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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Nov 08, 2024

Anu Krishna is a mind coach and relationship expert.
The co-founder of Unfear Changemakers LLP, she has received her neuro linguistic programming training from National Federation of NeuroLinguistic Programming, USA, and her energy work specialisation from the Institute for Inner Studies, Manila.
She is an executive member of the Indian Association of Adolescent Health.... more
Prince Question by Prince on Nov 07, 2024
Relationship

Hi Got married 3 months back and i got to know my wife had 6 year relation with someone. she lost her virginity with him she was more sexually active. i am not able to digest this.

Ans: Dear Prince,
Okay! So, what do you want to do so that you can digest this fact? What has happened has happened and if her virginity was such a big issue for you, maybe you could have brought it up before marriage and actually asked her.
You didn't and now this is the reality...Oh and how exactly do you know that she was sexually more active then? Did she tell you OR did you find out from someone?
The more you obsess over this, the more it will get difficult. So, understand that this fact cannot be changed...now, what are you going to think and do? That becomes a choice for you!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Anu

Anu Krishna  |1321 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 19, 2023

Asked by Anonymous - Jul 18, 2023Hindi
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Relationship
I had an arrange marriage and married for 1.5 years, after marriage I came to know my wife is not virgin, she never told about her past relationship during our pre-wedding meetings for knowing each other and fixing marriage when I had asked her if she had any past relationship as I had told her I was never involved in a relationship. She was even in touch with him after marriage and had even invited him to our wedding though he did not come. Sometimes she said she had physical relationship out of curiosity, then changed her statement to that she loved him and then said that he used to force her to have physical relation. When confronted she deleted all contacts with him but I still not able to trust her though she says she loves me. I wanted to speak to her parents but my mother asked me to stay quiet. I have lost trust in her because she was never honest from the first day, what should I do, please guide me, this feeling is just killing me! Had she told about it to me in our meetings, I would have rejected thus alliance. Please guide me Anu, I need your help!
Ans: Dear Anonymous,
What seems to bother you more?
The fact that she is not a virgin or the fact that she hid it from you.
Why I ask this question is because it will help you evaluate your feelings stemming from which of the two it is...
I do understand that you feel cheated and there is significant amount of trust lost...
Also, I gather from you that you have strong feelings about chastity, purity etc and this is fair in your world as it is part of your core beliefs.
Now let's see things for what they are...she possibly didn't tell you because she knew that you might reject the proposal OR that she wanted to start afresh and many more OR she was forced into this marriage...But the fact that it has begun to eat at your peace of mind suggests that you must speak with her about it. Tell her exactly how you have felt being lied to.
Ask her if she still is interested in being in the marriage and ask yourself the same question. If there is any scope of reconciliation and putting this scene behind you, then it maybe worthwhile to rebuild the marriage from scratch. But if your belief comes in the way and you are unable to make peace with the fact that she hid this fact, everyday will be torturous.
Whatever the decision, I suggest talking it through together without blame games as this will only lead to anger and more conflict rather than leading to a decision point.

All the best!

..Read more

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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