Home > Career > Question
Need Expert Advice?Our Gurus Can Help

Jobless at 23 with a BBA in Finance - What Should I Do?

Nayagam P

Nayagam P P  |10849 Answers  |Ask -

Career Counsellor - Answered on Sep 09, 2024

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
... more
Asked by Anonymous - Sep 03, 2024Hindi
Listen
Career

I'm a 23-year-old still struggling to find a job. I graduated in 2023 with a BBA in Finance, but I made a big mistake by not taking a job opportunity and instead started preparing for banking exams, in which I failed miserably. Now, I’m unemployed with a gap year, while my friends have jobs and are happy. I’ve lost all interest in government jobs, so I’ve started applying to private companies, but so far, I’ve had no success. Nobody wants to hire an obsolete product like me. I’m a worthless person who destroyed his own career. I wanted to build a career in finance but now I don’t know what to do—please, I need guidance.

Ans: You did not waste your time during the last 1 year and had been preparing for Bank exam only which itself is an experience. NEVER get demotivated by temporary failures. To gain experience, try to join any small or medium-sized company to begin with. You have mentioned you have started applying for jobs, but have NOT mentioned through which sources. LinkedIn is the 1st best source. Having a professional resume is important to get shortlisted at least for the interview and also you should customize your Resume for each job you are applying, based on the JD (job description) advertised. If possible & your economic conditions permit, join MBA-Finance in any reputed Distance Learning University such as IGNOU and / or join online courses, related to your domain. After conducting a research for 3-months on 'Resume Building', I prepared an eBook, containing 24 pages, titled, "What if you could create your Professional Resume without Googling". Some of the Tips I have reproduced below. Please go through it and try to follow them. 12 QUALITIES Your Resume Should Have: (1) Uniqueness & Outstanding (2) Updated Snapshot of Your Career (Brief & Relevant) (3) Keysords of Job Description (4) Adept to Job Description Advertised
(5) Your Expertises Relevant to The Job (6) Focusing More on Achievements Quantitatively (7) Being Selective & include Only Relevant Information (8) Concise & Maximum 2-Pages. Less is More. (9) Easily Scannable to Look for Desired Characteristics,
and Draw Attention to Experiences, if applicable (10) Having Several Versions of Your Resume tailored for Certain Employers or Types of Positions (11) Impress Recruiters To Meet You in the Interview & (12) PROFESSIONAL Email / Webmail ID & Professional LinkedIn URL. Strategize your Job searching skills. All the BEST for Your Bright Future.

To know more on ‘ Careers | Education | Jobs’, ask / Follow Us here in RediffGURUS.
Career

You may like to see similar questions and answers below

Aashish

Aashish Sood  |127 Answers  |Ask -

CAT, Management Expert - Answered on May 30, 2024

Asked by Anonymous - May 27, 2024Hindi
Listen
Latest Questions
Ravi

Ravi Mittal  |676 Answers  |Ask -

Dating, Relationships Expert - Answered on Dec 04, 2025

Asked by Anonymous - Dec 02, 2025Hindi
Relationship
My married ex still texts me for comfort. Because of him, I am unable to move on. He makes me feel guilty by saying he got married out of family pressure. His dad is a cardiac patient and mom is being treated for cancer. He comforts me by saying he will get separated soon and we will get married because he only loves me. We have been in a relationship for 14 years and despite everything we tried, his parents refused to accept me, so he chose to get married to someone who understands our situation. I don't know when he will separate from his wife. She knows about us too but she comes from a traditional family. She also confirmed there is no physical intimacy between them. I trust him, but is it worth losing my youth for him? Honestly, I am worried and very confused.
Ans: Dear Anonymous,
I understand how difficult it is to let go of a relationship you have built from scratch, but is it really how you want to continue? It really seems to be going nowhere. His parents are already in bad health and he married someone else for their happiness. Does it seem like he will be able to leave her? So many people’s happiness and lives depend on this one decision. I think it’s about time you and your BF have a clear conversation about the same. If he can’t give a proper timeline, please try to understand his situation. But also make sure he understands yours and maybe rethink this equation. It really isn’t healthy. You deserve a love you can have wholly, and not just in pieces, and in the shadows.

Hope this helps

...Read more

Mayank

Mayank Chandel  |2562 Answers  |Ask -

IIT-JEE, NEET-UG, SAT, CLAT, CA, CS Exam Expert - Answered on Dec 04, 2025

Career
My son will be appearing for JEE Main & JEE Advanced 2026 and will participate in JoSAA Counselling 2026. I request clarification regarding the GEN-EWS certificate date requirement for next year. I have already applied for an EWS certificate for current year 2025, and the application is under process. However, I am unsure whether this certificate will be accepted during JoSAA 2026, or whether candidates will be required to submit a fresh certificate for FY 2026–27 (issued on or after 1 April 2026). My concern is that if JoSAA requires a certificate issued after 1 April 2026, students will have only 1–1.5 months to complete the entire procedure, which is difficult considering normal government processing timelines. Also, during current JEE form filling, students are asked to upload a GEN-EWS certificate issued on or after 1 April 2025, or an application acknowledgement. This has created confusion among parents regarding which year’s certificate will finally be valid at the time of counselling. I request your kind guidance on: Which GEN-EWS certificate will be accepted for JoSAA Counselling 2026 — a certificate for FY 2025–26 (issued after 1 April 2025), or a new certificate for FY 2026–27 (issued after 1 April 2026)?
Ans: Hi
You need not worry about the EWS certificate. Even if you apply for the next year's certificate on 1 Apr 2026, the second session of JEE MAINS will still be held, followed by JEE ADVANCED, which will be held in May. JOSAA starts in June. so you will have 2 months in hand for fresh EWS certificate.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x