, having ethical and professional board,management.

Happy Investing;

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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