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Should I Leave My Current Job for Real Estate? (10 Years Experience & 2 Deals)

Maxim Emmanuel |388 Answers |Ask -Follow

Soft Skills Trainer - Answered on Sep 30, 2024

Maxim Emmanuel is the marketing director of Maxwill Zeus Expositions.
An alumnus of the Xavier Institute of Management and Research, Mumbai, Maxim has over 30 years of experience in training young professionals and corporate organisations on how to improve soft skills and build interpersonal relationships through effective communication.
He also works with students and job aspirants offering career guidance, preparing them for job interviews and group discussions and teaching them how to make effective presentations.... more

Asked by Anonymous - Jul 20, 2024Hindi

Career

Mere ko real state mein 10 sal ka experience hai aur main bhi job karta hun to mere ko bhi job chhodkar yah kam karna chahie meri abhi tak 2 deal Hui hai uske bad mein Dil nahin ho rahi to kuchh problem bhi hai to iska kuchh solutions hai kya

Ans: Yes aapka kaam pay focus nahee haay Bhai!

Abh job chodna ghalat aur nuksaan daayak honga!?

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

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Kanchan Rai |349 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Sep 16, 2023

Asked by Anonymous - Sep 16, 2023Hindi

Hello, Maam. Main Software professional hoon aur 1 saal se jobless hoon. Pandemic me WFH ki wajah se mujhe depression ho gaya aur 2 jobs se fire kiya gaya. Finances kafi tight hain. Interview ke calls bhi nahi aate aur tayaari karne ki motivation bhi nahi rahi. Mere skills aur Job expectations me kafi gap hai. Unki expectation hoti hai ke main team manage karun aur mujhe sirf limited technical skill hain. Social anxiety hai to isliye kisise zyada effectively interact nahi kar pata. Isliye mere actual experience aur job expectations match hi nahi hotey. Is hadd tak ki mujhe koi bhi job karne se aversion sa ho gaya hai. Din par din sirf frustrate hota hoon aur har din sirf half-hearted efforts mein guzarta hoon. Main depression ki wajah se zyada kuch efforts nahi dal pa raha hoon. Secondly aaye din ghar me disharmony rehti hai. Aisa nahi hai ke wife is not understanding- aur main har koshish karta hoon ghar ke help karne ki, but even she has her human limits. CBT ke bare me suna tha par people say ki kafi sare sessions karne hote hain and it takes long time. Further, finances ka soch ke main psychologist ka help nahi le raha. Aise treatment se mindset theek hona alag baat hai par job market/ mera job expectations mismatch par kuch khas farak to nahi padega. Yehi soch kar I am not consulting anyone. Mental health par kafi VDOs bhi dekhe- mujhe pata hai mere sath kya ho raha hai but chaah kar bhi apne aap ko in sab se bahar nahi nikal pa raha. Mujhe pata hai somewhere I am sinking in the quick sand. Please, please help me with your advice.

Ans: Main samajh sakti hoon ki aap is samay kaisi chunautiyan hain aur aapki sthiti kaafi kathin ho sakti hai. Aapke vyaktigat aur vyavsayik jeevan ke samasyaon ka samna karna akele hi mushkil ho sakta hai. Aapke liye kuch sujhav hain jo aapko madadgar saabit ho sakte hain:

Mental Health Par Dhyan Dein: Depression ko ignore na karen. Aapke liye behtar hoga ki ek mental health professional se sampark karen. CBT (Cognitive Behavioral Therapy) ek prashansak tarika ho sakta hai aapke vyaktigat samasyaon ko samjhne aur samadhan nikalne ke liye. Isse aapke vichar dhara ko sudharne mein madad milegi.
Din Ka Samay Vyavasthit Karein: Din ke aarambh mein, apne din ke lakshya aur karyakram banaen. Regular dinacharya bana kar rakhein. Job search, upskill, aur apni mental health par dhyan dena sabko ek vyavsayik tarike se karne mein madadgar ho sakta hai.
Self-care: Khud ki dekhbhal bahut mahatvapurn hai. Prayayam aur yoga aapki sharirik aur mansik sthiti ko sudharne mein madad kar sakte hain.
Networking Improve Karein: Social anxiety ko overcome karne ke liye dhire-dhire koshish karein. Online forums, webinars, aur networking events mein participate karna aapko professionals se milne aur communication skills ko sudharne mein madadgar ho sakta hai.
UpSkill Karein: Aap apne technical skills ko aur behtar bana sakte hain. Online courses aur free learning resources ka istemal karke apne resume ko aur mazboot bana sakte hain.
Financial Planning: Apni arthik sthiti ko samajhna aur budget banane mein madadgar ho sakta hai. Aap apni financial priorities ko dobara dekhein aur avashyakata anusaar vyavasthit karein.
Spouse ke Sath Communication: Apni patni ke saath samvedansheel aur khulke taur par baatcheet karein. Aap dono milkar samasyaon ka samadhan nikal sakte hain aur ek-dusre ka saath denge.
Manav Seva: Agar aapke paas samay aur sthiti ho, to kisi samajik sankathan ya seva mein shaamil ho kar aap apne samay ko prayog kar sakte hain. Isse aapko na sirf samajik sukh milega, balki aapka manobal bhi sudhar sakta hai.
Yad rahe ki chote kadam se hi bade parivartan aata hai. Is sab mein dhairya aur samay lag sakta hai, lekin aapko apni sthiti ko sudharne aur naye mauke khojne mein madad milegi. Aur sabse mahatvapurn baat, kisi visheshagya se sampark karna aapke liye labhdayak ho sakta hai, chahe wo job expectations, samasyaon ka samadhan, ya manasik swasthya ho.

Anu Krishna |1170 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on Feb 03, 2024

Question by Anand - Jan 11, 2024Hindi

Relationship

Mujhe job nhi mil rhi hai m bhut koshis krrha hu but depress hogya hu kya karu

Ans: Dear Anand,
Koshish toh jaari rakhna padega yeh zaroori hai par isse bhi zyaada zaroori hai yeh janna ki kis wajah se appko job nahin milti. Jan wajah pataa hoga tabhi toh aap usko sudhaar sakte hain...
Depress hone ke liye bahut kaaran ho sakte hain par agar aapka dhyaan us wajah pe ho jisko mitaane se aapki yeh pareshaani door ho sakti hai toh sochiye kitna accha lagega aapko...
Isiliye himmat haarne ke bajaai, job paane ke liye ab tak aapne joh nahin socha nahin hai wohi sochna hai aapko...soch badlte hi, bahut raaste khul sakte hain...aur woh raasta depression toh bilkul hi nahin hai...isiliye ab aage badhiye!

All the best!

Latest Questions

Milind Vadjikar |269 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 30, 2024

Asked by Anonymous - Sep 30, 2024Hindi

Money

Hi, I am sitting on a corpus of 2.5 cr invested in equity and PF. My monthly expense is close to 1.2 lac per month. My age is 48. Apart from my daughter’s marriage there is no liability on me. Is this enough to retire at the current month

Ans: Hello;
Your monthly expenses 1.2 L today will be 2.15 L, 10 years hence and
3.85 L, 20 years from now. This is just considering modest inflation of 6%.

Assuming life expectancy of 75 years, you need reasonable corpus to support you and your spouse for 27 years to meet your expenses.

You may cover healthcare costs through adequate mediclaim insurance but cost of other things will need to be borne by you.

I am presuming you have made separate provision for daughter's marriage.

My suggestion is you may invest your corpus of 2.5 Cr in an equity savings type of mutual fund which has low to moderate risk and let it grow for 7 years. Considering modest return of 9% your corpus will grow into a sum of 4.57 Cr.

While you may continue to work for more 7 years to cover expenses.

This benefits both ways, corpus to finance retirement rises and quantum of number of years in retirement reduces. (This is just from retirement planning perspective. May you be blessed with a long and healthy life).

Happy Investing!!

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Maxim Emmanuel |388 Answers |Ask -Follow

Soft Skills Trainer - Answered on Sep 30, 2024

Question by Sanjay - Jul 07, 2024Hindi

Career

Sir.i am m/56 single .earlier doing lectureship mech engg.due to family.my father passed last month . And my mother is suffering from asthma..my problem is that i cannot work out location in a local city for 4 hours. Could online teaching (school level and college level) will serve .how much expenditure other then laptop is expected

Ans: Sanjay,

I understand your situation what you need to do is find an additional job that supports your experience and skill sets.

There are work from home jobs, understand, what's your skill set and experience accordingly start your job search

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Maxim Emmanuel |388 Answers |Ask -Follow

Soft Skills Trainer - Answered on Sep 30, 2024

Asked by Anonymous - Jun 23, 2024Hindi

Career

I am a practising advocate since 25 years at bangalore now my profession is not good need suggestions

Ans: I understand your advocacy of 25 year's is not as good as before.

My suggestion with your current experience and education, you can either look for a practice, in an established law firm.
Option 2 look for a Corporate Job, which needs legal awareness.

Design a good resume not more than 2 page's and go to company websites where they need your skill set.. Go ahead and apply for the job's.

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Milind Vadjikar |269 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 30, 2024

Question by pritam - Sep 30, 2024Hindi

Money

I am 46 year old woman.My current salary is 60000 per month. I have invested few amount in shares and ipo around 60000 . please suggest how to do make better plan for future.My son also in 11 th STD

Ans: Hello;

The value of your current income as after 14 years will be 1.36 L considering 6% inflation over 14 years by the time you are 60 years of age.

If you feel that your expenses may be reduced then and you would need say 70% of the income after 60 age so 70% of 1.36 L gives us a monthly income requirement of around 95 K.

To achieve this target I recommend you to start a monthly sip of 25 K into a combination of pure equity type mutual funds.

You need to top-up the sip amount by minimum 10% each year.

Also I would suggest you not to dabble in direct stocks and reinvest the 60 K sum lumpsum into above referred type of mutual funds.

The sip corpus will grow into a sum of around 1.96 Cr. The lumpsum invested will grow into a sum of around 4 L after 14 years considering a modest return of 13%.

Therefore your comprehensive corpus will be 2 Cr.

If you buy an immediate annuity from an insurance company for your corpus then considering annuity rate of 5.75% you can expect to receive monthly payout of around 95 K.

For your son's education funding you may utilise EPF corpus or seek an education loan.

Happy Investing!!

You may follow us on X at @mars_invest for updates.

*Investments in mutual funds are subject to market risks. Please read all scheme related documents carefully before investing.

Maxim Emmanuel |388 Answers |Ask -Follow

Soft Skills Trainer - Answered on Sep 30, 2024

Question by K - Sep 10, 2024Hindi

Career

I AM PLANNING TO CHANGE MY JOB. WORKED IN SAME CO. FOR 35 YEARS AGR IS 55. WORKED AS PEON TO ADMN MANAGER. WORKED MULTIPLE TASK . PLEASE SUGGEST ME A JOB IN BIG ORGANISATION

Ans: I see you have grown this company from a Peon to Admin Manager.

It's clear that the company has looked after you very well.
Now at 55 you want to jump job's and experiment.. absolutely doing the wrong thing!?

Stop looking at those fancy big companies.. Start living in the present!?

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Maxim Emmanuel |388 Answers |Ask -Follow

Soft Skills Trainer - Answered on Sep 30, 2024

Question by NILESH - May 25, 2024Hindi

Career

Sir Myself nilesh from solapur current i am doing job in pvt sector company my age is 36 i can't effort my family expenses because i get only 15000 per month is their any side business for me my job time is 9 to 6

Ans: Hi Nilesh,

I don't know what's your current job and your skill sets to give you an accurate suggestion.

However... What I understand that you are in currently in Solapur and there are plenty of opportunities

Now you are available 6 onwards so you could try looking at delivery personnel jobs, there's a lot of demand in the logistic business
Alternatively a job in a restaurant!?

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Maxim Emmanuel |388 Answers |Ask -Follow

Soft Skills Trainer - Answered on Sep 30, 2024

Asked by Anonymous - Sep 10, 2024Hindi

Career

Hi, I am Software QA engineer with 15 years of experience. I have good salary currently, but when I looking for change I am not getting hike as QA jobs are getting obscure due to other technical advancements. I do not want to be software developer as my coding skills are not that good. What should be my career path to grow further.

Ans: Hi,

I understand that you have a good salary but since you are not getting salary hike in the QA JOB, you want to switch jobs.

But the fact lies in your question, that you are not in sync with other technical advancements.

However since your coding skills are not good.. You can't be a software developer.

Now understand your career path is based on your skill sets and core competence!

That's for you to explore!?

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Maxim Emmanuel |388 Answers |Ask -Follow

Soft Skills Trainer - Answered on Sep 30, 2024

Question by ram - May 13, 2024Hindi

Career

I am 42 unemployed and Unmarried, I did devops course in covid period and got a job in same company but after 6 months they said to leave the company. I am trying the job with 3 years of experience, failed many interviews, i am tired of failing and feels that I lost a career path, what should I do, my survival in challenging. Please suggest !

Ans: Hi Ram,

Your name is more than any ordinary name... Even Lord Ram went through several perils... Actually 14 yrs in the wilderness.

Now compare with you Ram,your troubles much smaller ...!?

Let's understand why people fail interviews....mostly lack of confidence, of not being able to present yourself properly.

There should be a clear action plan before you attend an interview.
You must look presentable.
You must be confident during the interview.
Ensure your knowledge & language skills are good, to get you the job.

Now let's chart your career path.
Where were you earlier,where are you now, where do you want to be

Design a good resume not more than 2 pages and post it in competitor companies of the domain you have experience.
Lo and behold the job will be yours!?

If you do need further professional advice happy to assist
https://m.me/maxim.emmanuel.2024

Milind Vadjikar |269 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Sep 30, 2024

Question by Dos - Sep 30, 2024Hindi

Money

sir i am 78yrs and fall in taxable income due to my investments...now i want to invest 25L..If put in indus senior citizen fd for 18 mths they are offering 8.49 but with tax dont know how much will be actual increment OR do i go in for Senior citizens saving scheme that offers 8.2% with quaterly interest which is also taxable....OR any other..PLS SUGGEST

Ans: My suggestion is you should go for SCSS. Agreed the ROI is slightly lesser. Interest will be paid quarterly but you will sleep peacefully without worrying about your money since it's a GOI scheme. So sovereign guarantee that your money is safe.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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