नमस्ते सर, हमारे पास एक पैतृक संपत्ति है जिसे हम बेचने की योजना बना रहे हैं। चूँकि यह मेरे पिता के नाम पर है, क्या मेरे पिता बिक्री के बाद इसका कुछ हिस्सा मेरे खाते में स्थानांतरित कर सकते हैं। और क्या इस पर मुझे या मेरे पिताजी को कोई कर लगेगा या क्या वह मुझे उपहार के रूप में भेज सकते हैं। मैं वही पैसा बिना ज्यादा टैक्स चुकाए कैसे निवेश कर सकता हूं..?

Ans: Bhavya, Switching from PCB to Commerce with Mathematics after passing CBSE Class 12 is not permitted under CBSE rules, as Classes 11–12 are treated as an integrated course, requiring foundational stream-specific learning in Class 11. Direct admission to Class 12 Commerce is thus impossible. While CBSE allows private candidates to add an additional subject (e.g., Mathematics) to their existing PCB stream, core Commerce subjects like Accountancy or Economics cannot be substituted. Alternatives include re-enrolling in Class 11 Commerce (time-intensive), opting for NIOS Class 12 (flexible, 1-year program with Commerce subjects), pursuing a diploma in Commerce (e.g., ICAI Foundation) for lateral entry into B.Com/BBA, or targeting university entrance exams (DU JAT, IPU CET) that accept PCB students with Mathematics aptitude. NIOS is the most efficient pathway, allowing tailored subject selection and faster transition to undergraduate Commerce programs. Repeating Class 11 is advisable only if a 2-year commitment is feasible. All the BEST for Your Prosperous Future!

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