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Ashwini

Ashwini Dasgupta  |73 Answers  |Ask -

Personality Development Expert, Career Coach - Answered on Jul 12, 2023

Ashwini Dasgupta is a personality development coach and a neuro-linguistic programming trainer.
She has 15 years of experience training corporate professionals and has worked at Amazon, JP Morgan, Nomura and Satyam among others.
As a career coach, Ashwini specialises in helping growth-minded IT corporate managers develop their self-worth and create the right mindset so that they can achieve their career goals.
Besides corporate training, she offers personal consultations as well.
Ashwini holds a master’s degree in human resources from the Narsee Monjee Institute of Management Studies, Mumbai, and is a certified NLP trainer from the National Federation of NeuroLinguistic Programming, USA.
She has completed her soft skills training and image consultancy course from the Image Consulting Business Institute, Mumbai
Ashwini is also a PoSH trainer, certified by the Society for Human Resource Management.... more
Parry Question by Parry on May 29, 2023Hindi
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Career

Resp. Ma'm, I am 53 years old. I have created my own identity in the field of sales & marketing. I am working with a US company for almost 20 years. Recently I am moved to the US headquarters in a new role. I am making adequate arrangements for my old age parents with 24x7 care at home and moving to the US with family for the future of my kids. However, I have realized my role is quite inferior. And it seems they want to observe my performance and keep me light weighted in the beginning to easily settle down. I think of my parents in such situation and feel like, quitting and moving back to India. What should I do? Keep patience? Or start my own business in India, which is a bright spot in the world economy? Kindly advise.

Ans: Hi Parry,

Thank you for writing in.

First of all, it's important that you should know the intention, what is the purpose. If the purpose is to move to US for kids for their future and betterment, then you have already made the decision of settling in US.
Secondly on the Parents- Here as you are currently feeling not sure about the job, I can suggest that you spend some time in the current role in US and see how you are progressing on the job front. Once you are sure and it's moving as per your expectations then you may think of calling your parents to US. Considering the age, you may not want them to travel and come out of their comfort zone and stay in US especially when you are in doubt.
Or
You can start hunting for a job in India from US and then move back India. Moving back to India with no job with proper planning will not help sustain for long.
Secondly, if you want to start your business please jot down the pros and cons (importantly if you are the only earning member in the house). You need to do the market intel of your business and see how lucrative it will be especially knowing the recession has hit where most of them are considering downsizing. Also, it is equally true to set a business can take months to years. You need to ask q's to yourself if you will be able to sustain that long (consider the number of family members, expenses, education etc) or will you have to use the savings. You will have to do a deep logical thinking on all of these aspects. You can start the business as a side hustle and work building it along with your job. This way you are financially stable, and you get the time to build your own business for future.
I can understand you might be emotionally drained or frustrated but know that this is temporary. This will fade off. For now, focus on one thing at a time and have patience. Think practically.

Hope this helps. All the best.

To Your Success. Be You. Be Confident.
Ashwini Dasgupta
Author of -Confidence Decoded. Is it a Skill or Attitude?
Career

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Asked by Anonymous - Feb 19, 2024Hindi
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I am 56 year old. I have worked abroad in Sales but due to high inflation in Africa many companies are closing down. I am back to India. What should I be doing. Please help.
Ans: Certainly! Returning to India after working abroad can be both exciting and challenging. Here are some valuable tips to help you navigate this transition and secure a fulfilling job:

Smart Networking:
In this digital age, networking remains powerful. Connect with professionals on platforms like LinkedIn, especially those in similar roles in India. Explore areas of interest and keep an eye out for potential opportunities. Building relationships takes time, but it can lead to exciting job prospects1.
Explore Global Capability Centers (GCC):
Large companies are establishing GCCs in India, leading to increased talent demand. If your previous company has a GCC in India or plans to open one, consider leveraging this avenue for an easier transition.
Roles in areas like cloud computing, data engineering, AI, AR/VR, information security, and blockchain are in demand, making this a viable option for mid-career professionals1.
Stay Updated on Government Policies and Market Shifts:
India’s rapid digitization across sectors is creating new job opportunities. Keep track of developments in fintech, e-commerce, and other industries as they evolve in the upcoming decade. Understanding market shifts will help you target your job search more effectively.
Consider Freelancing and Fractional CXO Roles:
Don’t be discouraged if you don’t have a confirmed job offer upon your return. Many qualified professionals are opting for freelancing or fractional CXO (Chief Experience Officer) work.
These specialized roles can help you acclimate to the company culture and work environment, paving the way for long-term career options.
Build Your Personal Brand:
While searching for jobs, focus on personal branding by sharing your expertise and knowledge on various platforms. Consistent efforts will strengthen your network and attract relevant opportunities.
The power of inbound connections can be targeted and impactful.
As India progresses, I hope these tips empower you to find the right opportunities and embark on a successful journey back to your motherland. Best wishes!

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Milind Vadjikar  |162 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 19, 2024

Asked by Anonymous - Sep 17, 2024Hindi
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Dear Sir, I have another question: I have been investing in the Bajaj Allianz Life Goal Assurance Plan for the past five years, which is a combination of insurance and investment. The total premium payment duration is 10 years, with a SIP of ?10,000 per month, followed by a lock-in period of an additional 5 years So far, my monthly contributions of ?10,000 have grown to ?9.40 lakhs, with an approximate CAGR of 16%, although the insurance coverage remains at ?12 lakhs. Initially, I did not have much knowledge but continued investing due to the plan’s market-linked structure. For the first five years, my funds were allocated to Pure Stock II and Equity Growth funds basically large-cap. Recently, mid-cap and small-cap index funds were also added to their portfolio. Now that I’ve completed 5 years of investing in large-cap components, I am considering allocating the remaining 5 years to mid-cap and small-cap funds, without increasing the SIP. This would be done through a fund switch from large-cap to mid-cap and small-cap or by dividing the allocation equally—25% each across pure-stock, equity growth, mid-cap, and small-cap funds. Would you recommend this strategy while allowing the large-cap corpurs from the first 5 years to grow at their own pace and remaining 5 years switched into mid-cap/small-cap. Since the policy will mature in 2034, this gives me ample time for the investment to grow, allowing the corpus to build significantly over the remaining years
Ans: Since you are looking for 10 year time horizon, I recommend you divide the allocation equally(25%) across pure stock, equity growth, midcap index and small cap quality index funds.

Happy Investing!!

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Radheshyam

Radheshyam Zanwar  |892 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 19, 2024

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I am bsc cbz(chemistry botany zoology) 2nd semester student in bikaner rajasthan and my age is 22 and general category and want to pursue research msc than phd but confused about the scope in india in research field i am from middle class family . I dont want to become a school/ coaching teacher but can look for assistant professor and i am not interested in doing msc in chemistry or physics want to do in biotechnology microbiology etc. please help me ????????
Ans: Hello APRK.
You can pursue an M.Sc. and aim to go for P.Hd. There is a lot of scope for research field in India. To become an assistant professor, you must have a minimum qualification of M.Sc. If you are not interested in M.Sc. Chemistry / Physics, then you can go with Biotechnology Microbiology. This is also a good option for you.
In my opinion, there is no point in diversifying yourself without any reason. The correct path is B.Sc. then M.Sc. and then P.Hd. Join as an assistant professor in any college and even though you don't want to join any school/college, you can join any big coaching center or start your coaching. Without any confusion at this stage, just focus on your B.Sc. and try to excel In it with a high %tile for a better future in PG and P.Hd. While pursuing a B.Sc., if possible join some computer courses related to AI, Website development, Mastering Excel, Business Automation, etc. to have an added advantage from a job placement point of view.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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