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Patrick

Patrick Dsouza  |785 Answers  |Ask -

CAT, XAT, CMAT, CET Expert - Answered on May 02, 2024

Patrick Dsouza is the founder of Patrick100.
Along with his wife, Rochelle, he trains students for competitive management entrance exams such as the Common Admission Test, the Xavier Aptitude Test, Common Management Admission Test and the Common Entrance Test.
They also train students for group discussions and interviews.
Patrick has scored in the 100 percentile six times in CAT. He achieved the first rank in XAT twice, in CET thrice and once in the Narsee Monjee Management Aptitude Test.
Apart from coaching students for MBA exams, Patrick and Rochelle have trained aspirants from the IIMs, the Jamnalal Bajaj Institute of Management Studies and the S P Jain Institute of Management Studies and Research for campus placements.
Patrick has been a panellist on the group discussion and panel interview rounds for some of the top management colleges in Mumbai.
He has graduated in mechanical engineering from the Motilal Nehru National Institute of Technology, Allahabad. He has completed his masters in management from the Jamnalal Bajaj Institute of Management Studies, Mumbai.... more
Nikhil Question by Nikhil on May 01, 2024Hindi
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I am a technical graduate (BE Electronics), joined Public Sector bank after clearing IBPS exam, now my age is 33 years and I am working as a Manager since last 7 years worked in Operations, credit and recovery department. I am fed up with my job due to regular transfers of job location and that too in Pan India. I am looking for switching my job to any sector where my working experience will benefit me in my career growth in terms of financial and non financial as well. Could you please suggest me where I can i apply for job and for what profile also do i need to get any higher education like MBA or any other courses that will help me?

Ans: I have known students working in PSU banks doing Executive MBA after working for 5+ years. They eventually get placed in MNC Banks. So write the GMAT and try applying to colleges like IIM A B C ISB XLRI for executive MBA course. Do some research before you start your journey.
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Hello I am working in a psb from last 8years. Currently i am holding manager position in the bank and want to switch in profile other than finance . I m graduate in statistics and have no active skill in IT. In which sector i can move ahead . Also in Finance is there any other department which is more inclined to the new updated technology and skill that we can develop to switch.
Ans: Thank you for getting in touch with me on Rediff Gurus. Given your background in statistics and experience in banking, there are several sectors you could consider transitioning into that leverage your analytical skills and managerial experience. You could explore roles such as data analyst, business analyst, or data scientist, where you would use statistical techniques and analytical tools to derive insights from data and inform business strategies. Your managerial experience could be beneficial in roles such as operations manager or operations analyst, where you would oversee and optimize operational processes for efficiency and effectiveness. You could also explore opportunities in fintech startups or established fintech companies, where you could contribute your expertise to develop and implement cutting-edge financial solutions as well. Additionally, within the finance sector, there are departments that are increasingly adopting new technologies and skills, providing opportunities for growth and transition.

In terms of finance departments that are more inclined to new technologies and skills, areas such as financial technology (fintech), quantitative finance, and financial analytics are increasingly adopting advanced technologies such as artificial intelligence, machine learning, blockchain, and big data analytics. By developing skills in these areas, such as programming languages (e.g., Python, R), data analysis tools (e.g., SQL, Tableau), and understanding of financial markets and products, you could position yourself for roles that are at the intersection of finance and technology.

Ultimately, the key is to identify your interests, strengths, and career goals, and then explore opportunities that align with them. Consider networking with professionals in your desired field, gaining relevant certifications or qualifications, and seeking out mentorship or guidance to support your transition. With your background and experience, you have valuable skills that can be applied in a variety of sectors and roles beyond finance.

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Shekhar Kumar  |149 Answers  |Ask -

Leadership, HR Expert - Answered on May 23, 2024

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Hello I am working in a psb from last 8years. Currently i am holding manager position in the bank and want to switch in profile other than finance . I m graduate in agriculture and have no active skill in IT. In which sector i can move ahead.
Ans: Making a career switch after eight years in a public sector bank (PSB) and holding a managerial position is a significant move. Given your background in agriculture and the desire to explore fields outside finance, there are several promising sectors you can consider. Given your educational background in agriculture, this sector is a natural fit. Various roles here could align with your experience and interests. Use your managerial experience to work for companies involved in the production, processing, and distribution of agricultural products. Work with NGOs, government programs, or international organizations focused on rural development and agricultural projects. Although you mentioned not having active IT skills, the agri-tech sector often looks for professionals who can bridge the gap between technology and traditional agricultural practices. Learning basic tech skills could be beneficial. Project management roles in infrastructure development often require a combination of management skills and knowledge of ground realities, which your agriculture background might support. Roles in managing projects related to sustainability, conservation, and environmental protection. Companies in various sectors need efficient managers to oversee their supply chain operations. You can work in the sales or marketing of seeds, fertilizers, pesticides, or agricultural machinery.

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Dr Dipankar

Dr Dipankar Dutta  |578 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on Sep 11, 2024

Asked by Anonymous - Sep 06, 2024Hindi
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A doctorate from IIT Bombay in Metallurgy and masters from NIT in Manufacturing with 5 years of experience including 2 years in academics and currently working from past 3 years in industry where I work mostly on finite element analyst of forging and bulk extrusion process and New product development as manager heading a team of 5 people. I have working knowledge of 3-4 FE software related to metal forming domain along with ANSYS STRUCTURAL. Despite that I am not getting any interview calls as I am currently looking for a job switch and have put up my profile both on NAUKRI AND LINKEDIN. Some calls are coming to me but that are all irrelevant profiles in which my expertise is not there. I have been trying for the past 6 months but have not got any positive response. Despite such a highly educated person from premier institute and not getting any response is highly depressing. Could you suggest how to apply and where to apply and any other website where I shall make my profile to get a positive response ? I am open to other roles such as metallurgy, product management, operations, vehicle dynamics based CAE etc but companies are just looking for relevant experience and they are rejecting my profile if relevant experience is not found. What to do ? Please advise
Ans: It's understandable that despite your strong qualifications, you're facing challenges in securing relevant interview calls.
Tailor Your Resume: Ensure that your resume is tailored for the specific job roles you are applying to.
Keywords Matter: Use industry-specific keywords on your resume and LinkedIn profile. Recruiters and companies often use Applicant Tracking Systems (ATS) to screen resumes, which rely heavily on keywords.
Take help of professional to restructure your resume suitably.
Beyond Naukri and LinkedIn, explore industry-specific job portals. For your domain, platforms such as EngineerJobs.com, iMetalHub, and MetallurgicalJobs.
Make a list of companies that operate in your domain, then apply of your own.
You can upgrade your skill by doing online courses.
Hope these will help you. Give your feedback.

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Milind

Milind Vadjikar  |95 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 10, 2024

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Hi, My name is Kunal, I am 38 years old and my wife is 30 years old. I will be retired at the age of 60. I have two kids, a boy(9 years) and a girl(3 years). My basic is 57000 and I get 3% annual increment on basic. My take home salary is 48000. I have PPF(12500/M), SSY(2000/M) and LIC(5850/M) and our monthly expenses around 20000. I want to buy a home, children's educational expenses and my retirement goals are 1 Cr. Can you give a valuable strategy, how and where to invest to get my all goals?
Ans: I presume you have endowment type life insurance policy from LIC, the returns from which are not up to the mark. If you can surrender it and take a term insurance plan then you can still save around 50K annually after factoring Term Plan premium of 20K pa, considering your current annual payment to LIC of ~70K. That translates to investible surplus of 4K + current monthly disposal income after expenses: 7K, So 11K SIP can be initiated. 4K SIP for 15 years will led to corpus of 22L+(13%return assumed) for daughter's education

If surrendering the LIC policy is not an option then you can still deploy the current balance of 7K + incremental disposable part of salary each year into a SIP for 22 years considering conservative return of 13% it can still build a retirement corpus of 1Cr+ as desired.

You can fund son's higher education through PPF but for daughter's education you need to hike investments in SSY also to 1.5L pa and for house you will need to find home loan(Use EPF partial withdrawal towards down payment)

Here it pertinent to note that you may need to increase your income in some way maybe either job change or spouse working so to have additional funds to invest for your goal fulfillment. Happy to help if you have any further queries.

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