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Shalini

Shalini Singh  |96 Answers  |Ask -

Dating Coach - Answered on Jul 05, 2024

Shalini Singh is the founder of andwemet, an online matchmaking service for urban Indians living in India and overseas. After graduating from college as a kindergarten teacher, Singh worked at various firms specialising in marketing strategy, digital marketing and public relations before finding her niche as an entrepreneur. In 2008, she founded Galvanise PR, an independent communications and public relations. In 2019, she launched andwemet.
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kishan Question by kishan on Jul 01, 2024Hindi
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Relationship

im in a long relation ship with my girl friend 10 years . I want to marry her but some cast issue against them. how can we resolve that problem.

Ans: Do not let cast come in between both, explain to the families. If they do not agree, then you need to decide.

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Anu

Anu Krishna  |1021 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Apr 06, 2022

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Relationship
Hi Anu, I am in a relationship with a girl from my office for nearly 1.5 years now. We both speak Marathi only sub caste is different.At start of our relationship we discussed about it as she tells me her parents will not support her, so I convinced her that I will support her in every way possible to convince her parent and will stand with her though every situation. I am 31 years old and she is 27. Her parents told her that she has 2 years for marriage so she is currently focusing on career right now.My parents are forcing me for marriage. As her family has issues with my subcaste and she is not willing to disclose our relationship for another 2 years. So I told her that I will wait for 1 year then we can disclose our relationship to both families mines and her, if your family agrees we can wait for one more year so that she can focus on career and she can get 2 years as per her parents. Moreover I will always support her in career and family issues. But still she is not ready she told me that she will not tell her family about our relationship until 2 years are complete. Can you please suggest me any solution for this?
Ans:

Dear TG,

At this point, what is missing for you possibly is if after the wait, if she will still be there in the relationship?

If she isn’t willing to complicate her family life at this point in time, I guess she has valid reasons for that which must be respected.

But what If the two of you sit down where you can put down your feelings and find an amicable way of easing this.

I am sure there are a lot of ifs and buts that is making you feel the way that you are. It is only imperative that you called out to her and be firm and assertive as to how this might be playing in your mind.

For all you know, once she hears your side of the story and she shares hers, solutions emerge from that especially when the commitment is strong.

So, have that one meaningful conversation where feelings, fears and insecurities are shared and watch how the two of you will come up with something wonderful as a solution.

All the best!

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Dr Ashish

Dr Ashish Sehgal  |97 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Mar 11, 2023

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Relationship
Hello, I am 45 yrs old, divorced , in love with 29 yrs old girl. We deeply are in love with each other, however Girl’s Parents are not agreeing to our marriage, citing age gap. It’s been 2.5 yrs, have met her Parents many times at their home. Her Parents consider me as a nice guy , but the age gap factor is not letting them to approve our relationship. Am seriously stressed and want to wary that girl only. Request you to kindly suggest 🙏
Ans: It can be challenging when families do not approve of a relationship due to age differences or other factors. However, it's important to remember that ultimately, the decision to enter into a relationship and get married is a personal one that should be based on the feelings and desires of the two people involved.

It's important to continue to communicate openly and honestly with your girlfriend and her parents about your feelings and intentions. Try to listen to their concerns and address them in a respectful and thoughtful way. It may also be helpful to enlist the support of a neutral third party, such as a family counselor or mediator, who can help facilitate a productive conversation between you and your girlfriend's parents.

However, it's also important to recognize that ultimately, you cannot control the decisions of others. If your girlfriend's parents continue to disapprove of the relationship, it may be necessary to consider whether the relationship is sustainable in the long term. It's important to consider not only your feelings for each other, but also the practical realities of your situation and whether you can build a fulfilling and happy life together despite any external challenges.

Ultimately, it's up to you and your girlfriend to decide what is best for your relationship and your future. It may be helpful to continue to work on building a strong foundation of trust, communication, and mutual support, regardless of the outcome with her parents.

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Dev

Dev Ashish  |48 Answers  |Ask -

MF Expert, Financial Planner - Answered on Jul 08, 2024

Asked by Anonymous - Jul 08, 2024Hindi
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Money
I am 28 years old unmarried currently holding salary of 64000 & investing 2000 in less & 500 in small cap fund..How much more investment required to secure future and generate a corpus of 4cr till 2044
Ans: For a target of Rs 4 Crore in the next 20 years, you need to invest about Rs 30-38,000 monthly assuming average returns of 10-12% per annum and that you will be able to increase your monthly investments by at least 5% each year in line with income/salary growth.

So given that you are investing about Rs 2500 in mutual funds each month right now, you will have to significantly increase this monthly contribution amount if you want to reach your target corpus.

We don't have information about your risk appetite. But assuming that it is at least moderately aggressive, then, you can start investing in a combination of largecap index funds, flexicap/large&midcap funds, midcap funds, etc.

Thanks
Dev Ashish,
SEBI Registered Investment Advisor (Fee-Only RIA)
Founder, StableInvestor.com
Twitter (@Stableinvestor)

Note (Disclaimer) - As a SEBI RIA, I cannot comment on specific schemes/funds that are provided or asked for in the questions in the platform. The views expressed above should not be considered professional investment advice or advertisement or otherwise. No specific product/service recommendations have been made and the answers here are for general educational purposes only. The readers are requested to take into consideration all the risk factors including their financial condition, suitability to risk-return profile and the like and take professional investment advice before investing.

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Dev

Dev Ashish  |48 Answers  |Ask -

MF Expert, Financial Planner - Answered on Jul 08, 2024

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Money
Hello Sir, My aim to generate 25L in next 5 years thru Mutual funds and have started 5 SIP of 3000 each in these fund , 1. 1. Axis Bluechip Fund (Direct Growth), 2. Nippon India Large Cap (Direct Growth), 3. HDFC Small Cap (Direct Growth), 4. Parag Parikh Flexi Cap (Direct Growth), 5. Canara Robecco ELSS tax saver (Direct Growth). Please advise whether this funds are enough to generate the required corpes or I need to invest more.
Ans: For a target of Rs 25 lakh in the next 5 years, you need to invest about Rs 25-31,000 monthly assuming average returns of 10-12% per annum.

Right now you are doing Rs 15,000 monthly across 5 funds (with 3K SIP). So unless the returns generated by your funds are a lot more than that, it will be difficult to reach the target amount.

So you should try and invest as close as possible to the calculated amount of Rs 25-31,000 monthly. And assuming a reasonable salary growth and controlled expenses, you should try to increase the monthly investments each year in line with your income growth.

Thanks
Dev Ashish,
SEBI Registered Investment Advisor (Fee-Only RIA)
Founder, StableInvestor.com
Twitter (@Stableinvestor)

Note (Disclaimer) - As a SEBI RIA, I cannot comment on specific schemes/funds that are provided or asked for in the questions in the platform. The views expressed above should not be considered professional investment advice or advertisement or otherwise. No specific product/service recommendations have been made and the answers here are for general educational purposes only. The readers are requested to take into consideration all the risk factors including their financial condition, suitability to risk-return profile and the like and take professional investment advice before investing.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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