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विशेषज्ञ की सलाह चाहिए?हमारे गुरु मदद कर सकते हैं

Mihir Tanna |1051 Answers |Ask -Follow

Tax Expert - Answered on Dec 07, 2023

Mihir Ashok Tanna, who works with a well-known chartered accountancy firm in Mumbai, has more than 15 years of experience in direct taxation.
He handles various kinds of matters related to direct tax such as PAN/ TAN application; compliance including ITR, TDS return filing; issuance/ filing of statutory forms like Form 15CB, Form 61A, etc; application u/s 10(46); application for condonation of delay; application for lower/ nil TDS certificate; transfer pricing and study report; advisory/ opinion on direct tax matters; handling various income-tax notices; compounding application on show cause for TDS default; verification of books for TDS/ TCS/ equalisation levy compliance; application for pending income-tax demand and refund; charitable trust taxation and compliance; income-tax scrutiny and CIT(A) for all types of taxpayers including individuals, firms, LLPs, corporates, trusts, non-resident individuals and companies.
He regularly represents clients before the income tax authorities including the commissioner of income tax (appeal).... more

Question by Janaki on Jul 02, 2023English

Money

डाकघर में संयुक्त टीडी होल्डिंग पर कर

Ans: संयुक्त रूप से धारित टीडी के लिए, ब्याज प्रमाणपत्र भी सम्मिलित नाम पर है और तदनुसार, इसे निवेश में योगदान की गई राशि के अनुपात में कर के लिए पेश किया जाना चाहिए।

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

आप नीचे ऐसेही प्रश्न और उत्तर देखना पसंद कर सकते हैं

Neeraj Batra | Answer |Ask -Follow

CA, CS, Commerce Expert - Answered on Jul 02, 2023

Question by Janaki - Jul 01, 2023English

Career

प्रिय महोदय, मैं अपना स्वयं का आवेदन दाखिल कर रहा हूं। मेरी श्रीमती टैक्स रिटर्न अलग से। मेरा एक प्रश्न है, मेरी श्रीमती और बेटी के पास संयुक्त रूप से वार्षिक ब्याज देय आधार पर डाकघर के साथ एक टीडी है। इस साल इस ब्याज के कारण उनका (श्रीमती) टैक्स स्लैब बहुत ऊंचा हो रहा है. क्या ब्याज का हिसाब मेरी बेटी के नाम पर किया जा सकता है जो दूसरी धारक है? सम्मान, जे बी बिस्वास

Ans: नहीं, लेकिन उचित सलाह के लिए अपने सीए से परामर्श लें।

Ramalingam Kalirajan |8309 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on May 06, 2024

Question by Rashmi - Feb 20, 2024English

Money

नमस्कार। कृपया मुझे बताएं कि पत्नी की डाक आरडी, जब मेडिकल इमरजेंसी के कारण समय से पहले निकाली जाती है तो राशि संयुक्त बैंक खाते में जमा हो जाती है, जहां मैं प्राथमिक खाताधारक हूं और पत्नी द्वितीयक खाताधारक है। आरडी पूरी तरह से पत्नी की आय है। अब बैंक से प्राप्त राशि का कर कौन चुकाएगा? मैं या पत्नी? लेकिन यह मेरी आय में दिखाई देता है। मुझे क्या करना चाहिए?

Ans: मैं समझता हूँ कि यह स्थिति भ्रामक हो सकती है, खासकर किसी मेडिकल इमरजेंसी के दौरान। यहाँ बताया गया है कि निकाली गई राशि पर कर कैसे काम करता है:

कर देयता: कर की जिम्मेदारी आम तौर पर उस खाताधारक पर आती है जहाँ पैसा जमा किया जाता है। इस मामले में, चूँकि RD की आय प्राथमिक रूप से आपके साथ संयुक्त खाते में है, इसलिए कर देयता आपकी होगी।

पत्नी की आय का प्रमाण: हालाँकि, आप इसे अपनी पत्नी की आय के रूप में दावा करके कर के बोझ को कम कर सकते हैं। ऐसा करने के लिए, आपको यह साबित करने के लिए दस्तावेज़ों की आवश्यकता होगी कि RD जमा उसकी आय से उत्पन्न हुआ है। इसमें रसीदें या बैंक स्टेटमेंट शामिल हो सकते हैं जो RD के लिए उपयोग की गई उसकी वेतन जमा राशि को दर्शाते हों।

अलग-अलग रिटर्न दाखिल करना: यदि RD राशि पर्याप्त है और आपको उच्च कर ब्रैकेट में धकेलती है, तो अलग-अलग कर रिटर्न दाखिल करने पर विचार करें। यह फायदेमंद हो सकता है यदि आपकी पत्नी की आय कम कर ब्रैकेट में आती है।

आप ये कर सकते हैं:

दस्तावेज इकट्ठा करें: आरडी जमा आपकी पत्नी की आय (वेतन पर्ची, बैंक स्टेटमेंट) से आया है, यह साबित करने वाले दस्तावेज इकट्ठा करें।

सीए से सलाह लें: एक चार्टर्ड अकाउंटेंट (सीए) आपकी विशिष्ट स्थिति का विश्लेषण कर सकता है और इसे संभालने के लिए सबसे कर-कुशल तरीके पर सलाह दे सकता है। वे आपके संयुक्त खाते और आपकी पत्नी के आय प्रमाण पर विचार करते हुए कर दाखिल करने के बारे में आपका मार्गदर्शन कर सकते हैं।

याद रखें, यह एक सामान्य व्याख्या है, और कर कानून बारीक हो सकते हैं। सीए से सलाह लेना सुनिश्चित करता है कि आपको अपनी स्थिति के लिए सबसे सटीक सलाह मिले।

Mihir Tanna |1051 Answers |Ask -Follow

Tax Expert - Answered on Apr 26, 2024

Asked by Anonymous - Apr 02, 2024English

Money

मैंने 85 लाख का फ्लैट दो संयुक्त मालिकों से खरीदा है। टीडीएस की कटौती और सरकार को टीडीएस जमा करने के लिए मैं किस तरह से प्रभावी होऊंगा। कृपया सुझाव दें

Ans: आपको प्रत्येक निवासी मालिक के लिए अलग से चालान सह विवरण के रूप में फॉर्म 26QB दाखिल करना आवश्यक है, उस महीने के अंत के 30 दिनों के भीतर जिसमें 1% टीडीएस काटा गया हो।

नवीनतम प्रश्न

Radheshyam Zanwar |1578 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Apr 29, 2025

Question by Achyut - Apr 29, 2025

Career

Hello Sir My son scored 98.569 in JEE mains 2025 Open catagory from Maharashtra He is more inclined towards comuter science for his BTec. Can you please guide or predict which NIT or IIIT?

Ans: Hello Achyut.
Congratulations to you and your son on excellent JEE scores. You and your son have a good chance of getting a seat in one of the top-tier NITs. However, it is difficult to mention the names of the NITs. While participating in JoSSA counseling, fill in the options carefully, considering the distance of NIT from your hometown. If you are interested in IIITs, then chances are that you will get Hyderabad, which can be an excellent option. If you are ready to go outside the M.S., then choose either Pune or Nagpur.
Best of luck to your son for his bright future.
Follow me if you like the reply. Thanks
Radheshyam

Vipul Bhavsar |65 Answers |Ask -Follow

Tax Expert - Answered on Apr 29, 2025

Asked by Anonymous - Feb 11, 2025

Money

My wife who is a resident indian and aged 34 earned 4 lacs in FY 23-24. Under 44ADA, I believe her profit would be counted as 2 lacs. She has also booked profit of 2.25 lacs this year from listed equities where STT has been paid. She held the shares for more than a year so it is LTCG. Will she be expected to pay any taxes this year? Also, what happens if she has the same income next year also? Can she book more profit next year without paying taxes? I read somewhere that income from ltcg where special tax rates are applicable can not be exhausted against 4 lac (new regime) and 2.5 lac (old regime) limit from next financial year onwards?

Ans: In your case in New Regime for FY 2024-25, her total income is 425000 (2+2.25)
There is no tax liability in this case under new regime

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |65 Answers |Ask -Follow

Tax Expert - Answered on Apr 29, 2025

Asked by Anonymous - Feb 10, 2025

Money

I am retired having pension 4.8L pa. , interest 72K, dividend 60K , rent 1.7L, LT profit from sale of listed mutual fund & equity. What will tax liability for me in FY2025-26.

Ans: Sir, you have not provided the amount of LT from sale of Listed MF/Equity

Vipul Bhavsar |65 Answers |Ask -Follow

Tax Expert - Answered on Apr 29, 2025

Asked by Anonymous - Feb 10, 2025

Money

How much and tax does a homemaker needs pay earning STCG of Rs. 40000 and LTGC of Rs. 70000 yearly and interest income of Rs. 2000 and no other income apart from this?

Vipul Bhavsar |65 Answers |Ask -Follow

Tax Expert - Answered on Apr 29, 2025

Asked by Anonymous - Feb 07, 2025

Money

I have a special child aged 10 yrs, i have read somewhere that the FDs in the name of that child, the FD interest can be exempted from parents income, and the interest can be treated as their income and accounted in their IT. Is that so.

Ans: There is no such facility allowed.
However, deduction can be claimed for expenditure made or ad hoc based on the Medical Certificate from able government recognised medical practitioner

Vipul Bhavsar |65 Answers |Ask -Follow

Tax Expert - Answered on Apr 29, 2025

Question by Vilas - Apr 10, 2025

Money

My income projection for 25-26 is as below. Pension + interest = Rs 11 lakh LTCG Equity MF = Rs 2 lakh LTCG Debt MF = Rs 3 lakh Debt MF held since 2020 Will I get S87A rebate ? For the FY 25-26 ?

Ans: Dear Vilas,
Under New Regime, Total Income works out to Rs. 1600000
You get rebate of Rs.50000 under 87A and Tax liability shall be around Rs. 48750.

However, it is strong advised to consult CA, since taxation of Capital Gain involves various factors

Vipul Bhavsar
Chartered Accountant
www.capitalca.in

Vipul Bhavsar |65 Answers |Ask -Follow

Tax Expert - Answered on Apr 29, 2025

Question by Gvbk - Apr 11, 2025

Money

Income tax : 2025-26 FD 13000000 at 7.5 interest 975000 No other income What would be the income tax?

Ans: For FY 2025-26, for the income mentioned above,
NO Tax Liability under New Regime

Vipul Bhavsar |65 Answers |Ask -Follow

Tax Expert - Answered on Apr 29, 2025

Question by Abraham - Apr 15, 2025

Money

am Sr. citizen, my income form other sources 2lakh after 80c deduction, but STCG is around 6 lakh, which regime is beneficial old/new to file ITR

Ans: Dear Sir,
for FY 2024-25,
Assuming STCG is from Listed shares/MF etc. Total Income is 8 Lakhs
New Regime Tax Rs.104000
Old Regime after claiming 80C (already mentioned by you) and additionally 80 TTB Rs.50000 - Tax shall be Rs.93600

Prof Suvasish Mukhopadhyay |599 Answers |Ask -Follow

Career Counsellor - Answered on Apr 29, 2025

Asked by Anonymous - Apr 29, 2025

Career

jee criteria if i have given jee advance in 2023 and jee main in 2024 but not advance and not given 2025 due to some reason is gap then can i apply in 2026 and if i had 68 percent in board(2023 , 2024 what to do?

Ans: You can't appear for 2026.Because only three successive years are allowed and total six attempts.For you the years are 23,24 and 25.Now for 2026 you are not eligible.

Dr Dipankar Dutta |1175 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Apr 28, 2025

Question by sourav - Apr 22, 2025

Career

Sirs, my son has secured 91.8 percentile and a rank of 1 lakh 21 thousand as per JEE MAINS 2025. I am completely novice and want to understand if he would be eligible to apply through JOSAA counselling. And if yes, what could be his chances for any engineering streams for the colleges that participate.

Ans: Many youtube videos are available on this topic. See those.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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