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Shalini

Shalini Singh  |61 Answers  |Ask -

Dating Coach - Answered on Aug 25, 2023

Shalini Singh is the founder of andwemet, an online matchmaking service for urban Indians living in India and overseas. After graduating from college as a kindergarten teacher, Singh worked at various firms specialising in marketing strategy, digital marketing and public relations before finding her niche as an entrepreneur. In 2008, she founded Galvanise PR, an independent communications and public relations. In 2019, she launched andwemet.
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Asked by Anonymous - Aug 23, 2023Hindi
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Relationship

How to find love after a divorce? I am 45 and mother of two.

Ans: by feeling confident about yourself, once you do so, it will make it easier for you to find love.

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Asked by Anonymous - Aug 07, 2023Hindi
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Hello Gurus! I am 40 yr divorced NRI man in the UK. I have a 10 yr old son and he lives with his mum in a different country. I have visitation rights and I meet him regularly. I have been divorced for 6 years now. I have been trying to date since last 5 years and it has been quite a frustrating experience. I do not want to jump to Matrimonial Sites as I would prefer to date someone to know them better before deciding to settle in a committed relationship. Also, there are many frauds on the Matrimonial Sites. My challenge is that most of the single women in the age range of 36 – 42 that I have met in last 5 yrs is that either they have unstable career and looking for someone to depend upon or if they have a career, they are arrogant and unruly. Though I look decent, I don’t have looks as a criteria. I worry sometimes if will I ever find love and affection in my life. Apart from the dating apps, where else do you suggest I could try to meet decent and normal woman?
Ans: Dear Anonymous,

I hear your concern but I don't think it has anything to do with the mode of dating. Online or IRL, rude people will continue to be rude everywhere. Also, not everyone with a stable career is arrogant and unruly, men and women alike.

Apart from dating apps, you can try finding love IRL. You can try going to clubs, cafes, or social gatherings to meet like-minded women. Or you can ask your friends to set you up with someone who matches your criteria. You can join some activity of your liking to find women who prefer the same things as you. Start with a HI and see where it goes.

You can find a decent human being even in a dating app. It is a matter of patience, a pinch of luck, and primarily a good amount of effort from your end. To get better results, try mentioning your intents in your bio; for instance, you want to date and then move on to marriage- mention the same in your bio to attract the right kind of people.


Best Wishes!
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Financial Planner - Answered on Apr 28, 2024

Asked by Anonymous - Apr 27, 2024Hindi
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Money
I want to purchase auto insurance for my Maruti Ertiga which I purchased two years ago. Which auto insurance policy will best look after my interests in the event of an accident which could lead to fatalities or lead me permanently disabled? I want to choose an auto insurance policy that will take care of hospitalisation as well as permanent disability.
Ans: In the unfortunate event of an accident with your Maruti Ertiga, a comprehensive car insurance policy will best serve your interests. Here's why:

Comprehensive Coverage:

• Third-party Liability: This is mandatory by law and covers any injuries or property damage caused to a third party due to an accident involving your car.
• Own Damage Cover: This protects your Maruti Ertiga from damages caused by accidents, theft, fire, natural calamities, etc.

Additional Coverage for Permanent Disability and Hospitalisation:

• Personal Accident (PA) Cover for Owner-Driver and Passengers: This add-on provides a lump sum payout in case of death or permanent disability due to an accident. You can extend this cover to include your passengers as well.
• Medical Expenses Cover: This add-on reimburses hospitalisation expenses incurred due to injuries sustained in an accident.

Here's what to consider when choosing an insurance provider:

• Claim Settlement Ratio (CSR): Look for insurers with a high CSR, which indicates a good record of settling claims promptly.
• Network Garages: Opt for an insurer with a wide network of cashless garages for repairs to ensure a hassle-free experience.
• Customer Service: Choose a company known for providing prompt and helpful customer service.

Popular Car Insurance Providers in India:

• Acko General Insurance
• HDFC Ergo
• The Oriental Insurance Company
• National Insurance Company
• Bajaj Allianz General Insurance

Researching and Comparing Policies

• Use online insurance aggregator websites to compare quotes from different providers. These websites allow you to input details about your Maruti Ertiga, your driving history, and desired coverage options. They will then provide you with quotes from various insurers, allowing you to compare prices and features.

Consulting a Financial Advisor

• Consider consulting a financial advisor who can help you assess your specific needs and recommend the most suitable car insurance policy for your Maruti Ertiga.
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