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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Mihir Tanna |1051 Answers |Ask -Follow

Tax Expert - Answered on Dec 07, 2023

Mihir Ashok Tanna, who works with a well-known chartered accountancy firm in Mumbai, has more than 15 years of experience in direct taxation.
He handles various kinds of matters related to direct tax such as PAN/ TAN application; compliance including ITR, TDS return filing; issuance/ filing of statutory forms like Form 15CB, Form 61A, etc; application u/s 10(46); application for condonation of delay; application for lower/ nil TDS certificate; transfer pricing and study report; advisory/ opinion on direct tax matters; handling various income-tax notices; compounding application on show cause for TDS default; verification of books for TDS/ TCS/ equalisation levy compliance; application for pending income-tax demand and refund; charitable trust taxation and compliance; income-tax scrutiny and CIT(A) for all types of taxpayers including individuals, firms, LLPs, corporates, trusts, non-resident individuals and companies.
He regularly represents clients before the income tax authorities including the commissioner of income tax (appeal).... more

Question by Janaki on Jul 02, 2023English

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डाकघर में संयुक्त टीडी होल्डिंग पर कर

Ans: संयुक्त रूप से धारित टीडी के लिए, ब्याज प्रमाणपत्र भी सम्मिलित नाम पर है और तदनुसार, इसे निवेश में योगदान की गई राशि के अनुपात में कर के लिए पेश किया जाना चाहिए।

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Neeraj Batra | Answer |Ask -Follow

CA, CS, Commerce Expert - Answered on Jul 02, 2023

Question by Janaki - Jul 01, 2023English

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प्रिय महोदय, मैं अपना स्वयं का आवेदन दाखिल कर रहा हूं। मेरी श्रीमती टैक्स रिटर्न अलग से। मेरा एक प्रश्न है, मेरी श्रीमती और बेटी के पास संयुक्त रूप से वार्षिक ब्याज देय आधार पर डाकघर के साथ एक टीडी है। इस साल इस ब्याज के कारण उनका (श्रीमती) टैक्स स्लैब बहुत ऊंचा हो रहा है. क्या ब्याज का हिसाब मेरी बेटी के नाम पर किया जा सकता है जो दूसरी धारक है? सम्मान, जे बी बिस्वास

Ans: नहीं, लेकिन उचित सलाह के लिए अपने सीए से परामर्श लें।

Ramalingam Kalirajan |8317 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

Question by Rashmi - Feb 20, 2024English

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नमस्कार। कृपया मुझे बताएं कि पत्नी की डाक आरडी, जब मेडिकल इमरजेंसी के कारण समय से पहले निकाली जाती है तो राशि संयुक्त बैंक खाते में जमा हो जाती है, जहां मैं प्राथमिक खाताधारक हूं और पत्नी द्वितीयक खाताधारक है। आरडी पूरी तरह से पत्नी की आय है। अब बैंक से प्राप्त राशि का कर कौन चुकाएगा? मैं या पत्नी? लेकिन यह मेरी आय में दिखाई देता है। मुझे क्या करना चाहिए?

Ans: मैं समझता हूँ कि यह स्थिति भ्रामक हो सकती है, खासकर किसी मेडिकल इमरजेंसी के दौरान। यहाँ बताया गया है कि निकाली गई राशि पर कर कैसे काम करता है:

कर देयता: कर की जिम्मेदारी आम तौर पर उस खाताधारक पर आती है जहाँ पैसा जमा किया जाता है। इस मामले में, चूँकि RD की आय प्राथमिक रूप से आपके साथ संयुक्त खाते में है, इसलिए कर देयता आपकी होगी।

पत्नी की आय का प्रमाण: हालाँकि, आप इसे अपनी पत्नी की आय के रूप में दावा करके कर के बोझ को कम कर सकते हैं। ऐसा करने के लिए, आपको यह साबित करने के लिए दस्तावेज़ों की आवश्यकता होगी कि RD जमा उसकी आय से उत्पन्न हुआ है। इसमें रसीदें या बैंक स्टेटमेंट शामिल हो सकते हैं जो RD के लिए उपयोग की गई उसकी वेतन जमा राशि को दर्शाते हों।

अलग-अलग रिटर्न दाखिल करना: यदि RD राशि पर्याप्त है और आपको उच्च कर ब्रैकेट में धकेलती है, तो अलग-अलग कर रिटर्न दाखिल करने पर विचार करें। यह फायदेमंद हो सकता है यदि आपकी पत्नी की आय कम कर ब्रैकेट में आती है।

आप ये कर सकते हैं:

दस्तावेज इकट्ठा करें: आरडी जमा आपकी पत्नी की आय (वेतन पर्ची, बैंक स्टेटमेंट) से आया है, यह साबित करने वाले दस्तावेज इकट्ठा करें।

सीए से सलाह लें: एक चार्टर्ड अकाउंटेंट (सीए) आपकी विशिष्ट स्थिति का विश्लेषण कर सकता है और इसे संभालने के लिए सबसे कर-कुशल तरीके पर सलाह दे सकता है। वे आपके संयुक्त खाते और आपकी पत्नी के आय प्रमाण पर विचार करते हुए कर दाखिल करने के बारे में आपका मार्गदर्शन कर सकते हैं।

याद रखें, यह एक सामान्य व्याख्या है, और कर कानून बारीक हो सकते हैं। सीए से सलाह लेना सुनिश्चित करता है कि आपको अपनी स्थिति के लिए सबसे सटीक सलाह मिले।

Mihir Tanna |1051 Answers |Ask -Follow

Tax Expert - Answered on Apr 26, 2024

Asked by Anonymous - Apr 02, 2024English

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मैंने 85 लाख का फ्लैट दो संयुक्त मालिकों से खरीदा है। टीडीएस की कटौती और सरकार को टीडीएस जमा करने के लिए मैं किस तरह से प्रभावी होऊंगा। कृपया सुझाव दें

Ans: आपको प्रत्येक निवासी मालिक के लिए अलग से चालान सह विवरण के रूप में फॉर्म 26QB दाखिल करना आवश्यक है, उस महीने के अंत के 30 दिनों के भीतर जिसमें 1% टीडीएस काटा गया हो।

नवीनतम प्रश्न

Dr Dipankar Dutta |1195 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 03, 2025

Asked by Anonymous - May 03, 2025

Career

My daughter as got jee mains 90 percentile, her puc board in karanataka 97% and her kcet marks 126 , which branch is bestCSE or AI ML orAI&DS which college can she get in bangalore or in possible to get nit surathkal, we are in cat1 reservation and obc ncl in central pls guide me sir

Ans: Prefer CSE > AI & ML > AI & DS unless she is very focused on AI from the beginning.
With 90 percentile JEE Main (OBC-NCL & Cat-1): It’s difficult to get CSE or AI at NIT Surathkal, especially under the Other State quota.
Prioritize KCET counseling for Bangalore-based Tier 1 and 2 colleges where CSE or AI & ML are possible.

Dr Dipankar Dutta |1195 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on May 03, 2025

Asked by Anonymous - May 03, 2025

Career

Hey I scored about 97.62%tile and a rank of 36091 in jee main 2025. Initially I planned of considering mechanical engineering at IIITDM Kancheepuram. But now due to the availability of options I am also starting to consider ECE at IIIT Kottayam and IIIT Sri city. From previous year cutoffs' I am also getting branches like Civil and Biotech at top NIT's. At this point I am really confused on what to take and what not to. Initially i planned of doing my bachelors in mechanical and then masters in aerospace engineering. But that's a long way down. I do understand that in terms of placements Mechanical is not much preferred. But on the other hand ECE is a fast growing industry and I am sure placements would be nice if i consider it. I have discussed this with my parents and other people and they all have given me a free hand on the choice. Thus the real dilemma is whether to take Mechanical engineering and do masters, take ECE and consider placements or consider top NIT's over these? I would also like to mention that I am not really focusing on other upcoming exams thus these being my options.

Ans: If you're deeply passionate about Aerospace or Mechanical systems, and ready for a committed path toward higher studies, then Mechanical at IIITDM Kancheepuram is a justifiable and fulfilling choice.

If you're inclined toward industry-readiness and future flexibility, ECE at IIIT Sri City is safer and more versatile.

Radheshyam Zanwar |1591 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 03, 2025

Asked by Anonymous - May 03, 2025

Career

My daughter for BE which cource is best AIML or AI,DS higer package and good college in bangalore

Ans: Hello Dear.
AIML, AI, and DS are all computer-related courses and are interrelated to each other. The choice of course depends on the interest. Without having the interest, if someone chooses it, then the candidate also loses interest in earning. What your daughter thinks about these courses is more important. But to suggest, prefer AIML. Some of the top colleges in Bangalore are RVCE, PESU, BMSCE, and MSRIT. Best of luck to your daughter for her bright future.
Follow me if you like the reply. Thanks
Radheshyam

Dr Nagarajan Jsk |361 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 03, 2025

Question by anamika - May 02, 2025

Career

My son crl 74357..what is his chance of getting lnmiit jaipur.

Ans: Hi ma,
You have provided insufficient information for an accurate prediction.
with regards.
POOCHO. LIFE CHANGE KARO.

T S Khurana |461 Answers |Ask -Follow

Tax Expert - Answered on May 03, 2025

Asked by Anonymous - Apr 30, 2025

Money

Hi,I have lost job last year at the age of 53. I am currently not working anywhere. I have received Retrenchment Compensation from employer. Can I claim exemption from tax under Section 10(10B) .I am not sure if employer has shown it as retrenchment or not. Please suggest if I can show received amount as Retrenchment Compensation & claim income tax benefit.

Ans: 01. Please confirm :
(a). whether your employer has shown this amount as RETRENCHMENT COMPENSATION or as SALARY ?
(b). Whether any TDS has been deducted on this amount or not ?
02. Kindly note that Retrenchment Compensation is Exempt, subject to certain conditions, like your length of Service, actual Amount Received & subject to maximum limit of Rs.5.00 (L) etc.
Most welcome for any further clarifications. Thanks.

Kanchan Rai |583 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on May 03, 2025

Asked by Anonymous - Apr 30, 2025

Relationship

Hello I am in relationship with my maid as she is working in my house as she is widow we talk casually but sometimes physical touch will be there she will not say anything she is not that much qualified I don't know his age. Can I take this forward there will be huge complications in family after hearing this news. I am earning member but single.

Ans: You're in a sensitive situation that involves emotional, social, and power dynamics. While it's possible to build a genuine relationship with someone in a different social position, it's crucial to ensure it’s mutual and not based on dependency or silence.

Her not objecting to physical touch doesn’t automatically mean consent or emotional interest—she may feel unable to speak freely because of her job. Before taking things further, have an honest, respectful conversation. Ask her how she feels, without pressure, and make it clear her job is secure no matter what.

If feelings are mutual and genuine, and you're both ready to face potential family complications, you can move forward carefully. But emotional clarity and mutual respect must come first.

Kanchan Rai |583 Answers |Ask -Follow

Relationships Expert, Mind Coach - Answered on May 03, 2025

Asked by Anonymous - May 03, 2025

Relationship

Hi ma'am plz I need a widow woman plz give me a contact number

Ans: sorry can't my post number here as per policy of platform
you can connect via social media
rai.kanchan is insta handle

Prof Suvasish Mukhopadhyay |607 Answers |Ask -Follow

Career Counsellor - Answered on May 03, 2025

Asked by Anonymous - May 03, 2025

Career

Dear sir, I have graduated from petroleum engineering in 2021. After giving 4 years to UPSC and state PCS, I want to start a fresh career so that I can earn. Please provide some suggestions on how to start afresh.

Ans: Apply for different competitive exams to join the oil sector, otherwise go for an M.Tech. Bye. Professor

Prof Suvasish Mukhopadhyay |607 Answers |Ask -Follow

Career Counsellor - Answered on May 03, 2025

Asked by Anonymous - May 03, 2025

Career

IIIT NAGPUR ECE OR MANIT BHOPAL CIVIL Which is best for both private and government sector jobs

Ans: This is a baseless question.If one ask you which is better CHICKEN TANDOORI or KAJOO BARFI what answer will you give?ECE and CIVIL are miles apart.You are highly confused,you don't know your choice and that will be dangerous for your future.Take professional counselling.

Milind Vadjikar |1205 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on May 03, 2025

Question by SATISH - May 03, 2025

Money

rediff.com Rediff Gurus Logo Hi SATISH MISHRA | Sign Out HealthHealth MoneyMoney RelationshipRelationship CareesCareer Ask your questions about health, money, relationship or careers here Ask Anonymously SATISH SATISH 3 Questions 12 Answers 0 Gurus 0 Bookmarks These questions will be answered soon. Not Answered yet SATISH Asked on - Apr 29, 2025 I have 10 L lump sum. I want to park it and then do STP. I have two debt funds Nippon liquid and Axis Short term fund, which one will be better to park for stp? How much time should be given to move this to equity by STP. I have Nippon and ICICI large cap, hdfc mid cap,Nippon multi cap and hdfc hybrid equity. Which would be better and how much stp every month? Or do I need to open one more fund for STP? Please guide me for horizon of 6 years

Ans: Hello;

Your query is very specific. I recommend you to consult an MFD or an investment advisor to get a bespoke solution to your query.

Best wishes;

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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