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R P

R P Yadav  |304 Answers  |Ask -

HR, Workspace Expert - Answered on Apr 10, 2023

R P Yadav is the founder, chairman and managing director of Genius Consultants Limited, a 30-year-old human resources solutions company.
Over the years, he has been the recipient of numerous awards including the Lifetime Achievement Award from World HR Congress and HR Person Of The Year from Public Relations Council of India.
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sandeep Question by sandeep on Apr 10, 2023Hindi
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Career

Hi Yadav sir, as my career path having multiple breaks from past 12 years unintentionally changed 9 companies.Now how can i pursue successful career.

Ans: Hi Sandeep,
Many Professionals make the mistake of frequent job change which makes their career patchy. It's good that you have realized the mistake and is willing to correct it. I presume that you are in your mid 30's and have a long career ahead.
I would suggest to do proper due diligence on the next company you join and try to stay there for long. There might be various obstacles and issues which you will face but there are no company in the world where there are no issues.
Wish you all the best.
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Abhishek

Abhishek Shah  |76 Answers  |Ask -

HR Expert - Answered on Apr 20, 2023

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Hello, I am 48 and working since 1996. Have worked with Airtel for 11 plus years and also earlier with Hutch and TTSL....majorly into telecom in my total work exp, rose to a DGM level in 2010 at Airtel with a v good CTC but had to leave them in 2017 as Jio the market disruptor had entered and no suitable role was left for me. Am an MBA in marketing and having solid work exp but somehow have not managed to land up a proper job till now ....the pandemic and the lockdown did not help at all !!! Kindly guide me and advice on how can I reboot my career. Thanks a ton, Ani
Ans: Hello Ani,

Based on your experience and education, you have a strong background in the telecom industry. However, I understand that you are facing challenges in rebooting your career.

To start, I suggest updating your resume and LinkedIn profile to showcase your skills and accomplishments in the telecom industry. Highlight your experience in leadership, marketing, and any notable achievements during your tenure with Airtel, Hutch, and TTSL.

Next, consider reaching out to your professional network and former colleagues to explore potential job opportunities in the telecom industry. This could involve attending industry events, participating in online forums and discussion groups, and reaching out to recruiters who specialize in your field.

In addition, you may want to consider expanding your skills and knowledge by taking online courses, attending workshops, or pursuing additional certifications. This can help you stay up-to-date with the latest trends and technologies in the telecom industry and make you a more competitive candidate for job opportunities.

Lastly, it's important to remain optimistic and persistent in your job search. The pandemic has impacted many industries, but the telecom industry remains a vital part of our modern economy. With your experience and education, you have valuable skills to offer potential employers. Keep networking, building your skills, and staying up-to-date with industry trends, and I'm confident you will find a suitable role that meets your expectations.

All the best!

Regards,
Abhishek
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Aashish

Aashish Sood  |100 Answers  |Ask -

CAT, Management Expert - Answered on Nov 02, 2023

Asked by Anonymous - Oct 30, 2023Hindi
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Hi sir, I completed my B.tech in 2019 in computer science. After that 4 yrs have passed but I have not been able to stabilize my career till now. I have total 2 yrs of work experience in total 4 IT ompanies. I also have 2 career breaks of 1.5 yrs and 6 months each. The reason for my frequent job hopping and career gaps is that I am not able to handle stressful situations at workplace. Whenever a situation comes in which my boss scolds me or expects me to work in tight deadlines or I make some mistakes or some office politics starts, I start to get very anxious and spiral into negativity. My software development skills are pretty decent and I perform better than many of my colleagues. But my inability to handle these things eventually makes me quit the job in the hope that next job would be better in this regard. I usually get new jobs within few weeks due to my skills but my avoidance behaviour starts the same cycle again in the next workplace as well. Due to this my salary has not also been able to grow much. What should I do to save my career? My options are either sticking with IT ir changing my field by doing mba. I also think about MS abroad but my btech grades are not good enough (6.6 cgpa) to get in good universities.
Ans: Hey

It's understandable that dealing with workplace stress, criticism, tight deadlines, and office politics can be overwhelming. However, recognizing these challenges is an important first step towards finding a solution.

Here are my 2 cents worth of advice

1. Consider consulting a professional counselor or therapist to work on coping mechanisms for stress, anxiety, and handling workplace pressure. Learning techniques to manage stress and maintain a positive mindset can be tremendously beneficial.

2. Develop emotional intelligence skills to understand and manage emotions, empathize with others, and effectively communicate in challenging circumstances.

3. Develop a thick skin. Develop an ability to bounce back from setbacks, rejections, or stressful situations. Strategies like mindfulness, meditation, or even regular exercise can significantly contribute to improving resilience.

4. Be assertive, yet respectful, in your interactions can help you navigate workplace conflicts better.

5. It's possible that the culture or environment of the companies you've worked for may not be conducive to your well-being. Consider exploring companies with a more supportive, nurturing, or relaxed work culture.

Going for an MBA will be a costly affair and I would advise you to be sure of your decision.

Furthermore, post MBA; corporate stress is only bound to increase.
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Ramalingam

Ramalingam Kalirajan  |939 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Hello Sir, I am looking at imvesting around Rs.20,000 per month in SIP with good returns and overall balanced portfolio along with some us stock exposure (Parag Parikh kind of funds). Please provide your valuable suggest in which mutual funds should I invest or is ETF better option
Ans: When considering your investment strategy, actively managed funds can offer distinct advantages over ETFs. Actively managed funds are overseen by professional fund managers who actively research and select investments they believe will outperform the market. This active management can potentially lead to higher returns compared to passively managed ETFs.

Furthermore, actively managed funds have the flexibility to adapt to changing market conditions and exploit emerging opportunities. Fund managers can adjust their portfolios in response to market trends, economic indicators, and company-specific developments, aiming to optimize returns while managing risk.

On the other hand, ETFs, while offering low expense ratios and broad market exposure, often deliver only mediocre returns. Since they passively track an index, ETFs are unable to take advantage of market inefficiencies or capitalize on undervalued securities in the same way actively managed funds can.

Considering your desire for balanced returns and exposure to US stocks akin to Parag Parikh-like funds, actively managed funds offer a more suitable option. They provide the potential for superior performance while aligning with your investment objectives and preferences. Working with a Certified Financial Planner can help you identify the most appropriate actively managed funds to include in your portfolio.
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Ramalingam

Ramalingam Kalirajan  |939 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 29, 2024

Asked by Anonymous - Apr 28, 2024Hindi
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Hello, I am 25 years old. Due to personal reasons I invest in only 100% equity mutual funds that do not invest in banking stocks. Currently I am investing in 3 mutual funds: Nippon India Power & Infra direct growth, Taurus Ethical fund and Tata Ethical fund. I have set Tata ethical fund aside as a retirement fund. Can you suggest where can I invest more (sectoral mfs or gold etf etc.)to correctly diversify my portfolio.
Ans: Given your current allocation to 100% equity mutual funds without exposure to banking stocks, let's explore other avenues for diversification while respecting your investment preferences.

One option is to consider adding a component of debt instruments to your portfolio. Debt mutual funds can provide stability and income generation, complementing the growth-oriented equity funds you're already invested in. Look for funds with high-quality debt securities and a track record of consistent returns.

Another avenue to explore is allocating a portion of your portfolio to gold. Gold ETFs or sovereign gold bonds can act as a hedge against inflation and currency fluctuations, diversifying your portfolio and reducing overall risk.

Additionally, you might consider increasing your exposure to international equities. Investing in global markets can provide access to a broader range of opportunities and reduce reliance on any single market or economy.

Ultimately, the key is to maintain a balanced portfolio that aligns with your risk tolerance and long-term financial goals. Consulting with a Certified Financial Planner can help you navigate these options and tailor a diversified investment strategy that suits your needs.
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Ramalingam

Ramalingam Kalirajan  |939 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 29, 2024

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I have a lumpsum amount of 20lakh to invest but have no idea how to invest to get a steady monthly income.
Ans: It's understandable to feel uncertain about how to make your lump sum work for you. As a Certified Financial Planner, I'm here to help navigate this journey with you. Have you considered the power of diversification?

Diversification is like spreading your bets across multiple horses in a race rather than putting all your money on just one. In the investment world, it means allocating your funds across different types of assets like stocks, bonds, and maybe even commodities or real estate investment trusts (REITs). This way, if one asset underperforms, others may compensate, reducing overall risk.

Active funds are managed by professional fund managers who actively research and select investments they believe will outperform the market. This active management can potentially lead to higher returns compared to simply tracking an index.

Regular funds, accessed through a Mutual Fund Distributor (MFD), provide a structured approach to investing. Your MFD can offer personalized advice and support, helping you navigate the complexities of the market and make informed decisions.

Ultimately, the goal is to create a portfolio that balances risk and reward, tailored to your unique circumstances and financial goals. Together with a Certified Financial Planner and your MFD, we can design a strategy that aims to provide you with a steady monthly income while safeguarding your financial future.
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Ramalingam

Ramalingam Kalirajan  |939 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 29, 2024

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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