Home > Career > Question
Need Expert Advice?Our Gurus Can Help
Dr Karan

Dr Karan Gupta  | Answer  |Ask -

International Education Counsellor - Answered on Aug 08, 2025

Dr Karan Gupta is an internationally recognised education counsellor, TEDx speaker and the founder of Karan Gupta Consulting and the Karan Gupta Education Foundation.
An alumnus of Harvard Business School, he has advised thousands of students and professionals since 1999, helping them secure admission to top global universities.
He has been honoured by the governments of India and Spain for his contributions to education and women’s empowerment.
With a global perspective shaped by his education in the US, Europe and India, he is committed to empowering individuals through education, leadership and career development.
Dr Gupta holds a bachelor’s degree in law and a master’s degree in psychology from Mumbai University.
He has completed his general management programme at Harvard.
He earned his MBA from the IE Business School, Spain, and his PhD from Ecole Superieure Robert de Sorbon, France.
... more
Arun Question by Arun on Jul 24, 2025Hindi
Career

Name some work for 4-5 hrs that can be done after early retirement at 47 yrs, which can generate a decent income of 20-25k a month.

Ans: At 47, after early retirement, you're in a great place to choose work that gives both purpose and income, without burning you out.
If you're looking for 4–5 hours a day and want to make around ?20–25K per month, here are a few practical options:
1. Tuition or Online Teaching – If you're strong in any subject (English, Math, Science), this is a flexible and steady option. Platforms like Vedantu or local coaching at home work well.
2. Freelance Work – Writing, editing, designing, or even virtual assistance. You can find short daily gigs on websites like Upwork or Freelancer.
3. Consulting in Your Field – Use your experience to advise businesses or individuals. Even part-time consulting pays well if you’re skilled.
4. Stock Market / Trading / Mutual Fund Advisory – If you have some knowledge or interest in finance, this can generate income, but it needs discipline and risk management.
5. Real Estate Broking / Rentals – If you enjoy networking and know your local area, helping people find or rent homes can be a good side hustle.
6. Handicrafts / Home Business – Selling handmade items, pickles, snacks, or home décor online or locally. It’s flexible and can be scaled over time.
7. Content Creation / Blogging / YouTube – If you like sharing knowledge or ideas, this can be slow to start but has long-term income potential.
8. Customer Service (Part-time Remote) – Many companies hire part-time remote staff for customer support roles—usually for 4–6 hours a day.
Start small, pick what you enjoy, and don’t be afraid to try more than one until something clicks. You’ve earned the right to work on your terms now.
Asked on - Aug 10, 2025 | Answered on Aug 11, 2025
I wish to open an Evening Veg Chinese Outlet in my Car
Ans: Opening an evening veg Chinese outlet from your car can be a great low-investment, high-demand idea if you pick the right location with steady footfall.
Focus on hygiene, quick service, and a small but tasty menu. Use social media and word-of-mouth to build a loyal customer base. Start small, test the response, and then expand if it works well.
Career

You may like to see similar questions and answers below

Shekhar

Shekhar Kumar  | Answer  |Ask -

Leadership, HR Expert - Answered on Apr 23, 2024

Asked by Anonymous - Apr 17, 2024Hindi
Listen
Career
What works/jobs can I do after retirement to earn around INR30000/per month. please let me know all possible options. I may also take short courses to up skill.
Ans: After retirement, there are several options available for earning around INR 30,000 per month, depending on your skills, interests, and preferences. You can leverage your expertise and experience by offering consulting services in your field of expertise. You can provide advice, guidance, and solutions to businesses or individuals seeking your knowledge. Consider becoming a tutor or instructor in subjects you're knowledgeable about. You can offer tutoring services to students or teach classes at community centers, schools, or online platforms. Explore freelancing opportunities in your fields of expertise such as writing, graphic design, web development, consulting, or digital marketing. Freelancing allows you to work on projects as an independent contractor and set your own schedule. You can offer virtual assistant services to businesses or entrepreneurs by managing administrative tasks, scheduling appointments, and providing support remotely. Purchase products at wholesale prices and resell them online through platforms like Facebook Marketplace. You can specialize in specific niches or industries to attract customers.

Before pursuing any of these options, assess your skills, interests, and availability to determine which opportunities align with your goals and lifestyle. Consider taking short courses or training programs to upskill and enhance your qualifications for certain roles. Additionally, research the market demand and competition in your chosen field to ensure a viable income opportunity.

..Read more

Ramalingam

Ramalingam Kalirajan  |10870 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 16, 2024

Asked by Anonymous - May 08, 2024Hindi
Listen
Money
what are the avenues for generating regular income, for a person like me who retires in few months from now?
Ans: As you approach retirement, ensuring a steady stream of income becomes paramount to maintain financial stability and enjoy a comfortable lifestyle. Let's explore some avenues tailored to your needs:

1. Pension Plans: If you're eligible for a pension from your employer or government, it can serve as a reliable source of regular income in retirement. Evaluate the pension options available to you and understand the payout terms.

2. Annuities: Consider purchasing an annuity from a reputable insurance company. An annuity provides regular payments over a specified period or for life, offering a predictable income stream during retirement.

3. Fixed Deposits (FDs): Invest a portion of your retirement corpus in fixed deposits. FDs offer a guaranteed return at fixed interest rates, providing a steady income stream. Opt for cumulative or non-cumulative FDs based on your income requirements.

4. Senior Citizen Savings Scheme (SCSS): SCSS is specifically designed for individuals aged 60 and above, offering attractive interest rates and quarterly payouts. It provides a safe investment avenue with assured returns.

5. Dividend-Paying Stocks: Invest in dividend-paying stocks of established companies. Dividends can provide a regular source of income while offering the potential for capital appreciation over the long term. However, ensure a diversified portfolio to mitigate risks.

6. Systematic Withdrawal Plans (SWPs): If you have investments in mutual funds, consider setting up SWPs. SWPs allow you to withdraw a predetermined amount at regular intervals, providing a systematic income stream while keeping your investments intact.

7. Rental Income: If you own property, consider renting it out to generate rental income. Rental properties can provide a steady source of cash flow, supplementing your retirement income. However, be mindful of maintenance costs and tenant management.

8. Reverse Mortgage: If you own a home, explore the option of a reverse mortgage. A reverse mortgage allows you to borrow against the equity of your home while retaining ownership. It provides a regular income stream without the need to sell your property.

9. Freelancing or Consulting: Leverage your skills and expertise to take up freelancing gigs or consulting assignments. Part-time work can supplement your retirement income while keeping you engaged and productive.

10. Government Schemes: Explore government schemes targeted at senior citizens, such as the Pradhan Mantri Vaya Vandana Yojana (PMVVY). These schemes offer guaranteed returns and regular payouts, providing financial security in retirement.

Final Thoughts

As you transition into retirement, diversifying your income sources can help mitigate risks and ensure financial stability. Consider consulting with a Certified Financial Planner to tailor a retirement income plan aligned with your goals and risk tolerance.

Best Regards,

K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in

..Read more

Latest Questions
Dr Dipankar

Dr Dipankar Dutta  |1837 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Dec 05, 2025

Career
Dear Sir, I did my BTech from a normal engineering college not very famous. The teaching was not great and hence i did not study well. I tried my best to learn coding including all the technologies like html,css,javascript,react js,dba,php because i wanted to be a web developer But nothing seem to enter my head except html and css. I don't understand a language which has more complexities. Is it because of my lack of experience or not devoting enough time. I am not sure. I did many courses online and tried to do diplomas also abroad which i passed somehow. I recently joined android development course because i like apps but the teaching was so fast that i could not memorize anything. There was no time to even take notes down. During the course i did assignments and understood the code because i have to pass but after the course is over i tend to forget everything. I attempted a lot of interviews. Some of them i even got but could not perform well so they let me go. Now due to the AI booming and job markets in a bad shape i am re-thinking whether to keep studying or whether its just time waste. Since 3 years i am doing labour type of jobs which does not yield anything to me for survival and to pay my expenses. I have the quest to learn everything but as soon as i sit in front of the computer i listen to music or read something else. What should i do to stay more focused? What should i do to make myself believe confident. Is there still scope of IT in todays world? Kindly advise.
Ans: Your story does not show failure.
It shows persistence, effort, and desire to improve.

Most people give up.
You didn’t.
That means you will succeed — but with the right method, not the old one.

...Read more

Ravi

Ravi Mittal  |676 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 04, 2025

Asked by Anonymous - Dec 02, 2025Hindi
Relationship
My married ex still texts me for comfort. Because of him, I am unable to move on. He makes me feel guilty by saying he got married out of family pressure. His dad is a cardiac patient and mom is being treated for cancer. He comforts me by saying he will get separated soon and we will get married because he only loves me. We have been in a relationship for 14 years and despite everything we tried, his parents refused to accept me, so he chose to get married to someone who understands our situation. I don't know when he will separate from his wife. She knows about us too but she comes from a traditional family. She also confirmed there is no physical intimacy between them. I trust him, but is it worth losing my youth for him? Honestly, I am worried and very confused.
Ans: Dear Anonymous,
I understand how difficult it is to let go of a relationship you have built from scratch, but is it really how you want to continue? It really seems to be going nowhere. His parents are already in bad health and he married someone else for their happiness. Does it seem like he will be able to leave her? So many people’s happiness and lives depend on this one decision. I think it’s about time you and your BF have a clear conversation about the same. If he can’t give a proper timeline, please try to understand his situation. But also make sure he understands yours and maybe rethink this equation. It really isn’t healthy. You deserve a love you can have wholly, and not just in pieces, and in the shadows.

Hope this helps

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x