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24 YO PG in 2023 Needs Banking Job: How to Crack It Without Experience and By 13 May?

Nayagam P

Nayagam P P  |10854 Answers  |Ask -

Career Counsellor - Answered on Jul 02, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Apr 18, 2024Hindi
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I am 24 years old completed pg in 2023 July , I was focusing on bank prep so I didn't pay any attention to college study and any internship opportunity. Now I want job in banking and finance , I don't have any reference. I am from haryana, palwal. Please help me I want to become financial independent before 13 may (my bday)

Ans: Try jobs through LInikedIn with Job Alerts Notifications and apply for those jobs matching your profile. Keep preparing for Bank Jobs also.

All the BEST for Your Bright Future.

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Shekhar

Shekhar Kumar  | Answer  |Ask -

Leadership, HR Expert - Answered on May 20, 2024

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Hello sir. I am 26 years old woman and i am unemployed. I am preparing for bank exams but yet not qualified any. I sat for SBI Clerk and didnt made it. My parents are saying that Bank is not a good option for women because of work pressure , transfer and working hours. Ans they have given me only 2 years else they gonna get me married. some of my friends got in bank one got in IIM and i feel i am out of track. PLease help me with this. i really am looking forward to work as a manager in bank but im scared of all this. Please guide. thank you
Ans: It's understandable that you're feeling stressed and uncertain, given the pressure from your family and the challenges you're facing. Think about other career paths that might also align with your skills and interests. This could include roles in finance, administration, or other fields where your banking preparation might be valuable. Identify where you fell short in previous bank exams. Develop a detailed study schedule that includes daily goals, practice tests, and regular revisions. Focus on your weak areas while reinforcing your strengths. Have an honest conversation with your parents about your career aspirations and the steps you are taking to achieve them. Explain the commitment and passion you have for working in a bank. Discuss potential compromises, such as exploring banking roles that have more stable locations or considering other positions in financial institutions that may offer similar career growth without frequent transfers. Focus on your preparation, and try not to compare yourself to others. Everyone has their own pace and path to success. Practice stress-relief techniques like meditation, exercise, or hobbies that help you relax and stay positive. Reflect on what you want in life, and don’t rush into marriage solely due to external pressure. It’s essential to find a partner who supports your career ambitions. By focusing on your goals, improving your preparation strategy, and addressing your family's concerns with understanding and communication, you can navigate this challenging period and work towards achieving your dream of becoming a bank manager. Stay determined and proactive, and remember that your career is your journey.

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Nayagam P

Nayagam P P  |10854 Answers  |Ask -

Career Counsellor - Answered on Sep 09, 2024

Asked by Anonymous - Sep 03, 2024Hindi
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I'm a 23-year-old still struggling to find a job. I graduated in 2023 with a BBA in Finance, but I made a big mistake by not taking a job opportunity and instead started preparing for banking exams, in which I failed miserably. Now, I’m unemployed with a gap year, while my friends have jobs and are happy. I’ve lost all interest in government jobs, so I’ve started applying to private companies, but so far, I’ve had no success. Nobody wants to hire an obsolete product like me. I’m a worthless person who destroyed his own career. I wanted to build a career in finance but now I don’t know what to do—please, I need guidance.
Ans: You did not waste your time during the last 1 year and had been preparing for Bank exam only which itself is an experience. NEVER get demotivated by temporary failures. To gain experience, try to join any small or medium-sized company to begin with. You have mentioned you have started applying for jobs, but have NOT mentioned through which sources. LinkedIn is the 1st best source. Having a professional resume is important to get shortlisted at least for the interview and also you should customize your Resume for each job you are applying, based on the JD (job description) advertised. If possible & your economic conditions permit, join MBA-Finance in any reputed Distance Learning University such as IGNOU and / or join online courses, related to your domain. After conducting a research for 3-months on 'Resume Building', I prepared an eBook, containing 24 pages, titled, "What if you could create your Professional Resume without Googling". Some of the Tips I have reproduced below. Please go through it and try to follow them. 12 QUALITIES Your Resume Should Have: (1) Uniqueness & Outstanding (2) Updated Snapshot of Your Career (Brief & Relevant) (3) Keysords of Job Description (4) Adept to Job Description Advertised
(5) Your Expertises Relevant to The Job (6) Focusing More on Achievements Quantitatively (7) Being Selective & include Only Relevant Information (8) Concise & Maximum 2-Pages. Less is More. (9) Easily Scannable to Look for Desired Characteristics,
and Draw Attention to Experiences, if applicable (10) Having Several Versions of Your Resume tailored for Certain Employers or Types of Positions (11) Impress Recruiters To Meet You in the Interview & (12) PROFESSIONAL Email / Webmail ID & Professional LinkedIn URL. Strategize your Job searching skills. All the BEST for Your Bright Future.

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Latest Questions
Nayagam P

Nayagam P P  |10854 Answers  |Ask -

Career Counsellor - Answered on Dec 14, 2025

Asked by Anonymous - Dec 12, 2025Hindi
Career
Hello, I am currently in Class 12 and preparing for JEE. I have not yet completed even 50% of the syllabus properly, but I aim to score around '110' marks. Could you suggest an effective strategy to achieve this? I know the target is relatively low, but I have category reservation, so it should be sufficient.
Ans: With category reservation (SC/ST/OBC), a score of 110 marks is absolutely achievable and realistic. Based on 2025 data, SC candidates qualified with approximately 60-65 percentile, and ST candidates with 45-55 percentile. Your target requires scoring just 37-40% marks, which is significantly lower than general category standards. This gives you a genuine advantage. Immediate Action Plan (December 2025 - January 2026): 4-5 Weeks. Week 1-2: High-Weightage Chapter Focus. Stop trying to complete the entire syllabus. Instead, focus exclusively on high-scoring chapters that carry maximum weightage: Physics (Modern Physics, Current Electricity, Work-Power-Energy, Rotation, Magnetism), Chemistry (Chemical Bonding, Thermodynamics, Coordination Compounds, Electrochemistry), and Maths (Integration, Differentiation, Vectors, 3D Geometry, Probability). These chapters alone can yield 80-100+ marks if practiced properly. Ignore topics you haven't studied yet. Week 2-3: Previous Year Questions (PYQs). Solve JEE Main PYQs from the last 10 years (2015-2025) for chapters you're studying. PYQs reveal question patterns and difficulty levels. Focus on understanding why answers are correct, not memorizing solutions. Week 3-4: Mock Tests & Error Analysis. Take 2-3 full-length mock tests weekly under timed conditions. This is crucial because mock tests build exam confidence, reveal time management weaknesses, and error analysis prevents repeated mistakes. Maintain an error notebook documenting every mistake—this becomes your revision guide. Week 4-5: Revision & Formula Consolidation. Create concise formula sheets for each subject. Spend 30 minutes daily reviewing formulas and key concepts. Avoid learning new topics entirely at this stage. Study Schedule (Daily): 7-8 Hours. Morning (5:00-7:30 AM): Physics concepts + 30 PYQs. Break (7:30-8:30 AM): Breakfast & rest. Mid-morning (8:30-11:00): Chemistry concepts + 20 PYQs. Lunch (11:00-1:00 PM): Full break. Afternoon (1:00-3:30 PM): Maths concepts + 30 PYQs. Evening (3:30-5:00 PM): Mock test or error review. Night (7:00-9:00 PM): Formula revision & weak area focus. Strategic Approach for 110 Marks: Attempt only confident questions and avoid negative marking by skipping difficult questions. Do easy questions first—in the exam, attempt all basic-level questions before attempting medium or hard ones. Focus on quality over quantity as 30 well-practiced questions beat 100 random questions. Master NCERT concepts as most JEE questions test NCERT concepts applied smartly. April 2026 Session Advantage. If January doesn't deliver desired results, April gives you a second chance with 3+ months to prepare. Use January as a practice attempt to identify weak areas, then focus intensively on those in February-March. Realistic Timeline: January 2026 target is 95-110 marks (achievable with focused 50% syllabus), while April 2026 target is 120-130 marks (with complete syllabus + experience). Your reservation benefit means you need only approximately 90-105 marks to qualify and secure admission to quality engineering colleges. Stop comparing yourself to general category cutoffs. Most Importantly: Consistency beats perfection. Study 6 focused hours daily rather than 12 distracted hours. Your 110-mark target is realistic—execute this plan with discipline. All the BEST for Your JEE 2026!

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Dr Dipankar

Dr Dipankar Dutta  |1840 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Dec 13, 2025

Asked by Anonymous - Dec 12, 2025
Career
Dear Sir/Madam, I am currently a 1st year UG student studying engineering in Sairam Engineering College, But there the lack of exposure and strict academics feels so rigid and I don't like it that. It's like they don't gaf about skills but just wants us to memorize things and score a good CGPA, the only skill they want is you to memorize things and pass, there's even special class for students who don't perform well in academics and it is compulsory for them to attend or else the student and his/her parents needs to face authorities who lashes out. My question is when did engineering became something that requires good academics instead of actual learning and skill set. In sairam they provides us a coding platform in which we need to gain the required points for each semester which is ridiculous cuz most of the students here just look at the solution to code instead of actual debugging. I am passionate about engineering so I want to learn and experiment things instead of just memorizing, so I actually consider dropping out and I want to give jee a try and maybe viteee , srmjeee But i heard some people say SRM may provide exposure but not that good in placements. I may not be excellent at studies but my marks are decent. So gimme some insights about SRM and recommend me other colleges/universities which are good at exposure
Ans: First — your frustration is valid

What you are experiencing at Sairam is not engineering, it is rote-based credential production.

“When did engineering become memorizing instead of learning?”

Sadly, this shift happened decades ago in most Tier-3 private colleges in India.

About “coding platforms & points” – your observation is sharp

You are absolutely right:

Mandatory coding points → students copy solutions

Copying ≠ learning

Debugging & thinking are missing

This is pseudo-skill education — it looks modern but produces shallow engineers.

The fact that you noticed this in 1st year already puts you ahead of 80% students.

Should you DROP OUT and prepare for JEE / VITEEE / SRMJEEE?

Although VIT/SRM is better than Sairam Engineering College, but you may face the same problem. You will not face this type of problem only in some top IITs, but getting seat in those IITs will be difficult.
Instead of dropping immediately, consider:

???? Strategy:

Stay enrolled (degree security)

Reduce emotional investment in college rules

Use:

GitHub

Open-source projects

Hackathons

Internships (remote)

Hardware / software self-projects

This way:

College = formality

Learning = self-driven

Risk = minimal

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