महोदय, मेरे पास 29 लाख की सीटीसी है जिसमें कटौती शामिल है (1.5 लाख + 50000 एनपीएस + गृह ऋण ब्याज 100000। मैं अपना गृह ऋण बंद करने की योजना बना रहा हूं। मैंने वर्तमान में पुरानी व्यवस्था का विकल्प चुना है, कृपया मुझे बताएं कि आगे चलकर कौन सी व्यवस्था होगी) मेरे लिए उपयोगी.

Ans: With a MET rank of 21,500, securing CSE at MIT Manipal (main campus) or MIT Bangalore is unlikely, as their 2024 CSE cutoffs closed at 1,633 and 5,141–5,687 respectively. However, Sikkim Manipal Institute of Technology (SMIT) offers CSE with a 2024 cutoff of 46,768, making it accessible. Alternatively, consider IT, Data Science, or ECE at MIT Manipal (cutoffs ~5,148–28,284). Prioritize SMIT for CSE or explore non-CSE branches at main campuses if branch flexibility aligns with career goals. All the BEST for your Son's Admission & a Prosperous Future!

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Ans: Hello Dr.
Prefer CSE @ Manipal
Best of luck.
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Radheshyam

Ans: Hello Neetu
You did not specify your expected CUET score or your preferred area of study. You can secure admission at Christ University while being aware of the terms regarding admission cancellation and fee refunds. Clearly communicate that you are awaiting your CUET results, and if you are accepted into your desired course through CUET, you will proceed to cancel your admission. If the fee loss is minimal, this approach of admission and subsequent cancellation at Christ can be a viable option.
Best of luck to you.
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Radheshya,

Ans: Hello Neetu
You did not specify your expected CUET score or your preferred area of study. You can secure admission at Christ University while being aware of the terms regarding admission cancellation and fee refunds. Clearly communicate that you are awaiting your CUET results, and if you are accepted into your desired course through CUET, you will proceed to cancel your admission. If the fee loss is minimal, this approach of admission and subsequent cancellation at Christ can be a viable option.
Best of luck to you.
Follow me if you like the reply. Thanks
Radheshya,

Ans: Choosing between VIT Bhopal CSE AIML (Category 1), IILM CSE AIML with IBM, and LPU AIML hinges on balancing academic rigor, industry partnerships, and placement reliability. VIT Bhopal offers 90% placements for CSE AIML, supported by a robust curriculum aligned with AI/ML trends and access to 850+ recruiters like Microsoft, Amazon, and Cisco, ensuring consistent opportunities in core tech roles. Its Category 1 admission guarantees priority in placements and internships. IILM’s IBM-integrated program provides IBM-certified training, specialized projects, and 85–95% placements with firms like Deloitte and KPMG, but its higher fees (~?9.36L) and newer AI/ML ecosystem may limit niche role access compared to VIT. LPU AIML reports 70–80% placements with IT-sector recruitment (TCS, Infosys) but lacks focused AI/ML training and corporate engagement depth. While IILM’s IBM collaboration enhances skill relevance, VIT Bhopal’s established infrastructure, lower fees (~?7.92L), and higher placement traction make it preferable for students prioritizing industry-ready training and diverse tech opportunities. Opt for IILM only if IBM certifications and interdisciplinary projects are critical, and consider LPU as a budget-friendly alternative with moderate outcomes. All the BEST for your Admission & a Prosperous Future!

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Ans: Hello Neha
Prefer CSE @ UPSE-D.
Best of luck to you.
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Radheshyam

Ans: Hi,

A corpus of 3.40 crores is a large enough amount for planning a retirement. If you invest wisely and keep your expenses within a limit then you can comfortably live till age of 80 years.

Assuming an inflation of 6% on your expenses and a 12% return for the corpus investment, you can withdraw 1.5 lakh per month for expenses and still have some corpus at the end. If expenses are much higher then you may be short, if they are much less, then you will have a good corpus at the end.

So it will depend on your expenses each month.

Thanks & Regards
Janak Patel
Certified Financial Planner.

Ans: Hello dear
Chances are very slim to get CSE/ECE at reputed institutes via the COMEDK counseling process. Please try in private colleges via management quota.
Best of luck to you.
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Radheshyam

Ans: Hello dear
Given that you have already taken a drop once, your current score of 401 on your second attempt significantly reduces your chances of securing a seat in MBBS at GMC. If you have an interest in pursuing B.Tech in Bioinformatics, this could be a viable alternative for you. It is advisable to abandon the notion of a partial drop for NEET preparation, as excelling in this highly competitive exam requires an all-encompassing commitment. The vast syllabus demands not just time but also focused effort, which is difficult to achieve with a partial drop. You are likely aware of the extensive material that needs to be mastered, and attempting to juggle this with other commitments may hinder your performance. Therefore, it would be more beneficial to either commit to a full drop to dedicate yourself entirely to NEET preparation or to reconsider the path of a partial drop altogether.
Best of luck to you.
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Radheshyam